Lending

Processing loan documents, often done manually, can be costly and time-consuming for lenders.

Capgemini’s Cognitive Document Processing is a fully managed solution that ingests, classifies, and evaluates documents rapidly, securely, and at a reduced cost. It is powered by industry-leading algorithms coupled with machine-learning and artificial intelligence (AI) to enhance credit underwriting, customer onboarding, and servicing.

Disparate operating models, manual processes, data rekeying and fragmented technology make it hard to deliver a seamless lending experience to commercial customers. What’s more, the absence of a single customer view increases operational risk and makes it difficult to manage risk portfolios.

We help you build digital solutions, customized credit workflows, enterprise content management, and instant reporting capabilities that span business lines.

Our services include loan origination value discovery, and loan origination platform implementation with nCINO.

With Capgemini and Pega’s lending solution, financial organizations can transform their loan origination process across retail, corporate, and mortgage segments. With an omnichannel customer experience platform, and Pega’s dynamic case management with a credit decision hub at its core, firms can safeguard the financial wellbeing of their customers while delivering a consistent and seamless experience across all channels. 

Our services include:

• Lending origination transformation roadmap and prioritization assessment
• Redesign of complex business rules
• Process orchestration
• Harmonization of business processes and rules across multiple entities
• Renewal of legacy capabilities through APIs and business services
• Workflow orchestration.