{"id":628230,"date":"2023-05-11T07:44:16","date_gmt":"2023-05-11T05:44:16","guid":{"rendered":"https:\/\/www.capgemini.com\/?post_type=research-and-insight&#038;p=890898"},"modified":"2025-03-25T07:39:33","modified_gmt":"2025-03-25T07:39:33","slug":"technovision-2023-financial-services","status":"publish","type":"research-and-insight","link":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/","title":{"rendered":"TechnoVision 2023: Financial services"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-reusable header heroReusable  \"><div class=\"header-bgs\"><picture><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=2880&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=1440&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 992px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=1024&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=1024&amp;quality=70 2x\" media=\"(min-width: 768px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=768&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg\" class=\"header-img header-img-d\" alt=\"\" style=\"object-fit:cover;object-position:31% 82%\" loading=\"eager\"\/><\/picture><\/div><div class=\"heroPictureCardHeaderShape\"><\/div><div class=\"container\"><div class=\"row\"><div class=\"col-md-12\"><div class=\"box\"><div class=\"boxTagWrapper\"><div class=\"tagInfo\"><div><span class=\"box-tag\">Innovation<\/span><\/div><\/div><\/div><div class=\"box-title\"><h1 data-maxlength=\"34\">TechnoVision 2023: Financial Services<\/h1><\/div><div class=\"inner-row-insight download-btn\"><div class=\"col-md-4 downloadFiles addPadding\"><a class=\"button-download--small\" type=\"download\" href=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/05\/TechnoVision-2023-Financial-Services.pdf\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><span>Download our report<\/span><span class=\"type\">8 MB  pdf<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/?post_type=research-and-insight&amp;p=835951\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-tw\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https:\/\/www.capgemini.com\/?post_type=research-and-insight&amp;p=835951&amp;text=World%20Payments%20Report%202022\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-tw\"><\/i><span class=\"sr-only\">Twitter<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/shareArticle?url=https:\/\/www.capgemini.com\/?post_type=research-and-insight&amp;p=835951&amp;text=World%20Payments%20Report%202022\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><div class=\"article-text article-quote-text\">\n<h3 class=\"wp-block-heading\" id=\"h-technology-is-and-will-remain-an-integral-part-of-the-business-equation-implying-that-every-business-is-a-technology-business-while-technology-choices-are-plentiful-applying-them-requires-human-and-natural-resources-that-are-increasingly-scarce-today\">Technology is and will remain an integral part of the business equation, implying that every business is a technology business. While technology choices are plentiful, applying them requires human and natural resources that are increasingly scarce today.<\/h3>\n\n\n\n<p><em>TechnoVision 2023: Financial Services <\/em>is our fifth annual playbook, exploring the technology-business challenges and opportunities for the industry today. See how you can balance digitization with evolving risks and sustainability, while shaping the future of regulated markets. Learn about new levers for operational efficiencies, how to transition to AI-native processes, and more.<\/p>\n\n\n\n<p>We bring you an in-depth perspective by providing 37 technology-business trends applicable to the industry and over 70 real-world examples across banking and insurance to help guide you in your strategy for the future.<\/p>\n\n\n\n<p>This report provides a holistic and time-tested framework for business leaders and technology practitioners to explore how technology can be leveraged for a transformative and positive impact on their organizations and society.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/05\/TechnoVision-2023-Financial-Services.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download now<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:2px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n<section class=\"section latestStoriesBlock \"><div class=\"container\"><div class=\"contentTitle\"><h2 class=\"story-heading\">More TechnoVision insights<\/h2><\/div><div class=\"bleedImageWrapper row \"><div class=\"col-md-4 storyBox\">\n\t\t\t\t\t<div class=\"storyInfo FirstStoryTextInFourStories\">\n\t\t\t\t\t\t<span class=\"storyTag\">Innovation<\/span>\n\t\t\t\t\t\t<a class=\"storyTitle\" href=\"https:\/\/technovision.capgemini.com\/right-the-technology\/\" aria-label=\"TechnoVision 2023\" http:\/\/target=_blank><h3 class=\"story-subtitle\">TechnoVision 2023<\/h3><\/a>\n\t\t\t\t\t\t<p>Right the Technology, Write the Future.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div class=\"col-md-8 storyBox\">\n\t\t\t\t<div class=\"imageWrapper imgWrapperFourStories escaper escaper-right\">\n\t\t\t\t\t<a href=\"https:\/\/technovision.capgemini.com\/right-the-technology\/\" aria-label=\"TechnoVision 2023\" http:\/\/target=_blank tabindex=\"-1\">\n\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-promo2.jpg?w=1024&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-promo2.jpg?w=1024&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-promo2.jpg?w=500&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" class=\"box-img\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-promo2.jpg\" alt=\"\" style=\"object-position: 0% 0%; object-fit: cover;\">\n\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div><div class=\"row\"><div class=\"col-md-4 col-right\">\n\t\t\t\t\t\t<div class=\"storyBox\">\n\t\t\t\t\t\t\t<div class=\"imageWrapper\">\n\t\t\t\t\t\t\t\t<a href=\"\/insights\/research-library\/technovision-2023-applying-technovision\/\" aria-label=\"TechnoVision 2023: Applying TechnoVision\"  tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/01\/TV-2023-dotcom-Applying-TechnoVision-2880X1800px.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/01\/TV-2023-dotcom-Applying-TechnoVision-2880X1800px.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/01\/TV-2023-dotcom-Applying-TechnoVision-2880X1800px.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/01\/TV-2023-dotcom-Applying-TechnoVision-2880X1800px.jpg\" alt=\"\" style=\"object-position: 0% 0%; object-fit: cover;\" \/>\n\t\t\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"storyInfo\">\n\t\t\t\t\t\t\t\t<span class=\"storyTag\">Innovation<\/span>\n\t\t\t\t\t\t\t\t<a class=\"storyTitle\" href=\"\/insights\/research-library\/technovision-2023-applying-technovision\/\"  aria-label=\"TechnoVision 2023: Applying TechnoVision\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"story-subtitle\">TechnoVision 2023: Applying TechnoVision<\/h3>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<p><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div><div class=\"col-md-4 col-right\">\n\t\t\t\t\t\t<div class=\"storyBox\">\n\t\t\t\t\t\t\t<div class=\"imageWrapper\">\n\t\t\t\t\t\t\t\t<a href=\"\/insights\/research-library\/technovision-2023-trends-for-cios-and-tech-practitioners\/\" aria-label=\"TechnoVision 2023: Trends for CIOs and tech practitioners\"  tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg\" alt=\"\" style=\"object-position: 0% 0%; object-fit: cover;\" \/>\n\t\t\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"storyInfo\">\n\t\t\t\t\t\t\t\t<span class=\"storyTag\">Innovation<\/span>\n\t\t\t\t\t\t\t\t<a class=\"storyTitle\" href=\"\/insights\/research-library\/technovision-2023-trends-for-cios-and-tech-practitioners\/\"  aria-label=\"TechnoVision 2023: Trends for CIOs and tech practitioners\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"story-subtitle\">TechnoVision 2023: Trends for CIOs and tech practitioners<\/h3>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<p><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div><div class=\"col-md-4 col-right\">\n\t\t\t\t\t\t<div class=\"storyBox\">\n\t\t\t\t\t\t\t<div class=\"imageWrapper\">\n\t\t\t\t\t\t\t\t<a href=\"\/insights\/research-library\/technovision-2023-trends-for-business-decision-makers\/\" aria-label=\"TechnoVision 2023: Trends for business decision-makers\"  tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/01\/TechnoVision2023-CXO-2.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/01\/TechnoVision2023-CXO-2.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/01\/TechnoVision2023-CXO-2.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/01\/TechnoVision2023-CXO-2.jpg\" alt=\"\" style=\"object-position: 0% 0%; object-fit: cover;\" \/>\n\t\t\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"storyInfo\">\n\t\t\t\t\t\t\t\t<span class=\"storyTag\">Innovation<\/span>\n\t\t\t\t\t\t\t\t<a class=\"storyTitle\" href=\"\/insights\/research-library\/technovision-2023-trends-for-business-decision-makers\/\"  aria-label=\"TechnoVision 2023: Trends for business decision-makers\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"story-subtitle\">TechnoVision 2023: Trends for business decision-makers<\/h3>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<p><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div><\/div><\/section>\n\n\n<section class=\"wp-block-cg-blocks-wrapper-card-related-capabilities undefined card-related-capability\"><div class=\"cardelatedBgShape\"><\/div><div class=\"container\"><div class=\"contentTitle\"><h2 data-maxlength=\"34\" class=\"capabilities-heading\">More from Capgemini<\/h2><\/div><div class=\"row\">\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries_Capital-Markets.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries_Capital-Markets.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries_Capital-Markets.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Banking and capital markets\" href=\"\/industries\/banking-and-capital-markets\/\" target=\"\" rel=\"noopener noreferrer\"><h4>Banking and capital markets<\/h4><\/a><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries-Insurance-e1649147468324.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries-Insurance-e1649147468324.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries-Insurance-e1649147468324.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Insurance\" href=\"\/industries\/insurance\/\" target=\"\" rel=\"noopener noreferrer\"><h4>Insurance<\/h4><\/a><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/Capgemini_Industries_Capital-Markets_Investment-Banking_2.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/Capgemini_Industries_Capital-Markets_Investment-Banking_2.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/Capgemini_Industries_Capital-Markets_Investment-Banking_2.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Decentralized futures\" href=\"\/solutions\/decentralized-futures\/\" target=\"\" rel=\"noopener noreferrer\"><h4>Decentralized futures<\/h4><\/a><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/central-bank-digital-currency-growth.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/central-bank-digital-currency-growth.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/04\/central-bank-digital-currency-growth.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Building central bank digital currency\" href=\"\/insights\/research-library\/building-central-bank-digital-currency\" target=\"\" rel=\"noopener noreferrer\"><h4>Building central bank digital currency<\/h4><\/a><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/08\/Capgemini_Services_Sustainability.webp?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/08\/Capgemini_Services_Sustainability.webp?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/08\/Capgemini_Services_Sustainability.webp?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Sustainability\" href=\"\/services\/sustainability\/\" target=\"\" rel=\"noopener noreferrer\"><h4>Sustainability<\/h4><\/a><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Technology is and will remain an integral part of the business equation, implying that every business is a technology business. While technology choices are plentiful, applying them requires human and natural resources that are increasingly scarce today.<\/p>\n","protected":false},"author":439,"featured_media":628231,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"69b86462-9289-44ba-8fcf-5c86a5fd6760\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":true,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"","related_resource_id":0,"related_resource_size":"","related_resource_type":"","cg_author":0,"_yoast_wpseo_primary_theme":24,"primary_term":"Innovation","featured_focal_points":""},"tags":[],"research-and-insight-type":[56,47],"theme":[21,24,25],"brand":[],"service":[54,61],"industry":[58,59],"partners":[],"content-group":[],"class_list":["post-628230","research-and-insight","type-research-and-insight","status-publish","has-post-thumbnail","hentry","research-and-insight-type-financial-services-reports","research-and-insight-type-report","theme-data-and-ai","theme-innovation","theme-sustainability","service-data-ai","service-sustainability","industry-banking-capital-markets","industry-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>TechnoVision 2023: Financial services - Capgemini Singapore<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TechnoVision 2023: Financial services\" \/>\n<meta property=\"og:description\" content=\"Technology is and will remain an integral part of the business equation, implying that every business is a technology business. While technology choices are plentiful, applying them requires human and natural resources that are increasingly scarce today.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/\" \/>\n<meta property=\"og:site_name\" content=\"Capgemini Singapore\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-25T07:39:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2025\/10\/New-Web-preview-global.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/\",\"url\":\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/\",\"name\":\"TechnoVision 2023: Financial services - Capgemini Singapore\",\"isPartOf\":{\"@id\":\"https:\/\/www.capgemini.com\/sg-en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2023\/05\/TechnoVision2023-FS-Technology-Trends.jpg\",\"datePublished\":\"2023-05-11T05:44:16+00:00\",\"dateModified\":\"2025-03-25T07:39:33+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/#primaryimage\",\"url\":\"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2023\/05\/TechnoVision2023-FS-Technology-Trends.jpg\",\"contentUrl\":\"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2023\/05\/TechnoVision2023-FS-Technology-Trends.jpg\",\"width\":2880,\"height\":1800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.capgemini.com\/sg-en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Research &amp; insights\",\"item\":\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"TechnoVision 2023: Financial services\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.capgemini.com\/sg-en\/#website\",\"url\":\"https:\/\/www.capgemini.com\/sg-en\/\",\"name\":\"Capgemini Singapore\",\"description\":\"Just another www.capgemini.com site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.capgemini.com\/sg-en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"TechnoVision 2023: Financial services - Capgemini Singapore","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/","og_locale":"en_US","og_type":"article","og_title":"TechnoVision 2023: Financial services","og_description":"Technology is and will remain an integral part of the business equation, implying that every business is a technology business. While technology choices are plentiful, applying them requires human and natural resources that are increasingly scarce today.","og_url":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/","og_site_name":"Capgemini Singapore","article_modified_time":"2025-03-25T07:39:33+00:00","og_image":[{"width":1200,"height":627,"url":"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2025\/10\/New-Web-preview-global.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/","url":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/","name":"TechnoVision 2023: Financial services - Capgemini Singapore","isPartOf":{"@id":"https:\/\/www.capgemini.com\/sg-en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/#primaryimage"},"image":{"@id":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/#primaryimage"},"thumbnailUrl":"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2023\/05\/TechnoVision2023-FS-Technology-Trends.jpg","datePublished":"2023-05-11T05:44:16+00:00","dateModified":"2025-03-25T07:39:33+00:00","breadcrumb":{"@id":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/#primaryimage","url":"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2023\/05\/TechnoVision2023-FS-Technology-Trends.jpg","contentUrl":"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2023\/05\/TechnoVision2023-FS-Technology-Trends.jpg","width":2880,"height":1800},{"@type":"BreadcrumbList","@id":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.capgemini.com\/sg-en\/"},{"@type":"ListItem","position":2,"name":"Research &amp; insights","item":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/"},{"@type":"ListItem","position":3,"name":"TechnoVision 2023: Financial services"}]},{"@type":"WebSite","@id":"https:\/\/www.capgemini.com\/sg-en\/#website","url":"https:\/\/www.capgemini.com\/sg-en\/","name":"Capgemini Singapore","description":"Just another www.capgemini.com site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.capgemini.com\/sg-en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"theme_term_info":[{"id":21,"name":"Data and AI"},{"id":24,"name":"Innovation"},{"id":25,"name":"Sustainability"}],"industry_term_info":[{"id":58,"name":"Banking &amp; capital markets"},{"id":59,"name":"Insurance"}],"services_term_info":[{"id":54,"name":"Data &amp; AI"},{"id":61,"name":"Sustainability"}],"partners_term_info":[],"brand_term_info":[],"brand_term":[],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"TechnoVision 2023: Financial services","url":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/","mainEntityOfPage":{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/"},"thumbnailUrl":"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2023\/05\/TechnoVision2023-FS-Technology-Trends.jpg?w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2023\/05\/TechnoVision2023-FS-Technology-Trends.jpg"},"articleSection":"Uncategorized","author":[],"creator":[],"publisher":{"@type":"Organization","name":"Capgemini Singapore","logo":""},"keywords":[],"dateCreated":"2023-05-11T05:44:16Z","datePublished":"2023-05-11T05:44:16Z","dateModified":"2025-03-25T07:39:33Z"},"rendered":"<meta name=\"parsely-title\" content=\"TechnoVision 2023: Financial services\" \/>\n<meta name=\"parsely-link\" content=\"https:\/\/www.capgemini.com\/sg-en\/research-and-insight\/technovision-2023-financial-services\/\" \/>\n<meta name=\"parsely-type\" content=\"post\" \/>\n<meta name=\"parsely-image-url\" content=\"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2023\/05\/TechnoVision2023-FS-Technology-Trends.jpg?w=150&amp;h=150&amp;crop=1\" \/>\n<meta name=\"parsely-pub-date\" content=\"2023-05-11T05:44:16Z\" \/>\n<meta name=\"parsely-section\" content=\"Uncategorized\" \/>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/capgemini.com\/p.js"},"archive_status":false,"featured_image_src":"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2023\/05\/TechnoVision2023-FS-Technology-Trends.jpg","featured_image_alt":"","distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Capgemini Singapore","distributor_original_site_url":"https:\/\/www.capgemini.com\/sg-en","push-errors":false,"tag_names":[],"featured_image_url":"https:\/\/www.capgemini.com\/sg-en\/wp-content\/uploads\/sites\/36\/2023\/05\/TechnoVision2023-FS-Technology-Trends.jpg","_links":{"self":[{"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/research-and-insight\/628230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/research-and-insight"}],"about":[{"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/types\/research-and-insight"}],"author":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/users\/439"}],"version-history":[{"count":5,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/research-and-insight\/628230\/revisions"}],"predecessor-version":[{"id":628866,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/research-and-insight\/628230\/revisions\/628866"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/media\/628231"}],"wp:attachment":[{"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/media?parent=628230"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/tags?post=628230"},{"taxonomy":"research-and-insight-type","embeddable":true,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/research-and-insight-type?post=628230"},{"taxonomy":"theme","embeddable":true,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/theme?post=628230"},{"taxonomy":"brand","embeddable":true,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/brand?post=628230"},{"taxonomy":"service","embeddable":true,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/service?post=628230"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/industry?post=628230"},{"taxonomy":"partners","embeddable":true,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/partners?post=628230"},{"taxonomy":"content-group","embeddable":true,"href":"https:\/\/www.capgemini.com\/sg-en\/wp-json\/wp\/v2\/content-group?post=628230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}