Retail and Commercial Banking

Traditional industry boundaries are blurring as banks become virtually invisible. Across the retail and business segments, banks need to enrich their customer value and create agile business models. We can accompany you in becoming a truly global bank.

We are helping banks deliver sustainable, personalised customer experiences, adopt platform-based models, unlock the value of open ecosystems, and harvest data-driven insights.

For your commercial customers, you’ll create quicker, cost-effective and value-added solutions. For your retail customers, you’ll drive hyper-personalised, humanised banking experiences. And for your bank? You’ll maximise your potential, and achieve a greater return on investment.

    World Retail Banking Report 2024

    Intelligent banks do more with less: Take an efficiency leap with frictionless, personalized banking

    Temenos delivery partner of the year

    Recognition for our investment in technology and complex projects delivery with enhanced client impact.

    Retail banking top trends 2024

    New-age players, emerging technologies, and expanding regulatory compliance are transforming the retail banking landscape.

    Consumer Duty

    The importance of trust in the age of customer empowerment.

      What we do

      Achieve high-velocity marketing, and enhance your marketing performance.

      With our connected marketing for financial services solutions, we help you achieve high-velocity marketing, and enhance your marketing performance, by building adaptive and agile operating models, acting on data-driven insights, and establishing a resilient, scalable technology platform.

      Create a sustainable, next generation contact centre experience.

      Heightened customer expectations and a renewed focus on cost efficiency is pushing organizations to look differently at roles and operations of contact centres.

      We use leading edge technologies built with cloud, omnichannel, self-service, and advanced AI/cognitive capabilities to help you drive impactful customer and agent experiences.

      Fintechs, neobanks, and challenger banks are making it difficult for traditional banks to keep up with rising customer expectations for hyper-personalised and seamless services.

      Our banking solutions provide the tightly integrated, omnichannel experiences that customers expect, and the actionable business information that banks need.

      We offer modern design and implementation solutions that optimise the customer experience, reduce operating costs and enhance service quality, while managing risk and regulatory compliance more effectively.

      As a result, banks can reduce total cost of ownership, boost operational efficiency and flexibility, and put in place an IT platform that will be sustainable into the future.

      Digitalise your complete trade finance value chain – including traditional trade (loans, letters of credit, collections and guarantees) and structured trade (receivable and payable financing).

      With our trade-as-a-service, powered by Finastra and delivered on Microsoft Azure, you can innovate at speed, lower the total cost of ownership, and minimise risk.

      Capgemini’s end-to-end working capital finance services can help you:
      • Engage your corporate customers with personalised experiences
      • Eliminate, automate, and optimise business processes
      • Seamlessly transition from manual processes to intelligent zero-touch processing
      • Harness data-driven insights with machine learning and artificial intelligence
      • Reduce TCO by utilising managed services.

      Discover our solutions

        Customer first, banking and capital markets

        Banking customers have spoken. They expect accessible, personalized services tailored to their individual needs and lifestyles. Ready to unlock

        Contact centre transformation

        Learn how a people-focused approach combined with cloud, omnichannel, self-service, and advanced AI/cognitive capabilities delivers value

        Marketing transformation for financial services

        Yesterday’s marketing strategies have stopped working. How can you empower your marketing teams to deliver contextual and personalized experienc

        Core banking

        Transform the core for your digital future with our core banking modernisation solutions.

          Client Story

          Streamlining customer and user experiences for a leading financial institution

          Developing a new service experience review methodology that helped unlock opportunities to reduce costs and improve customer service.

            Unleashing the potential of omnichannel service: a real-world case

            Discover how a leading Financial Services firm revolutionised their customer experience with next-gen technology.

              BNP Paribas: Inventing tomorrow's bank through innovation

              Powering up a dedicated in-house innovation and acceleration centre.

                Meet our experts

                Gareth Wilson

                Executive Vice President – Head of UK Banking and Capital Markets 

                Nilesh Vaidya

                Global Head of Banking and Capital Markets practice

                Carlos Salta

                EVP, Head of Banking and Capital Markets Practice

                Gaurav Sophat

                Expert in Banking, Financial Services, Insurance

                  Join the conversation on LinkedIn

                  Connect with our experts and read the latest industry insights on our dedicated LinkedIn page