{"id":6678,"date":"2022-02-22T12:46:00","date_gmt":"2022-02-22T12:46:00","guid":{"rendered":"https:\/\/www.capgemini.com\/ca-fr\/?post_type=research-and-insight&#038;p=672415"},"modified":"2025-03-30T08:16:40","modified_gmt":"2025-03-30T08:16:40","slug":"le-credit-revolutionne-par-la-donnee","status":"publish","type":"research-and-insight","link":"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/","title":{"rendered":"Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ?"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-reusable is-style-default header heroReusable  \"><div class=\"header-bgs\"><picture><source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/02\/2022-FR-Banner-Credit-Revolution-Data.jpg?w=2880&amp;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/02\/2022-FR-Banner-Credit-Revolution-Data.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/02\/2022-FR-Banner-Credit-Revolution-Data.jpg?w=1440&amp;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/02\/2022-FR-Banner-Credit-Revolution-Data.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 992px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/02\/2022-FR-Banner-Credit-Revolution-Data.jpg?w=1024&amp;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/02\/2022-FR-Banner-Credit-Revolution-Data.jpg?w=1024&amp;quality=70 2x\" media=\"(min-width: 768px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/02\/2022-FR-Banner-Credit-Revolution-Data.jpg?w=768&amp;quality=70 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/02\/2022-FR-Banner-Credit-Revolution-Data.jpg?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/02\/2022-FR-Banner-Credit-Revolution-Data.jpg\" class=\"header-img header-img-d\" alt=\"\" style=\"object-fit:cover;object-position:45% 35%\" loading=\"eager\"\/><\/picture><\/div><div class=\"heroPictureCardHeaderShape\"><\/div><div class=\"container\"><div class=\"row\"><div class=\"col-md-12\"><div class=\"box\"><div class=\"boxTagWrapper\"><div class=\"tagInfo\"><div><span class=\"box-tag\">Banques<\/span><\/div><\/div><div class=\"brandInfo\"><div class=\"brandLogo\"><img decoding=\"async\" loading=\"lazy\" src=\"\/wp-content\/themes\/capgemini2020\/assets\/images\/capgemini-invent.svg\" alt=\"capgemini-invent\"\/><\/div><\/div><\/div><div class=\"box-title\"><h1 data-maxlength=\"34\">Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ? <\/h1><\/div><h2 class=\"reasearchInsightTitle\"> <\/h2><div class=\"inner-row-insight download-btn\"><div class=\"col-md-4 downloadFiles addPadding\"><a class=\"button-download--small\" type=\"download\" href=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/06\/PoV_credit-data_Capgemini_Invent.pdf\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Ouvrir dans une nouvelle fen\u00eatre\"><span>Point de Vue<\/span><span class=\"type\">2 MB  pdf<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para undefined section section--intro\"><div class=\"intro-para\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Ouvrir dans une nouvelle fen\u00eatre\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Ouvrir dans une nouvelle fen\u00eatre\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><h2 class=\"intro-para-title\">3-1-0 : 3 minutes pour demander un pr\u00eat, 1 seconde pour le contracter, le tout sans interaction humaine.<\/h2><p class=\"intro-para-content\">C\u2019est ce que MYBank, banque en ligne chinoise du g\u00e9ant technologique financier Ant Group, propose \u00e0 ses clients professionnels.<\/p><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-11 col-lg-10 offset-md-1 offset-lg-1\"><div class=\"article-text article-quote-text\">\n<h3 class=\"wp-block-heading\" id=\"h-pourquoi-ne-pas-repliquer-ce-modele-a-l-ensemble-des-credits-aux-entreprises-toutes-tailles-confondues\"><strong>Pourquoi ne pas r\u00e9pliquer ce mod\u00e8le \u00e0 l\u2019ensemble des cr\u00e9dits aux entreprises, toutes tailles confondues ?<\/strong><\/h3>\n\n\n\n<p>Les avantages d\u2019un cr\u00e9dit corporate valid\u00e9 gr\u00e2ce \u00e0 un processus construit sur la donn\u00e9e sont significatifs : un service client personnalis\u00e9 de haut niveau, la possibilit\u00e9 de proposer des produits innovants, une automatisation de la d\u00e9cision et de nouveaux flux de revenus, le tout \u00e0 moindre co\u00fbt. <\/p>\n\n\n\n<p>Par ailleurs, les banques ayant des processus aliment\u00e9s par les donn\u00e9es peuvent r\u00e9pondre plus rapidement \u00e0 l\u2019\u00e9volution des exigences r\u00e9glementaires et financi\u00e8res en termes de rapports, par exemple dans le domaine de l\u2019ESG. Au contraire, les banques qui ne disposent pas de processus cr\u00e9dit bas\u00e9 sur les donn\u00e9es, continuent de s\u2019appuyer sur des syst\u00e8mes fragment\u00e9s et un \u00e9ventail de processus manuels, g\u00e9n\u00e9rant des risques, des retards et des frais inutiles.<\/p>\n\n\n\n<p>Le foss\u00e9 entre les banques qui s\u2019engagent pleinement dans la transformation de leurs processus de cr\u00e9dit Corporate par la donn\u00e9e et celles qui n\u2019ont&nbsp;que timidement investi dans cette voie a tendance \u00e0 s\u2019\u00e9largir.<\/p>\n\n\n\n<p>Quelles en sont les causes&nbsp;? Quelle est la bonne strat\u00e9gie pour d\u00e9velopper une approche cr\u00e9dit qui tire pleinement parti de la donn\u00e9e&nbsp;?<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-profile-card undefined profile-card section profile-card-slider\"><div class=\"container profileCardContainer\"><div class=\"profile-box\"><div class=\"row\"><div class=\"col-md-6 col-lg-3\"><div class=\"box\"><div class=\"box-author-img\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/06\/Julien-Assouline.jpg?w=500&amp;quality=90\" srcset=\"https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/06\/Julien-Assouline.jpg?w=500&amp;quality=90 1x, https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2022\/06\/Julien-Assouline.jpg?w=1000&amp;quality=90 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><\/div><div class=\"col-md-6 col-lg-9 right-side-box\"><div class=\"row right-box\"><div class=\"col-lg-4 profile\"><h4>Julien Assouline<\/h4><h5 class=\"box-position\">Head of Financial Services South Central Europe<br>Capgemini Invent<\/h5><ul class=\"social-nav\" id=\"social-nav-icons\"><li><a aria-label=\"LinkedIn (en anglais seulement)\" href=\"https:\/\/www.linkedin.com\/in\/julien-assouline-147569\/\" target=\"_blank\" rel=\"noopener noreferrer\"><i class=\"icon-li\" aria-hidden=\"true\"><\/i><\/a><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>La possibilit\u00e9 de proposer des produits innovants, une automatisation de la d\u00e9cision et de nouveaux flux de revenus, le tout \u00e0 moindre co\u00fbt.<\/p>\n","protected":false},"author":98,"featured_media":6679,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"83930fd5-b039-4de4-be26-02ca3da59fc6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"","related_resource_id":0,"related_resource_size":"","related_resource_type":"","cg_author":0,"_yoast_wpseo_primary_theme":0,"primary_term":"","featured_focal_points":""},"tags":[223],"research-and-insight-type":[159],"theme":[],"brand":[160],"service":[161],"industry":[204],"partners":[],"content-group":[],"class_list":["post-6678","research-and-insight","type-research-and-insight","status-publish","has-post-thumbnail","hentry","tag-banque","research-and-insight-type-points-de-vue","brand-capgemini-invent","service-business-innovation-transformation","industry-banques"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ? - Capgemini Canada French<\/title>\n<meta name=\"description\" content=\"La possibilit\u00e9 de proposer des produits innovants, une automatisation de la d\u00e9cision et de nouveaux flux de revenus, le tout \u00e0 moindre co\u00fbt.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/credit-revolutionne-par-la-donnee\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ?\" \/>\n<meta property=\"og:description\" content=\"La possibilit\u00e9 de proposer des produits innovants, une automatisation de la d\u00e9cision et de nouveaux flux de revenus, le tout \u00e0 moindre co\u00fbt.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/\" \/>\n<meta property=\"og:site_name\" content=\"Capgemini Canada French\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-30T08:16:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2025\/10\/New-Web-preview-global.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/\",\"url\":\"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/\",\"name\":\"Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ? - Capgemini Canada French\",\"isPartOf\":{\"@id\":\"https:\/\/www.capgemini.com\/ca-fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/02\/2022-FR-Featured-Image-Credit-Revolution-Data.jpg\",\"datePublished\":\"2022-02-22T12:46:00+00:00\",\"dateModified\":\"2025-03-30T08:16:40+00:00\",\"description\":\"La possibilit\u00e9 de proposer des produits innovants, une automatisation de la d\u00e9cision et de nouveaux flux de revenus, le tout \u00e0 moindre co\u00fbt.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/#primaryimage\",\"url\":\"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/02\/2022-FR-Featured-Image-Credit-Revolution-Data.jpg\",\"contentUrl\":\"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/02\/2022-FR-Featured-Image-Credit-Revolution-Data.jpg\",\"width\":2962,\"height\":2982},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.capgemini.com\/ca-fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Research &amp; insights\",\"item\":\"https:\/\/www.capgemini.com\/ca-fr\/research-and-insight\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.capgemini.com\/ca-fr\/#website\",\"url\":\"https:\/\/www.capgemini.com\/ca-fr\/\",\"name\":\"Capgemini Canada French\",\"description\":\"Capgemini\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.capgemini.com\/ca-fr\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ? - Capgemini Canada French","description":"La possibilit\u00e9 de proposer des produits innovants, une automatisation de la d\u00e9cision et de nouveaux flux de revenus, le tout \u00e0 moindre co\u00fbt.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.capgemini.com\/fr-fr\/perspectives\/publications\/credit-revolutionne-par-la-donnee\/","og_locale":"fr_FR","og_type":"article","og_title":"Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ?","og_description":"La possibilit\u00e9 de proposer des produits innovants, une automatisation de la d\u00e9cision et de nouveaux flux de revenus, le tout \u00e0 moindre co\u00fbt.","og_url":"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/","og_site_name":"Capgemini Canada French","article_modified_time":"2025-03-30T08:16:40+00:00","og_image":[{"width":1200,"height":627,"url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2025\/10\/New-Web-preview-global.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/","url":"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/","name":"Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ? - Capgemini Canada French","isPartOf":{"@id":"https:\/\/www.capgemini.com\/ca-fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/#primaryimage"},"image":{"@id":"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/#primaryimage"},"thumbnailUrl":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/02\/2022-FR-Featured-Image-Credit-Revolution-Data.jpg","datePublished":"2022-02-22T12:46:00+00:00","dateModified":"2025-03-30T08:16:40+00:00","description":"La possibilit\u00e9 de proposer des produits innovants, une automatisation de la d\u00e9cision et de nouveaux flux de revenus, le tout \u00e0 moindre co\u00fbt.","breadcrumb":{"@id":"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/#primaryimage","url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/02\/2022-FR-Featured-Image-Credit-Revolution-Data.jpg","contentUrl":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/02\/2022-FR-Featured-Image-Credit-Revolution-Data.jpg","width":2962,"height":2982},{"@type":"BreadcrumbList","@id":"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.capgemini.com\/ca-fr\/"},{"@type":"ListItem","position":2,"name":"Research &amp; insights","item":"https:\/\/www.capgemini.com\/ca-fr\/research-and-insight\/"},{"@type":"ListItem","position":3,"name":"Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ?"}]},{"@type":"WebSite","@id":"https:\/\/www.capgemini.com\/ca-fr\/#website","url":"https:\/\/www.capgemini.com\/ca-fr\/","name":"Capgemini Canada French","description":"Capgemini","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.capgemini.com\/ca-fr\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"fr-FR"}]}},"theme_term_info":[],"industry_term_info":[{"id":204,"name":"Banques"}],"services_term_info":[{"id":161,"name":"Transformation &amp; Innovation"}],"partners_term_info":[],"brand_term_info":[{"id":160,"name":"Capgemini Invent","slug":"capgemini-invent"}],"brand_term":[{"id":160,"slug":"capgemini-invent"}],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ?","url":"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/","mainEntityOfPage":{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/"},"thumbnailUrl":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/02\/2022-FR-Featured-Image-Credit-Revolution-Data.jpg?w=150&h=150&crop=1","image":{"@type":"ImageObject","url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/02\/2022-FR-Featured-Image-Credit-Revolution-Data.jpg"},"articleSection":"Uncategorized","author":[],"creator":[],"publisher":{"@type":"Organization","name":"Capgemini Canada French","logo":""},"keywords":["banque"],"dateCreated":"2022-02-22T12:46:00Z","datePublished":"2022-02-22T12:46:00Z","dateModified":"2025-03-30T08:16:40Z"},"rendered":"<meta name=\"parsely-title\" content=\"Le cr\u00e9dit r\u00e9volutionn\u00e9 par la donn\u00e9e. \u00cates-vous pr\u00eat ?\" \/>\n<meta name=\"parsely-link\" content=\"https:\/\/www.capgemini.com\/ca-fr\/perspectives\/publications\/le-credit-revolutionne-par-la-donnee\/\" \/>\n<meta name=\"parsely-type\" content=\"post\" \/>\n<meta name=\"parsely-image-url\" content=\"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/02\/2022-FR-Featured-Image-Credit-Revolution-Data.jpg?w=150&amp;h=150&amp;crop=1\" \/>\n<meta name=\"parsely-pub-date\" content=\"2022-02-22T12:46:00Z\" \/>\n<meta name=\"parsely-section\" content=\"Uncategorized\" \/>\n<meta name=\"parsely-tags\" content=\"banque\" \/>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/capgemini.com\/p.js"},"archive_status":false,"featured_image_src":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/02\/2022-FR-Featured-Image-Credit-Revolution-Data.jpg","featured_image_alt":"","jetpack_sharing_enabled":true,"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Capgemini Canada French","distributor_original_site_url":"https:\/\/www.capgemini.com\/ca-fr","push-errors":false,"tag_names":["Banque"],"featured_image_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/02\/2022-FR-Featured-Image-Credit-Revolution-Data.jpg","_links":{"self":[{"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/research-and-insight\/6678","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/research-and-insight"}],"about":[{"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/types\/research-and-insight"}],"author":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/users\/98"}],"version-history":[{"count":8,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/research-and-insight\/6678\/revisions"}],"predecessor-version":[{"id":707918,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/research-and-insight\/6678\/revisions\/707918"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/media\/6679"}],"wp:attachment":[{"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/media?parent=6678"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/tags?post=6678"},{"taxonomy":"research-and-insight-type","embeddable":true,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/research-and-insight-type?post=6678"},{"taxonomy":"theme","embeddable":true,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/theme?post=6678"},{"taxonomy":"brand","embeddable":true,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/brand?post=6678"},{"taxonomy":"service","embeddable":true,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/service?post=6678"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/industry?post=6678"},{"taxonomy":"partners","embeddable":true,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/partners?post=6678"},{"taxonomy":"content-group","embeddable":true,"href":"https:\/\/www.capgemini.com\/ca-fr\/wp-json\/wp\/v2\/content-group?post=6678"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}