Financial Services

Kristofer le Sage de Fontenay

Expert in Digital Transformation, FinTech, Retail Banking

I am an experienced consulting business consultant at Partner and VP level, and have lead the FS market in the UK for Capgemini Invent since 2016. Prior to joining Capgemini Invent I was with KPMG as a Partner and later at Consultancy heading their global FS consultancy business.
With over 20 years of consultancy experience I offer a wealth of experience in Financial Services having worked in both Retail Banking and Insurance. I support market leaders in FS transform the way their business works through designing and implementing new technology systems, talent and operating models, and advising clients at the executive level on the design and delivery of their largest and most complex business transformation programs.

Recent work includes:

Global Bank – Led a major two year strategic program setting up and delivering quality assurance lead on a complex, multi-year supplier assurance program focused on data leakage. Setting up what effectively has now become vendor assurance. The program involved over 150 global reviews annually.
UK Bank – Designed and lead major cost reduction program on board level. The program delivered bottom line cost improvement by deploying Business Re-engineering, Lean, Offshoring and RPA delivering significant cost and quality improvement over 18 months.
UK Insurer – Led delivery of creation of new Insurance proposition, including developing business and operating models delivering the new proposition.
UK Bank – Shaped, monitored and reported to the exec team on the strategic transformation agenda for a major UK bank including initiatives around customer experience, digital and organisation design/culture
Global Insurance Broker – Led multiple change and transformation program over several years for the Group CIO of one of the UK’s insurance broker, involving both revenue improvement and cost reduction initiatives.

I have consulted with some of the biggest establishments in Financial Services as well as many of the new challengers. I have delivered technology enabled business benefits at large scale, as well as taken advantage of the Fintech environment and deploying innovative business solutions. With over 20 years of business consulting experience, I offer a wealth of knowledge within Financial Services. Initially specialized in business improvement and cost reduction, and later, focusing on business transformation underpinned by technology. Since joining Capgemini Consulting, Kris has built a dynamic and exciting FS Consulting practice driven to take advantage of new dynamics in the FS industry. Some of my favorite subject matters are, what Open Banking will really mean to the FS industry and how to take advantage of the thriving Fintech industry.

Living in London with his family, Kris loves all the good things London offers, theater, football (only the Chelsea FC version) and great restaurants.  But being of true Viking origin (Icelandic) he also relishes adventures hiking and deep open water diving.

Kristofer le Sage de Fontenay

My experience

Head of Financial Services @ Capgemini Invent


Global Head of Financial Services @ Management Consulting

04/06/2014 to 09/12/2016

Head of Financial Services UK&I @ Information Technology and Services

01/04/2010 to 09/13/2016

Head of People and Change @ Management Consulting

07/14/2009 to 06/14/2010

Associate Partner @ Management Consulting

12/11/2006 to 06/07/2009

Senior Consultant @ Accounting

11/06/2000 to 11/30/2006

Management Consultant @ Management Consulting

01/06/1998 to 10/17/2000