Product Offerings

  1. Temenos Infinity

Due to the New Normal scenario , the banking Industry is looking towards Digital technology to run their Business, Capgemini is pioneers in providing end to end services in Digital banking for Banking industry powered by Temenos infinity.

Being a Digital leader and prominent partner of Temenos, following are our offerings in Temenos Infinity.

Consulting services:

Our consultant services include providing advisory to the client on choosing the right products and providing the digital strategy, Architecture recommendations.

Apart from this we provide services like determining the ROI and cost benefit analysis to help the client in taking right decision for Implementation / Upgrade / Taking a decision on whether to replace or retain the existing product.

Implementation Services:

With multiple implementation experience in this area we bring right framework and tools in accelerating the Implementation of Infinity product either in Cloud or On premises. Our services include but not limited to the following provided below.

  • Design and Development of UI/UX
  • Agile development augured by Program/Project management services
  • Integration with Peripheral systems, Rest full API services
  • Orchestration services
  • Reporting using Analytics
  • End to End Testing
  • Infrastructure services and cloud hosting

Support products like Digital On boarding, Origination, Retail banking, SME banking & Personal banking

Our objective is to drive towards excellence in helping customer towards bringing in Frictionless customer Experiences, accelerate digital banking transformation, Enable agility by bringing in cloud-based capabilities and flexibility in customizing solutions & also provide security and compliance.

Application and Development services:

Our Application and development services include

  • To support the client with new enhancement’s and provide the infrastructure services and development services to enhance the product and client experience
  • Process & product re-engineering to enhance the UI/UX and Integration services
  • Upgrade services to enhance to the latest Kony or DBX version
  • L1,L2,L3 level support services to support the Infinity products and the local enhancement’s that was build on top
  1. Temenos Transact

Temenos offers cloud-native, cloud-agnostic, API-first core banking system, enabling banks to deliver consistent, frictionless customer journeys and achieve market-leading cost/income performance. Some of its most intriguing advantages are scalability, reduction in operating costs and time-to-market, hassle-free and seamless integration with existing applications present in the bank.

Capgemini started the collaboration with Temenos for over 2 decades and has helped many banks successfully complete their core banking transformation journey.

  1. Temenos Payments

For 15 years, Capgemini has offered unique insights into the payments industry, covering the latest innovations and disruptions through its World Payments Reports.  These reports are the leading source for data, trends and insights on global and regional non-cash payments, the key regulatory and industry initiatives (KRIIs), and today’s dynamic payments environment.

With Capgemini’s deep payments knowledge and our long-time partnership with Temenos, we provide a strong solution around Temenos Payments, which is the #2 best-selling payments system globally, to enable real-time processing of payments for our clients, along with full life-cycle implementation and support services to ensure smoother, faster and efficient delivery.

We have extensive Implementation and Integration Exposure of Payments Hub with leading banks and ACHS around the world, which will help fast-track the implementation/upgrade project for any client

We are also maintaining a repository of lessons learnt and industry best practices, taken from the projects completed with multiple clients

We have developed processes which facilitate the creation of reusable artefacts, which act as accelerators in projects for all clients. Some of the key artefacts are:

Reference architecture

Use case and test case repository

Messaging handbook

Logical flow diagrams

Logical interface definitions etc

Our service offerings across areas of Payments to help us ensure faster and efficient delivery for our clients and convert our client journeys into success stories are inline with various stages of implementations like Risk Analysis and Mitigation, Requirement Gathering and Analysis, Design & Development, Delivery & Support.

We follow factory approach for Temenos payments capability building in terms of onboarding of resources from payments and non-payments background to payments projects after series of upskilling sessions and trainings on latest versions of TPH by Temenos consultants.

Our payment consultants are well versed with the latest PSD2 solution offered for payment hub encompassing product analysis, solution, services, implementation and support.

    1. Temenos SaaS

Supporting the above products are the solutions mentioned below.

Wealth/AAA

Capgemini a well-known leader in Wealth and Asset Management service provider, has been at the fore front of providing distinct and efficient solutions in the wealth management space.

Being one of the most preferred partners by Temenos, we have developed strong competency for providing solutions to our customers in the wealth management marketplace. We have also developed tools for a faster and efficient implementation, with significant reduction in costs.

As a result, we have delivered robust solutions to our clients globally to help them create a unique user experience and create a strong value chain for their customers.

  1. Temenos SaaS

Supporting the above products are the solutions mentioned below.

Wealth/AAA

Capgemini a well-known leader in Wealth and Asset Management service provider, has been at the fore front of providing distinct and efficient solutions in the wealth management space.

Being one of the most preferred partners by Temenos, we have developed strong competency for providing solutions to our customers in the wealth management marketplace. We have also developed tools for a faster and efficient implementation, with significant reduction in costs.

As a result, we have delivered robust solutions to our clients globally to help them create a unique user experience and create a strong value chain for their customers.

FCM

In times of continuous disruption and renewed crime regulations, financial institutions must take heed of all challenges and respond adequately. Our experience indicates that financial institutions can significantly increase both efficiency and effectiveness of their financial crimes risk management framework. Financial Institutions can:

raise efficiency by as much as 30 percent by reducing false positives

lower the total cost of ownership by having one comprehensive solution for all financial crime mitigation needs from watch-list screening, KYC, anti-money laundering, and fraud prevention.

avoid heavy penalties posed by the global authorities by having an automated financial crime mitigation solution to detect financial crime and adhere to global regulations

achieve higher throughput by having a trusted, fast, and resilient solution which can handle exceptional high volumes of transactions

Temenos Financial Crime Management (FCM) is a family of intelligent, analytical detection engines that are accurate, fast, easy to configure and simple to use to mitigate financial crime. FCM products provide a breadth of holistic solutions to combat money laundering by increasing efficiency, speed and accuracy in detecting criminal transactions. Its sophisticated approach ensures increased efficiency by saving time and lowering data mining costs for enhanced decision making and improved collaboration. Various modules of FCM work together to deliver a comprehensive financial crime mitigation solution by offering:

Ability to screen customers, transactions and account information in real time and/or as scheduled activity

Ability to scan transactions in real time for comparison with behaviour profile, account profile or peer-group profile

Ability to deliver an easy to use and powerful business rules engine for quick configuration of transaction monitoring rules by business users themselves

Ability to classify financial institution’s customers according to their risk profile at the time of customer onboarding and during the entire customer lifecycle.

The product range is focused on agility, accuracy and ease-of-use for the clients to make them ready for controlling financial crime and providing insights in preparing themselves to trace and eliminate sources of such criminal funding.

Our Offerings

Capgemini helps its clients by delivering services covering end-to-end fraud an AML business process mapping and providing robust implementation and consulting services. We offer 360-degree offerings across the compliance life cycle:

Consulting: Module Selection, Compliance & Audit strategy, Business Architecture landscape consulting, Target Operating Model, Business rules optimization & Automation assessment across AML functions, regulatory reporting, building risk models

Implementation: Platform/product Implementation, Architecture Design, Business Process Design and Governance, Country specific customization, deployment strategy, Change management process, Interface integration with the peripheral systems & Training, Testing, Test Environment Management and UAT, support post implementation verification

Optimisation, Automation & Augmentation: Automation of matching & screening process, automation by generating, updating, optimizing transaction screening & monitoring models/process across segments, automation of case management process by including additional insights

Migration: Migration of Existing analytics solutions onto new platform powered by AI/ML across functions, migration strategy, migration options, parallel run strategy and data mapping.

Our Value Additions

Capgemini has offered unique insights into the financial crime mitigation industry, covering the latest innovations and disruptions. With Capgemini’s deep domain knowledge and our long-time partnership with Temenos, we provide a strong solution around Temenos FCM, to enable real-time financial crime detection and mitigation for our clients, along with full life-cycle implementation and support services to ensure smoother, faster and efficient delivery. Many of our clients have recognised our implementation as real accelerator to reduce false positives leading to the operational efficiencies for the financial institution. We have various value Proposition for AML & Financial Crime Management Solution Implementation:

Having helped deliver multiple complex programs including previous AML solution deployment, our expertise of business, systems, data & stakeholders will save efforts, energies, costs & maximize returns on investments

80+ Fraud management Specialists with expertise across architecture, scenarios/modelling, configuration, testing. Delivered multiple strategic AML programs with on-going continuous support including version upgradations

Ready to leverage implementation accelerators including AML process flows, activity documentation, gap analysis frameworks and data architecture

One place shop for all implementation services across AML capabilities, data & analytics competencies/tools, end to end implementation services including testing, infrastructure & PMO

Learnings from large global implementations analysed & organized in AML solution deployment guides to ensure greater efficiency & efficacy of future solution deployments

Temenos FI

Community Banking is focused on increasing access to financial services for individuals and businesses who strive to support local socio-economic growth of communities through the sharing of resources and support or, those who may have been historically excluded.

The common theme between community banking, credit unions, building societies and ethical banking is that there is a recognition of the power of the community, treating each member with dignity, understanding local culture needs and the power of a collective force for change.

Capgemini’s offering for this market is underpinned by Temenos Accelerator. The combination of Capgemini’s expertise and Temenos Accelerator offers a fully integrated banking software solution serving credit unions, community banks, building societies, nonbank financial institutions (NBFIs), and microfinance institutions.

Strategy and Roadmap

Capgemini’s Financial Inclusion Services(FIS) provides offerings for the below listed Niche Markets:

Community Banking serving credit Unions, Building Society and other forms of ethical banking

Neo/Challenger banks Serving E-Banking, startups and Fintechs

Inclusive Banking serving the Unbanked and Underbanked in developing country as part of ensuring basic banking services are accessible and available to all at affordable cost.

Temenos Accelerator underpins these offerings, which is a preconfigured, easy to deploy solution which can incorporate support for local compliance and cultural requirements. What these achieves are:

Comes preconfigured to deliver standard banking functionalities covering transactions from the front office to the back office

Can be implemented within three to six months with the help of Capgemini’s fully certified, experienced consultants

Is built on the #1 core banking platform consistently used by some of the world’s largest and smallest banks – proof of its robustness and reliability

Is used by over 250 clients globally

Is cloud native (multiple clouds)

Delivers a catalogue of APIs 

Capgemini utilises proven assets and implementation tools from a standard set of templates and processes, architecture blueprints, integration patterns, and API libraries to test automation suites and ready DevOps and cloud implementations for Temenos Accelerator. With our level of experience, we offer the following added engagement values:

De-risking and faster time to market

Alignment with Temenos implementation best practices within our delivery cycles

An “adopt, not adapt” approach that ensures early delivery

Fast project start with adherence to best standards to avoid “re-inventing the wheel”

Focus on testing early and providing early visibility