{"id":924257,"date":"2026-09-28T13:31:29","date_gmt":"2026-09-28T13:31:29","guid":{"rendered":"https:\/\/www.capgemini.com\/pl-pl\/?p=924257"},"modified":"2026-09-28T13:31:34","modified_gmt":"2026-09-28T13:31:34","slug":"suwerennosc-ai-czy-policzyles-ile-wart-jest-klucz-do-twojej-inteligencji","status":"publish","type":"post","link":"https:\/\/www.capgemini.com\/pl-pl\/2026\/09\/28\/suwerennosc-ai-czy-policzyles-ile-wart-jest-klucz-do-twojej-inteligencji\/","title":{"rendered":"Suwerenno\u015b\u0107 AI. Czy policzy\u0142e\u015b, ile wart jest klucz do Twojej inteligencji?"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-blogs header-hero-blogs\"><div class=\"container\"><div class=\"hero-blogs\"><div class=\"hero-blogs-content-wrapper\"><div class=\"row\"><div class=\"col-12\"><div class=\"header-title\"><h1>Suwerenno\u015b\u0107 AI &#8211; czy policzy\u0142e\u015b, ile wart jest klucz do Twojej inteligencji?<\/h1><\/div><\/div><\/div><\/div><div class=\"hero-blogs-bottom\"><div class=\"header-author\"><div class=\"author-img\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/pl-pl\/wp-content\/uploads\/sites\/27\/2026\/09\/original-614FB50B-20D9-4B02-BE6D-9B82BA9CABA2.jpeg?w=200&amp;quality=10\" alt=\"\" loading=\"lazy\"\/><\/div><div class=\"author-name-date\"><h5 class=\"author-name\">Anna \u017b\u00f3\u0142ta\u0144ska<\/h5><h5 class=\"blog-date\">Sep 28, 2026<\/h5><\/div><\/div><div class=\"brand-image\"><\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-group section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"grid-container\"><div><div class=\"article-text article-quote-text\">\n<h2 id=\"h-wtorek-9-14-model-ai-w-twoim-banku-wlasnie-przetworzyl-wniosek-kredytowy-dochody-historia-dane-wrazliwe-odpowiedz-wrocila-w-800-milisekund-a-teraz-pytanie-za-milion-przez-ile-serwerow-i-w-ilu-jurysdykcjach-dane-te-byly-przetwarzane-w-procesie-jesli-nie-znasz-odpowiedzi-nie-masz-kontroli-nad-ai-masz-jedynie-subskrypcje\" class=\"wp-block-heading\"><strong>Wtorek, 9:14. Model AI w\u00a0Twoim banku w\u0142a\u015bnie przetworzy\u0142 wniosek kredytowy dochody, historia, dane wra\u017cliwe. Odpowied\u017a wr\u00f3ci\u0142a w\u00a0800 milisekund. A\u00a0teraz pytanie za milion: przez ile serwer\u00f3w\u00a0i\u00a0w\u00a0ilu jurysdykcjach dane te by\u0142y przetwarzane w\u00a0procesie? Je\u015bli nie znasz odpowiedzi, nie masz kontroli nad AI. Masz jedynie subskrypcj\u0119.<\/strong><br><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Przez ostatnie lata sektor finansowy kupowa\u0142 inteligencj\u0119 jak pr\u0105d z&nbsp;gniazdka. Wygodnie, przez API, \u201egdzie\u015b w chmurze&#8221;. Model dzia\u0142a\u0142, koszty by\u0142y przewidywalne, a&nbsp;pytanie o&nbsp;w\u0142a\u015bciciela technologii spokojnie czeka\u0142o na lepszy moment. Istotnym jednak jest, \u017ce moment ten powinien ju\u017c by\u0142 nadej\u015b\u0107, i&nbsp;to nie ze strony IT, a&nbsp;biznesu. Bo suwerenno\u015b\u0107 AI to dzi\u015b nie tylko temat na konferencj\u0119 czy prezentacj\u0119 \u2013 to krytyczna pozycja w&nbsp;analizie ryzyka. Ale czy na takie pytanie mo\u017cna odpowiedzie\u0107 prostym slajdem?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Co stanie si\u0119 z\u00a0nasz\u0105 operacj\u0105, gdy dostawca \u2013 zgodnie z umow\u0105 &#8211; podniesie cennik o 300%, zablokuje region albo zmieni regulamin z\u00a0dnia na dzie\u0144? Czy jeste\u015bmy w stanie udowodni\u0107 regulatorowi, na jakich danych dzia\u0142a model podejmuj\u0105cy decyzje kredytowe? W\u00a0\u015bwiecie DORA, AI Act i\u00a0RODO odpowied\u017a \u201emusimy zaufa\u0107&#8221; przesta\u0142a wystarcza\u0107. Uzale\u017cnienie od zewn\u0119trznego modelu to ju\u017c nie wygoda, a ogromne ryzyko wpisane w wymogi odporno\u015bci operacyjnej.<br><br>W Polsce r\u00f3wnolegle rozwijane s\u0105 inicjatywy wzmacniaj\u0105ce suwerenno\u015b\u0107 AI, kt\u00f3rych celem jest utrzymywanie kluczowych kompetencji oraz technologii j\u0119zykowych pod lokaln\u0105 kontrol\u0105. Jednym z\u00a0przyk\u0142ad\u00f3w jest Bielik, zbudowany dzi\u0119ki wsp\u00f3\u0142pracy spo\u0142eczno\u015bci open source z\u00a0akademickim zapleczem superkomputerowym. Projekt ten udowodni\u0142, \u017ce poza Dolin\u0105 Krzemow\u0105 mo\u017cna zbudowa\u0107 model klasy produkcyjnej, kt\u00f3ry \u015bwietnie m\u00f3wi po polsku. Jest otwarty, trenowany na polskim korpusie i\u00a0mo\u017cliwy do uruchomienia we w\u0142asnej infrastrukturze. <br>Z\u00a0kolei PLLuM, Polski Du\u017cy Model J\u0119zykowy rozwijany przez konsorcjum uczelni i\u00a0instytut\u00f3w, dok\u0142ada transparentno\u015b\u0107 danych i\u00a0rozw\u00f3j pod polsk\u0105 jurysdykcj\u0105, z\u00a0my\u015bl\u0105 o\u00a0zastosowaniach regulowanych i\u00a0publicznych. Oba nie s\u0105 \u201eta\u0144szymi zamiennikami GPT&#8221;. To aktywa, kt\u00f3re instytucja mo\u017ce posiada\u0107 i\u00a0kontrolowa\u0107, a\u00a0w\u00a0finansach kontrola przek\u0142ada si\u0119 wprost na zaufanie, zgodno\u015b\u0107 i\u00a0ni\u017csze ryzyko. Bo prawda jest taka, \u017ce przewaga modelu 94% nad 92% skuteczno\u015bci znika w\u00a0tej samej sekundzie, w\u00a0kt\u00f3rej compliance pyta, gdzie te dane fizycznie le\u017c\u0105, a\u00a0my nie potrafimy odpowiedzie\u0107.<br><br>W Capgemini obserwujemy t\u0119 zmian\u0119 na \u017cywo. Rozmowa z\u00a0klientami z\u00a0financial services zmienia tory z\u00a0\u201ekt\u00f3ry model jest najm\u0105drzejszy?&#8221; na \u201ekt\u00f3ry model mog\u0119 audytowa\u0107, hostowa\u0107 i\u00a0w\u00a0razie potrzeby wymieni\u0107?&#8221;. Suwerenno\u015b\u0107 sta\u0142a si\u0119 kryterium zakupowym r\u00f3wnie wa\u017cnym jak wydajno\u015b\u0107, bo decyduje nie o\u00a0jednym projekcie, lecz o\u00a0niezale\u017cno\u015bci strategicznej ca\u0142ej organizacji.<br><br>Przysz\u0142o\u015b\u0107 AI nie b\u0119dzie nale\u017ce\u0107 wy\u0142\u0105cznie do tych z\u00a0najwi\u0119kszymi modelami. B\u0119dzie nale\u017ce\u0107 do tych, kt\u00f3rzy wdro\u017c\u0105 je m\u0105drze, lokalnie i\u00a0w\u00a0zgodzie z regulacj\u0105. Bielik i\u00a0PLLuM pokazuj\u0105, \u017ce Polska nie jest w\u00a0tej rozmowie jedynie widzem.<br><br>A czy Ty, zada\u0142e\u015b ju\u017c sobie pytanie czyj jest model, z kt\u00f3rym dzi\u015b pracujesz? Mo\u017ce warto zastanowi\u0107 si\u0119, zanim rynek lub audytor b\u0119d\u0105 chcieli to zweryfikowa\u0107.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-group section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"grid-container\"><div><div class=\"article-text article-quote-text\">\n<p class=\"wp-block-paragraph\"><br><br><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-group section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"grid-container\"><div><div class=\"article-text article-quote-text\">\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Suwerenno\u015b\u0107 AI. Czy policzy\u0142e\u015b, ile wart jest klucz do Twojej inteligencji?<\/p>\n","protected":false},"author":12539,"featured_media":919924,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[{\"uuid\":\"50195394-a421-43ad-9991-0208b29673a4\",\"blogId\":\"27\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/pl-pl\/\",\"postLink\":\"https:\/\/www.capgemini.com\/pl-pl\/2026\/09\/28\/suwerennosc-ai-czy-policzyles-ile-wart-jest-klucz-do-twojej-inteligencji\/\",\"postId\":924257,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"}]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"_yoast_wpseo_primary_brand":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","featured_focal_points":"","jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"brand":[],"service":[210,35],"industry":[18,209],"partners":[],"blog-topic":[83],"content-group":[],"class_list":["post-924257","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","service-data-ai","service-data-ai-analytics","industry-banking","industry-banking-capital-markets","blog-topic-data-and-ai"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Suwerenno\u015b\u0107 AI. 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