{"id":665038,"date":"2024-09-03T13:57:09","date_gmt":"2024-09-03T13:57:09","guid":{"rendered":"https:\/\/www.capgemini.com\/gb-en\/?post_type=research-and-insight&#038;p=665038"},"modified":"2026-01-22T07:50:49","modified_gmt":"2026-01-22T07:50:49","slug":"empowering-financial-innovation-with-composable-banking","status":"publish","type":"research-and-insight","link":"https:\/\/www.capgemini.com\/gb-en\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/","title":{"rendered":"Empowering financial innovation with composable banking"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-reusable header heroReusable  \"><div class=\"header-bgs\"><picture><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/08\/Temenos_IBMCloud-hero-banner.jpg?w=2880&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/08\/Temenos_IBMCloud-hero-banner.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/08\/Temenos_IBMCloud-hero-banner.jpg?w=1440&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/08\/Temenos_IBMCloud-hero-banner.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 992px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/08\/Temenos_IBMCloud-hero-banner.jpg?w=1024&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/08\/Temenos_IBMCloud-hero-banner.jpg?w=1024&amp;quality=70 2x\" media=\"(min-width: 768px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/08\/Temenos_IBMCloud-hero-banner.jpg?w=768&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/08\/Temenos_IBMCloud-hero-banner.jpg?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/08\/Temenos_IBMCloud-hero-banner.jpg\" class=\"header-img header-img-d\" alt=\"\" style=\"object-fit:cover;object-position:49% 27%\" loading=\"eager\"\/><\/picture><\/div><div class=\"heroPictureCardHeaderShape\"><\/div><div class=\"container\"><div class=\"row\"><div class=\"col-md-12\"><div class=\"box\"><div class=\"boxTagWrapper\"><div class=\"tagInfo\"><div><span class=\"box-tag\">Cloud<\/span><\/div><\/div><\/div><div class=\"box-title\"><h1 data-maxlength=\"34\">Empowering financial innovation with composable banking<\/h1><\/div><div class=\"inner-row-insight download-btn\"><\/div><\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/?post_type=research-and-insight&amp;p=1052626\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/shareArticle?url=https:\/\/www.capgemini.com\/?post_type=research-and-insight&amp;p=1052626\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><div class=\"article-text article-quote-text\">\n<h3 class=\"wp-block-heading\" id=\"h-unlock-the-power-of-three-with-capgemini-ibm-and-temenos\">Unlock the power of three with Capgemini, IBM and Temenos<\/h3>\n\n\n\n<p>In an era where Artificial Intelligence (AI) and Cloud Computing are transforming industries, Capgemini and IBM introduce a innovative platform for regulated industries. Our collaboration brings forth the Temenos Composable Banking services, now available on the IBM Cloud, tailored for the unique needs of financial services.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-what-our-platform-offers\">What our platform offers?<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Regulatory compliance:<\/strong> Navigate the complex landscape of regulations with a platform designed to meet the highest standards of security and risk management.<\/li>\n\n\n\n<li><strong>Business agility:<\/strong> Accelerate your business with a platform that aligns with your technology and business goals, fostering a product-centric approach.<\/li>\n\n\n\n<li><strong>Scalable infrastructure:<\/strong> Our solution scales with your business, ensuring that you can grow without constraints, leveraging generative AI to its fullest potential.<\/li>\n\n\n\n<li><strong>Strategic cloud adoption:<\/strong> With 91% of financial firms recognising the cloud&#8217;s role in growth, our platform is the strategic choice for a comprehensive cloud strategy that drives business value.<\/li>\n<\/ul>\n\n\n\n<p>Capgemini and IBM&#8217;s strategic collaboration ensures a seamless transition to the cloud, focusing on enhancing middle and back-office functions. Let&#8217;s navigate the cloud migration journey together, overcoming challenges and unlocking growth with the right strategy, partners, and solutions.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/08\/Temenos-PoV-_V02-3.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download point of view<\/a><\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":257,"featured_media":665039,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[{\"uuid\":\"ff96867c-22b3-4424-a881-3968611e9e1a\",\"blogId\":\"14\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/be-en\/\",\"postLink\":\"https:\/\/www.capgemini.com\/be-en\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/\",\"postId\":860820,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"cd987c91-c4d0-4494-8594-dcc3663a07fb\",\"blogId\":\"1\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/\",\"postLink\":\"https:\/\/www.capgemini.com\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/\",\"postId\":1052626,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"23db7d4a-53d6-4ca4-8bed-e5a98db161e8\",\"blogId\":\"5\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/gb-en\/\",\"postLink\":\"https:\/\/www.capgemini.com\/gb-en\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/\",\"postId\":665038,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"6d356602-e8bc-4a30-882e-326adc5e99e1\",\"blogId\":\"44\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/ch-en\/\",\"postLink\":\"https:\/\/www.capgemini.com\/ch-en\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/\",\"postId\":539009,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"6bdd948f-6e51-41c6-9dc0-bc12fac55811\",\"blogId\":\"17\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/ca-en\/\",\"postLink\":\"https:\/\/www.capgemini.com\/ca-en\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/\",\"postId\":672378,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"0ad1a488-9477-4812-864a-2b74c5f28eaf\",\"blogId\":\"20\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/se-en\/\",\"postLink\":\"https:\/\/www.capgemini.com\/se-en\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/\",\"postId\":541439,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"94a89adc-11c6-4388-a2d7-f5f34a22fcd0\",\"blogId\":\"28\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/mx-es\/\",\"postLink\":\"https:\/\/www.capgemini.com\/mx-es\/insights\/biblioteca-de-investigacion\/impulsar-la-innovacion-financiera-con-la-banca-componible\/\",\"postId\":533004,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"1077bbd3-5639-4ba2-88c4-4747fba20c69\",\"blogId\":\"30\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/us-en\/\",\"postLink\":\"https:\/\/www.capgemini.com\/us-en\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/\",\"postId\":730939,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"cffe72bd-dcab-4883-8c02-3ea1e61319e4\",\"blogId\":\"23\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/no-no\/\",\"postLink\":\"https:\/\/www.capgemini.com\/no-no\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/\",\"postId\":848656,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"7ad0523a-fba3-4e75-8ed3-7012ebb6a07b\",\"blogId\":\"7\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/dk-en\/\",\"postLink\":\"https:\/\/www.capgemini.com\/dk-en\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/\",\"postId\":855268,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"9c8b0603-a85d-4032-9442-046e3d02236f\",\"blogId\":\"26\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/fi-en\/\",\"postLink\":\"https:\/\/www.capgemini.com\/fi-en\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/\",\"postId\":537586,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"75a0f387-dc4f-4fae-8063-768c9309d0f2\",\"blogId\":\"18\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/in-en\/\",\"postLink\":\"https:\/\/www.capgemini.com\/in-en\/insights\/research-library\/empowering-financial-innovation-with-composable-banking\/\",\"postId\":1135337,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"77339c4a-72b5-40c4-9ea1-b2312ae45836\",\"blogId\":\"10\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/au-en\/\",\"postLink\":\"https:\/\/www.capgemini.com\/a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