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Financial services

Next-generation Banking: From Traditional Banking to Invisible Finance

The world of finance is almost unrecognizable from the founding of the first bank in 1472. Technology has enabled new financial products and services and transformed the world. But the fundamental capabilities have remained as relevant as they ever were. Now, though, all this is about to change.

We stand at the dawn of a Cambrian-style explosion of innovative banking models. Banking as a Service, Platform Business Models, Embedded Banking, and Invisible Finance and Banking is set to force banks to adapt. The landscape is shifting, and banks need to Sense and Respond to the ground beneath their feet.

It is vital organizations make the right decisions at the right time. This includes capitalizing on the latest developments, new products and services, and avenues for growth. We ensure our partners are never left behind. We know how profoundly technology changes societies because we’ve supported organizations through paradigm-defining innovation. We use our expertise to target the next big thing and unlock opportunities for growth.

Capgemini’s industry expertise is comprised of over 325,000 team members in 55 countries. Our combined experience is our greatest asset. Having been founded over 50 years ago, we have acquired an ability to thrive throughout volatility, adapting and evolving when necessary. With over 30 strategic partnerships, we have the resources to meet challenges great and small.

Every Capgemini initiative is a manifestation of our seven core values: honesty, boldness, trust, freedom, fun, modesty, and team spirit. After careful consideration, these were the values we identified as integral to long-term success. We aim to deliver consistent quality that adheres to sustainable practices while maintaining transparency.

Our Experts

Michael Zwiefler

Global Leader Financial Services Strategy and Innovation

Alexandra Rockermeier

Banking Strategy & Innovation SME