Core banking

Transform the core for your digital future with our core banking modernization solutions.

FinTechs, neobanks and challenger banks are making it difficult for traditional banks to keep up with rising customer expectations for hyper-personalized and seamless services. Capgemini’s banking solutions provide the tightly integrated, omni-channel experiences that customers expect, and the actionable business information that banks need.

We offer banks modern design and implementation solutions that help banks reduce total cost of ownership, boost operational efficiency and flexibility, and ensure they have in place an IT platform that will be sustainable into the future.

    Top trends in retail banking 2023

    Drivers, opportunities, and risks that are shaping the industry.

    Next-Generation Banking

    From traditional banking to invisible finance

    Digitalization’s impact on banks in 2023

    The future of cloud migration and platformification, embedded finance, and the growth of CBDCs.

    Migrate Core Banking & Cards Portfolios

    Complete core banking and cards portfolio conversions in about half the time of traditional on-premises processes.

      What we do

      We help you craft an approach and a roadmap to create a core banking system environment that is simpler and more efficient, highly flexible, and that fosters responsiveness to the dynamic banking environment.  

      We will work with you to:

      – Conduct a feasibility study
      – Evaluate platforms, and select one
      – Formulate the business case and chart out the roadmap and operating model.

      This encompasses:

      – Establishing business priorities and business architecture
      – Designing target operating model
      – Drafting technical architecture
      – Structuring of the modernization plan and data migration approach.

      We help implement modern core banking platforms such as Temenos Transact, Oracle FLEXCUBE, FIS Modern Banking Platform, Finacle, and Mambu.

      Our services include:

      – Upgrade of legacy systems
      – Development of fully customized solutions
      – Global and multi-site deployments
      – Integration, testing, and data migration.

      We will help you evaluate the hosting options and chart out the cloud migration strategy. We will develop cloud architecture and host the platform in the cloud. 

      We conduct training for business and technical support staff, and help the bank with change management. We create IT ops and SCM approach. And we create user guides and operational documents to ensure smooth business-as-usual operations.

      Our industry capabilities

      We speed up transformations by 20%. Our proven assets and accelerators include our Capgemini Implementation Body of Knowledge (CIBOK) with over 500 reusable templates, processes, guidelines and tools; connected banking reference architecture; standard processes, architecture blueprints, integration patterns and test automation suites; and more than 17,000 reusable banking test cases.

      We have more than 20 years of experience working on banking systems. We have delivered over 1,000 projects in the banking sector. And we claim expertise on multi-market leading platforms like Temenos Transact, Oracle FLEXCUBE, FIS Modern Banking Platform, Finacle and Mambu.

      Core modernization for future banking experiences

      Capgemini teams up with Everest Group® to explore key imperatives and challenges in core modernization for mid-market banks in North America.

      Meet our experts

      Sandeep Kurne

      Expert in Digital Solutions, Financial Services

      Nilesh Vaidya

      Global Head of Banking and Capital Markets practice

      Carlos Salta

      EVP, Head of Banking and Capital Markets Practice

      Nikhil Rajwade

      Expert in Financial Services, Research

      Chris Tapley

      Senior Director – Core Banking North America

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