Connected Banking provides an integrated ecosystem of best-in-class banking applications without the costly infrastructure required for onsite systems. This solution framework enabled us to configure and prove a Connected Banking solution for a multi-jurisdictional bank in a Model Office environment that demonstrated some of the integrated capabilities within 4 – 8 weeks thereby building confidence in the solution. The bank’s goal is to decommission its legacy core-banking systems, reduce their operational costs and gain the agility needed to deliver the next generation of innovative, customer-centric banking services.
– Michael Leyva, Head, Banking and Diversified Financials Practice, Capgemini FS
Evolving customer dynamics demand advanced banking models
To stay ahead in a digital world, banks must make themselves central to customers’ lives by using analytics to deliver relevant products and services. Banks are adding digital front-office apps for mobile payments and self-service, but to gain agility banks require equally nimble mid- and back-office systems capable of rapid evolution.
Solutions built on secure, agile, and flexible cloud-based platforms offer alternatives to lengthy, risky and costly legacy-systems replacements.
Deliver experience-led, customer-centric banking services
Capgemini Connected Banking enables banks to deliver a digitally enriched customer experience, supported by personalized, customized and tailored offerings that cater to the direct needs of each individual customer.
The utility-based or hosted-service platform avoids costly infrastructure by pre-integrating Temenos Core Banking with industry-leading products for fraud management, analytics, security, cards, payments, omni-channel customer experience management, loyalty, decisioning, arrears and complaints, and regulatory compliance.
Connected Banking “digital front end” delivers a unique customer experience regardless of channels. Leveraging the workflows, as well as the digital and data analytics layers, this next generation digital innovation is powered by Pegasystems, Capgemini Smart Analytics, and Temenos Connect. Connected Banking can offer your customers specific bank or non-bank products based on their social and transactional data as well as spending patterns and needs. It can even prompt customers to consider additional transactions or a new product based on the individual’s account with dynamic integration of voice and digital.
Accelerate time to market and enhance profitability across the value chain
Freedom from legacy technology enable banks to roll out new and customized services at an accelerated pace. As a pre-integrated ecosystem of solutions, start up is quick and requires minimal customization.
Connected Banking runs on Cloud Choice with Amazon Web Services (AWS) or Microsoft Azure combining the strength of Capgemini’s Cloud Services global capabilities with on-going technology innovation from AWS and Microsoft. This enables us to develop and deliver the right cloud solutions to our collective clients with speed, predictability, risk mitigation, and sustainable business impact. The solution is compliant with both cloud security standards and local and global regulations, providing an environment that’s highly secure and effectively helps banks meet regulatory compliance.
Deliver tomorrow’s banking experience today with a trusted partner
Connected Banking is backed by over 20 years of Capgemini banking-advisory and technology-services experience representing more than 1,000 systems-transformation projects. Our capabilities span the full banking value chain, helping us stand apart from traditional core-banking providers.
Our 15,000 professionals dedicated to banking and capital markets currently serve nearly half of the world’s leading banks*.
*As of the Forbes Global 2000 list for 2015, released on May 2015
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