{"id":577760,"date":"2022-08-24T05:05:21","date_gmt":"2022-08-24T05:05:21","guid":{"rendered":"https:\/\/www.capgemini.com\/gb-en\/?post_type=client-story&#038;p=577760"},"modified":"2025-03-07T06:37:02","modified_gmt":"2025-03-07T06:37:02","slug":"hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments","status":"publish","type":"client-story","link":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/","title":{"rendered":"HMRC becomes the first tax authority in the world to launch open banking payments"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-reusable header heroReusable  \"><div class=\"header-bgs\"><picture><source srcset=\"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg?w=2880&amp;quality=70 1x, https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg?w=1440&amp;quality=70 1x, https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 992px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg?w=1024&amp;quality=70 1x, https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg?w=1024&amp;quality=70 2x\" media=\"(min-width: 768px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg?w=768&amp;quality=70 1x, https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg\" class=\"header-img header-img-d\" alt=\"\" style=\"object-fit:cover;object-position:56.99999999999999% 68%\" loading=\"eager\"\/><\/picture><\/div><div class=\"heroPictureCardHeaderShape\"><\/div><div class=\"container\"><div class=\"row\"><div class=\"col-md-12\"><div class=\"box\"><div class=\"boxTagWrapper\"><div class=\"tagInfo\"><\/div><\/div><div class=\"box-title\"><h1 data-maxlength=\"34\">Hmrc becomes the first tax authority in the world to launch open banking payments<\/h1><\/div><div class=\"inner-row-insight download-btn\"><div class=\"col-md-4 downloadFiles addPadding\"><a class=\"button-download--small\" type=\"download\" href=\"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open_Banking_Case_Study.pdf\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><span>Open Banking Case Study<\/span><span class=\"type\">1 MB  pdf<\/span><\/a><\/div><\/div><\/div><div class=\"infoWrapper \"><div class=\"row\"><div class=\"col-md-4\"><span class=\"fieldName\">Client: HMRC<\/span><\/div><div class=\"col-md-4\"><span class=\"fieldName\">Region: UK<\/span><\/div><div class=\"col-md-4\"><span class=\"fieldName\">Sector: Public Sector<\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-11 col-lg-10 offset-md-1 offset-lg-1\"><div class=\"article-text article-quote-text\">\n<h2 class=\"wp-block-heading\"><strong>HMRC, with support from Capgemini, develops a \u201cPay by bank account\u201d service, enabling individuals and businesses to pay taxes directly from their own accounts to HMRC, eliminating costly card charges<\/strong><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-client-challenge\">Client Challenge:<\/h4>\n\n\n\n<p>HMRC wanted to improve the certainty of arrival, security, and cost efficiency of tax payments made by UK consumers and businesses<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Solution:<\/h4>\n\n\n\n<p>Capgemini worked with HMRC and its other suppliers to deliver the world\u2019s first public sector Open Banking payment initiation system, enabling payments to be made directly from bank payment accounts to payee bank accounts without the use of cards<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Benefits:<\/h4>\n\n\n\n<p>\u2022 Greater certainty, convenience, and peace of mind for taxpayers<br>\u2022 Significant cost savings for HMRC through the elimination of card payment charges<br>\u2022 Efficiency and productivity improvements<br>\u2022 Major reduction in payment misallocation<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":301,"featured_media":577763,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"7d22ea4a-b396-4bea-8fe7-f3b43b0107f0\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","client_logo_id":0,"client_logo_url":"","primary_term":"","featured_focal_points":""},"tags":[],"brand":[],"service":[],"industry":[124],"partners":[],"country":[],"content-group":[],"class_list":["post-577760","client-story","type-client-story","status-publish","has-post-thumbnail","hentry","industry-public-sector"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HMRC becomes the first tax authority to launch open banking payments<\/title>\n<meta name=\"description\" content=\"Capgemini, develops a Pay by bank account service, enabling individuals and businesses to pay taxes directly.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HMRC becomes the first tax authority in the world to launch open banking payments\" \/>\n<meta property=\"og:description\" content=\"Capgemini, develops a Pay by bank account service, enabling individuals and businesses to pay taxes directly.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/\" \/>\n<meta property=\"og:site_name\" content=\"Capgemini UK\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-07T06:37:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2880\" \/>\n\t<meta property=\"og:image:height\" content=\"1800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/\",\"url\":\"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/\",\"name\":\"HMRC becomes the first tax authority to launch open banking payments\",\"isPartOf\":{\"@id\":\"https:\/\/www.capgemini.com\/gb-en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg\",\"datePublished\":\"2022-08-24T05:05:21+00:00\",\"dateModified\":\"2025-03-07T06:37:02+00:00\",\"description\":\"Capgemini, develops a Pay by bank account service, enabling individuals and businesses to pay taxes directly.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/#primaryimage\",\"url\":\"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg\",\"contentUrl\":\"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg\",\"width\":2880,\"height\":1800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Client Stories\",\"item\":\"https:\/\/www.capgemini.com\/gb-en\/client-story\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"HMRC becomes the first tax authority in the world to launch open banking payments\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.capgemini.com\/gb-en\/#website\",\"url\":\"https:\/\/www.capgemini.com\/gb-en\/\",\"name\":\"Capgemini UK\",\"description\":\"Get the future you want\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.capgemini.com\/gb-en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"HMRC becomes the first tax authority to launch open banking payments","description":"Capgemini, develops a Pay by bank account service, enabling individuals and businesses to pay taxes directly.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/","og_locale":"en_GB","og_type":"article","og_title":"HMRC becomes the first tax authority in the world to launch open banking payments","og_description":"Capgemini, develops a Pay by bank account service, enabling individuals and businesses to pay taxes directly.","og_url":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/","og_site_name":"Capgemini UK","article_modified_time":"2025-03-07T06:37:02+00:00","og_image":[{"width":2880,"height":1800,"url":"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/","url":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/","name":"HMRC becomes the first tax authority to launch open banking payments","isPartOf":{"@id":"https:\/\/www.capgemini.com\/gb-en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/#primaryimage"},"image":{"@id":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/#primaryimage"},"thumbnailUrl":"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg","datePublished":"2022-08-24T05:05:21+00:00","dateModified":"2025-03-07T06:37:02+00:00","description":"Capgemini, develops a Pay by bank account service, enabling individuals and businesses to pay taxes directly.","breadcrumb":{"@id":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/#primaryimage","url":"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg","contentUrl":"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg","width":2880,"height":1800},{"@type":"BreadcrumbList","@id":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Client Stories","item":"https:\/\/www.capgemini.com\/gb-en\/client-story\/"},{"@type":"ListItem","position":2,"name":"HMRC becomes the first tax authority in the world to launch open banking payments"}]},{"@type":"WebSite","@id":"https:\/\/www.capgemini.com\/gb-en\/#website","url":"https:\/\/www.capgemini.com\/gb-en\/","name":"Capgemini UK","description":"Get the future you want","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.capgemini.com\/gb-en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"}]}},"brand_term":[],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"HMRC becomes the first tax authority in the world to launch open banking payments","url":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/","mainEntityOfPage":{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/"},"thumbnailUrl":"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg?w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg"},"articleSection":"Uncategorized","author":[],"creator":[],"publisher":{"@type":"Organization","name":"Capgemini UK","logo":""},"keywords":[],"dateCreated":"2022-08-24T05:05:21Z","datePublished":"2022-08-24T05:05:21Z","dateModified":"2025-03-07T06:37:02Z"},"rendered":"<meta name=\"parsely-title\" content=\"HMRC becomes the first tax authority in the world to launch open banking payments\" \/>\n<meta name=\"parsely-link\" content=\"https:\/\/www.capgemini.com\/gb-en\/news\/client-stories\/hmrc-becomes-the-first-tax-authority-in-the-world-to-launch-open-banking-payments\/\" \/>\n<meta name=\"parsely-type\" content=\"post\" \/>\n<meta name=\"parsely-image-url\" content=\"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg?w=150&amp;h=150&amp;crop=1\" \/>\n<meta name=\"parsely-pub-date\" content=\"2022-08-24T05:05:21Z\" \/>\n<meta name=\"parsely-section\" content=\"Uncategorized\" \/>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/capgemini.com\/p.js"},"archive_status":false,"featured_image_src":"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg","featured_image_alt":"","jetpack_sharing_enabled":true,"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Capgemini UK","distributor_original_site_url":"https:\/\/www.capgemini.com\/gb-en","push-errors":false,"featured_image_url":"https:\/\/www.capgemini.com\/gb-en\/wp-content\/uploads\/sites\/5\/2022\/08\/Open-Banking-Case-Study-2880x1800-1.jpg","_links":{"self":[{"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/client-story\/577760","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/client-story"}],"about":[{"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/types\/client-story"}],"author":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/users\/301"}],"version-history":[{"count":17,"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/client-story\/577760\/revisions"}],"predecessor-version":[{"id":681277,"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/client-story\/577760\/revisions\/681277"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/media\/577763"}],"wp:attachment":[{"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/media?parent=577760"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/tags?post=577760"},{"taxonomy":"brand","embeddable":true,"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/brand?post=577760"},{"taxonomy":"service","embeddable":true,"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/service?post=577760"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/industry?post=577760"},{"taxonomy":"partners","embeddable":true,"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/partners?post=577760"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/country?post=577760"},{"taxonomy":"content-group","embeddable":true,"href":"https:\/\/www.capgemini.com\/gb-en\/wp-json\/wp\/v2\/content-group?post=577760"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}