{"id":729139,"date":"2023-09-10T09:20:00","date_gmt":"2023-09-10T07:20:00","guid":{"rendered":"https:\/\/www.capgemini.com\/fr-fr\/?p=729139"},"modified":"2025-10-30T17:00:51","modified_gmt":"2025-10-30T16:00:51","slug":"banque-et-assurance-face-aux-defis-de-limpact-esg-sur-leur-portefeuille","status":"publish","type":"post","link":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/","title":{"rendered":"Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-blogs header-hero-blogs\"><div class=\"container\"><div class=\"hero-blogs\"><div class=\"hero-blogs-content-wrapper\"><div class=\"row\"><div class=\"col-12\"><div class=\"header-title\"><h1>Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille\u00a0<\/h1><\/div><\/div><\/div><\/div><div class=\"hero-blogs-bottom\"><div class=\"header-author\"><div class=\"author-img\"><img decoding=\"async\" src=\"\/wp-content\/themes\/capgemini2025\/assets\/images\/cg-logo-white.svg?w=200&amp;quality=10\" alt=\"\" loading=\"lazy\"\/><\/div><div class=\"author-name-date\"><h5 class=\"author-name\">Nicolas Ricard &amp; Kevin Duval<\/h5><h5 class=\"blog-date\">20 septembre 2023<\/h5><\/div><\/div><div class=\"brand-image\"><\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para undefined section section--intro\"><div class=\"intro-para\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><h2 class=\"intro-para-title\">Pour satisfaire aux nouvelles dispositions r\u00e9glementaires mais aussi (et surtout) d\u00e9passer les attentes de leurs parties prenantes, les acteurs du secteur de la banque et de l\u2019assurance doivent s\u2019engager dans une d\u00e9marche ESG parfaitement align\u00e9e avec les besoins de leurs activit\u00e9s. Comment y parvenir ?\u00a0 <br>\u00a0<\/h2><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-11 col-lg-10 offset-md-1 offset-lg-1\"><div class=\"article-text article-quote-text\">\n<p>Face \u00e0 des enjeux environnementaux et sociaux de plus en plus pressants, l\u2019Union europ\u00e9enne renforce son arsenal r\u00e9glementaire, encourageant les entreprises \u00e0 acc\u00e9l\u00e9rer leurs engagements vers une \u00e9conomie durable. Derni\u00e8re brique en date, la directive de reporting de durabilit\u00e9 CSRD (Corporate Sustainability Reporting Directive), qui impose \u00e0 toutes les grandes entreprises et PME cot\u00e9es en bourse une obligation de reporting extra-financier engageant.&nbsp;&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image alignleft size-medium is-resized\"><img loading=\"lazy\" decoding=\"async\" height=\"200\" width=\"300\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg?w=300\" alt=\"\" class=\"wp-image-729147\" style=\"width:300px;height:200px\" srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg 2121w, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg?resize=300,200 300w, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg?resize=768,512 768w, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg?resize=1024,683 1024w, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg?resize=1536,1024 1536w, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg?resize=2048,1365 2048w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<p>Aux acteurs de la banque et de l\u2019assurance en compl\u00e9ment des publications au format requis dans le cadre de la CSRD, des communications sp\u00e9cifiques \u00e0 leurs activit\u00e9s s\u2019imposent. C\u2019est notamment le cas du pilier 3 ESG qui rend obligatoire en 2023 la communication de l\u2019exposition aux risques climatiques par les banques aupr\u00e8s des investisseurs et au march\u00e9 (exposition aux risques physiques des actifs qu\u2019ils financent ou aux risques de transition). \u00c0 cela s\u2019ajoutent les stress tests climatiques, diligent\u00e9s tous les deux ans par les autorit\u00e9s de r\u00e9gulation pour \u00e9valuer la vuln\u00e9rabilit\u00e9 des assureurs face aux cons\u00e9quences du d\u00e9r\u00e8glement climatique, ou encore le r\u00e8glement SFDR (Sustainable Finance Disclosure) qui s\u2019int\u00e9resse notamment \u00e0 l\u2019impact des actifs sous gestion pour mieux encadrer les pratiques de la finance durable.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-on-ne-maitrise-que-ce-que-l-on-mesure-nbsp-nbsp\"><strong>On ne ma\u00eetrise que ce que l\u2019on mesure&nbsp;<\/strong>&nbsp;<\/h2>\n\n\n\n<p>Pour atteindre leurs objectifs de ma\u00eetrise des impacts et d\u2019am\u00e9lioration de leur efficience \u00e0 travers des choix d\u2019investissements, de financements ou de produits raisonn\u00e9s, banques et assurances doivent mettre en \u0153uvre des outils de mesures adapt\u00e9s.&nbsp;<\/p>\n\n\n\n<p>Face au nombre croissant d\u2019informations n\u00e9cessaires, li\u00e9es aux performances internes et issues des activit\u00e9s de financement (cr\u00e9dit, investissements\u2026), la mesure d\u2019impact doit s\u2019effectuer avec une granularit\u00e9 de l\u2019information de plus en plus fine et sur un p\u00e9rim\u00e8tre extr\u00eamement vaste, incluant toutes les parties prenantes sur des domaines de risques divers (\u00e9galit\u00e9 sociale, inclusion, impacts climatiques\u2026). <\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Par sa capacit\u00e9 de collecte et de traitement de vastes jeux de donn\u00e9es h\u00e9t\u00e9rog\u00e8nes, le num\u00e9rique s\u2019impose comme un socle incontournable pour construire des outils de reporting mais \u00e9galement des solutions pour mieux conduire son activit\u00e9.&nbsp;&nbsp;<\/p>\n<\/blockquote>\n\n\n\n<p>Gr\u00e2ce aux hypoth\u00e8ses de transitions et aux mod\u00e8les d\u00e9velopp\u00e9s, il devient possible d\u2019anticiper les impacts de ces changements sur la valeur des investissements et d\u2019identifier des secteurs plus ou moins porteurs pour arbitrer au mieux le portefeuille d\u2019actifs. L\u2019information collect\u00e9e par ailleurs permet ainsi de compl\u00e9ter les param\u00e8tres des fondamentaux permettant de mener une analyse cr\u00e9dit ou d\u2019investissement en tenant compte par exemple, des risques climatiques r\u00e9gionaux pour une activit\u00e9 de loisir (station de ski\u2026) ou des cultures agricoles, ou encore les nouvelles activit\u00e9s \u00e9conomiques en lien avec la transition \u00e9cologique.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>La pertinence d\u2019une approche <em>data mesh <\/em>pour acc\u00e9l\u00e9rer la transformation<\/strong>&nbsp;<\/h2>\n\n\n\n<p>Les technologies de traitement de l\u2019information sont matures. Elles ont \u00e9t\u00e9 \u00e9prouv\u00e9es sur d\u2019autres jeux de donn\u00e9es telles que les donn\u00e9es financi\u00e8res. <\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Le travail de recensement d\u2019une data orient\u00e9e ESG pertinente constitue donc la premi\u00e8re \u00e9tape d\u2019un large chantier \u00e0 mener. <\/p>\n<\/blockquote>\n\n\n\n<p>Il est \u00e9galement imp\u00e9ratif \u2014 afin de rendre la donn\u00e9e disponible et utile\u2014 qu\u2019une collaboration s\u2019instaure entre les d\u00e9partements Finance, RSE et Data. Ensemble, ils doivent co-construire des outils ciblant parfaitement leurs besoins respectifs (reporting, aide \u00e0 la d\u00e9cision\u2026). Il s\u2019agit de bien d\u00e9finir les responsabilit\u00e9s de chacun et d\u2019adopter un langage commun.&nbsp;<\/p>\n\n\n\n<p>En cela une approche <em>data mesh<\/em> s\u2019av\u00e8re pertinente. Cette architecture organisationnelle d\u00e9centralis\u00e9e permet d\u2019organiser le partage d\u2019information par domaine d\u2019activit\u00e9 au sein d\u2019une m\u00eame plateforme, tout en laissant la responsabilit\u00e9 de chaque jeu de donn\u00e9es (qualit\u00e9, fra\u00eecheur\u2026) \u00e0 son \u00ab\u202fpropri\u00e9taire\u202f\u00bb (un m\u00e9tier, par exemple). Cette approche simplifie le croisement des donn\u00e9es internes et externes, financi\u00e8res comme extra-financi\u00e8res, en garantissant leur parfaite int\u00e9grit\u00e9. Elle permet de proposer un mod\u00e8le <em>as a service<\/em>, o\u00f9 les \u00e9quipes sont autonomes et o\u00f9 chacun s\u00e9lectionne les KPI dont il a besoin.&nbsp;<\/p>\n\n\n\n<p>Gr\u00e2ce \u00e0 l\u2019approche <em>data mesh<\/em>, les donn\u00e9es ESG associ\u00e9es \u00e0 d\u2019autres peuvent servir plusieurs types d\u2019usages, au sein de la banque ou de la compagnie d\u2019assurance\u202f: direction financi\u00e8re, d\u00e9partement des risques pour un pilotage tr\u00e8s \u00e9clair\u00e9 de l\u2019activit\u00e9 de gestion, direction RSE pour le suivi des engagements de la banque\u2026 <\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Enfin, et puisque les directives europ\u00e9ennes tendent \u00e0 rendre les banques et assurances \u00ab\u202fsolidaires\u202f\u00bb des impacts ESG de leurs clients, l\u2019ensemble de l\u2019\u00e9cosyst\u00e8me a int\u00e9r\u00eat \u00e0 collaborer, via des partenariats de confiance, autour de r\u00e9f\u00e9rentiels communs et du partage de l\u2019information ESG.&nbsp;<\/p>\n<\/blockquote>\n\n\n\n<p>Cette d\u00e9marche vertueuse responsabilise chaque acteur de l\u2019\u00e9cosyst\u00e8me quant \u00e0 ses propres r\u00e9sultats en mati\u00e8re de RSE (affich\u00e9s aupr\u00e8s de ses partenaires) et mobilise tous les acteurs vers une meilleure ma\u00eetrise de leur impact. L\u2019approche plateforme devient ainsi moteur de progr\u00e8s au b\u00e9n\u00e9fice d\u2019une \u00e9conomie respectueuse des l\u00e9gislations actuelles et futures, en faveur d\u2019une \u00e9conomie plus durable.&nbsp;<\/p>\n\n\n\n<p><a id=\"_msocom_1\"><\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-wrapper-people-slider section section--expert-slider wrapper-people-slider undefined\"><div class=\"container\"><div class=\"content-title\"><h3 data-maxlength=\"34\">Auteurs<\/h3><\/div><\/div><div class=\"slider slider-boxed\"><div class=\"container\"><div class=\"slider-window\"><div class=\"slider-list\">\n\t\t<div class=\"slide\">\n\t\t\t<div class=\"box\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-6 col-lg-4 box-img-wrapper\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/01\/Ricard-Nicolas_HD.jpg\" alt=\"Nicolas Ricard\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-6 col-lg-8 box-inner\">\n\t\t\t\t\t\t<div class=\"row title-social-media-header\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 mbl-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/nicolas-ricard-ba183132\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 box-container\">\n\t\t\t\t\t\t\t\t<div class=\"box-title\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"people-profile-title\">Nicolas Ricard<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Senior Managing Consultant | Sustainable Finance, Capgemini Invent Financial Services<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 social-box-container dkt-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/nicolas-ricard-ba183132\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"people-info\">Nicolas est notre expert chez Capgemini Invent en mati\u00e8re de finance durable. Fort de plus de 10 ans d\u2019exp\u00e9rience dans les domaines des risques et de la r\u00e9glementation appliqu\u00e9s au secteur financier, il accompagne nos clients dans la mise en conformit\u00e9 avec les obligations de publication extra-financi\u00e8re. Son expertise lui permet d&#8217;intervenir notamment sur l\u2019\u00e9valuation des risques climatiques, la mesure des impacts, ainsi que la d\u00e9finition de strat\u00e9gies ESG, en s\u2019appuyant sur une solide connaissance des m\u00e9tiers du secteur.<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"slide\">\n\t\t\t<div class=\"box\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-6 col-lg-4 box-img-wrapper\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/CV-2023.png\" alt=\"Kevin Duval\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-6 col-lg-8 box-inner\">\n\t\t\t\t\t\t<div class=\"row title-social-media-header\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 mbl-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/kevin-duval-6771a05a\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 box-container\">\n\t\t\t\t\t\t\t\t<div class=\"box-title\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"people-profile-title\">Kevin Duval<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Responsable de l\u2019offre Data for Net Zero<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 social-box-container dkt-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/kevin-duval-6771a05a\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"people-info\">Kevin combine les comp\u00e9tences d\u2019informatiques et d\u2019ing\u00e9nierie environnementale pour r\u00e9aliser des applications valorisant la donn\u00e9e et la data science en vue d\u2019optimiser des process d\u2019un point de vue d\u2019efficacit\u00e9 op\u00e9rationnelle et de gestion des ressources. Depuis 2022, Kevin porte l\u2019offre \u00ab\u00a0Data for Net Zero\u00a0\u00bb de Capgemini en France pour apporter des solutions m\u00e9thodologiques et technologiques aux enjeux de reporting, de pilotage et de transformation li\u00e9s aux indicateurs ESG, avec une priorit\u00e9 sur les dimensions environnementales.<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n<\/div><\/div><\/div><div class=\"slider-nav\"><button class=\"slider-prev inactive\" aria-label=\"Slider previous\" tabindex=\"-1\"><\/button><ul class=\"slider-paginator\"><\/ul><button class=\"slider-next\" aria-label=\"Slider next\"><\/button><\/div><\/div><\/section>\n\n\n<section class=\"latest-insights layout-even layout-even-mixed-color-cards \"><div class=\"container\"><div class=\"insight-title\"><h2 class=\"latest-insight-title\">Publications associ\u00e9es<\/h2><\/div><div class=\"layout-two-card cards-normal\">\n                                <div class=\"row align-items-center\"><div class=\"card-image-wrapper\">\n                                <div class=\"card-image\" data-image-url=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/top-trends-2025-developpement-durable-services-financiers\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/01\/Top-Trends-Sustainability-web-banner_2880x1800.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/01\/Top-Trends-Sustainability-web-banner_2880x1800.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 1500px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/01\/Top-Trends-Sustainability-web-banner_2880x1800.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/01\/Top-Trends-Sustainability-web-banner_2880x1800.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/01\/Top-Trends-Sustainability-web-banner_2880x1800.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/01\/Top-Trends-Sustainability-web-banner_2880x1800.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/01\/Top-Trends-Sustainability-web-banner_2880x1800.jpg?w=350&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/01\/Top-Trends-Sustainability-web-banner_2880x1800.jpg?w=700&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/01\/Top-Trends-Sustainability-web-banner_2880x1800.jpg\" alt=\"\" style=\"object-position: 50% 50%; object-fit: cover;\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/picture>\n                                <\/div>\n                            <\/div><div class=\"col-12 col-lg-4 d-md-none d-lg-block\"><\/div><div class=\"col-12 col-md-6 col-lg-4\">\n                           <a href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/top-trends-2025-developpement-durable-services-financiers\/\" aria-label=\"Top trends 2025 - Le d\u00e9veloppement durable dans les services financiers\" class=\"card-link-holder\">\n                            <div class=\"insight-card insight-card-center\">\n                                <div class=\"card-tag\">Capgemini Research Institute<\/div>\n                                <h3 class=\"card-title\">Top trends 2025 &#8211; Le d\u00e9veloppement durable dans les services financiers<\/h3>\n                                <div class=\"insight-card-footer\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/themes\/capgemini2025\/assets\/images\/capgemini-research-institute.svg\" alt=\"capgemini-research-institute\" class=\"light\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/themes\/capgemini2025\/assets\/images\/capgemini-research-institute-white.svg\" alt=\"capgemini-research-institute\" class=\"dark\">\n                                <\/div>\n                            <\/div>\n                            <\/a>\n                        <\/div>\n                    <div class=\"col-12 col-md-6 col-lg-4\">\n                            <a href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/mettre-accent-performance-esg\/\" aria-label=\"Mettre l&#039;accent sur la performance ESG\" class=\"card-link-holder\">\n                            <div class=\"insight-card insight-card-start\">\n                                <div class=\"card-tag\">Point de vue<\/div>\n                                <h3 class=\"card-title\">Mettre l&#039;accent sur la performance ESG<\/h3>\n                                <div class=\"insight-card-footer\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"\" alt=\"\" class=\"light\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"\" alt=\"\" class=\"dark\">\n                                <\/div>\n                            <\/div>\n                            <\/a>\n                        <\/div>\n                    <\/div>\n                    <\/div><div class=\"layout-two-card cards-reversed\">\n                                <div class=\"row align-items-center\"><div class=\"card-image-wrapper\">\n                                <div class=\"card-image\" data-image-url=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/engagement-des-assureurs-pour-une-economie-plus-responsable\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/12\/Assurance-responsable-capgemini-inevnt.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/12\/Assurance-responsable-capgemini-inevnt.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 1500px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/12\/Assurance-responsable-capgemini-inevnt.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/12\/Assurance-responsable-capgemini-inevnt.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/12\/Assurance-responsable-capgemini-inevnt.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/12\/Assurance-responsable-capgemini-inevnt.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/12\/Assurance-responsable-capgemini-inevnt.jpg?w=350&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/12\/Assurance-responsable-capgemini-inevnt.jpg?w=700&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/12\/Assurance-responsable-capgemini-inevnt.jpg\" alt=\"\" style=\"object-position: 50% 50%; object-fit: cover;\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/picture>\n                                <\/div>\n                            <\/div><div class=\"col-12 col-md-6 col-lg-4 flex-sm-order-reverse\">\n                            <a href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/argus-assurance-responsable\/\" aria-label=\"Assurance responsable : \u00e9tude et convictions sur les transformations d&#039;un secteur engag\u00e9\" class=\"card-link-holder\">\n                            <div class=\"insight-card insight-card-start\">\n                                <div class=\"card-tag\">Point de vue<\/div>\n                                <h3 class=\"card-title\">Assurance responsable : \u00e9tude et convictions sur les transformations d&#039;un secteur engag\u00e9<\/h3>\n                                <div class=\"insight-card-footer\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/themes\/capgemini2025\/assets\/images\/capgemini-invent.svg\" alt=\"capgemini-invent\" class=\"light\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/themes\/capgemini2025\/assets\/images\/capgemini-invent-white.svg\" alt=\"capgemini-invent\" class=\"dark\">\n                                <\/div>\n                            <\/div>\n                            <\/a>\n                        <\/div>\n                    <div class=\"col-12 col-md-6 col-lg-4\">\n                           <a href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/engagement-des-assureurs-pour-une-economie-plus-responsable\/\" aria-label=\"L&#039;engagement des assureurs pour une \u00e9conomie plus responsable\" class=\"card-link-holder\">\n                            <div class=\"insight-card insight-card-center\">\n                                <div class=\"card-tag\">Point de vue<\/div>\n                                <h3 class=\"card-title\">L&#039;engagement des assureurs pour une \u00e9conomie plus responsable<\/h3>\n                                <div class=\"insight-card-footer\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/themes\/capgemini2025\/assets\/images\/capgemini-invent-white.svg\" alt=\"capgemini-invent\" class=\"light\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/themes\/capgemini2025\/assets\/images\/capgemini-invent-white.svg\" alt=\"capgemini-invent\" class=\"dark\">\n                                <\/div>\n                            <\/div>\n                            <\/a>\n                        <\/div>\n                    <div class=\"col-12 col-lg-4 d-md-none d-lg-block\"><\/div><\/div>\n                    <\/div><div class=\"layout-two-card cards-normal\">\n                                <div class=\"row align-items-center\"><div class=\"card-image-wrapper\">\n                                <div class=\"card-image\" data-image-url=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/world-property-and-casualty-insurance-report-2022\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/07\/WPCIR-2022-Cover-photograph.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/07\/WPCIR-2022-Cover-photograph.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 1500px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/07\/WPCIR-2022-Cover-photograph.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/07\/WPCIR-2022-Cover-photograph.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/07\/WPCIR-2022-Cover-photograph.jpg?w=800&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/07\/WPCIR-2022-Cover-photograph.jpg?w=800&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/07\/WPCIR-2022-Cover-photograph.jpg?w=350&#038;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/07\/WPCIR-2022-Cover-photograph.jpg?w=700&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/07\/WPCIR-2022-Cover-photograph.jpg\" alt=\"\" style=\"object-position: 50% 50%; object-fit: cover;\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/picture>\n                                <\/div>\n                            <\/div><div class=\"col-12 col-lg-4 d-md-none d-lg-block\"><\/div><div class=\"col-12 col-md-6 col-lg-4\">\n                           <a href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/world-property-and-casualty-insurance-report-2022\/\" aria-label=\"Les assureurs doivent revoir en profondeur leur business model pour atteindre la r\u00e9silience climatique\" class=\"card-link-holder\">\n                            <div class=\"insight-card insight-card-center\">\n                                <div class=\"card-tag\">Rapport<\/div>\n                                <h3 class=\"card-title\">Les assureurs doivent revoir en profondeur leur business model pour atteindre la r\u00e9silience climatique<\/h3>\n                                <div class=\"insight-card-footer\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"\" alt=\"\" class=\"light\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"\" alt=\"\" class=\"dark\">\n                                <\/div>\n                            <\/div>\n                            <\/a>\n                        <\/div>\n                    <div class=\"col-12 col-md-6 col-lg-4\">\n                            <a href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/assurance-durable\/\" aria-label=\"Assurance Durable\" class=\"card-link-holder\">\n                            <div class=\"insight-card insight-card-start\">\n                                <div class=\"card-tag\">Point de vue<\/div>\n                                <h3 class=\"card-title\">Assurance Durable<\/h3>\n                                <div class=\"insight-card-footer\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/themes\/capgemini2025\/assets\/images\/capgemini-invent-white.svg\" alt=\"capgemini-invent\" class=\"light\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/themes\/capgemini2025\/assets\/images\/capgemini-invent-white.svg\" alt=\"capgemini-invent\" class=\"dark\">\n                                <\/div>\n                            <\/div>\n                            <\/a>\n                        <\/div>\n                    <\/div>\n                    <\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"<p>Pour satisfaire aux nouvelles dispositions r\u00e9glementaires mais aussi (et surtout) d\u00e9passer les attentes de leurs parties prenantes, les acteurs du secteur de la banque et de l\u2019assurance doivent s\u2019engager dans une d\u00e9marche ESG parfaitement align\u00e9e avec les besoins de leurs activit\u00e9s.<\/p>\n","protected":false},"author":98,"featured_media":729147,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"cg_dt_proposed_to":[21],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"a12f4fb7-374b-4c3e-8e05-30702243e405\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":true,"_yoast_wpseo_primary_brand":"30","_jetpack_memberships_contains_paid_content":false,"footnotes":"","featured_focal_points":"{\"x\":0.6,\"y\":0.41}"},"categories":[138],"tags":[163,199],"brand":[30],"service":[208],"industry":[70,27],"partners":[],"blog-topic":[355],"content-group":[],"class_list":["post-729139","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-transformation","tag-developpement-durable","tag-services-financiers","brand-capgemini","service-developpement-durable","industry-assurance","industry-banques","blog-topic-developpement-durable"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille - Capgemini France<\/title>\n<meta name=\"description\" content=\"Pour satisfaire aux nouvelles dispositions r\u00e9glementaires mais aussi (et surtout) d\u00e9passer les attentes de leurs parties prenantes, les acteurs du secteur de la banque et de l\u2019assurance doivent s\u2019engager dans une d\u00e9marche ESG parfaitement align\u00e9e avec les besoins de leurs activit\u00e9s.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille\" \/>\n<meta property=\"og:description\" content=\"Pour satisfaire aux nouvelles dispositions r\u00e9glementaires mais aussi (et surtout) d\u00e9passer les attentes de leurs parties prenantes, les acteurs du secteur de la banque et de l\u2019assurance doivent s\u2019engager dans une d\u00e9marche ESG parfaitement align\u00e9e avec les besoins de leurs activit\u00e9s.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/\" \/>\n<meta property=\"og:site_name\" content=\"Capgemini France\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-10T07:20:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-30T16:00:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG-webpreview.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille\",\"datePublished\":\"2023-09-10T07:20:00+00:00\",\"dateModified\":\"2025-10-30T16:00:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/\"},\"wordCount\":982,\"publisher\":{\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg\",\"keywords\":[\"D\u00e9veloppement Durable\",\"Services Financiers\"],\"articleSection\":[\"Transformation\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/\",\"url\":\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/\",\"name\":\"Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille - Capgemini France\",\"isPartOf\":{\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg\",\"datePublished\":\"2023-09-10T07:20:00+00:00\",\"dateModified\":\"2025-10-30T16:00:51+00:00\",\"description\":\"Pour satisfaire aux nouvelles dispositions r\u00e9glementaires mais aussi (et surtout) d\u00e9passer les attentes de leurs parties prenantes, les acteurs du secteur de la banque et de l\u2019assurance doivent s\u2019engager dans une d\u00e9marche ESG parfaitement align\u00e9e avec les besoins de leurs activit\u00e9s.\",\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/#primaryimage\",\"url\":\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg\",\"contentUrl\":\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg\",\"width\":2121,\"height\":1414,\"caption\":\"Medium shot of a motivated young Asian businesswoman working with laptop, sitting on the bench, against modern corporate buildings in the city, in daytime.\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/#website\",\"url\":\"https:\/\/www.capgemini.com\/fr-fr\/\",\"name\":\"Capgemini France\",\"description\":\"Just another www.capgemini.com site\",\"publisher\":{\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.capgemini.com\/fr-fr\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/#organization\",\"name\":\"Capgemini France\",\"url\":\"https:\/\/www.capgemini.com\/fr-fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/08\/Logo-Capgemini.png\",\"contentUrl\":\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/08\/Logo-Capgemini.png\",\"width\":202,\"height\":60,\"caption\":\"Capgemini France\"},\"image\":{\"@id\":\"https:\/\/www.capgemini.com\/fr-fr\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\/\/www.capgemini.com\/fr-fr\/author\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille - Capgemini France","description":"Pour satisfaire aux nouvelles dispositions r\u00e9glementaires mais aussi (et surtout) d\u00e9passer les attentes de leurs parties prenantes, les acteurs du secteur de la banque et de l\u2019assurance doivent s\u2019engager dans une d\u00e9marche ESG parfaitement align\u00e9e avec les besoins de leurs activit\u00e9s.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/","og_locale":"fr_FR","og_type":"article","og_title":"Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille","og_description":"Pour satisfaire aux nouvelles dispositions r\u00e9glementaires mais aussi (et surtout) d\u00e9passer les attentes de leurs parties prenantes, les acteurs du secteur de la banque et de l\u2019assurance doivent s\u2019engager dans une d\u00e9marche ESG parfaitement align\u00e9e avec les besoins de leurs activit\u00e9s.","og_url":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/","og_site_name":"Capgemini France","article_published_time":"2023-09-10T07:20:00+00:00","article_modified_time":"2025-10-30T16:00:51+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG-webpreview.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/#article","isPartOf":{"@id":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/"},"author":{"name":"","@id":""},"headline":"Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille","datePublished":"2023-09-10T07:20:00+00:00","dateModified":"2025-10-30T16:00:51+00:00","mainEntityOfPage":{"@id":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/"},"wordCount":982,"publisher":{"@id":"https:\/\/www.capgemini.com\/fr-fr\/#organization"},"image":{"@id":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/#primaryimage"},"thumbnailUrl":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg","keywords":["D\u00e9veloppement Durable","Services Financiers"],"articleSection":["Transformation"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/","url":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/","name":"Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille - Capgemini France","isPartOf":{"@id":"https:\/\/www.capgemini.com\/fr-fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/#primaryimage"},"image":{"@id":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/#primaryimage"},"thumbnailUrl":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg","datePublished":"2023-09-10T07:20:00+00:00","dateModified":"2025-10-30T16:00:51+00:00","description":"Pour satisfaire aux nouvelles dispositions r\u00e9glementaires mais aussi (et surtout) d\u00e9passer les attentes de leurs parties prenantes, les acteurs du secteur de la banque et de l\u2019assurance doivent s\u2019engager dans une d\u00e9marche ESG parfaitement align\u00e9e avec les besoins de leurs activit\u00e9s.","inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/#primaryimage","url":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg","contentUrl":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg","width":2121,"height":1414,"caption":"Medium shot of a motivated young Asian businesswoman working with laptop, sitting on the bench, against modern corporate buildings in the city, in daytime."},{"@type":"WebSite","@id":"https:\/\/www.capgemini.com\/fr-fr\/#website","url":"https:\/\/www.capgemini.com\/fr-fr\/","name":"Capgemini France","description":"Just another www.capgemini.com site","publisher":{"@id":"https:\/\/www.capgemini.com\/fr-fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.capgemini.com\/fr-fr\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.capgemini.com\/fr-fr\/#organization","name":"Capgemini France","url":"https:\/\/www.capgemini.com\/fr-fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.capgemini.com\/fr-fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/08\/Logo-Capgemini.png","contentUrl":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/08\/Logo-Capgemini.png","width":202,"height":60,"caption":"Capgemini France"},"image":{"@id":"https:\/\/www.capgemini.com\/fr-fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"","url":"https:\/\/www.capgemini.com\/fr-fr\/author\/"}]}},"blog_topic_info":[{"id":355,"name":"D\u00e9veloppement Durable"}],"taxonomy_info":{"category":[{"id":138,"name":"Transformation","slug":"transformation"}],"post_tag":[{"id":163,"name":"D\u00e9veloppement Durable","slug":"developpement-durable"},{"id":199,"name":"Services Financiers","slug":"services-financiers"}],"brand":[{"id":30,"name":"Capgemini","slug":"capgemini"}],"service":[{"id":208,"name":"D\u00e9veloppement Durable","slug":"developpement-durable"}],"industry":[{"id":70,"name":"Assurance","slug":"assurance"},{"id":27,"name":"Banques","slug":"banques"}],"blog-topic":[{"id":355,"name":"D\u00e9veloppement Durable","slug":"developpement-durable"}]},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille","url":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/","mainEntityOfPage":{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/"},"thumbnailUrl":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg?w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg"},"articleSection":"Transformation","author":[],"creator":[],"publisher":{"@type":"Organization","name":"Capgemini France","logo":""},"keywords":["d\u00e9veloppement durable","services financiers"],"dateCreated":"2023-09-10T07:20:00Z","datePublished":"2023-09-10T07:20:00Z","dateModified":"2025-10-30T16:00:51Z"},"rendered":"<meta name=\"parsely-title\" content=\"Banque et assurance face aux d\u00e9fis de l\u2019impact ESG sur leur portefeuille\" \/>\n<meta name=\"parsely-link\" content=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/banque-et-assurance-impact-esg\/\" \/>\n<meta name=\"parsely-type\" content=\"post\" \/>\n<meta name=\"parsely-image-url\" content=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg?w=150&amp;h=150&amp;crop=1\" \/>\n<meta name=\"parsely-pub-date\" content=\"2023-09-10T07:20:00Z\" \/>\n<meta name=\"parsely-section\" content=\"Transformation\" \/>\n<meta name=\"parsely-tags\" content=\"d\u00e9veloppement durable,services financiers\" \/>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/capgemini.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg","archive_status":false,"featured_image_src":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg","featured_image_alt":"","jetpack-related-posts":[{"id":786783,"url":"https:\/\/www.capgemini.com\/fr-fr\/insights\/expert-perspectives\/cs3d-un-accelerateur-de-transformation-plus-que-jamais-incontournable\/","url_meta":{"origin":729139,"position":0},"title":"CS3D\u202f: un acc\u00e9l\u00e9rateur de transformation plus que jamais incontournable\u00a0","author":"audreykone","date":"June 20, 2025","format":false,"excerpt":"Les entreprises sont confront\u00e9es \u00e0 des exigences de reporting durable d\u2019une ampleur in\u00e9dite. Pour leur permettre d\u2019y faire face, la Commission europ\u00e9enne a propos\u00e9 d\u00e9but 2025 des mesures l\u00e9gislatives visant \u00e0 ajuster ou \u00e0 reporter certaines obligations\u202f: le paquet Omnibus. Un coup de frein qui ne remet pas pour autant\u2026","rel":"","context":"In &quot;Transformation&quot;","block_context":{"text":"Transformation","link":"https:\/\/www.capgemini.com\/fr-fr\/category\/transformation\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/06\/GettyImages-2185029522.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/06\/GettyImages-2185029522.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/06\/GettyImages-2185029522.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/06\/GettyImages-2185029522.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":785004,"url":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/construire-la-resilience-avec-le-platform-engineering\/","url_meta":{"origin":729139,"position":1},"title":"Construire la r\u00e9silience avec le Platform engineering","author":"audreykone","date":"May 7, 2025","format":false,"excerpt":"Avec le platform engineering, la banque de d\u00e9tail r\u00e9pond aux d\u00e9fis de co\u00fbts, de r\u00e9glementation et de cybers\u00e9curit\u00e9 tout en acc\u00e9l\u00e9rant la mise sur le march\u00e9 en se fondant sur une approche r\u00e9siliente et sur l'int\u00e9gration de technologies avanc\u00e9es.","rel":"","context":"In &quot;Transformation&quot;","block_context":{"text":"Transformation","link":"https:\/\/www.capgemini.com\/fr-fr\/category\/transformation\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/05\/GettyImages-2186736163.jpeg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/05\/GettyImages-2186736163.jpeg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/05\/GettyImages-2186736163.jpeg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/05\/GettyImages-2186736163.jpeg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":767512,"url":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/fida-chemin-open-finance-europe\/","url_meta":{"origin":729139,"position":2},"title":"FIDA, une \u00e9tape d\u00e9cisive sur le chemin de l\u2019Open Finance en Europe","author":"quentinkieken","date":"October 24, 2024","format":false,"excerpt":"Les institutions europ\u00e9ennes poursuivent la construction du cadre r\u00e9glementaire de l\u2019Open Finance afin de stimuler la concurrence tout en prot\u00e9geant le consommateur. Attendu pour entrer en application en 2026, FIDA est un texte qui imposera aux \u00e9tablissements financiers de partager, si le client le demande, les donn\u00e9es concernant les produits\u2026","rel":"","context":"In &quot;Innovation&quot;","block_context":{"text":"Innovation","link":"https:\/\/www.capgemini.com\/fr-fr\/category\/innovation\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2024\/10\/GettyImages-918989580.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2024\/10\/GettyImages-918989580.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2024\/10\/GettyImages-918989580.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2024\/10\/GettyImages-918989580.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":728237,"url":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/cloud-banques-accelerent-innovation-autour-de-data\/","url_meta":{"origin":729139,"position":3},"title":"Avec le cloud, les banques acc\u00e9l\u00e8rent leur innovation autour de la data","author":"","date":"August 29, 2023","format":false,"excerpt":"D\u2019une certaine mani\u00e8re, les banques sont devenues des usines \u00e0 donn\u00e9es, qu\u2019elles produisent et brassent en quantit\u00e9s ph\u00e9nom\u00e9nales pour r\u00e9pondre \u00e0 leurs obligations r\u00e9glementaires, pour analyser les tendances et les risques, et pour mieux servir leurs clients. Le m\u00e9tier des banquiers, c\u2019est avant tout de g\u00e9rer de la data, d'en\u2026","rel":"","context":"In &quot;Transformation&quot;","block_context":{"text":"Transformation","link":"https:\/\/www.capgemini.com\/fr-fr\/category\/transformation\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/08\/GettyImages-1095325574.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/08\/GettyImages-1095325574.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/08\/GettyImages-1095325574.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/08\/GettyImages-1095325574.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":798591,"url":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/digital-product-passport-pivot-dinnovation-et-durabilite-pour-lindustrie-manufacturiere\/","url_meta":{"origin":729139,"position":4},"title":"Digital Product\u00a0Passport\u00a0:\u00a0pivot d\u2019innovation et de durabilit\u00e9 pour l\u2019industrie manufacturi\u00e8re\u00a0","author":"ozlemsarihan","date":"December 12, 2025","format":false,"excerpt":"Le Digital Product Passport (DPP) s\u2019annonce comme un catalyseur de transformation, \u00e0 la fois pour la durabilit\u00e9 et pour ses fondations technologiques. Son impl\u00e9mentation demandera aux industriels de changer la mani\u00e8re dont les donn\u00e9es sont collect\u00e9es, structur\u00e9es et partag\u00e9es. Il exige l\u2019interop\u00e9rabilit\u00e9 des syst\u00e8mes, l\u2019adoption de standards de tra\u00e7abilit\u00e9 et\u2026","rel":"","context":"In &quot;Transformation&quot;","block_context":{"text":"Transformation","link":"https:\/\/www.capgemini.com\/fr-fr\/category\/transformation\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/12\/GettyImages-2201019642-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/12\/GettyImages-2201019642-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/12\/GettyImages-2201019642-1.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/12\/GettyImages-2201019642-1.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":749807,"url":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/intelligent-industry-renforcer-resilience-supply-chain-tour-de-controle\/","url_meta":{"origin":729139,"position":5},"title":"La tour de contr\u00f4le pour renforcer la r\u00e9silience de la supply chain","author":"cyrille.joseph-lockel@capgemini.com","date":"April 5, 2024","format":false,"excerpt":"Comment les nouveaux usages de la donn\u00e9e permettent d\u2019assurer collectivement la gestion des risques autour de la Supply Chain ?","rel":"","context":"In &quot;Transformation&quot;","block_context":{"text":"Transformation","link":"https:\/\/www.capgemini.com\/fr-fr\/category\/transformation\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2024\/03\/2024-FR-Featured-Image-blog-control-tower.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2024\/03\/2024-FR-Featured-Image-blog-control-tower.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2024\/03\/2024-FR-Featured-Image-blog-control-tower.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2024\/03\/2024-FR-Featured-Image-blog-control-tower.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]}],"jetpack_sharing_enabled":true,"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Capgemini France","distributor_original_site_url":"https:\/\/www.capgemini.com\/fr-fr","push-errors":false,"featured_image_url":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Banque-et-assurance-ESG.jpg","author_title":"Capgemini","author_thumbnail_url":"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2025\/10\/cg-logo-blue.svg?w=960","author_thumbnail_alt":"","_links":{"self":[{"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/posts\/729139","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/users\/98"}],"replies":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/comments?post=729139"}],"version-history":[{"count":15,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/posts\/729139\/revisions"}],"predecessor-version":[{"id":795670,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/posts\/729139\/revisions\/795670"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/media\/729147"}],"wp:attachment":[{"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/media?parent=729139"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/categories?post=729139"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/tags?post=729139"},{"taxonomy":"brand","embeddable":true,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/brand?post=729139"},{"taxonomy":"service","embeddable":true,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/service?post=729139"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/industry?post=729139"},{"taxonomy":"partners","embeddable":true,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/partners?post=729139"},{"taxonomy":"blog-topic","embeddable":true,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/blog-topic?post=729139"},{"taxonomy":"content-group","embeddable":true,"href":"https:\/\/www.capgemini.com\/fr-fr\/wp-json\/wp\/v2\/content-group?post=729139"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}