{"id":625746,"date":"2021-10-06T10:32:53","date_gmt":"2021-10-06T15:32:53","guid":{"rendered":"https:\/\/www.capgemini.com\/?post_type=research-and-insight&p=631050"},"modified":"2025-03-06T06:32:39","modified_gmt":"2025-03-06T11:32:39","slug":"core-modernization-for-building-future-banking-experiences","status":"publish","type":"research-and-insight","link":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/","title":{"rendered":"Core modernization for future banking experiences \u2013 a report by Capgemini and Everest Group"},"content":{"rendered":"\n
\"\"<\/picture><\/div>
<\/div>
<\/div><\/div>

Core modernization for future banking experiences<\/h1><\/div>

Capgemini teams up with Everest Group\u00ae to explore the key imperatives and challenges in core modernization for mid-market banks in North America.<\/h2>
Download report<\/span>1 MB pdf<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/header>\n\n\n\n
\n

As the financial services industry is transitioning to the future- from delivering banking-as-a-product to banking-as-a-lifestyle, banks need to orchestrate end-to-end customer experiences. While large banks are already making progress, mid-market banks must balance the challenges of meeting evolving customer experience demands, enhancing operational efficiency, and orchestrating an ever-expanding ecosystem.<\/p>\n\n\n\n

However, these banks are being deterred by their legacy systems and limited budget. And the COVID-19 crisis has elevated these issues as the core banking system\u2019s agility, flexibility and scalability to respond in the new normal are being stress-tested.<\/p>\n\n\n\n

Our joint report with Everest Group\u00ae provides insights on business and technology priorities of the mid-market banking industry in the U.S and Canada. In this paper, readers can learn about:<\/p>\n\n\n\n

    \n
  • The driving forces for core modernization in mid-market banks<\/li>\n\n\n\n
  • Appetite, intent, and approaches for core banking modernization<\/li>\n\n\n\n
  • Key implications and core banking system tenets for mid-market banks<\/li>\n\n\n\n
  • Possible steps for banks to take as they execute their recession blueprint and build a resilient business for the new normal<\/li>\n<\/ul>\n\n\n\n


    <\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"

    Capgemini teams up with Everest Group\u00ae to explore the key imperatives and challenges in core modernization for mid-market banks in North<\/p>\n","protected":false},"author":34,"featured_media":720168,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"4ee453b7-a864-472b-bdde-d4f7381f12df\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":true,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"","related_resource_id":0,"related_resource_size":"","related_resource_type":"","cg_author":0,"_yoast_wpseo_primary_theme":0,"primary_term":"Financial services","featured_focal_points":""},"tags":[],"research-and-insight-type":[85],"theme":[],"brand":[],"service":[],"industry":[242,545],"partners":[],"content-group":[],"class_list":["post-625746","research-and-insight","type-research-and-insight","status-publish","has-post-thumbnail","hentry","research-and-insight-type-point-of-view","industry-banking-capital-markets","industry-financial-services"],"yoast_head":"\nFuture of Banking Experience Through Core Modernization | Capgemini<\/title>\n<meta name=\"description\" content=\"Unlock the future of banking experiences with core modernization solutions tailored for mid-market banks. Learn from Everest Group insights with Capgemini.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Core modernization for future banking experiences \u2013 a report by Capgemini and Everest Group\" \/>\n<meta property=\"og:description\" content=\"Unlock the future of banking experiences with core modernization solutions tailored for mid-market banks. Learn from Everest Group insights with Capgemini.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/\" \/>\n<meta property=\"og:site_name\" content=\"Capgemini USA\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-06T11:32:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2880\" \/>\n\t<meta property=\"og:image:height\" content=\"1800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/\",\"url\":\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/\",\"name\":\"Future of Banking Experience Through Core Modernization | Capgemini\",\"isPartOf\":{\"@id\":\"https:\/\/www.capgemini.com\/us-en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg\",\"datePublished\":\"2021-10-06T15:32:53+00:00\",\"dateModified\":\"2025-03-06T11:32:39+00:00\",\"description\":\"Unlock the future of banking experiences with core modernization solutions tailored for mid-market banks. Learn from Everest Group insights with Capgemini.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/#primaryimage\",\"url\":\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg\",\"contentUrl\":\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg\",\"width\":2880,\"height\":1800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.capgemini.com\/us-en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Research & insights\",\"item\":\"https:\/\/www.capgemini.com\/us-en\/research-and-insight\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Core modernization for future banking experiences \u2013 a report by Capgemini and Everest Group\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.capgemini.com\/us-en\/#website\",\"url\":\"https:\/\/www.capgemini.com\/us-en\/\",\"name\":\"Capgemini USA\",\"description\":\"Just another www.capgemini.com site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.capgemini.com\/us-en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\/\/www.capgemini.com\/us-en\/author\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Future of Banking Experience Through Core Modernization | Capgemini","description":"Unlock the future of banking experiences with core modernization solutions tailored for mid-market banks. Learn from Everest Group insights with Capgemini.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/","og_locale":"en_US","og_type":"article","og_title":"Core modernization for future banking experiences \u2013 a report by Capgemini and Everest Group","og_description":"Unlock the future of banking experiences with core modernization solutions tailored for mid-market banks. Learn from Everest Group insights with Capgemini.","og_url":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/","og_site_name":"Capgemini USA","article_modified_time":"2025-03-06T11:32:39+00:00","og_image":[{"width":2880,"height":1800,"url":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/","url":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/","name":"Future of Banking Experience Through Core Modernization | Capgemini","isPartOf":{"@id":"https:\/\/www.capgemini.com\/us-en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/#primaryimage"},"image":{"@id":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/#primaryimage"},"thumbnailUrl":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg","datePublished":"2021-10-06T15:32:53+00:00","dateModified":"2025-03-06T11:32:39+00:00","description":"Unlock the future of banking experiences with core modernization solutions tailored for mid-market banks. Learn from Everest Group insights with Capgemini.","breadcrumb":{"@id":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/#primaryimage","url":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg","contentUrl":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg","width":2880,"height":1800},{"@type":"BreadcrumbList","@id":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.capgemini.com\/us-en\/"},{"@type":"ListItem","position":2,"name":"Research & insights","item":"https:\/\/www.capgemini.com\/us-en\/research-and-insight\/"},{"@type":"ListItem","position":3,"name":"Core modernization for future banking experiences \u2013 a report by Capgemini and Everest Group"}]},{"@type":"WebSite","@id":"https:\/\/www.capgemini.com\/us-en\/#website","url":"https:\/\/www.capgemini.com\/us-en\/","name":"Capgemini USA","description":"Just another www.capgemini.com site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.capgemini.com\/us-en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"","url":"https:\/\/www.capgemini.com\/us-en\/author\/"}]}},"theme_term_info":[],"industry_term_info":[{"id":242,"name":"Banking & capital markets"},{"id":545,"name":"Financial services"}],"services_term_info":[],"partners_term_info":[],"brand_term_info":[],"brand_term":[],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Core modernization for future banking experiences \u2013 a report by Capgemini and Everest Group","url":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/","mainEntityOfPage":{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/"},"thumbnailUrl":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg?w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg"},"articleSection":"Uncategorized","author":[],"creator":[],"publisher":{"@type":"Organization","name":"Capgemini USA","logo":""},"keywords":[],"dateCreated":"2021-10-06T15:32:53Z","datePublished":"2021-10-06T15:32:53Z","dateModified":"2025-03-06T11:32:39Z"},"rendered":"<meta name=\"parsely-title\" content=\"Core modernization for future banking experiences \u2013 a report by Capgemini and Everest Group\" \/>\n<meta name=\"parsely-link\" content=\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/core-modernization-for-building-future-banking-experiences\/\" \/>\n<meta name=\"parsely-type\" content=\"post\" \/>\n<meta name=\"parsely-image-url\" content=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg?w=150&h=150&crop=1\" \/>\n<meta name=\"parsely-pub-date\" content=\"2021-10-06T15:32:53Z\" \/>\n<meta name=\"parsely-section\" content=\"Uncategorized\" \/>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/capgemini.com\/p.js"},"archive_status":false,"featured_image_src":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg","featured_image_alt":"","jetpack_sharing_enabled":true,"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Capgemini USA","distributor_original_site_url":"https:\/\/www.capgemini.com\/us-en","push-errors":false,"tag_names":[],"featured_image_url":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2021\/10\/Capgemini_Banking_CORE-MODERNIZATION-FOR-BUILDING-FUTURE-BANKING-EXPERIENCES-4.jpg","_links":{"self":[{"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/research-and-insight\/625746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/research-and-insight"}],"about":[{"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/types\/research-and-insight"}],"author":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/users\/34"}],"version-history":[{"count":16,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/research-and-insight\/625746\/revisions"}],"predecessor-version":[{"id":742659,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/research-and-insight\/625746\/revisions\/742659"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/media\/720168"}],"wp:attachment":[{"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/media?parent=625746"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/tags?post=625746"},{"taxonomy":"research-and-insight-type","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/research-and-insight-type?post=625746"},{"taxonomy":"theme","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/theme?post=625746"},{"taxonomy":"brand","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/brand?post=625746"},{"taxonomy":"service","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/service?post=625746"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/industry?post=625746"},{"taxonomy":"partners","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/partners?post=625746"},{"taxonomy":"content-group","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/content-group?post=625746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}