A payment transaction performed with an EMV card at a merchant’s POS terminal takes relatively longer than a traditional magnetic-stripe card transaction. The extra time required to authorize the chip-card transaction results in longer wait times at check-out counters causing dissatisfaction for cardholders as well as merchants. The Quick EMV solution by MasterCard and VISA can help improve overall cardholder experience, reducing waiting time at merchant POS terminals; and help merchants avoid the costs of adding POS checkout lanes. Merchants who want to provide a fast, reliable, and secure checkout experience for their customers—and a trouble-free POS system implementation for their staff—should contact their payment processor or acquiring bank.