{"id":728237,"date":"2023-08-29T12:26:36","date_gmt":"2023-08-29T10:26:36","guid":{"rendered":"https:\/\/www.capgemini.com\/fr-fr\/?p=728237"},"modified":"2025-03-04T06:59:58","modified_gmt":"2025-03-04T05:59:58","slug":"avec-le-cloud-les-banques-accelerent-leur-innovation-autour-de-la-data","status":"publish","type":"post","link":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/cloud-banques-accelerent-innovation-autour-de-data\/","title":{"rendered":"Avec le cloud, les banques acc\u00e9l\u00e8rent leur innovation autour de la data"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-blogs header-hero-blogs\"><div class=\"container\"><div class=\"hero-blogs\"><div class=\"hero-blogs-content-wrapper\"><div class=\"row\"><div class=\"col-12\"><div class=\"header-title\"><h1>Avec le cloud, les banques acc\u00e9l\u00e8rent leur innovation autour de la data<\/h1><\/div><\/div><\/div><\/div><div class=\"hero-blogs-bottom\"><div class=\"header-author\"><div class=\"author-img\"><img decoding=\"async\" src=\"\/wp-content\/themes\/capgemini2020\/assets\/images\/cg-logo.png?w=200&amp;quality=10\" alt=\"\" loading=\"lazy\"\/><\/div><div class=\"author-name-date\"><h5 class=\"author-name\">Didier Gal, Laurent Gauzi, Pierre Lombard &amp; Jean-Georges Saury <\/h5><h5 class=\"blog-date\">8 septembre 2023<\/h5><\/div><\/div><div class=\"brand-image\"> <\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para undefined section section--intro\"><div class=\"intro-para\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/cloud-banques-accelerent-innovation-autour-de-data\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Ouvrir dans une nouvelle fen\u00eatre\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/cloud-banques-accelerent-innovation-autour-de-data\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Ouvrir dans une nouvelle fen\u00eatre\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><h2 class=\"intro-para-title\">D\u2019une certaine mani\u00e8re, les banques sont devenues des usines \u00e0 donn\u00e9es, qu\u2019elles produisent et brassent en quantit\u00e9s ph\u00e9nom\u00e9nales pour r\u00e9pondre \u00e0 leurs obligations r\u00e9glementaires, pour analyser les tendances et les risques, et pour mieux servir leurs clients.<\/h2><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-11 col-lg-10 offset-md-1 offset-lg-1\"><div class=\"article-text article-quote-text\">\n<p>Le m\u00e9tier des banquiers, c\u2019est avant tout de g\u00e9rer de la data, d&#8217;en ma\u00eetriser la confidentialit\u00e9, et de la valoriser.&nbsp;<\/p>\n\n\n\n<p>Or, aujourd\u2019hui, le secteur bancaire est simultan\u00e9ment confront\u00e9 \u00e0 trois d\u00e9fis\u202f: un resserrement mon\u00e9taire dans un contexte inflationniste, ce qui comprime leurs marges\u202f; des tensions internationales, ce qui renforce la volatilit\u00e9 des march\u00e9s\u202f; et les attentes toujours plus fortes de leur client\u00e8le en termes de digitalisation et de qualit\u00e9 de services.&nbsp;<\/p>\n\n\n\n<p>Pour les banques, l\u2019enjeu est donc de parvenir \u00e0 exploiter au mieux ce patrimoine interne et de l\u2019enrichir avec des donn\u00e9es externes pour r\u00e9pondre conjointement \u00e0 ces d\u00e9fis. Elles comptent notamment sur la data pour :&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\n<ul class=\"wp-block-list\">\n<li>r\u00e9duire leurs co\u00fbts (mutualisation des achats de donn\u00e9es externes relatifs \u00e0 l\u2019ESG),<\/li>\n\n\n\n<li>gagner en efficacit\u00e9 op\u00e9rationnelle (par exemple, en d\u00e9veloppant des plateformes de reporting r\u00e9glementaires comme le stress test),\u202f<\/li>\n\n\n\n<li>d\u00e9velopper de nouveaux produits financiers et de nouveaux services (notamment autour de la mobilit\u00e9 et de l\u2019\u00e9conomie de l\u2019usage),<\/li>\n\n\n\n<li>am\u00e9liorer la qualit\u00e9 de l\u2019exp\u00e9rience tout au long du parcours client en proposant des services de financement ou de paiement en marque blanche pour leurs partenaires.&nbsp;<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>Pour \u00eatre en mesure d\u2019innover dans cette \u00e9conomie des plateformes boost\u00e9es par les donn\u00e9es, le cloud est un incontournable vecteur d\u2019acc\u00e9l\u00e9ration, et ce pour plusieurs raisons\u202f:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fonctionnellement, les fournisseurs de cloud et les \u00e9diteurs SaaS proposent d\u2019innombrables outils, services et briques \u00e9l\u00e9mentaires qui permettent d\u2019innover par assemblage en limitant les d\u00e9veloppements. La m\u00eame logique peut \u00eatre mise en place en interne, o\u00f9 le cloud favorise la standardisation, la mutualisation et la r\u00e9utilisation, ce qui permet de r\u00e9duire \u00e0 la fois les co\u00fbts et le time-to-market.&nbsp;&nbsp;<\/li>\n\n\n\n<li>Techniquement, le cloud offre une architecture extensible (scalable), connect\u00e9e, ouverte et nativement pr\u00eate pour le streaming (donn\u00e9es chaudes), donc id\u00e9ale pour b\u00e2tir de nouveaux usages\/services en temps r\u00e9el. En gommant les questions d\u2019infrastructures, le cloud permet aussi de se focaliser sur les aspects m\u00e9tier. Gr\u00e2ce au cloud, on saute l\u2019\u00e9tape du POC, o\u00f9 l\u2019on s\u2019int\u00e9resse \u00e0 la viabilit\u00e9 technique, pour passer directement \u00e0 celle du MVP, o\u00f9 l\u2019on \u00e9value la cr\u00e9ation de la valeur.&nbsp;<\/li>\n\n\n\n<li>Le cloud permet aussi d\u2019\u00e9tablir un lien direct entre data et digital, deux sujets qui sont parfois trait\u00e9s s\u00e9par\u00e9ment alors que leur interface offre un formidable champ d\u2019innovation\u202f: d\u2019un c\u00f4t\u00e9, le digital devient plus dynamique gr\u00e2ce \u00e0 la data\u202f; de l\u2019autre, la data s\u2019enrichit des usages digitaux. Leur rapprochement est au c\u0153ur d\u2019enjeux tr\u00e8s actuels comme l\u2019IA g\u00e9n\u00e9rative, l\u2019Open Banking, ou la digitalisation des parcours.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/li>\n\n\n\n<li>Financi\u00e8rement, le mod\u00e8le du paiement \u00e0 l\u2019usage du cloud est un immense facilitateur de l\u2019innovation car il permet de d\u00e9buter avec des investissements modestes, d\u2019y mettre fin rapidement si le projet n\u2019est pas concluant ou, au contraire, de les accro\u00eetre tout aussi rapidement si le succ\u00e8s est au rendez-vous. Ceci permet d\u2019adopter des mod\u00e8les d\u2019innovation frugale, o\u00f9 les \u00e9quipes b\u00e9n\u00e9ficient, pour faire leurs preuves, d\u2019une grande libert\u00e9, mais d\u2019un temps et de ressources limit\u00e9s sous forme de \u00ab\u202fcr\u00e9dits cloud\u202f\u00bb.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Humainement, enfin, il ne faut pas n\u00e9gliger l\u2019attractivit\u00e9 du cloud dans un contexte de p\u00e9nurie de talents pour les attirer. Les banques doivent aussi consid\u00e9rer l\u2019enjeu de formation continue pour la mont\u00e9e en comp\u00e9tence de leurs collaborateurs sur les services cloud li\u00e9s aux donn\u00e9es.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Pour que le cloud soit ce vecteur d\u2019innovation, qu\u2019il permette de cr\u00e9er une valeur durable gr\u00e2ce aux donn\u00e9es, des transformations sont cependant n\u00e9cessaires au sein de l\u2019organisation\u202f:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00f4t\u00e9 DSI,\u202fil est essentiel d\u2019acc\u00e9l\u00e9rer le basculement d\u2019une logique de service vers une logique de produit. Avec le cloud, elle peut d\u00e9velopper \u00e0 destination des m\u00e9tiers des produits data fond\u00e9s sur des engagements techniques, \u00e9conomiques et fonctionnels. Elle doit soigner leur qualit\u00e9, leur ergonomie, leur \u00e9volutivit\u00e9, pour que les utilisateurs les utilisent, se les approprient et y restent fid\u00e8les. Par ailleurs, la DSI peut elle-m\u00eame innover gr\u00e2ce au cloud et \u00e0 la data.&nbsp;&nbsp;<\/li>\n\n\n\n<li>C\u00f4t\u00e9 m\u00e9tiers,\u202fles \u00e9quipes doivent adopter une posture et une organisation tourn\u00e9es vers l\u2019innovation, afin d\u2019\u00eatre en mesure de saisir les opportunit\u00e9s offertes par le cloud et la data&#8230; La donn\u00e9e ne doit plus \u00eatre consid\u00e9r\u00e9e comme une photographie de la r\u00e9alit\u00e9, mais comme un mat\u00e9riau \u00e0 la fois pr\u00e9cieux, sensible et mall\u00e9able avec lequel on peut r\u00e9\u00e9crire les r\u00e8gles du jeu. Gare toutefois aux exc\u00e8s d\u2019enthousiasme et d\u2019initiative qui peuvent inciter au Shadow IT\u202f: entre les facilit\u00e9s offertes par le cloud et les risques inh\u00e9rents \u00e0 la donn\u00e9e, la collaboration entre l\u2019IT et les m\u00e9tiers est plus que jamais indispensable pour maintenir l\u2019innovation sous contr\u00f4le.&nbsp;<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-wrapper-people-slider section section--expert-slider wrapper-people-slider undefined\"><div class=\"container\"><div class=\"content-title\"><h2 data-maxlength=\"34\" class=\"people-heading-title\">Auteurs : <\/h2><\/div><\/div><div class=\"slider slider-boxed\"><div class=\"container\"><div class=\"slider-window\"><div class=\"slider-list\">\t\t<div class=\"slide\">\n\t\t\t<div class=\"box\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-6 col-lg-4 box-img-wrapper\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/08\/Design-sans-titre.png\" alt=\"Didier Gal\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-6 col-lg-8 box-inner\">\n\t\t\t\t\t\t<div class=\"row title-social-media-header\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 mbl-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/didiergal1\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 box-container\">\n\t\t\t\t\t\t\t\t<div class=\"box-title\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"people-profile-title\">Didier Gal<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Core Team Cloud Financial Services<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 social-box-container dkt-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/didiergal1\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"people-info\">Au sein de Cloud Infrastructure Services, Didier a d\u00e9velopp\u00e9 tout au long de sa carri\u00e8re une tr\u00e8s grande exp\u00e9rience de l\u2019accompagnement de ses clients dans les domaines des services manag\u00e9s et de la transformation IT, au service des m\u00e9tiers. Il intervient plus particuli\u00e8rement pour le Secteur Banques\/Assurances, dont le d\u00e9fi est de r\u00e9pondre aux attentes toujours plus fortes de la client\u00e8le en termes de digitalisation et de qualit\u00e9 de services. Didier est aujourd\u2019hui membre de la Core Team Cloud de Financial Services. \u00a0<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\n\t\t<div class=\"slide\">\n\t\t\t<div class=\"box\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-6 col-lg-4 box-img-wrapper\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/08\/Design-sans-titre-5.png\" alt=\"Laurent Gauzi\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-6 col-lg-8 box-inner\">\n\t\t\t\t\t\t<div class=\"row title-social-media-header\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 mbl-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/laurent-gauzi-30a28b\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 box-container\">\n\t\t\t\t\t\t\t\t<div class=\"box-title\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"people-profile-title\">Laurent Gauzi<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 social-box-container dkt-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/laurent-gauzi-30a28b\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"people-info\">Vice pr\u00e9sident au sein de la division Business Technology de Capgemini Invent France, Laurent Gauzi a plus de 25 ann\u00e9es d\u2019exp\u00e9rience en transformation d\u2019organisations dans le secteur banque (plans strat\u00e9giques IT et de performance, pilotage de programme m\u00e9tier et IT) et l\u2019assurance (plateformes digitales\/data et plans d\u2019optimisation). Il couvre notamment les sujets tels que la strat\u00e9gie IT, le Cloud et la data, la modernisation des SI. Il anime la tribu Financial Services au sein de Business Technology de Capgemini Invent France<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\n\t\t<div class=\"slide\">\n\t\t\t<div class=\"box\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-6 col-lg-4 box-img-wrapper\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/09\/Design-sans-titre-2.png\" alt=\"Pierre Lombard\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-6 col-lg-8 box-inner\">\n\t\t\t\t\t\t<div class=\"row title-social-media-header\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 mbl-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/pierre-lombard-6a28344\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 box-container\">\n\t\t\t\t\t\t\t\t<div class=\"box-title\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"people-profile-title\">Pierre Lombard<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Responsable Data &amp; IA pour le secteur Banque Assurance<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 social-box-container dkt-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/pierre-lombard-6a28344\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"people-info\">Pierre est vice-pr\u00e9sident au sein de la practice Insights &#038; Data de Capgemini. Apr\u00e8s de nombreuses ann\u00e9es en pilotage de projet et en conseil IT, en particulier sur les transformations Digitales de nos clients, il est d\u00e9sormais en charge de nos activit\u00e9s Data et IA pour nos clients Banques, Assurance et Mutuelles en France.<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\n\t\t<div class=\"slide\">\n\t\t\t<div class=\"box\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-6 col-lg-4 box-img-wrapper\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/04\/Jean-Georges-Saury.png\" alt=\"Jean-Georges Saury\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-6 col-lg-8 box-inner\">\n\t\t\t\t\t\t<div class=\"row title-social-media-header\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 mbl-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"http:\/\/www.linkedin.com\/in\/jeangeorgessaury\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 box-container\">\n\t\t\t\t\t\t\t\t<div class=\"box-title\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"people-profile-title\">Jean-Georges Saury<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Expert en transformation digitale et Innovation<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 social-box-container dkt-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"http:\/\/www.linkedin.com\/in\/jeangeorgessaury\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"people-info\">Jean-Georges Saury est Leader du d\u00e9veloppement des projets d\u2019innovation des technologies Cloud, Infrastructure, Cybers\u00e9curit\u00e9, Digital Workplace.\n\nIl met son exp\u00e9rience terrain d\u2019architecte syst\u00e8mes et sa passion pour les nouvelles technologies au service de l\u2019innovation appliqu\u00e9e aux syst\u00e8mes d\u2019information de nos clients.<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div><\/div><\/div><div class=\"slider-nav\"><button class=\"slider-prev inactive\" aria-label=\"Slider-previous\" tabindex=\"-1\"><\/button><ul class=\"slider-paginator\"><\/ul><button class=\"slider-next\" aria-label=\"Slider-next\"><\/button><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-learn-more learnMoreBlock updated-new-sample-amal\"><div class=\"container\"><div class=\"content-title\"><h2 class=\"learnmore-heading\"><\/h2><\/div><div class=\"row\"><div class=\"col-md-4\"><div class=\"box\"><div class=\"box-wrapper\"><a class=\"box-title\" href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/secteur-financier-cloud-acceleration\/\" target=\"\" aria-label=\"Le secteur financier s'ouvre au cloud : les raisons de cette acc\u00e9l\u00e9ration\" rel=\"noopener noreferrer\"><div class=\"box-img-wrapper\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/05\/GettyImages-1282633604.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/05\/GettyImages-1282633604.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/05\/GettyImages-1282633604.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><h3 class=\"titleWithoutLink_learnMore\">Le secteur financier s&#8217;ouvre au cloud : les raisons de cette acc\u00e9l\u00e9ration<\/h3><\/a><\/div><\/div><div class=\"box-inner\"><\/div><\/div><div class=\"col-md-4\"><div class=\"box\"><div class=\"box-wrapper\"><div class=\"box-img-wrapper\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/04\/GettyImages-1370291020.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/04\/GettyImages-1370291020.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/04\/GettyImages-1370291020.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><h3><a href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/le-secteur-financier-a-lheure-du-cloud-changement-de-paradigme\/\">Le secteur financier \u00e0 l\u2019heure du cloud : un changement de paradigme <\/a><\/h3><\/div><\/div><div class=\"box-inner\"><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>D\u2019une certaine mani\u00e8re, les banques sont devenues des usines \u00e0 donn\u00e9es, qu\u2019elles produisent et brassent en quantit\u00e9s ph\u00e9nom\u00e9nales pour r\u00e9pondre \u00e0 leurs obligations r\u00e9glementaires, pour analyser les tendances et les risques, et pour mieux servir leurs clients. Le m\u00e9tier des banquiers, c\u2019est avant tout de g\u00e9rer de la data, d&#8217;en ma\u00eetriser la confidentialit\u00e9, et de la valoriser.<\/p>\n","protected":false},"author":201,"featured_media":728630,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"{\"uuid\":\"368baaf6-b9ec-4029-aef1-f9290d3d553e\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"7a4cbad1-a278-4c21-8936-8cf30e523b7d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"_yoast_wpseo_primary_brand":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","featured_focal_points":""},"categories":[138],"tags":[188],"brand":[],"service":[35],"industry":[27],"partners":[],"blog-topic":[350,359],"content-group":[],"class_list":["post-728237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-transformation","tag-cloud","service-cloud","industry-banques","blog-topic-cloud","blog-topic-ia-data"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Avec le cloud, les banques acc\u00e9l\u00e8rent leur innovation autour de la data - Capgemini France<\/title>\n<meta name=\"description\" content=\"D\u2019une certaine mani\u00e8re, les banques sont devenues des usines \u00e0 donn\u00e9es, qu\u2019elles produisent et brassent en quantit\u00e9s ph\u00e9nom\u00e9nales pour r\u00e9pondre \u00e0 leurs obligations r\u00e9glementaires, pour analyser les tendances et les risques, et pour mieux servir leurs clients. 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