Skip to Content
Solution

Open banking

Open banking is reshaping the financial landscape – enabling institutions to securely share data, launch innovative services, build partner ecosystems, and tap into new revenue streams through API-driven collaboration.

Traditional banks are seeking innovative ways to collaborate with external partners to unlock new revenue models using APIs, offer innovative customer propositions, and comply efficiently with regulations. And they often face barriers because of legacy infrastructures, cybersecurity concerns, and data security and privacy issues.

With Capgemini’s open banking offering, banks can seamlessly and securely exchange data and resources, enabling them to deliver innovative customer propositions, and accelerate time-to-market for new products and services – as well as effectively comply with local regulations and monetize APIs.

This open banking platform empowers institutions to modernize outdated systems, enable secure API-driven collaboration, and scale within a rapidly evolving digital ecosystem.

Driving open banking opportunities

Do this with Capgemini and AWS.

Our open banking platform: Built for Modern Financial Services

Capgemini’s open banking platform is an API-driven solution that empowers banks to securely expose and manage financial data. It enables seamless integration with fintechs, third-party apps, and ecosystem partners—without compromising on compliance or security.

Key features include:

  • A modern core architecture that supports scalable API infrastructure
  • Accelerated implementation timelines—up to 50% faster
  • Compatibility with major regulatory requirements including PSD2, CMA, and CDR
  • Built-in support for consent management and user-permissioned data
  • Real-time data access for improved customer experience and service delivery

Whether you are building new digital experiences or monetizing your APIs, Capgemini provides the right tools and expertise to succeed in the open banking economy.

Open Banking Solutions We Offer

Partner with Capgemini to:

  • Deploy a secure, compliant open banking API platform
  • Build a robust open banking security profle
  • Align with global and regional regulatory standards such as PSD2 and CMA
  • Design intuitive consent and permission management workflows
  • Manage sandbox testing environments effectively

Our consulting-led approach also helps clients define long-term API strategies, enhance data governance, and create seamless onboarding journeys for partners and customers.

With Capgemini, you can confidently embrace open API banking and take the lead in the API economy.

Next Gen Financial Services

Now is the time to thrive in the highly disruptive environment of next generation digital banking. We can help you do that.

Discover our solution
next generation banking

Meet our experts

    Partners