Merchant Acquisition

In the rapidly changing global payments landscape, merchant acquirers face increasing challenges which bring new opportunities.

Keeping Pace with the Fast-Changing Payments Landscape

The payments industry landscape is rapidly evolving and growing. New technology solutions from non-traditional FinTech players—easy to use with zero upfront cost—are appearing at the merchant’s doorstep. In this digital era, applications are expected to be real-time, frictionless, flexible, and scalable, but many traditional acquirers are heavily invested in, and limited by, their legacy applications. To implement next-generation systems, acquirers must consider associated risks, potential for fraud, and country-specific regulations.

Merchant-Acquirer Services and Solutions for Banks

Capgemini’s range of services extends from strategy definition through implementation and ongoing support. Key offerings include consulting services that assist your organization with “build vs. buy” decisions, technology assessments and platform evaluations focused on your merchant business goals and objectives. Capgemini Merchant Onboarding solutions enable banks to configure an applications environment leveraging either IBM or Pegasystems BPM products. These solutions reduce development effort by 40% and speed market deployment.

Proven Provider of Successful Merchant Acquisition Solutions

Capgemini counts multiple merchant acquirers among its worldwide client base, providing consulting services and/or end-to-end onboarding solutions. A dedicated Center of Excellence continuously invests in the development of new merchant acquisition technology, solutions, skills development and best practices, maintaining a global knowledge base of domain expertise and technology experience. A global leader in the cards and payments industry, Capgemini is the publisher of the annual World Payments Report.

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