Recent U.S. legislation marks a major turning point for stablecoin regulation

Money is evolving—not in theory, but in real time. As traditional finance converges with digital infrastructure, stablecoins have emerged as one of the most tangible and transformative building blocks in the shift toward a programmable financial system.

The recent passage of three landmark bills by the U.S. Congress has defined the regulatory perimeter for stablecoins and digital assets. This long-awaited clarity unlocks institutional engagement at scale, allowing organizations to adopt stablecoins with confidence and compliance.

Yet stablecoins are more than just settlement tools—they represent a critical step toward fully regulated, institutionally-native digital money.

Our latest report breaks down what stablecoins are, why they matter, and how they differ from other cryptocurrencies—helping leaders prepare for the next phase: Deposit Tokens.