{"id":537309,"date":"2026-04-14T08:00:00","date_gmt":"2026-04-15T15:13:03","guid":{"rendered":"https:\/\/www.capgemini.com\/pt-en\/?post_type=research-and-insight&#038;p=537309"},"modified":"2026-04-15T15:13:08","modified_gmt":"2026-04-15T15:13:08","slug":"discover-the-future-of-financial-services","status":"publish","type":"research-and-insight","link":"https:\/\/www.capgemini.com\/pt-en\/insights\/research-library\/discover-the-future-of-financial-services\/","title":{"rendered":"Discover the\u00a0future of\u00a0financial\u00a0services\u00a0"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-reusable header heroReusable  \"><div class=\"header-bgs\"><picture><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/04\/Technovision_capcom_2880X1800.jpg?w=2880&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/04\/Technovision_capcom_2880X1800.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/04\/Technovision_capcom_2880X1800.jpg?w=1440&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/04\/Technovision_capcom_2880X1800.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 992px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/04\/Technovision_capcom_2880X1800.jpg?w=1024&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/04\/Technovision_capcom_2880X1800.jpg?w=1024&amp;quality=70 2x\" media=\"(min-width: 768px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/04\/Technovision_capcom_2880X1800.jpg?w=768&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/04\/Technovision_capcom_2880X1800.jpg?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/04\/Technovision_capcom_2880X1800.jpg\" class=\"header-img header-img-d\" alt=\"\" style=\"object-fit:cover;object-position:76% 25%\" loading=\"eager\"\/><\/picture><\/div><div class=\"heroPictureCardHeaderShape\"><\/div><div class=\"container\"><div class=\"row\"><div class=\"col-md-12\"><div class=\"box\"><div class=\"boxTagWrapper\"><div class=\"tagInfo\"><div><span class=\"box-tag\">Innovation<\/span><\/div><\/div><\/div><div class=\"box-title\"><h1 data-maxlength=\"34\">Discover the\u00a0future of\u00a0financial\u00a0services\u00a0<\/h1><\/div><h2 class=\"reasearchInsightTitle\">Download the\u00a0TechnoVision\u00a02026:\u00a0Financial Services\u00a0guide\u00a0<\/h2><div class=\"inner-row-insight download-btn\"><div class=\"col-md-4 downloadFiles addPadding\"><a class=\"button-download--small\" type=\"download\" href=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/04\/TV2026-FS-report_web-Mar-13.pdf\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><span>Download the playbook<\/span><span class=\"type\">14 MB pdf<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"grid-container\"><div class=\"col-12 col-md-2\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/?post_type=research-and-insight&amp;p=1016492\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/shareArticle?url=https:\/\/www.capgemini.com\/?post_type=research-and-insight&amp;p=1016492\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div><div class=\"article-text article-quote-text\">\n<h2 class=\"wp-block-heading\" id=\"h-the-financial-services-industry-nbsp-is-nbsp-at-a-defining-moment-innovation-is-no-longer-confined-to-digital-channels-or-traditional-it-systems\">The financial services industry&nbsp;is&nbsp;at a defining moment. Innovation is no longer confined to digital channels or traditional IT systems.<\/h2>\n\n\n\n<p>Banks,&nbsp;insurers,&nbsp;and wealth managers are exploring a variety of&nbsp;ground-breaking,&nbsp;collaborative solutions to stay ahead.&nbsp;As technologies converge&nbsp;in fresh and exciting ways, financial institutions are being reshaped by forces that are broader, faster, and more interconnected than ever before.&nbsp;This gives rise to better performance, oversight,&nbsp;and connection with customers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-here-are-nbsp-the-nbsp-key-nbsp-trends-nbsp\"><strong>Here are&nbsp;the&nbsp;key&nbsp;trends<\/strong>&nbsp;<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>You&nbsp;experience:&nbsp;<\/strong>trends in user interaction, personalization, and immersive engagement&nbsp;are shifting technology-driven experiences from the&nbsp;personal&nbsp;to the perceptive.<\/li>\n\n\n\n<li><strong>We&nbsp;collaborate:&nbsp;<\/strong>the future of teamwork, co-creation, and human-agent collaboration&nbsp;lies in business and technology ecosystems&nbsp;that give all parties the ability to offer their unique contributions&nbsp;\u2013&nbsp;while&nbsp;staying&nbsp;in step with the whole.&nbsp;&nbsp;<\/li>\n\n\n\n<li><strong>Thriving on&nbsp;data:&nbsp;<\/strong>when data and AI move freely, they turn strategy into feedback and operations into insight. This is only possible when data and models are treated as first-class&nbsp;assets&nbsp;that are easy to find, share, use, and trust.&nbsp;&nbsp;<\/li>\n\n\n\n<li><strong>Process on the&nbsp;fly:&nbsp;<\/strong>business processes are&nbsp;evolving into&nbsp;flowing,&nbsp;agile,&nbsp;living systems.&nbsp;They fuse physical and digital capabilities, powered by&nbsp;<a href=\"https:\/\/www.capgemini.com\/solutions\/digital-twin-for-finance\/\" target=\"_blank\" rel=\"noreferrer noopener\">digital twins<\/a>, robotics,&nbsp;and agentic AI, to sense, decide,&nbsp;and adapt with precision.&nbsp;<\/li>\n\n\n\n<li><strong>Physical&nbsp;matters:&nbsp;<\/strong>from smart products, robotics, edge devices, and sentient materials,&nbsp;there\u2019s&nbsp;an&nbsp;evolving interplay between technology and the tangible world, where breakthroughs in energy, materials, adaptability, and intelligence reshape what we can build and how we live.&nbsp;<\/li>\n\n\n\n<li><strong>Nature\u2019s&nbsp;code:&nbsp;<\/strong>through biotech, organic systems, and nature-inspired innovation,&nbsp;\u2018Nature\u2019s&nbsp;code\u2019&nbsp;dares us to peek at that source code&nbsp;\u2013&nbsp;patterns of resilience, regeneration, and balance&nbsp;\u2013&nbsp;and start copy-pasting wisely.&nbsp;<\/li>\n\n\n\n<li><strong>Applications&nbsp;unleashed:&nbsp;<\/strong>applications&nbsp;are&nbsp;back in the spotlight as&nbsp;the workhorses of enterprise innovation. Agile, lightweight apps are taking center stage alongside the next wave of modernized enterprise software&nbsp;\u2013&nbsp;both custom-built and packaged.&nbsp;<\/li>\n\n\n\n<li><strong>Invisible&nbsp;infostructure:&nbsp;<\/strong>intelligent, resilient, and often unseen infrastructure&nbsp;quietly empowers the modern enterprise, connecting everything, including \u2018things\u2019&nbsp;and edge devices.&nbsp;<\/li>\n\n\n\n<li><strong>Balance by design:&nbsp;<\/strong>this focuses&nbsp;on the&nbsp;\u2018how\u2019&nbsp;through&nbsp;a set of five design principles, which&nbsp;organizations&nbsp;can&nbsp;apply&nbsp;to&nbsp;these trends effectively, ethically, and sustainably.<\/li>\n<\/ul>\n\n\n\n<p>These trends will be buoyed by cross-industry innovation gathering pace, as advancements in open and embedded finance continue to blur industry boundaries. Financial services providers will need to invest in cutting-edge engineering capabilities to stay ahead of the curve.<\/p>\n\n\n\n<p><strong>TechnoVision 2025: Financial Services<\/strong> offers a comprehensive, industry-focused roadmap for businesses looking to thrive in this rapidly changing environment. This expert-curated playbook provides actionable insights to help organizations make informed technology decisions and drive successful transformation.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/04\/TV2026-FS-report_web-Mar-13.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download the playbook<\/a><\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n<section class=\"latest-insights layout-even layout-even-all-purple-cards \"><div class=\"container\"><div class=\"insight-title\"><h2 class=\"latest-insight-title\">Research and insights<\/h2><\/div><div class=\"layout-two-card cards-normal\">\n                                <div class=\"row align-items-center\"><div class=\"card-image-wrapper\">\n                                <div class=\"card-image\" data-image-url=\"https:\/\/www.capgemini.com\/pt-en\/insights\/research-library\/technovision-2026\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/pt-en\/wp-content\/uploads\/sites\/42\/2026\/02\/TechnoVision26-Web-banner.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/pt-en\/wp-content\/uploads\/sites\/42\/2026\/02\/TechnoVision26-Web-banner.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 1500px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/pt-en\/wp-content\/uploads\/sites\/42\/2026\/02\/TechnoVision26-Web-banner.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/pt-en\/wp-content\/uploads\/sites\/42\/2026\/02\/TechnoVision26-Web-banner.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/pt-en\/wp-content\/uploads\/sites\/42\/2026\/02\/TechnoVision26-Web-banner.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/pt-en\/wp-content\/uploads\/sites\/42\/2026\/02\/TechnoVision26-Web-banner.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/pt-en\/wp-content\/uploads\/sites\/42\/2026\/02\/TechnoVision26-Web-banner.jpg?w=350&#038;quality=70 1x, https:\/\/www.capgemini.com\/pt-en\/wp-content\/uploads\/sites\/42\/2026\/02\/TechnoVision26-Web-banner.jpg?w=700&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/pt-en\/wp-content\/uploads\/sites\/42\/2026\/02\/TechnoVision26-Web-banner.jpg\" alt=\"TechnoVision26- Web banner\" style=\"object-position: 50% 50%; object-fit: cover;\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/picture>\n                                <\/div>\n                            <\/div><div class=\"col-12 col-lg-4 d-md-none d-lg-block\"><\/div><div class=\"col-12 col-md-6 col-lg-4\">\n                           <a href=\"https:\/\/www.capgemini.com\/pt-en\/insights\/research-library\/technovision-2026\/\" aria-label=\"TechnoVision 2026\" class=\"card-link-holder\">\n                            <div class=\"insight-card insight-card-center\">\n                                <div class=\"card-tag\"><\/div>\n                                <h3 class=\"card-title\">TechnoVision 2026<\/h3>\n                                <div class=\"insight-card-footer\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"\" alt=\"\" class=\"light\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"\" alt=\"\" class=\"dark\">\n                                <\/div>\n                            <\/div>\n                            <\/a>\n                        <\/div>\n                    <div class=\"col-12 col-md-6 col-lg-4\">\n                            <a href=\"https:\/\/www.capgemini.com\/pt-en\/insights\/research-library\/top-tech-trends-of-2026\/\" aria-label=\"Top Tech Trends of 2026\" class=\"card-link-holder\">\n                            <div class=\"insight-card insight-card-start\">\n                                <div class=\"card-tag\">Cloud<\/div>\n                                <h3 class=\"card-title\">Top Tech Trends of 2026<\/h3>\n                                <div class=\"insight-card-footer\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"\" alt=\"\" class=\"light\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"\" alt=\"\" class=\"dark\">\n                                <\/div>\n                            <\/div>\n                            <\/a>\n                        <\/div>\n                    <\/div>\n                    <\/div><\/div><\/section>\n\n\n<section class=\"wp-block-cg-blocks-wrapper-card-related-capabilities undefined card-related-capability\"><div class=\"cardelatedBgShape\"><\/div><div class=\"container\"><div class=\"row\"><div class=\"contentTitle col-12 col-md-8\"><h2 data-maxlength=\"34\" class=\"capabilities-heading\">More from Capgemini<\/h2><\/div><\/div><div class=\"row\">\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries_Capital-Markets.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries_Capital-Markets.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries_Capital-Markets.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"Capgemini Industries Capital Markets\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Banking and capital markets\" href=\"\/industries\/banking-and-capital-markets\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><h3 class=\"card-subtitle\">Banking and <br>capital markets<\/h3><\/a><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries-Insurance-e1649147468324.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries-Insurance-e1649147468324.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/08\/Capgemini_Industries-Insurance-e1649147468324.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"insurance consulting\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Insurance\" href=\"\/industries\/insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><h3 class=\"card-subtitle\">Insurance<\/h3><\/a><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<p>&nbsp;&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Discover the\u00a0future of\u00a0financial\u00a0services<\/p>\n","protected":false},"author":12384,"featured_media":537310,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"{\"uuid\":\"e629844f-912a-495b-acf2-94e1c4107caa\",\"blogId\":\"1\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/\",\"postLink\":\"https:\/\/www.capgemini.com\/insights\/research-library\/technovision-2026-financial-services\/\",\"postId\":1210966,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"}","cg_seo_hreflang_x_default_relation":"","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"","related_resource_id":0,"related_resource_size":"","related_resource_type":"","cg_author":0,"_yoast_wpseo_primary_theme":357,"primary_term":"Innovation","featured_focal_points":""},"tags":[],"research-and-insight-type":[521,206],"theme":[209],"brand":[],"service":[],"industry":[],"partners":[],"content-group":[],"class_list":["post-537309","research-and-insight","type-research-and-insight","status-publish","has-post-thumbnail","hentry","research-and-insight-type-playbook","research-and-insight-type-report","theme-innovation"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>TechnoVision 2026: Future of Financial Services | Capgemini<\/title>\n<meta name=\"description\" content=\"Explore TechnoVision 2026 for Financial Services by Capgemini. 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