{"id":715858,"date":"2023-04-11T12:02:15","date_gmt":"2023-04-11T10:02:15","guid":{"rendered":"https:\/\/www.capgemini.com\/fr-fr\/?p=715858"},"modified":"2025-03-04T07:07:50","modified_gmt":"2025-03-04T06:07:50","slug":"le-secteur-financier-a-lheure-du-cloud-un-changement-de-paradigme","status":"publish","type":"post","link":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/le-secteur-financier-a-lheure-du-cloud-changement-de-paradigme\/","title":{"rendered":"Le secteur financier \u00e0 l&#8217;heure du cloud : un changement de paradigme ?"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-blogs header-hero-blogs\"><div class=\"container\"><div class=\"hero-blogs\"><div class=\"hero-blogs-content-wrapper\"><div class=\"row\"><div class=\"col-12\"><div class=\"header-title\"><h1><span class=\"ui-provider gp b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">Le secteur financier \u00e0 l&#8217;heure du cloud : un changement de paradigme<\/span> ?<\/h1><\/div><\/div><\/div><\/div><div class=\"hero-blogs-bottom\"><div class=\"header-author\"><div class=\"author-img\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/04\/Capgemini-PC.jpg?w=400?w=200&amp;quality=10\" alt=\"\" loading=\"lazy\"\/><\/div><div class=\"author-name-date\"><h5 class=\"author-name\">Laurent Lefran\u00e7ois &amp; Ambroise Lelievre<\/h5><h5 class=\"blog-date\">11 avril 2023<\/h5><\/div><\/div><div class=\"brand-image\"> <\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para undefined section section--intro\"><div class=\"intro-para\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/le-secteur-financier-a-lheure-du-cloud-changement-de-paradigme\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Ouvrir dans une nouvelle fen\u00eatre\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/le-secteur-financier-a-lheure-du-cloud-changement-de-paradigme\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Ouvrir dans une nouvelle fen\u00eatre\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><h2 class=\"intro-para-title\">En comparaison avec d\u2019autres grands secteurs d\u2019activit\u00e9, comme la distribution ou l\u2019industrie, les services financiers accusent aujourd\u2019hui un retard significatif quant \u00e0 l\u2019adoption du cloud.<\/h2><p class=\"intro-para-content\">Avec seulement 8% des workloads sur le cloud, les banques et assureurs europ\u00e9ens semblent cependant amorcer leur transformation.<\/p><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-11 col-lg-10 offset-md-1 offset-lg-1\"><div class=\"article-text article-quote-text\">\n<p>Plusieurs raisons expliquent ce retard. La premi\u00e8re d\u2019entre elles est la r\u00e9glementation Europ\u00e9enne qui, dense et stricte, rend tout changement plus d\u00e9licat \u00e0 mettre en \u0153uvre pour ces \u00e9tablissements.<\/p>\n\n\n\n<p>S\u2019y ajoute la complexit\u00e9 op\u00e9rationnelle des \u00e9tablissements, dont les \u2018back office\u2019 et \u2018middle office\u2019 s\u2019appuient sur des organisations, des proc\u00e9dures et des syst\u00e8mes historiques, particuli\u00e8rement lourds et difficiles \u00e0 faire \u00e9voluer et \u00e0 transformer.<\/p>\n\n\n\n<p>Aussi, l\u2019adoption du cloud a longtemps \u00e9t\u00e9 majoritairement port\u00e9e et sous le contr\u00f4le des d\u00e9partements informatiques, qui le voyait surtout comme un moyen d\u2019externaliser et de flexibiliser les ressources d\u2019infrastructure, et non comme un levier de transformation digitale au service du m\u00e9tier et des utilisateurs. Cette approche tr\u00e8s \u2018IT 4 IT\u2019 a rencontr\u00e9 peu d\u2019adoption des d\u00e9partements m\u00e9tiers, intrins\u00e8quement r\u00e9ticents au risque.<\/p>\n\n\n\n<p>Enfin, alors m\u00eame que les avantages du cloud commen\u00e7aient \u00e0 devenir \u00e9vidents, la question de la souverainet\u00e9 est devenue pr\u00e9gnante et l\u2019annonce par le gouvernement fran\u00e7ais de la cr\u00e9ation du label \u00ab&nbsp;cloud de confiance&nbsp;\u00bb a engendr\u00e9 un certain attentisme.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-le-cloud-de-confiance-un-catalyseur-d-adoption\">Le cloud de confiance, un catalyseur d\u2019adoption<\/h2>\n\n\n\n<p>Cette situation est toutefois sur le point de changer, l\u00e0 encore en raison de la conjonction de plusieurs facteurs.<\/p>\n\n\n\n<p>Tout d\u2019abord,<a href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/souverainete-cloud-favoriser-transformation-confiance\/\"> la majorit\u00e9 des banques fran\u00e7aises (70%)<\/a> envisagent de compl\u00e9ter leur strat\u00e9gie Cloud actuelle avec des Clouds de Confiance, c\u2019est-\u00e0-dire exempts des lois extraterritoriales \u00e9trang\u00e8res qui peuvent s\u2019appliquer en cas d\u2019utilisation des solutions cloud des hyperscalers. Ces offres \u00ab&nbsp;cloud de confiance&nbsp;\u00bb, et leurs plateformes (qualifi\u00e9es SecNumCloud par l\u2019ANSSI), seront tr\u00e8s prochainement disponibles et devraient reconfigurer et acc\u00e9l\u00e9rer l\u2019adoption du cloud sur ce march\u00e9.<\/p>\n\n\n\n<p>Aussi, au cours des derni\u00e8res ann\u00e9es, l\u2019ensemble de l\u2019\u00e9cosyst\u00e8me cloud a consid\u00e9rablement gagn\u00e9 en exp\u00e9rience&nbsp;et en maturit\u00e9 : les offres sont plus riches, les approches plus matures, et le cloud se pr\u00e9sente davantage comme un levier de cr\u00e9ation de valeur pour les m\u00e9tiers que comme un mod\u00e8le alternatif de distribution des ressources technologiques.<\/p>\n\n\n\n<p>Enfin, les grands syst\u00e8mes, sur lesquels continuent de fonctionner la majorit\u00e9 des applications financi\u00e8res, atteignent leurs limites&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ils sont de plus en plus difficiles et co\u00fbteux \u00e0 maintenir du fait de la disparition progressive des comp\u00e9tences&nbsp;;<\/li>\n\n\n\n<li>ils sont aux limites pour g\u00e9rer les volumes colossaux de donn\u00e9es que produit et exploite l\u2019activit\u00e9<\/li>\n\n\n\n<li>ils ne permettent pas aux \u00e9tablissements traditionnels de proposer \u00e0 leurs clients les m\u00eames produits, services et exp\u00e9riences que les FinTech et les AssurTech.<\/li>\n<\/ul>\n\n\n\n<p>Alors qu\u2019il pouvait para\u00eetre plus prudent, il y a quelques ann\u00e9es, de diff\u00e9rer la modernisation de ces syst\u00e8mes, il est d\u00e9sormais imp\u00e9ratif d\u2019engager une transformation technologique, m\u00eame si le retour sur investissement \u00e0 court terme est encore difficile \u00e0 prouver.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Le pr\u00e9alable&nbsp;: actualiser sa strat\u00e9gie cloud<\/h2>\n\n\n\n<p>F\u00fbt-elle prudente, la plupart des banques et des compagnies d\u2019assurance ont n\u00e9anmoins d\u00e9j\u00e0 une strat\u00e9gie cloud.<\/p>\n\n\n\n<p>\u00c0 l\u2019heure de se (re)lancer et d\u2019acc\u00e9l\u00e9rer franchement, les banques et assurances doivent mettre \u00e0 jour leur strat\u00e9gie cloud car celle-ci a souvent \u00e9t\u00e9 b\u00e2tie sur des pr\u00e9misses d\u00e9sormais obsol\u00e8tes. Ainsi, le cloud priv\u00e9, dont beaucoup en avaient fait une priorit\u00e9, atteint ses limites en termes de valeur \/ co\u00fbt. En effet, ces solutions n\u2019offrent pas la puissance et l\u2019innovation des solutions d\u2019hyperscalers, qui eux font l\u2019objet d\u2019investissements continus. En effet, le cloud public offre d\u00e9sormais des garanties et des fonctionnalit\u00e9s bien sup\u00e9rieures qu\u2019auparavant. Et entre ces deux solutions, Cloud Priv\u00e9 \/ Cloud Public, se pr\u00e9sente la nouveaut\u00e9 du cloud de confiance, qui permet de concilier contr\u00f4le des donn\u00e9es et potentiel technologique. Ces trois options \u00e9tablissent ainsi un continuum de souverainet\u00e9 amenant \u00e0 red\u00e9finir une doctrine d\u2019utilisation en fonction des projets, des cas d\u2019usage et de la sensibilit\u00e9 des donn\u00e9es manipul\u00e9es.<\/p>\n\n\n\n<p>En synth\u00e8se, le principal enjeu des acteurs du secteur financier n\u2019est plus de remplacer les datacenters par des ressources IT \u00e0 la demande, mais bien de cr\u00e9er de la valeur gr\u00e2ce aux nouveaux usages, \u00e0 la transformation des processus et aux innovations digitales.<\/p>\n\n\n\n<p>En effet, seule une transformation en profondeur des organisations bancaires permettra de profiter de tout le potentiel du Cloud. Sinon, les gains resteront \u201cen surface\u201d avec quelques gains \u00e9conomiques et d&#8217;efficience, qui ne seront pas suffisants pour r\u00e9pondre aux challenges \u00e0 venir du secteur. C\u2019est pourquoi la strat\u00e9gie cloud, dans sa d\u00e9finition comme dans son ex\u00e9cution, doit accorder une place importante aux m\u00e9tiers et \u00e0 leurs enjeux d\u2019efficacit\u00e9 op\u00e9rationnelle, de r\u00e9duction du \u2018Time To Market\u2019, de satisfaction client et, de plus en plus, de d\u00e9veloppement durable. Le m\u00e9tier doit \u00eatre pleinement embarqu\u00e9 dans cette strat\u00e9gie.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u00e9n\u00e9ficier de l\u2019exp\u00e9rience acquise pour acc\u00e9l\u00e9rer et s\u00e9curiser la transition<\/h2>\n\n\n\n<p>Aussi, la r\u00e9vision de la strat\u00e9gie cloud doit se nourrir de la maturit\u00e9 et de l\u2019exp\u00e9rience acquises au cours des derni\u00e8res ann\u00e9es par l\u2019ensemble des acteurs, tous secteurs confondus, \u00e0 commencer par les fournisseurs cloud eux-m\u00eames, et bien-s\u00fbr par les partenaires int\u00e9grateurs qui accompagnent ces transformations \u00e0 l\u2019\u00e9chelle depuis plusieurs ann\u00e9es, en multipliant les exp\u00e9riences pour en ma\u00eetriser les difficult\u00e9s et en s\u00e9curiser l\u2019atteinte des objectifs.<\/p>\n\n\n\n<p>En s\u2019appuyant sur ces retours d\u2019exp\u00e9rience, les d\u00e9cideurs du secteur financier ont la possibilit\u00e9 de voir, toucher, exp\u00e9rimenter les possibilit\u00e9s qui s\u2019offrent \u00e0 eux, et ainsi d\u2019acc\u00e9l\u00e9rer en toute s\u00e9curit\u00e9 leur transition vers le cloud.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-wrapper-people-slider section section--expert-slider wrapper-people-slider undefined\"><div class=\"container\"><div class=\"content-title\"><h3 data-maxlength=\"34\">Auteurs : <\/h3><\/div><\/div><div class=\"slider slider-boxed\"><div class=\"container\"><div class=\"slider-window\"><div class=\"slider-list\">\n\t\t<div class=\"slide\">\n\t\t\t<div class=\"box\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-6 col-lg-4 box-img-wrapper\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/08\/Laurent-Lefrancois-PC2.jpg\" alt=\"Laurent Lefran\u00e7ois\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-6 col-lg-8 box-inner\">\n\t\t\t\t\t\t<div class=\"row title-social-media-header\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 mbl-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/laurent-lefranois-a2245a1a\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 box-container\">\n\t\t\t\t\t\t\t\t<div class=\"box-title\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"people-profile-title\">Laurent Lefran\u00e7ois<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Engagement Director, Cloud CoE<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 social-box-container dkt-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/laurent-lefranois-a2245a1a\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"people-info\">Laurent est directeur d\u2019engagement exp\u00e9riment\u00e9 dans les projets de transformation Cloud. En lien avec son r\u00e9seau d\u2019experts, il accompagne les \u00e9tablissements Banques et Assurances dans leur adoption des solutions Cloud, et leur transformation \u00e0 l\u2019\u00e9chelle sur toute la cha\u00eene de valeur.<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"slide\">\n\t\t\t<div class=\"box\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-6 col-lg-4 box-img-wrapper\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/10\/ambroise-lelievre.png\" alt=\"Ambroise Lelievre\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-6 col-lg-8 box-inner\">\n\t\t\t\t\t\t<div class=\"row title-social-media-header\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 mbl-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/ambroise-lelievre-412ba12\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 box-container\">\n\t\t\t\t\t\t\t\t<div class=\"box-title\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"people-profile-title\">Ambroise Lelievre<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Directeur Business Technology, Capgemini Invent<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 social-box-container dkt-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" title=\"Ouvrir dans une nouvelle fen\u00eatre\" href=\"https:\/\/www.linkedin.com\/in\/ambroise-lelievre-412ba12\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"people-info\">Directeur au sein de la division Business Technology de Capgemini Invent France, Ambroise Leli\u00e8vre accompagne ses clients dans leurs programmes de transformation technologique, principalement pour les Banques et les Assurances. Il couvre notamment les sujets tels que la migration vers le Cloud, la mise en place de plateformes digitales (API) et la convergence de SI. \nAu sein de la tribu Cloud, il co-pilote \u00e9galement la cr\u00e9ation d\u2019une offre Cloud Souverain \/ Cloud de Confiance pour le march\u00e9 fran\u00e7ais. <\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n<\/div><\/div><\/div><div class=\"slider-nav\"><button class=\"slider-prev inactive\" aria-label=\"Curseur pr\u00e9c\u00e9dent\" tabindex=\"-1\"><\/button><ul class=\"slider-paginator\"><\/ul><button class=\"slider-next\" aria-label=\"Curseur suivant\"><\/button><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-learn-more learnMoreBlock updated-new-sample-amal\"><div class=\"container\"><div class=\"content-title\"><h2 class=\"learnmore-heading\">Sur le m\u00eame sujet :<\/h2><\/div><div class=\"row\"><div class=\"col-md-4\"><div class=\"box\"><div class=\"box-wrapper\"><a class=\"box-title\" href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/secteur-financier-cloud-acceleration\/\" target=\"\" aria-label=\"<a href=&quot;https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/secteur-financier-cloud-acceleration\/&quot;&gt;Le secteur financier s\u2019ouvre au cloud : les raisons de cette acc\u00e9l\u00e9ration<\/a&gt;\" rel=\"noopener noreferrer\"><div class=\"box-img-wrapper\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/05\/GettyImages-1282633604.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/05\/GettyImages-1282633604.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2023\/05\/GettyImages-1282633604.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><h3 class=\"titleWithoutLink_learnMore\"><a href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/secteur-financier-cloud-acceleration\/\">Le secteur financier s\u2019ouvre au cloud : les raisons de cette acc\u00e9l\u00e9ration<\/a><\/h3><\/a><\/div><\/div><div class=\"box-inner\"><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>En comparaison avec d\u2019autres grands secteurs d\u2019activit\u00e9, comme la distribution ou l\u2019industrie, les services financiers accusent aujourd\u2019hui un retard significatif quant \u00e0 l\u2019adoption du cloud. Avec seulement 8% des workloads sur le cloud, les banques et assureurs europ\u00e9ens semblent cependant amorcer leur transformation. <\/p>\n","protected":false},"author":201,"featured_media":715908,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"{\"uuid\":\"d6bf1afb-ae4e-4e0d-b1d8-bcb8061be1fa\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"448eea77-f962-48bf-9f65-8b44efd7470a\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"_yoast_wpseo_primary_brand":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","featured_focal_points":""},"categories":[5,138],"tags":[188],"brand":[],"service":[35],"industry":[70,27],"partners":[],"blog-topic":[350],"content-group":[],"class_list":["post-715858","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technologies","category-transformation","tag-cloud","service-cloud","industry-assurance","industry-banques","blog-topic-cloud"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Le secteur financier \u00e0 l&#039;heure du cloud : un changement de paradigme ? - Capgemini France<\/title>\n<meta name=\"description\" content=\"En comparaison avec d\u2019autres grands secteurs d\u2019activit\u00e9, comme la distribution ou l\u2019industrie, les services financiers accusent aujourd\u2019hui un retard significatif quant \u00e0 l\u2019adoption du cloud. Avec seulement 8% des workloads sur le clouds, les banques et assureurs europ\u00e9ens semblent cependant amorcer leur transformation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/blog\/le-secteur-financier-a-lheure-du-cloud-changement-de-paradigme\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le secteur financier \u00e0 l&#039;heure du cloud : un changement de paradigme ?\" \/>\n<meta property=\"og:description\" content=\"En comparaison avec d\u2019autres grands secteurs d\u2019activit\u00e9, comme la distribution ou l\u2019industrie, les services financiers accusent aujourd\u2019hui un retard significatif quant \u00e0 l\u2019adoption du cloud. 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