Capgemini Wearable Devices and their Applicability in the Life Insurance Industry whitepaper highlights the impact of the Internet of Things (IoT) on life insurers with the use of wearable sensory devices to analyze medical conditions and provide insight to better price life insurance over the long term based on individual circumstances. The IoT is gaining popularity across all industries with its ability to transfer data over a network without requiring human interaction and provide data analytics for enhanced decision-making power