Payments Functional Architect – IT Services

Who you’ll be working with


Capgemini’s financial services specialists provide a complete range of technology services to help our clients capture sustainable business results. Our Financial Services Strategic Business Unit (FS SBU) is a global organisation that focuses on key financial services domains: banking, capital markets, insurance, cards & payments, wealth and asset management, and risk management & compliance. 



The focus of your role


In this role, you’ll be part of our cards & payments practice, helping to deliver cards and/or payments transformation programmes, including multi-country implementation of leading products for large banks.



What you’ll do


  • Create technology solutions, architectural visions, proofs of feasibility and solutions impacts assessments
  • Define and drive architecture vision and systems strategy
  • Add clarity to business requirements, challenge business requirements to ensure high quality candidate solutions are created
  • Think outside of the box to support the business in delivering its strategic objectives
  • Provide thought leadership and drive technology innovation.



What you’ll bring


  • A proven track record of managing complex technical implementations involving changes to live services
  • High impact presentation skills to present highly visible solutions and services to the client.
  • Highly developed conceptual and analytical skills
  • Competence in the execution of substantial IT delivery programmes from inception through delivery
  • Appreciation of cards and/or payments industry global trends, regulatory and compliance initiatives


Specific domain skills required


  • Strong experience in balance sheet management, settlement lifecycle, payment cut off, holiday tables from a business perspective along with technology capability
  • Strong exposure to Payments & Cash Management technology and end-to-end lifecycle across ACH, RTGS, Real Time Payments, Open Banking.
  • Good appreciation Cards and Payments industry global trends, regulatory and compliance initiatives
  • Exposure to SWIFT & ISO 20022 Message Processing
  • Clearing & Settlement Systems (e.g. RTGS / ACH / RTP / CHAPS / FEDWIRE / CHIPS / SEPA / Step2 / Target2 / Faster Payments / G3 / IMPS / UAEFT etc.)
  • SEPA (Direct Debits, Credit Transfers, Mandate Management)
  • Payments Interface data mapping and solution design
  • Exposure to Corporate Internet Banking & Direct Channels (Host2Host file transfers), Mobile banking, PSD2, Open Banking, Payments Service Provider (PSP), Distributed Ledger Technology (DLT) etc
  • Hands on experience with one or more products like Finastra-GPP, FIS Clear2Pay-OPF, Dovetail, ACI-MTS, TCSBancs Payments, Finacle Payments Solution etc



Why we’re different


At Capgemini, we help organisations across the world become more agile, more competitive and more successful. Smart, tailored, often-groundbreaking technical solutions to complex problems are the norm. But so, too, is a culture that’s as collaborative as it is forward thinking. Working closely with each other, and with our clients, we get under the skin of businesses and to the heart of their goals. You will too.


Capgemini positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender identity, religion or belief, marital status, or pregnancy and maternity. We are committed to hiring, developing and retaining the best people to deliver innovative, world-class solutions for our clients. We foster an inclusive culture that enables everyone to achieve their full potential and enjoy a fulfilling career with us. Our comprehensive flexible benefits package and lifestyle policies enable our employees to balance their individual, family and work-life needs.


What we’ll offer you

Professional development. Accelerated career progression. An environment that encourages entrepreneurial spirit. It’s all on offer at Capgemini. And although collaboration is at the core of the way we work, we also recognise individual needs with a flexible benefits package you can tailor to suit you.



Posted on:

March 30, 2021

Experience level:

Experienced Professional

Contract type:

Permanent Full Time




Financial Services