{"id":688770,"date":"2023-05-31T11:03:00","date_gmt":"2023-05-31T16:03:00","guid":{"rendered":"https:\/\/www.capgemini.com\/?p=904159"},"modified":"2026-01-09T07:32:47","modified_gmt":"2026-01-09T12:32:47","slug":"t1-a-radical-change-to-your-global-operating-model","status":"publish","type":"post","link":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/","title":{"rendered":"T+1 \u2013 A radical change to your global operating model"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-blogs header-hero-blogs\"><div class=\"container\"><div class=\"hero-blogs\"><div class=\"hero-blogs-content-wrapper\"><div class=\"row\"><div class=\"col-12\"><div class=\"header-title\"><h1>T+1 \u2013 A radical change to your global operating model<\/h1><\/div><\/div><\/div><\/div><div class=\"hero-blogs-bottom\"><div class=\"header-author\"><div class=\"author-img\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/Benoit.jpg?w=200&amp;quality=10\" alt=\"\" loading=\"lazy\"\/><\/div><div class=\"author-name-date\"><h5 class=\"author-name\">Benoit Julia<\/h5><h5 class=\"blog-date\">31 May 2023<\/h5><\/div><\/div><div class=\"brand-image\"><\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/insights\/expert-perspectives\/should-i-stay-or-should-i-go-my-2-cents-on-current-and-future-leaders-in-digital-process-automation\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-tw\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https:\/\/www.capgemini.com\/insights\/expert-perspectives\/should-i-stay-or-should-i-go-my-2-cents-on-current-and-future-leaders-in-digital-process-automation\/&amp;text=Should%20I%20stay%20or%20should%20I%20go%3F%20-%20my%202%20cents%20on%20current%20and%20future%20leaders%20in%20digital%20process%20automation%C2%A0\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-tw\"><\/i><span class=\"sr-only\">Twitter<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/shareArticle?url=https:\/\/www.capgemini.com\/insights\/expert-perspectives\/should-i-stay-or-should-i-go-my-2-cents-on-current-and-future-leaders-in-digital-process-automation\/&amp;text=Should%20I%20stay%20or%20should%20I%20go%3F%20-%20my%202%20cents%20on%20current%20and%20future%20leaders%20in%20digital%20process%20automation%C2%A0\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><div class=\"article-text article-quote-text\">\n<p>This article is the third in our series of deep dives on the challenges of T+1. The first articles focused on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.capgemini.com\/insights\/expert-perspectives\/accelerated-settlement-is-coming-how-far-along-is-your-impact-assessment\/\" target=\"_blank\" rel=\"noreferrer noopener\">The urgency of completing a T+1 impact assessment now to be ready for May 2024<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.capgemini.com\/insights\/expert-perspectives\/t-1-putting-the-party-back-in-counterparty\/\" target=\"_blank\" rel=\"noreferrer noopener\">The importance and opportunity that counterparty performance offers<\/a><\/li>\n<\/ul>\n\n\n\n<p>For this third installment, we want to focus on operating models, and look at the global impact that the North American shift to T+1 may have on the financial market institutions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-north-america-s-t-1-a-global-disruption-to-your-operating-model\">North America\u2019s T+1 \u2013 A global disruption to your operating model:<\/h2>\n\n\n\n<p>The impact on the operational team to accelerate their activities and meet the end-of-day affirmations and allocations deadlines could see an increase in operational risks. We believe that the impact on the front office, cash management, and inventory team could also be significant.<\/p>\n\n\n\n<p>From the industry working groups, surveys, and our direct client interactions, we have identified four areas of impact on the global operating model:<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/05\/cost-of-fail.png\" alt=\"\" class=\"wp-image-904167\"\/><\/figure>\n\n\n\n<p><strong><strong><strong><strong><strong>Cost of failure.<\/strong><\/strong><\/strong><\/strong><\/strong> With the acceleration of the settlement cycle, the risk of failing trades increases due to the compressed timeline to manage exceptions (e.g., RAD, RTTM, allocations, new accounts, and incorrect SSI). This will drive higher impact on P&amp;L, especially as the current overnight interest rates used to calculate interest claims are at their highest level in a decade.<\/p>\n\n\n\n<p><strong><strong><strong>International realignment (e.g., US corps).<\/strong><\/strong><\/strong>  A few North American assets in scope under the T+1 change can settle at different depositories (e.g., US corporate bonds settle on T+2 in Euroclear). Often, trading and booking systems do not contain or capture depos or intended settlement date inventory information; these calculations are left to the inventory management or SBL systems. This could lead to systemic shorts, where a trader sources a US asset on a T+2 depo but sells it on a T+1 basis in the domestic US market. This could cause settlement fails due to short inventory and result in interest claims.<\/p>\n\n\n\n<p><strong><strong><strong><strong>Funding and FX.<\/strong><\/strong><\/strong><\/strong> International investors, buy side firms, and even smaller brokers and dealers could see challenges with their daily funding requirements and cash management. Firms that are funding their purchase on the FX\/MM market on a T+2 basis will need to adjust their timeline to meet requirements by T+1, or risk failing purchase transactions or face overdraft charges from their custodians or agent.<\/p>\n\n\n\n<p><strong><strong><strong><strong><strong>Stock borrowing and lending.<\/strong><\/strong><\/strong><\/strong><\/strong> Borrowing and lending functions, whether for stocks or corporates bonds, could also cause settlement fails. There is a risk that the current borrowing and recall timelines cannot meet a T+1 cycle, which may drive inventory management challenges and result in fails and interest claims.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">An impact beyond the operations team: will your front office \/ investors grab the opportunity?<\/h2>\n\n\n\n<p>These four global operating model challenges could also be seen by firms as an opportunity to perform better than their peers, to embrace the \u201cspirit\u201d of the regulation, and strive for a more efficient, more liquid, and less capital-intensive North Americas settlement cycle.<\/p>\n\n\n\n<p>At Capgemini, with our track record of large technological transformation, we believe this type of market change creates opportunities for challengers to become leaders, and ultimately create a better financial market for retail investors.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-inaction-is-not-an-option\">Inaction is not an option<\/h2>\n\n\n\n<p>Firms need to take swift and decisive action in at least three areas:<\/p>\n\n\n\n<p><strong><strong><strong><strong><strong><strong>Optimize your pre-funding and FX management.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong> Firms need to fully understand how they currently fund their US and Canadian trading activities when they place their FX trades, and when they settle currently. These changes could bring additional costs.<\/p>\n\n\n\n<p><strong><strong><strong><strong><strong><strong><strong>\u201cJust-in-time\u201d borrowing\/recalling\/realigning.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong> Inventory management, and communication between the settlement team, SBL team, and front office, will need to be optimized to reduce the risk of shorts. Organizational changes, SLAs, and operating methods will need to evolve through technological and workflow enhancements or operating model optimization.<\/p>\n\n\n\n<p><strong><strong><strong><strong><strong><strong><strong><strong>Design and source inventory and funding information in near real time<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong>. Sell-side front offices need to be equipped with the near real-time MI and information from their middle office and operations teams to rectify trade errors as soon as they are identified to avoid costly fails. Buy-side firms should continue to increase their dialogue with their service providers (e.g., prime brokers, custodians, and middle and back office outsourcers) to fully assess the impact of the accelerated timeline and agree on a sustainable economic model.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-wrapper-people-slider section section--expert-slider wrapper-people-slider undefined\"><div class=\"container\"><div class=\"content-title\"><h3 data-maxlength=\"34\">Author<\/h3><\/div><\/div><div class=\"slider slider-boxed\"><div class=\"container\"><div class=\"slider-window\"><div class=\"slider-list\">\n\t\t<div class=\"slide\">\n\t\t\t<div class=\"box\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-6 col-lg-4 box-img-wrapper\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/Benoit-1.jpg\" alt=\"Benoit Julia\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-6 col-lg-8 box-inner\">\n\t\t\t\t\t\t<div class=\"row title-social-media-header\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 mbl-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"subnav-button--form\" href=\"javascript:void(0)\" aria-label=\"contact us\" data-bs-toggle=\"modal\" data-bs-target=\"#WPB734b7be3_7ee7_4acd_9a54_69a053fa33f0\" data-bs-expert-title=\"1\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"ico-form\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Opens in a new window\" href=\"https:\/\/www.linkedin.com\/in\/benoit-julia-5981514\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 box-container\">\n\t\t\t\t\t\t\t\t<div class=\"box-title\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"people-profile-title\">Benoit Julia<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Director at Quorsus, part of Capgemini<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 social-box-container dkt-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"subnav-button--form\" href=\"javascript:void(0)\" aria-label=\"contact us\" data-bs-toggle=\"modal\" data-bs-target=\"#WPB734b7be3_7ee7_4acd_9a54_69a053fa33f0\" data-bs-expert-title=\"Benoit Julia\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"ico-form\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Opens in a new window\" href=\"https:\/\/www.linkedin.com\/in\/benoit-julia-5981514\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"modal\" id=\"WPB734b7be3_7ee7_4acd_9a54_69a053fa33f0\">\n\t\t\t\t\t<div class=\"modal-dialog modal-dialog-centered modal-lg modal-dialog-scrollable landing-page-modals\">\n\t\t\t\t\t\t<div class=\"modal-content\">\n\t\t\t\t\t\t\t<div class=\"modal-header\">\n\t\t\t\t\t\t\t\t<button type=\"button\" class=\"btn-close\" aria-label=\"close\" data-bs-dismiss=\"modal\"><\/button>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"modal-body\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"logo-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/themes\/capgemini2025\/assets\/images\/logo.svg\"\n\t\t\t\t\t\t\t\t\t\talt=\"Contact with us\" class=\"light\" \/>\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/themes\/capgemini2025\/assets\/images\/logo-white.svg\"\n\t\t\t\t\t\t\t\t\t\talt=\"Contact with us\" class=\"dark\" \/>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"form-title\">Contact with us<\/h4>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<div class=\"mf_forms__container \">\n\t\t\t\t\t\t\t\t<form id=\"mf_form_344241_477466757\" class=\"mf_form__form row needs-validation\" action=\"\" method=\"post\" enctype=\"multipart\/form-data\" data-nosnippet>\n\n\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"form_id\" data-validate=\"number\" class=\"mf_form__id\" value=\"344241\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"form_title\" class=\"mf_form__title\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"wp_rest_nonce\" class=\"mf_form__wp_rest_nonce\" value=\"6ece06eab1\" \/>\n\n\t\t\t\t<input type=\"hidden\" name=\"mf_form_conditional_logic\" class=\"mf_form__title conditional_logic\" value=\"\" \/>\n\t\t\t\t\n\t\t\t\t<input type=\"hidden\" name=\"mf_form_fields_country_dpo_field\" class=\"mf_form__title conditional_logic mf_form_fields_country_dpo_field\" value=\"\" \/>\n\n\t\t\t\t<!-- Anti-spam field -->\n\t\t\t\t<input type=\"text\" \n\t\t\t\t\tname=\"website_url\" \n\t\t\t\t\tclass=\"mf_field__url\" \n\t\t\t\t\tautocomplete=\"off\"\n\t\t\t\t\ttabindex=\"-1\"\n\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\tstyle=\"position:absolute;left:-9999px;width:1px;height:1px;opacity:0;pointer-events:none;\" \n\t\t\t\t\/>\n\t\t\t<\/form>\n\n\t\t\t<div class=\"mf_form__success\" tabindex=\"0\" role=\"alert\">\n\t\t\t\t\t\t\t\t<p>Thank You! We have received your form submission.\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"mf_form__errors\">\n\t\t\t\t<p>We are sorry, the form submission failed. Please try again.<\/p>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t<script>\n\t\t\twindow.MF_CONFIG344241 = {\"344241\":{\"errors\":[],\"redirect\":\"\"}};\n\t\t<\/script>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n<\/div><\/div><\/div><div class=\"slider-nav\"><button class=\"slider-prev inactive\" aria-label=\"Slider previous\" tabindex=\"-1\"><\/button><ul class=\"slider-paginator\"><\/ul><button class=\"slider-next\" aria-label=\"Slider next\"><\/button><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-11 col-lg-10 offset-md-1 offset-lg-1\"><div class=\"article-text article-quote-text\">\n<h2 class=\"wp-block-heading\" id=\"h-we-can-help\">We can help!<\/h2>\n\n\n\n<p>Capgemini has decades of experience in the banking and capital market sectors and is able to support clients with a range of T+1 transformation services, from an initial impact assessment to large technological transformation programs and testing.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/05\/cost-of-fail1.png\" alt=\"\" class=\"wp-image-904272\"\/><\/figure>\n\n\n\n<p>Capgemini has developed a holistic T+1 service offering to ensure that your operating model is assessed, optimized, and transformed for a smooth migration to an accelerated settlement cycle in North America, and prepare for the UK\/EU future migration.<\/p>\n\n\n\n<p>Contact us at <a href=\"mailto:banking@capgemini.com\">b<\/a><a href=\"mailto:banking@capgemini.com\" target=\"_blank\" rel=\"noreferrer noopener\">anking@capgemini.com<\/a> to learn more.<\/p>\n\n\n\n<section class=\"wp-block-cg-blocks-learn-more learnMoreBlock updated-new-sample-amal\"><div class=\"container\"><div class=\"content-title\"><h3>Learn more<\/h3><\/div><div class=\"row\"><div class=\"col-md-4\"><div class=\"box\"><div class=\"box-wrapper\"><a class=\"box-title\" href=\"https:\/\/www.capgemini.com\/insights\/expert-perspectives\/accelerated-settlement-is-coming-how-far-along-is-your-impact-assessment\/\" target=\"_blank\" rel=\"noopener noreferrer\"><div class=\"box-img-wrapper\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/03\/T-1-accelerated-settlement.jpg?w=500&amp;quality=90\" srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/03\/T-1-accelerated-settlement.jpg?w=500&amp;quality=90 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/03\/T-1-accelerated-settlement.jpg?w=1000&amp;quality=90 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><h4 class=\"titleWithoutLink_learnMore\">T+1 accelerated settlement is coming \u2013 how far along is your impact assessment?<\/h4><\/a><\/div><\/div><div class=\"box-inner\"><\/div><\/div><div class=\"col-md-4\"><div class=\"box\"><div class=\"box-wrapper\"><a class=\"box-title\" href=\"\/insights\/expert-perspectives\/t-1-putting-the-party-back-in-counterparty\/\" target=\"_blank\" rel=\"noopener noreferrer\"><div class=\"box-img-wrapper\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/T1-compliance-counterparty-management.jpg?w=500&amp;quality=90\" srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/T1-compliance-counterparty-management.jpg?w=500&amp;quality=90 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/T1-compliance-counterparty-management.jpg?w=1000&amp;quality=90 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><h4 class=\"titleWithoutLink_learnMore\">T+1: putting the \u201cparty\u201d back in \u201ccounterparty\u201d<\/h4><\/a><\/div><\/div><div class=\"box-inner\"><\/div><\/div><div class=\"col-md-4\"><div class=\"box\"><div class=\"box-wrapper\"><a class=\"box-title\" href=\"https:\/\/research.nelson-hall.com\/blogs\/?avpage-views=blog&amp;type=post&amp;post_id=1191\" target=\"_blank\" rel=\"noopener noreferrer\"><div class=\"box-img-wrapper\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/05\/T1-capital-market-settlements.jpg?w=500&amp;quality=90\" srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/05\/T1-capital-market-settlements.jpg?w=500&amp;quality=90 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/05\/T1-capital-market-settlements.jpg?w=1000&amp;quality=90 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><h4 class=\"titleWithoutLink_learnMore\">How Capgemini is tackling transition to T+1 capital market settlements<\/h4><\/a><\/div><\/div><div class=\"box-inner\"><\/div><\/div><\/div><\/div><\/section>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n\t\t<section\n\t\t\tclass=\"section section--lifeatcap-learning section--event-slider-careerInvent \">\n\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class='career-invent-header'>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"slider slider-fader f56583bc-d394-4242-8f2a-0396c4a1f2a6\">\n\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"slider-list \">\n\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"slide active \">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\tclass=\"slide-bg-wrapper wp-block-cg-blocks-career-invent is-style-sapphire2\">\n\t\t\t\t\t\t\t\t<div class=\"bgImagesection\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bgColor\"><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"container slide-info-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"col-md-6 col-sm-12 box-inner \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bgColor\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tclass=\"content-title \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"explore-header\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tdata-maxlength=\"68\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\ttitle=\"Meet us at Sibos 2023 Toronto\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tMeet us at Sibos 2023 Toronto\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tclass=\"box-title \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h4 data-maxlength=\"144\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\ttitle=\"Boost your payments profitability. Composability for the new reality.\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tstyle=\"white-space: pre-wrap;\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tBoost your payments profitability. Composability for the new reality.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"btnDiv\"> <a class=\"more2\" data-maxlength=\"24\" aria-label=\"Connect with us about Meet us at Sibos 2023 Toronto\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t tabindex=\"0\" href=\"https:\/\/www.capgemini.com\/us-en\/news\/events\/sibos-2023-toronto\/\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\ttarget=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tConnect with us\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a> <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-6 col-sm-12 text-right box-img-wrapper escaper escaper-right\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/07\/LP-Sibos-Header-1.webp?w=1200&amp;quality=90 1x, https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/07\/LP-Sibos-Header-1.webp?w=1200&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 1500px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/07\/LP-Sibos-Header-1.webp?w=600&amp;quality=90 1x, https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/07\/LP-Sibos-Header-1.webp?w=1200&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/07\/LP-Sibos-Header-1.webp?w=400&amp;quality=90 1x, https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/07\/LP-Sibos-Header-1.webp?w=800&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/07\/LP-Sibos-Header-1.webp?w=400&amp;quality=90 1x, https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/07\/LP-Sibos-Header-1.webp?w=800&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\" \/>\n\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" class=\"box-img\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tsrc=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/07\/LP-Sibos-Header-1.webp\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tstyle=\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tobject-position: 50% 50%; object-fit: cover;\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\" alt=\"\" \/>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\t\t\t\t\t\t\t\t<!-- <img decoding=\"async\" class=\"box-img\" src=\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\tstyle=\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\" alt=\"\"\n\t\t\t\t\t\t\t\t\t\t\/> -->\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"slide-reveal\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t<\/section>\n\n\t\t","protected":false},"excerpt":{"rendered":"<p>North America\u2019s T+1 \u2013 A global disruption to your operating model<\/p>\n","protected":false},"author":419,"featured_media":688773,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"{\"uuid\":\"38ea7877-3473-452e-af3d-1009515516b1\",\"blogId\":\"30\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/us-en\/\",\"postLink\":\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/\",\"postId\":688770,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"}","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"21e09ec2-acdd-4134-b034-252a30eab02a\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":true,"cg_dt_link_disabled":false,"_yoast_wpseo_primary_brand":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","featured_focal_points":""},"categories":[1],"tags":[],"brand":[],"service":[],"industry":[242],"partners":[],"blog-topic":[396],"content-group":[],"class_list":["post-688770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","industry-banking-capital-markets","blog-topic-technology"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Global Operating Model: T+1 by Capgemini<\/title>\n<meta name=\"description\" content=\"Experience a radical shift to your global operating model with Capgemini&#039;s T+1 solution. Enhance FX management and optimize your business processes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"T+1 \u2013 A radical change to your global operating model\" \/>\n<meta property=\"og:description\" content=\"Experience a radical shift to your global operating model with Capgemini&#039;s T+1 solution. Enhance FX management and optimize your business processes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/\" \/>\n<meta property=\"og:site_name\" content=\"Capgemini USA\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-31T16:03:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-09T12:32:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2025\/10\/New-Web-preview-global.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Benoit Julia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"pawanballa\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/\",\"url\":\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/\",\"name\":\"Global Operating Model: T+1 by Capgemini\",\"isPartOf\":{\"@id\":\"https:\/\/www.capgemini.com\/us-en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg\",\"datePublished\":\"2023-05-31T16:03:00+00:00\",\"dateModified\":\"2026-01-09T12:32:47+00:00\",\"author\":{\"@id\":\"https:\/\/www.capgemini.com\/us-en\/#\/schema\/person\/b50547d66f434128d54e3071b057a393\"},\"description\":\"Experience a radical shift to your global operating model with Capgemini's T+1 solution. Enhance FX management and optimize your business processes.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/#primaryimage\",\"url\":\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg\",\"contentUrl\":\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg\",\"width\":1500,\"height\":1001},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.capgemini.com\/us-en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"T+1 \u2013 A radical change to your global operating model\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.capgemini.com\/us-en\/#website\",\"url\":\"https:\/\/www.capgemini.com\/us-en\/\",\"name\":\"Capgemini USA\",\"description\":\"Just another www.capgemini.com site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.capgemini.com\/us-en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.capgemini.com\/us-en\/#\/schema\/person\/b50547d66f434128d54e3071b057a393\",\"name\":\"pawanballa\",\"url\":\"https:\/\/www.capgemini.com\/us-en\/author\/pawanballa\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Global Operating Model: T+1 by Capgemini","description":"Experience a radical shift to your global operating model with Capgemini's T+1 solution. Enhance FX management and optimize your business processes.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/","og_locale":"en_US","og_type":"article","og_title":"T+1 \u2013 A radical change to your global operating model","og_description":"Experience a radical shift to your global operating model with Capgemini's T+1 solution. Enhance FX management and optimize your business processes.","og_url":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/","og_site_name":"Capgemini USA","article_published_time":"2023-05-31T16:03:00+00:00","article_modified_time":"2026-01-09T12:32:47+00:00","og_image":[{"width":1200,"height":627,"url":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2025\/10\/New-Web-preview-global.jpg","type":"image\/jpeg"}],"author":"Benoit Julia","twitter_card":"summary_large_image","twitter_misc":{"Written by":"pawanballa","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/","url":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/","name":"Global Operating Model: T+1 by Capgemini","isPartOf":{"@id":"https:\/\/www.capgemini.com\/us-en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/#primaryimage"},"image":{"@id":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/#primaryimage"},"thumbnailUrl":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg","datePublished":"2023-05-31T16:03:00+00:00","dateModified":"2026-01-09T12:32:47+00:00","author":{"@id":"https:\/\/www.capgemini.com\/us-en\/#\/schema\/person\/b50547d66f434128d54e3071b057a393"},"description":"Experience a radical shift to your global operating model with Capgemini's T+1 solution. Enhance FX management and optimize your business processes.","breadcrumb":{"@id":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/#primaryimage","url":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg","contentUrl":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg","width":1500,"height":1001},{"@type":"BreadcrumbList","@id":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.capgemini.com\/us-en\/"},{"@type":"ListItem","position":2,"name":"T+1 \u2013 A radical change to your global operating model"}]},{"@type":"WebSite","@id":"https:\/\/www.capgemini.com\/us-en\/#website","url":"https:\/\/www.capgemini.com\/us-en\/","name":"Capgemini USA","description":"Just another www.capgemini.com site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.capgemini.com\/us-en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.capgemini.com\/us-en\/#\/schema\/person\/b50547d66f434128d54e3071b057a393","name":"pawanballa","url":"https:\/\/www.capgemini.com\/us-en\/author\/pawanballa\/"}]}},"blog_topic_info":[{"id":396,"name":"Technology"}],"taxonomy_info":{"category":[{"id":1,"name":"Uncategorized","slug":"uncategorized"}],"industry":[{"id":242,"name":"Banking &amp; capital markets","slug":"banking-capital-markets"}],"blog-topic":[{"id":396,"name":"Technology","slug":"technology"}]},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"T+1 \u2013 A radical change to your global operating model","url":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/","mainEntityOfPage":{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/"},"thumbnailUrl":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg?w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg"},"articleSection":"Uncategorized","author":[],"creator":[],"publisher":{"@type":"Organization","name":"Capgemini USA","logo":""},"keywords":[],"dateCreated":"2023-05-31T16:03:00Z","datePublished":"2023-05-31T16:03:00Z","dateModified":"2026-01-09T12:32:47Z"},"rendered":"<meta name=\"parsely-title\" content=\"T+1 \u2013 A radical change to your global operating model\" \/>\n<meta name=\"parsely-link\" content=\"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/t-1-a-radical-change-to-your-global-operating-model\/\" \/>\n<meta name=\"parsely-type\" content=\"post\" \/>\n<meta name=\"parsely-image-url\" content=\"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg?w=150&amp;h=150&amp;crop=1\" \/>\n<meta name=\"parsely-pub-date\" content=\"2023-05-31T16:03:00Z\" \/>\n<meta name=\"parsely-section\" content=\"Uncategorized\" \/>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/capgemini.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg","archive_status":false,"featured_image_src":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg","featured_image_alt":"","jetpack-related-posts":[{"id":764442,"url":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/capgeminis-orgvue-enabled-transformx-operating-model-is-redefining-workforce-intelligence\/","url_meta":{"origin":688770,"position":0},"title":"Capgemini\u2019s Orgvue-enabled TransformX operating model is redefining workforce intelligence","author":"swastika.b.sanyal@capgemini.com","date":"May 26, 2026","format":false,"excerpt":"In a world where organizations are under constant pressure to transform, the ability to make data-driven decisions about people, processes, and technology is no longer a luxury, it\u2019s a necessity. Capgemini\u2019s TransformX Operating Model (TxOM), powered by Orgvue, is setting a new standard for scalable HR transformation, helping enterprises build\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"BrandonHall Awards_Orgvue Banner-Capgemini\u2019s TransformX Operating Model (TxOM), powered by Orgvue, is setting a new standard for scalable HR transformation, helping enterprises build future-ready operating models with confidence and precision.","src":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/05\/BrandonHall-Awards_Orgvue-Banner.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/05\/BrandonHall-Awards_Orgvue-Banner.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/05\/BrandonHall-Awards_Orgvue-Banner.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/05\/BrandonHall-Awards_Orgvue-Banner.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":705367,"url":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/the-operating-model-of-the-future-in-the-context-of-intelligent-automation\/","url_meta":{"origin":688770,"position":1},"title":"The operating model of the future \u2013 in the context of intelligent automation","author":"swastika.b.sanyal@capgemini.com","date":"October 6, 2023","format":false,"excerpt":"The transition to a modernized, future-ready, automation-infused operating model can transform the organization into an ecosystem of interconnected components. that can act as a strategic driver for increased productivity, reduced costs, and enhanced customer satisfaction.","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"The transition to a modernized, future-ready, automation-infused operating model can transform the organization into an ecosystem of interconnected components. that can act as a strategic driver for increased productivity, reduced costs, and enhanced customer satisfaction.","src":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/10\/The-operating-model-of-the-future.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/10\/The-operating-model-of-the-future.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/10\/The-operating-model-of-the-future.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/10\/The-operating-model-of-the-future.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":734761,"url":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/the-regulatory-reporting-landscape-in-2025\/","url_meta":{"origin":688770,"position":2},"title":"The regulatory reporting landscape in 2025","author":"anjumukeshmadnani","date":"January 31, 2025","format":false,"excerpt":"The regulatory reporting landscape in 2025Harris Stevenson-Robb30 Jan 2025 FacebookLinkedin Slowing regulatory change: A critical window to rethink operations and technology The past couple of years have seen an unprecedented amount of change in trade & transaction reporting (T&TR), driven by a wave of regulatory rewrites.\u00a0Firms face a serious challenge\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2025\/01\/The-Regulatory-Reporting-Landscape-2025-Capcom-Banner-2880x1800-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2025\/01\/The-Regulatory-Reporting-Landscape-2025-Capcom-Banner-2880x1800-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2025\/01\/The-Regulatory-Reporting-Landscape-2025-Capcom-Banner-2880x1800-1.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2025\/01\/The-Regulatory-Reporting-Landscape-2025-Capcom-Banner-2880x1800-1.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":762206,"url":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/softwarization-how-to-turn-technology-into-business-value\/","url_meta":{"origin":688770,"position":3},"title":"Softwarization: How to turn technology into business value","author":"Soumya Kanti Mondal","date":"November 19, 2025","format":false,"excerpt":"Discover how organizations can harness Softwarization to transform their operations and drive digital revenue while navigating its challenges in a software-first era.","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"Softwarization How to turn technology into business value featured image","src":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/03\/Softwarization-How-to-turn-technology-into-business-value-featured-image-2.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/03\/Softwarization-How-to-turn-technology-into-business-value-featured-image-2.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/03\/Softwarization-How-to-turn-technology-into-business-value-featured-image-2.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/03\/Softwarization-How-to-turn-technology-into-business-value-featured-image-2.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":763907,"url":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/the-rise-of-techbio-and-rds-evolving-operating-models\/","url_meta":{"origin":688770,"position":4},"title":"The rise of TechBio and R&#038;D\u2019s evolving operating models","author":"Soumya Kanti Mondal","date":"May 20, 2026","format":false,"excerpt":"How TechBio\u2019s integrated, AI-driven R&D model contrasts with traditional pharma\u2019s siloed approach, and what it takes to combine both for faster scaling.","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"pharma R&D","src":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/05\/LS-Pharma-RD-Web-banner.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/05\/LS-Pharma-RD-Web-banner.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/05\/LS-Pharma-RD-Web-banner.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2026\/05\/LS-Pharma-RD-Web-banner.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":749213,"url":"https:\/\/www.capgemini.com\/us-en\/insights\/expert-perspectives\/the-future-of-the-factory-floor-an-innovative-twist-on-production-design\/","url_meta":{"origin":688770,"position":5},"title":"The future of the factory floor: An innovative twist on production design\u00a0","author":"bedantadas","date":"July 9, 2025","format":false,"excerpt":"A global consumer goods company partnered with Capgemini to simplify factory planning. Using a digital configurator, teams can now design and compare production setups virtually\u2014boosting speed, efficiency, and decision-making","rel":"","context":"In \"Capgemini Factory Solutions\"","block_context":{"text":"Capgemini Factory Solutions","link":"https:\/\/www.capgemini.com\/us-en\/tag\/capgemini-factory-solutions\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2025\/07\/Nestle-Blog-Banner.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2025\/07\/Nestle-Blog-Banner.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2025\/07\/Nestle-Blog-Banner.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2025\/07\/Nestle-Blog-Banner.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]}],"jetpack_sharing_enabled":true,"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Capgemini USA","distributor_original_site_url":"https:\/\/www.capgemini.com\/us-en","push-errors":false,"featured_image_url":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/T1-banking-disruption.jpg","author_title":"Benoit Julia","author_thumbnail_url":"https:\/\/www.capgemini.com\/us-en\/wp-content\/uploads\/sites\/30\/2023\/05\/Benoit-1.jpg?w=960","author_thumbnail_alt":"","_links":{"self":[{"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/posts\/688770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/users\/419"}],"replies":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/comments?post=688770"}],"version-history":[{"count":8,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/posts\/688770\/revisions"}],"predecessor-version":[{"id":757535,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/posts\/688770\/revisions\/757535"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/media\/688773"}],"wp:attachment":[{"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/media?parent=688770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/categories?post=688770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/tags?post=688770"},{"taxonomy":"brand","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/brand?post=688770"},{"taxonomy":"service","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/service?post=688770"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/industry?post=688770"},{"taxonomy":"partners","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/partners?post=688770"},{"taxonomy":"blog-topic","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/blog-topic?post=688770"},{"taxonomy":"content-group","embeddable":true,"href":"https:\/\/www.capgemini.com\/us-en\/wp-json\/wp\/v2\/content-group?post=688770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}