Banking and Capital Markets

Featured Services

Capgemini’s Open Banking Marketplace

Financial services firms recognize the tremendous opportunities open banking provides to digitally transform, drive innovation, create a partner-services ecosystem, and unleash new business models to power growth. What’s less clear is how banks can take full advantage of those opportunities without exposing themselves to undue risk and costs.

Connected Banking

Capgemini Connected Banking is a hosted or utility-based ecosystem of banking products and services that enable banks to provide their customers with the best banking experiences regardless of channel. Its pre-integrated, digital ecosystem of best-in-class banking apps does not require a costly infrastructure.

Capgemini’s PSD2 Open Banking Solution

The EU’s second Payment Services Directive (PSD2) which came into force on January 13, 2018 aims to improve online payment protection, encourage payment services innovation, and make cross-border payments safer. Capgemini’s market-ready open APIs based solution helps banks and PSPs meet compliance requirements and turn PSD2 into a business opportunity.

SMART Analytics for Financial Services

Process actionable business information from all sources of structured and unstructured data quicker. Capgemini Smart Analytics for Financial Services offers pre-built models that can save 40-50% of resource effort, enabling customer analytics, operational analytics and risk management capabilities.

FinTech Co-Innovation with Capgemini’s ScaleUp Qualification

FinTechs continue to redefine customer journeys, but the revolution around FinTech firms as competitors fizzles as startups realize they cannot succeed alone. The path forward is paved with symbiotic collaboration based on an appropriate partnership-engagement model while getting ready for the BigTech expansion in FS. – World FinTech Report 2018

All Services

Banking & Financial Services Partnerships

In order to bring the best possible solutions to our leading clients in banking and financial services, Capgemini has established global and regional strategic relationships over many years with leading industry technology and financial services innovators.

Capital Markets & Wealth Management

Regardless of the constant volatility within capital markets, investment banks, sell-side, buy-side and wealth management firms must strive for continued growth. Greater cost control and increased operational efficiency can deliver the consistent, profitable growth you need.

Cards and Payments

As digital innovation and FinTechs capture the mindshare of today’s industry executives, traditional payments service providers are now challenged to deliver improved experience to corporate customers as well, while complying with evolving regulatory agendas across the globe.

Commercial Banking

While balancing cost control with business growth, commercial banking executives are searching for new ways to integrate corporate business units into their organizations.

Consumer Lending & Mortgages

The key to lending lies in providing credit to the right customer at a competitive rate, while complying with local regulations. Your systems and applications should not only propel the business but also enable you to develop enduring customer relationships and to meet the evolving needs of your customers and an increasingly global marketplace.

DevOps & Agile Services for Banking and Capital Markets

Combining DevOps with Agile development methodologies can deploy 30x more apps than traditional software development. An assessment of people, processes and technology is needed to identify the organization-specific training, tools and accelerators for adopting Agile and DevOps best practices.

Digital & Mobile Banking

Disruption is nothing new to the Banking industry. What is new is an accelerated transformational pace spurred by evolving and ever-increasing customer expectations, government-imposed regulations, and mounting competition from nimble FinTechs.

Diversified Lending

Diversified finance companies are operating in a high-growth, competitive environment with tremendous pressure on interest rate spreads. At the same time, increasingly sophisticated customers are demanding easy access to leases and loans, better customer service, more flexible contract terms and high-quality online tools.