This report, by Capgemini Consulting’s Digital Transformation Institute, documents what named executives at leading financial institutions are saying about the potential of ‘smart contracts,’ which differ from standard contracts in that they are electronically programmed and based on distributed ledgers such as blockchain technology. They enable financial firms to automatically enforce actions like payments without the need for independent verification or manual processing. The report predicts mainstream adoption of smart contracts will begin in 2020 and save consumers over $500 in fees.
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