Retail and Commercial Banking

Traditional industry boundaries are blurring as banks become virtually invisible. Across the retail and business segments, banks need to enrich their customer value and create agile business models. We can accompany you in becoming a truly global bank.

We are helping banks deliver sustainable, personalised customer experiences, adopt platform-based models, unlock the value of open ecosystems, and harvest data-driven insights.

For your commercial customers, you’ll create quicker, cost-effective and value-added solutions. For your retail customers, you’ll drive hyper-personalised, humanised banking experiences. And for your bank? You’ll maximise your potential, and achieve a greater return on investment.

    Retail banking top trends 2024

    New-age players, emerging technologies, and expanding regulatory compliance are transforming the retail banking landscape.

    Temenos delivery partner of the year

    Recognition for our investment in technology and complex projects delivery with enhanced client impact.

    Consumer Duty

    The importance of trust in the age of customer empowerment.

      What we do

      Achieve high-velocity marketing, and enhance your marketing performance.

      With our connected marketing for financial services solutions, we help you achieve high-velocity marketing, and enhance your marketing performance, by building adaptive and agile operating models, acting on data-driven insights, and establishing a resilient, scalable technology platform.

      Create a sustainable, next generation contact centre experience.

      Heightened customer expectations and a renewed focus on cost efficiency is pushing organizations to look differently at roles and operations of contact centres.

      We use leading edge technologies built with cloud, omnichannel, self-service, and advanced AI/cognitive capabilities to help you drive impactful customer and agent experiences.

      Fintechs, neobanks, and challenger banks are making it difficult for traditional banks to keep up with rising customer expectations for hyper-personalised and seamless services.

      Our banking solutions provide the tightly integrated, omnichannel experiences that customers expect, and the actionable business information that banks need.

      We offer modern design and implementation solutions that optimise the customer experience, reduce operating costs and enhance service quality, while managing risk and regulatory compliance more effectively.

      As a result, banks can reduce total cost of ownership, boost operational efficiency and flexibility, and put in place an IT platform that will be sustainable into the future.

      Digitalise your complete trade finance value chain – including traditional trade (loans, letters of credit, collections and guarantees) and structured trade (receivable and payable financing).

      With our trade-as-a-service, powered by Finastra and delivered on Microsoft Azure, you can innovate at speed, lower the total cost of ownership, and minimise risk.

      Capgemini’s end-to-end working capital finance services can help you:
      • Engage your corporate customers with personalised experiences
      • Eliminate, automate, and optimise business processes
      • Seamlessly transition from manual processes to intelligent zero-touch processing
      • Harness data-driven insights with machine learning and artificial intelligence
      • Reduce TCO by utilising managed services.

      Client Story

      Unleashing the potential of omnichannel service: a real-world case

      Discover how a leading Financial Services firm revolutionised their customer experience with next-gen technology.

      Meet our experts

      Gareth Wilson

      Executive Vice President – Head of UK Banking and Capital Markets 

      Nilesh Vaidya

      Global Head of Banking and Capital Markets practice

      Carlos Salta

      EVP, Head of Banking and Capital Markets Practice

      Gaurav Sophat

      Expert in Banking, Financial Services, Insurance

        Join the conversation on LinkedIn

        Connect with our experts and read the latest industry insights on our dedicated LinkedIn page