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Paris, le 17 septembre 2019 \u2013 Alors que les transactions non-cash sont en plein essor dans le monde et que la concurrence s\u2019intensifie, de nombreuses banques sont r\u00e9ticentes \u00e0 adopter l\u2019Open Banking<\/em> via le partage de donn\u00e9es, les partenariats et les plateformes ouvertes, un grand nombre d\u2019acteurs restant encore prudents face \u00e0 ces changements. Les banques per\u00e7oivent l\u2019Open Banking<\/em> comme un obstacle potentiel alors m\u00eame qu\u2019il est indispensable pour am\u00e9liorer l\u2019exp\u00e9rience client et la r\u00e9tention \u00e0 long terme. C\u2019est ce que r\u00e9v\u00e8le le <\/strong>World Payments Report 2019<\/em><\/strong><\/a> de Capgemini, qui recense et analyse les volumes de transactions non-cash, les initiatives r\u00e9glementaires et sectorielles ainsi que la transformation digitale sur le march\u00e9 mondial des paiements.<\/strong><\/p>\n\n\n\nLe rapport r\u00e9v\u00e8le que le volume de transactions non-cash cro\u00eet rapidement, notamment sur les march\u00e9s \u00e9mergents asiatiques (croissance de 32 %) et dans la r\u00e9gion ECMOA (Europe Centrale, Moyen-Orient, Afrique, croissance de 19 %). Ce volume de transactions non-cash devrait d\u00e9passer les 1 046 milliards d\u2019op\u00e9rations dans le monde d\u2019ici 2022, ce qui \u00e9quivaut \u00e0 un taux de croissance annuel compos\u00e9 de 14 %. Pourtant, dans un march\u00e9 r\u00e9gi par l\u2019innovation, de nombreux acteurs se montrent toujours frileux quant \u00e0 la vitesse et \u00e0 la direction que prend ce changement. Dans de nombreux cas, ils invoquent la menace constitu\u00e9e par les grandes entreprises technologiques et se limitent \u00e0 appliquer les exigences r\u00e9glementaires en mati\u00e8re d\u2019Open Banking<\/em> plut\u00f4t que de le percevoir comme une opportunit\u00e9 de diff\u00e9renciation, permettant de fid\u00e9liser les clients et prendre le leadership sur le march\u00e9.<\/p>\n\n\n\nVoici les principales conclusions du rapport :<\/p>\n\n\n\nLes paiements non-cash vont grimper en fl\u00e8che<\/strong><\/p>\n\n\n\nLes march\u00e9s en d\u00e9veloppement sont le moteur de la croissance des paiements non-cash, dont le taux de croissance annuel compos\u00e9 (TCAC) devrait augmenter de 23,5 % entre 2017 et 2022. Dans un avenir proche, les march\u00e9s \u00e9mergents fa\u00e7onneront le march\u00e9 mondial des paiements sur le plan de l\u2019innovation, de la gestion des capacit\u00e9s de transaction et des tendances du secteur.<\/p>\n\n\n\n\nIls repr\u00e9sentaient 35 % de la croissance mondiale en 2017 et devraient atteindre 50 % dans les ann\u00e9es \u00e0 venir. Les pays contribuants le plus \u00e0 cette performance sont la Russie, o\u00f9 les transactions non-cash ont augment\u00e9 de 40 % en 2017, l\u2019Inde (39 %) et la Chine (35 %).<\/li>\n\n\n\nEn revanche, les march\u00e9s matures (APAC, l\u2019Europe et l\u2019Am\u00e9rique du Nord) ont enregistr\u00e9 un taux de croissance constant de 7 %. Le volume global des transactions non-cash a progress\u00e9 de 12 % en 2016-2017, atteignant les 539 milliards.<\/li>\n\n\n\nLes instruments de paiement non-cash ayant enregistr\u00e9 la plus forte croissance sont les cartes de d\u00e9bit (transactions en hausse de 17 % en 2017), devant les cartes de cr\u00e9dit (11 %) et les virements (10 %).<\/li>\n<\/ul>\n\n\n\nLes acteurs du secteur m\u00e9fiants vis-\u00e0-vis de l\u2019Open Banking<\/em> et des nouveaux concurrents<\/strong><\/p>\n\n\n\nLe march\u00e9 des paiements est de plus en plus complexe, compte tenu de l\u2019arriv\u00e9e de nouveaux acteurs et des technologies disruptives. Si les nouvelles attentes des consommateurs et exigences r\u00e9glementaires forcent les banques \u00e0 revoir leurs business models<\/em> pour les paiements, beaucoup restent m\u00e9fiantes \u00e0 l\u2019\u00e9gard des changements.<\/p>\n\n\n\n\nMoins de la moiti\u00e9 (48 %) des personnes interrog\u00e9es dans le rapport pr\u00e9voient d\u2019utiliser des API ouvertes au-del\u00e0 du niveau requis pour respecter la r\u00e9glementation.<\/li>\n\n\n\nAlors qu\u2019une franche majorit\u00e9 (63 %) a identifi\u00e9 les grandes entreprises technologiques concurrentes comme une menace de premier plan, dans la mesure o\u00f9 elles tirent parti de leur march\u00e9 global, de leur image de marque, de la confiance de la client\u00e8le, de services digitaux de pointe, et enfin, de l\u2019acc\u00e8s \u00e0 l\u2019infrastructure de paiements des banques.<\/li>\n<\/ul>\n\n\n\nBien que les banques s\u2019orientent progressivement, mais trop lentement, vers une approche plus ouverte, ax\u00e9e sur les donn\u00e9es et bas\u00e9e sur le Cloud, elles restent r\u00e9ticentes \u00e0 adopter pleinement l\u2019Open Banking<\/em>. 90 % des personnes interrog\u00e9es estiment que les business models<\/em> fond\u00e9s sur les \u00e9cosyst\u00e8mes sont un gage de r\u00e9ussite sur le long terme, mais seulement 44 % d\u2019entre elles souhaitent \u00e9laborer et organiser leur propre \u00e9cosyst\u00e8me.<\/p>\n\n\n\nDes changements impos\u00e9s par la r\u00e9glementation, mais le rythme est lent<\/strong><\/p>\n\n\n\nLa transition vers un \u00e9cosyst\u00e8me de paiements convergent s\u2019explique en partie par des changements r\u00e9glementaires r\u00e9pondant \u00e0 des exigences de normalisation et d\u2019interop\u00e9rabilit\u00e9, par exemple, une plateforme commune d\u2019identit\u00e9 digitale, des lignes directrices en mati\u00e8re d\u2019interop\u00e9rabilit\u00e9 et une v\u00e9rification des paiements en temps r\u00e9el.<\/p>\n\n\n\nLa plupart des efforts de transformation digitale, entrepris par 60 % des banques, visent \u00e0 respecter la r\u00e9glementation. L\u2019adoption des API au-del\u00e0 de ce qui est pr\u00e9vu par la r\u00e9glementation a \u00e9t\u00e9 laborieuse : la majorit\u00e9 des banques n\u2019a pas l\u2019intention de recourir \u00e0 des API qui exposent les donn\u00e9es dans des domaines tels que les donn\u00e9es internes (53 %), les paiements conditionnels (53 %) et la localisation des agences\/DAB (67 %). Lorsque les banques ne sont pas tenues de partager plus de donn\u00e9es, elles choisissent g\u00e9n\u00e9ralement de ne pas le faire. Mettre en \u0153uvre une API ouverte rel\u00e8ve plus pour elles de la conformit\u00e9 r\u00e9glementaire que d\u2019une opportunit\u00e9 de croissance.<\/p>\n\n\n\n\u00ab Le march\u00e9 mondial des paiements est en pleine mutation, mais tous les acteurs du secteur ne sont pas \u00e0 l\u2019aise avec la vitesse et la direction que prend ce changement<\/em>, d\u00e9clare Anirban Bose, directeur g\u00e9n\u00e9ral des Services financiers de Capgemini et membre du Comit\u00e9 de Direction g\u00e9n\u00e9rale du Groupe. Les banques reconnaissent clairement l\u2019importance d\u2019adopter un mod\u00e8le fond\u00e9 sur l\u2019\u00e9cosyst\u00e8me pour r\u00e9pondre aux nouvelles demandes des clients et continuer de prosp\u00e9rer dans un environnement concurrentiel. Nous encourageons les acteurs en place \u00e0 envisager des solutions rapides et efficaces, telles que la mise en place d\u2019une architecture de micro-services visant \u00e0 contourner les limites des infrastructures existantes, pour rester dans la course. \u00bb<\/em><\/p>\n\n\n\nM\u00e9thodologie du World Payments Report 2019<\/em><\/strong><\/p>\n\n\n\nLe World Payments Report 2019<\/em> se base sur le \u00ab Payments Open Banking Assessment \u00bb, qui dresse l\u2019\u00e9tat des lieux de l\u2019Open Banking<\/em> dans 18 march\u00e9s du point de vue des services de paiements. Le WPR 2019 s\u2019appuie principalement sur les r\u00e9sultats d\u2019une enqu\u00eate en ligne men\u00e9e en juin 2019 aupr\u00e8s d\u2019acteurs du secteur travaillant dans des banques, des institutions financi\u00e8res autres que des banques et des entreprises. Des entretiens avec des dirigeants ont \u00e9galement \u00e9t\u00e9 men\u00e9s.<\/p>\n\n\n\n\u00c0 propos de Capgemini<\/strong><\/p>\n\n\n\nCapgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\nPlus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - Capgemini Canada French<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/ca-fr\/actualites\/communiques-de-presse\/world-payments-report-2019\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"World payments report 2019\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capgemini.com\/ca-fr\/actualites\/communiques-de-presse\/world-payments-report-2019\/\" \/>\n<meta property=\"og:site_name\" content=\"Capgemini Canada French\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-30T06:24:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2025\/10\/New-Web-preview-global.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.capgemini.com\/ca-fr\/actualites\/communiques-de-presse\/world-payments-report-2019\/\",\"url\":\"https:\/\/www.capgemini.com\/ca-fr\/actualites\/communiques-de-presse\/world-payments-report-2019\/\",\"name\":\"World payments report 2019 - 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Le rapport r\u00e9v\u00e8le que le volume de transactions non-cash cro\u00eet rapidement, notamment sur les march\u00e9s \u00e9mergents asiatiques (croissance de 32 %) et dans la r\u00e9gion ECMOA (Europe Centrale, Moyen-Orient, Afrique, croissance de 19 %). Ce volume de transactions non-cash devrait d\u00e9passer les 1 046 milliards d\u2019op\u00e9rations dans le monde d\u2019ici 2022, ce qui \u00e9quivaut \u00e0 un taux de croissance annuel compos\u00e9 de 14 %. Pourtant, dans un march\u00e9 r\u00e9gi par l\u2019innovation, de nombreux acteurs se montrent toujours frileux quant \u00e0 la vitesse et \u00e0 la direction que prend ce changement. Dans de nombreux cas, ils invoquent la menace constitu\u00e9e par les grandes entreprises technologiques et se limitent \u00e0 appliquer les exigences r\u00e9glementaires en mati\u00e8re d\u2019Open Banking<\/em> plut\u00f4t que de le percevoir comme une opportunit\u00e9 de diff\u00e9renciation, permettant de fid\u00e9liser les clients et prendre le leadership sur le march\u00e9.<\/p>\n\n\n\nVoici les principales conclusions du rapport :<\/p>\n\n\n\nLes paiements non-cash vont grimper en fl\u00e8che<\/strong><\/p>\n\n\n\nLes march\u00e9s en d\u00e9veloppement sont le moteur de la croissance des paiements non-cash, dont le taux de croissance annuel compos\u00e9 (TCAC) devrait augmenter de 23,5 % entre 2017 et 2022. Dans un avenir proche, les march\u00e9s \u00e9mergents fa\u00e7onneront le march\u00e9 mondial des paiements sur le plan de l\u2019innovation, de la gestion des capacit\u00e9s de transaction et des tendances du secteur.<\/p>\n\n\n\n\nIls repr\u00e9sentaient 35 % de la croissance mondiale en 2017 et devraient atteindre 50 % dans les ann\u00e9es \u00e0 venir. Les pays contribuants le plus \u00e0 cette performance sont la Russie, o\u00f9 les transactions non-cash ont augment\u00e9 de 40 % en 2017, l\u2019Inde (39 %) et la Chine (35 %).<\/li>\n\n\n\nEn revanche, les march\u00e9s matures (APAC, l\u2019Europe et l\u2019Am\u00e9rique du Nord) ont enregistr\u00e9 un taux de croissance constant de 7 %. Le volume global des transactions non-cash a progress\u00e9 de 12 % en 2016-2017, atteignant les 539 milliards.<\/li>\n\n\n\nLes instruments de paiement non-cash ayant enregistr\u00e9 la plus forte croissance sont les cartes de d\u00e9bit (transactions en hausse de 17 % en 2017), devant les cartes de cr\u00e9dit (11 %) et les virements (10 %).<\/li>\n<\/ul>\n\n\n\nLes acteurs du secteur m\u00e9fiants vis-\u00e0-vis de l\u2019Open Banking<\/em> et des nouveaux concurrents<\/strong><\/p>\n\n\n\nLe march\u00e9 des paiements est de plus en plus complexe, compte tenu de l\u2019arriv\u00e9e de nouveaux acteurs et des technologies disruptives. Si les nouvelles attentes des consommateurs et exigences r\u00e9glementaires forcent les banques \u00e0 revoir leurs business models<\/em> pour les paiements, beaucoup restent m\u00e9fiantes \u00e0 l\u2019\u00e9gard des changements.<\/p>\n\n\n\n\nMoins de la moiti\u00e9 (48 %) des personnes interrog\u00e9es dans le rapport pr\u00e9voient d\u2019utiliser des API ouvertes au-del\u00e0 du niveau requis pour respecter la r\u00e9glementation.<\/li>\n\n\n\nAlors qu\u2019une franche majorit\u00e9 (63 %) a identifi\u00e9 les grandes entreprises technologiques concurrentes comme une menace de premier plan, dans la mesure o\u00f9 elles tirent parti de leur march\u00e9 global, de leur image de marque, de la confiance de la client\u00e8le, de services digitaux de pointe, et enfin, de l\u2019acc\u00e8s \u00e0 l\u2019infrastructure de paiements des banques.<\/li>\n<\/ul>\n\n\n\nBien que les banques s\u2019orientent progressivement, mais trop lentement, vers une approche plus ouverte, ax\u00e9e sur les donn\u00e9es et bas\u00e9e sur le Cloud, elles restent r\u00e9ticentes \u00e0 adopter pleinement l\u2019Open Banking<\/em>. 90 % des personnes interrog\u00e9es estiment que les business models<\/em> fond\u00e9s sur les \u00e9cosyst\u00e8mes sont un gage de r\u00e9ussite sur le long terme, mais seulement 44 % d\u2019entre elles souhaitent \u00e9laborer et organiser leur propre \u00e9cosyst\u00e8me.<\/p>\n\n\n\nDes changements impos\u00e9s par la r\u00e9glementation, mais le rythme est lent<\/strong><\/p>\n\n\n\nLa transition vers un \u00e9cosyst\u00e8me de paiements convergent s\u2019explique en partie par des changements r\u00e9glementaires r\u00e9pondant \u00e0 des exigences de normalisation et d\u2019interop\u00e9rabilit\u00e9, par exemple, une plateforme commune d\u2019identit\u00e9 digitale, des lignes directrices en mati\u00e8re d\u2019interop\u00e9rabilit\u00e9 et une v\u00e9rification des paiements en temps r\u00e9el.<\/p>\n\n\n\nLa plupart des efforts de transformation digitale, entrepris par 60 % des banques, visent \u00e0 respecter la r\u00e9glementation. L\u2019adoption des API au-del\u00e0 de ce qui est pr\u00e9vu par la r\u00e9glementation a \u00e9t\u00e9 laborieuse : la majorit\u00e9 des banques n\u2019a pas l\u2019intention de recourir \u00e0 des API qui exposent les donn\u00e9es dans des domaines tels que les donn\u00e9es internes (53 %), les paiements conditionnels (53 %) et la localisation des agences\/DAB (67 %). Lorsque les banques ne sont pas tenues de partager plus de donn\u00e9es, elles choisissent g\u00e9n\u00e9ralement de ne pas le faire. Mettre en \u0153uvre une API ouverte rel\u00e8ve plus pour elles de la conformit\u00e9 r\u00e9glementaire que d\u2019une opportunit\u00e9 de croissance.<\/p>\n\n\n\n\u00ab Le march\u00e9 mondial des paiements est en pleine mutation, mais tous les acteurs du secteur ne sont pas \u00e0 l\u2019aise avec la vitesse et la direction que prend ce changement<\/em>, d\u00e9clare Anirban Bose, directeur g\u00e9n\u00e9ral des Services financiers de Capgemini et membre du Comit\u00e9 de Direction g\u00e9n\u00e9rale du Groupe. Les banques reconnaissent clairement l\u2019importance d\u2019adopter un mod\u00e8le fond\u00e9 sur l\u2019\u00e9cosyst\u00e8me pour r\u00e9pondre aux nouvelles demandes des clients et continuer de prosp\u00e9rer dans un environnement concurrentiel. Nous encourageons les acteurs en place \u00e0 envisager des solutions rapides et efficaces, telles que la mise en place d\u2019une architecture de micro-services visant \u00e0 contourner les limites des infrastructures existantes, pour rester dans la course. \u00bb<\/em><\/p>\n\n\n\nM\u00e9thodologie du World Payments Report 2019<\/em><\/strong><\/p>\n\n\n\nLe World Payments Report 2019<\/em> se base sur le \u00ab Payments Open Banking Assessment \u00bb, qui dresse l\u2019\u00e9tat des lieux de l\u2019Open Banking<\/em> dans 18 march\u00e9s du point de vue des services de paiements. Le WPR 2019 s\u2019appuie principalement sur les r\u00e9sultats d\u2019une enqu\u00eate en ligne men\u00e9e en juin 2019 aupr\u00e8s d\u2019acteurs du secteur travaillant dans des banques, des institutions financi\u00e8res autres que des banques et des entreprises. Des entretiens avec des dirigeants ont \u00e9galement \u00e9t\u00e9 men\u00e9s.<\/p>\n\n\n\n\u00c0 propos de Capgemini<\/strong><\/p>\n\n\n\nCapgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\nPlus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - 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Voici les principales conclusions du rapport :<\/p>\n\n\n\n
Les paiements non-cash vont grimper en fl\u00e8che<\/strong><\/p>\n\n\n\nLes march\u00e9s en d\u00e9veloppement sont le moteur de la croissance des paiements non-cash, dont le taux de croissance annuel compos\u00e9 (TCAC) devrait augmenter de 23,5 % entre 2017 et 2022. Dans un avenir proche, les march\u00e9s \u00e9mergents fa\u00e7onneront le march\u00e9 mondial des paiements sur le plan de l\u2019innovation, de la gestion des capacit\u00e9s de transaction et des tendances du secteur.<\/p>\n\n\n\n\nIls repr\u00e9sentaient 35 % de la croissance mondiale en 2017 et devraient atteindre 50 % dans les ann\u00e9es \u00e0 venir. Les pays contribuants le plus \u00e0 cette performance sont la Russie, o\u00f9 les transactions non-cash ont augment\u00e9 de 40 % en 2017, l\u2019Inde (39 %) et la Chine (35 %).<\/li>\n\n\n\nEn revanche, les march\u00e9s matures (APAC, l\u2019Europe et l\u2019Am\u00e9rique du Nord) ont enregistr\u00e9 un taux de croissance constant de 7 %. Le volume global des transactions non-cash a progress\u00e9 de 12 % en 2016-2017, atteignant les 539 milliards.<\/li>\n\n\n\nLes instruments de paiement non-cash ayant enregistr\u00e9 la plus forte croissance sont les cartes de d\u00e9bit (transactions en hausse de 17 % en 2017), devant les cartes de cr\u00e9dit (11 %) et les virements (10 %).<\/li>\n<\/ul>\n\n\n\nLes acteurs du secteur m\u00e9fiants vis-\u00e0-vis de l\u2019Open Banking<\/em> et des nouveaux concurrents<\/strong><\/p>\n\n\n\nLe march\u00e9 des paiements est de plus en plus complexe, compte tenu de l\u2019arriv\u00e9e de nouveaux acteurs et des technologies disruptives. Si les nouvelles attentes des consommateurs et exigences r\u00e9glementaires forcent les banques \u00e0 revoir leurs business models<\/em> pour les paiements, beaucoup restent m\u00e9fiantes \u00e0 l\u2019\u00e9gard des changements.<\/p>\n\n\n\n\nMoins de la moiti\u00e9 (48 %) des personnes interrog\u00e9es dans le rapport pr\u00e9voient d\u2019utiliser des API ouvertes au-del\u00e0 du niveau requis pour respecter la r\u00e9glementation.<\/li>\n\n\n\nAlors qu\u2019une franche majorit\u00e9 (63 %) a identifi\u00e9 les grandes entreprises technologiques concurrentes comme une menace de premier plan, dans la mesure o\u00f9 elles tirent parti de leur march\u00e9 global, de leur image de marque, de la confiance de la client\u00e8le, de services digitaux de pointe, et enfin, de l\u2019acc\u00e8s \u00e0 l\u2019infrastructure de paiements des banques.<\/li>\n<\/ul>\n\n\n\nBien que les banques s\u2019orientent progressivement, mais trop lentement, vers une approche plus ouverte, ax\u00e9e sur les donn\u00e9es et bas\u00e9e sur le Cloud, elles restent r\u00e9ticentes \u00e0 adopter pleinement l\u2019Open Banking<\/em>. 90 % des personnes interrog\u00e9es estiment que les business models<\/em> fond\u00e9s sur les \u00e9cosyst\u00e8mes sont un gage de r\u00e9ussite sur le long terme, mais seulement 44 % d\u2019entre elles souhaitent \u00e9laborer et organiser leur propre \u00e9cosyst\u00e8me.<\/p>\n\n\n\nDes changements impos\u00e9s par la r\u00e9glementation, mais le rythme est lent<\/strong><\/p>\n\n\n\nLa transition vers un \u00e9cosyst\u00e8me de paiements convergent s\u2019explique en partie par des changements r\u00e9glementaires r\u00e9pondant \u00e0 des exigences de normalisation et d\u2019interop\u00e9rabilit\u00e9, par exemple, une plateforme commune d\u2019identit\u00e9 digitale, des lignes directrices en mati\u00e8re d\u2019interop\u00e9rabilit\u00e9 et une v\u00e9rification des paiements en temps r\u00e9el.<\/p>\n\n\n\nLa plupart des efforts de transformation digitale, entrepris par 60 % des banques, visent \u00e0 respecter la r\u00e9glementation. L\u2019adoption des API au-del\u00e0 de ce qui est pr\u00e9vu par la r\u00e9glementation a \u00e9t\u00e9 laborieuse : la majorit\u00e9 des banques n\u2019a pas l\u2019intention de recourir \u00e0 des API qui exposent les donn\u00e9es dans des domaines tels que les donn\u00e9es internes (53 %), les paiements conditionnels (53 %) et la localisation des agences\/DAB (67 %). Lorsque les banques ne sont pas tenues de partager plus de donn\u00e9es, elles choisissent g\u00e9n\u00e9ralement de ne pas le faire. Mettre en \u0153uvre une API ouverte rel\u00e8ve plus pour elles de la conformit\u00e9 r\u00e9glementaire que d\u2019une opportunit\u00e9 de croissance.<\/p>\n\n\n\n\u00ab Le march\u00e9 mondial des paiements est en pleine mutation, mais tous les acteurs du secteur ne sont pas \u00e0 l\u2019aise avec la vitesse et la direction que prend ce changement<\/em>, d\u00e9clare Anirban Bose, directeur g\u00e9n\u00e9ral des Services financiers de Capgemini et membre du Comit\u00e9 de Direction g\u00e9n\u00e9rale du Groupe. Les banques reconnaissent clairement l\u2019importance d\u2019adopter un mod\u00e8le fond\u00e9 sur l\u2019\u00e9cosyst\u00e8me pour r\u00e9pondre aux nouvelles demandes des clients et continuer de prosp\u00e9rer dans un environnement concurrentiel. Nous encourageons les acteurs en place \u00e0 envisager des solutions rapides et efficaces, telles que la mise en place d\u2019une architecture de micro-services visant \u00e0 contourner les limites des infrastructures existantes, pour rester dans la course. \u00bb<\/em><\/p>\n\n\n\nM\u00e9thodologie du World Payments Report 2019<\/em><\/strong><\/p>\n\n\n\nLe World Payments Report 2019<\/em> se base sur le \u00ab Payments Open Banking Assessment \u00bb, qui dresse l\u2019\u00e9tat des lieux de l\u2019Open Banking<\/em> dans 18 march\u00e9s du point de vue des services de paiements. Le WPR 2019 s\u2019appuie principalement sur les r\u00e9sultats d\u2019une enqu\u00eate en ligne men\u00e9e en juin 2019 aupr\u00e8s d\u2019acteurs du secteur travaillant dans des banques, des institutions financi\u00e8res autres que des banques et des entreprises. Des entretiens avec des dirigeants ont \u00e9galement \u00e9t\u00e9 men\u00e9s.<\/p>\n\n\n\n\u00c0 propos de Capgemini<\/strong><\/p>\n\n\n\nCapgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\nPlus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - 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Les march\u00e9s en d\u00e9veloppement sont le moteur de la croissance des paiements non-cash, dont le taux de croissance annuel compos\u00e9 (TCAC) devrait augmenter de 23,5 % entre 2017 et 2022. Dans un avenir proche, les march\u00e9s \u00e9mergents fa\u00e7onneront le march\u00e9 mondial des paiements sur le plan de l\u2019innovation, de la gestion des capacit\u00e9s de transaction et des tendances du secteur.<\/p>\n\n\n\n
Les acteurs du secteur m\u00e9fiants vis-\u00e0-vis de l\u2019Open Banking<\/em> et des nouveaux concurrents<\/strong><\/p>\n\n\n\nLe march\u00e9 des paiements est de plus en plus complexe, compte tenu de l\u2019arriv\u00e9e de nouveaux acteurs et des technologies disruptives. Si les nouvelles attentes des consommateurs et exigences r\u00e9glementaires forcent les banques \u00e0 revoir leurs business models<\/em> pour les paiements, beaucoup restent m\u00e9fiantes \u00e0 l\u2019\u00e9gard des changements.<\/p>\n\n\n\n\nMoins de la moiti\u00e9 (48 %) des personnes interrog\u00e9es dans le rapport pr\u00e9voient d\u2019utiliser des API ouvertes au-del\u00e0 du niveau requis pour respecter la r\u00e9glementation.<\/li>\n\n\n\nAlors qu\u2019une franche majorit\u00e9 (63 %) a identifi\u00e9 les grandes entreprises technologiques concurrentes comme une menace de premier plan, dans la mesure o\u00f9 elles tirent parti de leur march\u00e9 global, de leur image de marque, de la confiance de la client\u00e8le, de services digitaux de pointe, et enfin, de l\u2019acc\u00e8s \u00e0 l\u2019infrastructure de paiements des banques.<\/li>\n<\/ul>\n\n\n\nBien que les banques s\u2019orientent progressivement, mais trop lentement, vers une approche plus ouverte, ax\u00e9e sur les donn\u00e9es et bas\u00e9e sur le Cloud, elles restent r\u00e9ticentes \u00e0 adopter pleinement l\u2019Open Banking<\/em>. 90 % des personnes interrog\u00e9es estiment que les business models<\/em> fond\u00e9s sur les \u00e9cosyst\u00e8mes sont un gage de r\u00e9ussite sur le long terme, mais seulement 44 % d\u2019entre elles souhaitent \u00e9laborer et organiser leur propre \u00e9cosyst\u00e8me.<\/p>\n\n\n\nDes changements impos\u00e9s par la r\u00e9glementation, mais le rythme est lent<\/strong><\/p>\n\n\n\nLa transition vers un \u00e9cosyst\u00e8me de paiements convergent s\u2019explique en partie par des changements r\u00e9glementaires r\u00e9pondant \u00e0 des exigences de normalisation et d\u2019interop\u00e9rabilit\u00e9, par exemple, une plateforme commune d\u2019identit\u00e9 digitale, des lignes directrices en mati\u00e8re d\u2019interop\u00e9rabilit\u00e9 et une v\u00e9rification des paiements en temps r\u00e9el.<\/p>\n\n\n\nLa plupart des efforts de transformation digitale, entrepris par 60 % des banques, visent \u00e0 respecter la r\u00e9glementation. L\u2019adoption des API au-del\u00e0 de ce qui est pr\u00e9vu par la r\u00e9glementation a \u00e9t\u00e9 laborieuse : la majorit\u00e9 des banques n\u2019a pas l\u2019intention de recourir \u00e0 des API qui exposent les donn\u00e9es dans des domaines tels que les donn\u00e9es internes (53 %), les paiements conditionnels (53 %) et la localisation des agences\/DAB (67 %). Lorsque les banques ne sont pas tenues de partager plus de donn\u00e9es, elles choisissent g\u00e9n\u00e9ralement de ne pas le faire. Mettre en \u0153uvre une API ouverte rel\u00e8ve plus pour elles de la conformit\u00e9 r\u00e9glementaire que d\u2019une opportunit\u00e9 de croissance.<\/p>\n\n\n\n\u00ab Le march\u00e9 mondial des paiements est en pleine mutation, mais tous les acteurs du secteur ne sont pas \u00e0 l\u2019aise avec la vitesse et la direction que prend ce changement<\/em>, d\u00e9clare Anirban Bose, directeur g\u00e9n\u00e9ral des Services financiers de Capgemini et membre du Comit\u00e9 de Direction g\u00e9n\u00e9rale du Groupe. Les banques reconnaissent clairement l\u2019importance d\u2019adopter un mod\u00e8le fond\u00e9 sur l\u2019\u00e9cosyst\u00e8me pour r\u00e9pondre aux nouvelles demandes des clients et continuer de prosp\u00e9rer dans un environnement concurrentiel. Nous encourageons les acteurs en place \u00e0 envisager des solutions rapides et efficaces, telles que la mise en place d\u2019une architecture de micro-services visant \u00e0 contourner les limites des infrastructures existantes, pour rester dans la course. \u00bb<\/em><\/p>\n\n\n\nM\u00e9thodologie du World Payments Report 2019<\/em><\/strong><\/p>\n\n\n\nLe World Payments Report 2019<\/em> se base sur le \u00ab Payments Open Banking Assessment \u00bb, qui dresse l\u2019\u00e9tat des lieux de l\u2019Open Banking<\/em> dans 18 march\u00e9s du point de vue des services de paiements. Le WPR 2019 s\u2019appuie principalement sur les r\u00e9sultats d\u2019une enqu\u00eate en ligne men\u00e9e en juin 2019 aupr\u00e8s d\u2019acteurs du secteur travaillant dans des banques, des institutions financi\u00e8res autres que des banques et des entreprises. Des entretiens avec des dirigeants ont \u00e9galement \u00e9t\u00e9 men\u00e9s.<\/p>\n\n\n\n\u00c0 propos de Capgemini<\/strong><\/p>\n\n\n\nCapgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\nPlus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - 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Le march\u00e9 des paiements est de plus en plus complexe, compte tenu de l\u2019arriv\u00e9e de nouveaux acteurs et des technologies disruptives. Si les nouvelles attentes des consommateurs et exigences r\u00e9glementaires forcent les banques \u00e0 revoir leurs business models<\/em> pour les paiements, beaucoup restent m\u00e9fiantes \u00e0 l\u2019\u00e9gard des changements.<\/p>\n\n\n\n\nMoins de la moiti\u00e9 (48 %) des personnes interrog\u00e9es dans le rapport pr\u00e9voient d\u2019utiliser des API ouvertes au-del\u00e0 du niveau requis pour respecter la r\u00e9glementation.<\/li>\n\n\n\nAlors qu\u2019une franche majorit\u00e9 (63 %) a identifi\u00e9 les grandes entreprises technologiques concurrentes comme une menace de premier plan, dans la mesure o\u00f9 elles tirent parti de leur march\u00e9 global, de leur image de marque, de la confiance de la client\u00e8le, de services digitaux de pointe, et enfin, de l\u2019acc\u00e8s \u00e0 l\u2019infrastructure de paiements des banques.<\/li>\n<\/ul>\n\n\n\nBien que les banques s\u2019orientent progressivement, mais trop lentement, vers une approche plus ouverte, ax\u00e9e sur les donn\u00e9es et bas\u00e9e sur le Cloud, elles restent r\u00e9ticentes \u00e0 adopter pleinement l\u2019Open Banking<\/em>. 90 % des personnes interrog\u00e9es estiment que les business models<\/em> fond\u00e9s sur les \u00e9cosyst\u00e8mes sont un gage de r\u00e9ussite sur le long terme, mais seulement 44 % d\u2019entre elles souhaitent \u00e9laborer et organiser leur propre \u00e9cosyst\u00e8me.<\/p>\n\n\n\nDes changements impos\u00e9s par la r\u00e9glementation, mais le rythme est lent<\/strong><\/p>\n\n\n\nLa transition vers un \u00e9cosyst\u00e8me de paiements convergent s\u2019explique en partie par des changements r\u00e9glementaires r\u00e9pondant \u00e0 des exigences de normalisation et d\u2019interop\u00e9rabilit\u00e9, par exemple, une plateforme commune d\u2019identit\u00e9 digitale, des lignes directrices en mati\u00e8re d\u2019interop\u00e9rabilit\u00e9 et une v\u00e9rification des paiements en temps r\u00e9el.<\/p>\n\n\n\nLa plupart des efforts de transformation digitale, entrepris par 60 % des banques, visent \u00e0 respecter la r\u00e9glementation. L\u2019adoption des API au-del\u00e0 de ce qui est pr\u00e9vu par la r\u00e9glementation a \u00e9t\u00e9 laborieuse : la majorit\u00e9 des banques n\u2019a pas l\u2019intention de recourir \u00e0 des API qui exposent les donn\u00e9es dans des domaines tels que les donn\u00e9es internes (53 %), les paiements conditionnels (53 %) et la localisation des agences\/DAB (67 %). Lorsque les banques ne sont pas tenues de partager plus de donn\u00e9es, elles choisissent g\u00e9n\u00e9ralement de ne pas le faire. Mettre en \u0153uvre une API ouverte rel\u00e8ve plus pour elles de la conformit\u00e9 r\u00e9glementaire que d\u2019une opportunit\u00e9 de croissance.<\/p>\n\n\n\n\u00ab Le march\u00e9 mondial des paiements est en pleine mutation, mais tous les acteurs du secteur ne sont pas \u00e0 l\u2019aise avec la vitesse et la direction que prend ce changement<\/em>, d\u00e9clare Anirban Bose, directeur g\u00e9n\u00e9ral des Services financiers de Capgemini et membre du Comit\u00e9 de Direction g\u00e9n\u00e9rale du Groupe. Les banques reconnaissent clairement l\u2019importance d\u2019adopter un mod\u00e8le fond\u00e9 sur l\u2019\u00e9cosyst\u00e8me pour r\u00e9pondre aux nouvelles demandes des clients et continuer de prosp\u00e9rer dans un environnement concurrentiel. Nous encourageons les acteurs en place \u00e0 envisager des solutions rapides et efficaces, telles que la mise en place d\u2019une architecture de micro-services visant \u00e0 contourner les limites des infrastructures existantes, pour rester dans la course. \u00bb<\/em><\/p>\n\n\n\nM\u00e9thodologie du World Payments Report 2019<\/em><\/strong><\/p>\n\n\n\nLe World Payments Report 2019<\/em> se base sur le \u00ab Payments Open Banking Assessment \u00bb, qui dresse l\u2019\u00e9tat des lieux de l\u2019Open Banking<\/em> dans 18 march\u00e9s du point de vue des services de paiements. Le WPR 2019 s\u2019appuie principalement sur les r\u00e9sultats d\u2019une enqu\u00eate en ligne men\u00e9e en juin 2019 aupr\u00e8s d\u2019acteurs du secteur travaillant dans des banques, des institutions financi\u00e8res autres que des banques et des entreprises. Des entretiens avec des dirigeants ont \u00e9galement \u00e9t\u00e9 men\u00e9s.<\/p>\n\n\n\n\u00c0 propos de Capgemini<\/strong><\/p>\n\n\n\nCapgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\nPlus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - 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Bien que les banques s\u2019orientent progressivement, mais trop lentement, vers une approche plus ouverte, ax\u00e9e sur les donn\u00e9es et bas\u00e9e sur le Cloud, elles restent r\u00e9ticentes \u00e0 adopter pleinement l\u2019Open Banking<\/em>. 90 % des personnes interrog\u00e9es estiment que les business models<\/em> fond\u00e9s sur les \u00e9cosyst\u00e8mes sont un gage de r\u00e9ussite sur le long terme, mais seulement 44 % d\u2019entre elles souhaitent \u00e9laborer et organiser leur propre \u00e9cosyst\u00e8me.<\/p>\n\n\n\nDes changements impos\u00e9s par la r\u00e9glementation, mais le rythme est lent<\/strong><\/p>\n\n\n\nLa transition vers un \u00e9cosyst\u00e8me de paiements convergent s\u2019explique en partie par des changements r\u00e9glementaires r\u00e9pondant \u00e0 des exigences de normalisation et d\u2019interop\u00e9rabilit\u00e9, par exemple, une plateforme commune d\u2019identit\u00e9 digitale, des lignes directrices en mati\u00e8re d\u2019interop\u00e9rabilit\u00e9 et une v\u00e9rification des paiements en temps r\u00e9el.<\/p>\n\n\n\nLa plupart des efforts de transformation digitale, entrepris par 60 % des banques, visent \u00e0 respecter la r\u00e9glementation. L\u2019adoption des API au-del\u00e0 de ce qui est pr\u00e9vu par la r\u00e9glementation a \u00e9t\u00e9 laborieuse : la majorit\u00e9 des banques n\u2019a pas l\u2019intention de recourir \u00e0 des API qui exposent les donn\u00e9es dans des domaines tels que les donn\u00e9es internes (53 %), les paiements conditionnels (53 %) et la localisation des agences\/DAB (67 %). Lorsque les banques ne sont pas tenues de partager plus de donn\u00e9es, elles choisissent g\u00e9n\u00e9ralement de ne pas le faire. Mettre en \u0153uvre une API ouverte rel\u00e8ve plus pour elles de la conformit\u00e9 r\u00e9glementaire que d\u2019une opportunit\u00e9 de croissance.<\/p>\n\n\n\n\u00ab Le march\u00e9 mondial des paiements est en pleine mutation, mais tous les acteurs du secteur ne sont pas \u00e0 l\u2019aise avec la vitesse et la direction que prend ce changement<\/em>, d\u00e9clare Anirban Bose, directeur g\u00e9n\u00e9ral des Services financiers de Capgemini et membre du Comit\u00e9 de Direction g\u00e9n\u00e9rale du Groupe. Les banques reconnaissent clairement l\u2019importance d\u2019adopter un mod\u00e8le fond\u00e9 sur l\u2019\u00e9cosyst\u00e8me pour r\u00e9pondre aux nouvelles demandes des clients et continuer de prosp\u00e9rer dans un environnement concurrentiel. Nous encourageons les acteurs en place \u00e0 envisager des solutions rapides et efficaces, telles que la mise en place d\u2019une architecture de micro-services visant \u00e0 contourner les limites des infrastructures existantes, pour rester dans la course. \u00bb<\/em><\/p>\n\n\n\nM\u00e9thodologie du World Payments Report 2019<\/em><\/strong><\/p>\n\n\n\nLe World Payments Report 2019<\/em> se base sur le \u00ab Payments Open Banking Assessment \u00bb, qui dresse l\u2019\u00e9tat des lieux de l\u2019Open Banking<\/em> dans 18 march\u00e9s du point de vue des services de paiements. Le WPR 2019 s\u2019appuie principalement sur les r\u00e9sultats d\u2019une enqu\u00eate en ligne men\u00e9e en juin 2019 aupr\u00e8s d\u2019acteurs du secteur travaillant dans des banques, des institutions financi\u00e8res autres que des banques et des entreprises. Des entretiens avec des dirigeants ont \u00e9galement \u00e9t\u00e9 men\u00e9s.<\/p>\n\n\n\n\u00c0 propos de Capgemini<\/strong><\/p>\n\n\n\nCapgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\nPlus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - 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Des changements impos\u00e9s par la r\u00e9glementation, mais le rythme est lent<\/strong><\/p>\n\n\n\nLa transition vers un \u00e9cosyst\u00e8me de paiements convergent s\u2019explique en partie par des changements r\u00e9glementaires r\u00e9pondant \u00e0 des exigences de normalisation et d\u2019interop\u00e9rabilit\u00e9, par exemple, une plateforme commune d\u2019identit\u00e9 digitale, des lignes directrices en mati\u00e8re d\u2019interop\u00e9rabilit\u00e9 et une v\u00e9rification des paiements en temps r\u00e9el.<\/p>\n\n\n\nLa plupart des efforts de transformation digitale, entrepris par 60 % des banques, visent \u00e0 respecter la r\u00e9glementation. L\u2019adoption des API au-del\u00e0 de ce qui est pr\u00e9vu par la r\u00e9glementation a \u00e9t\u00e9 laborieuse : la majorit\u00e9 des banques n\u2019a pas l\u2019intention de recourir \u00e0 des API qui exposent les donn\u00e9es dans des domaines tels que les donn\u00e9es internes (53 %), les paiements conditionnels (53 %) et la localisation des agences\/DAB (67 %). Lorsque les banques ne sont pas tenues de partager plus de donn\u00e9es, elles choisissent g\u00e9n\u00e9ralement de ne pas le faire. Mettre en \u0153uvre une API ouverte rel\u00e8ve plus pour elles de la conformit\u00e9 r\u00e9glementaire que d\u2019une opportunit\u00e9 de croissance.<\/p>\n\n\n\n\u00ab Le march\u00e9 mondial des paiements est en pleine mutation, mais tous les acteurs du secteur ne sont pas \u00e0 l\u2019aise avec la vitesse et la direction que prend ce changement<\/em>, d\u00e9clare Anirban Bose, directeur g\u00e9n\u00e9ral des Services financiers de Capgemini et membre du Comit\u00e9 de Direction g\u00e9n\u00e9rale du Groupe. Les banques reconnaissent clairement l\u2019importance d\u2019adopter un mod\u00e8le fond\u00e9 sur l\u2019\u00e9cosyst\u00e8me pour r\u00e9pondre aux nouvelles demandes des clients et continuer de prosp\u00e9rer dans un environnement concurrentiel. Nous encourageons les acteurs en place \u00e0 envisager des solutions rapides et efficaces, telles que la mise en place d\u2019une architecture de micro-services visant \u00e0 contourner les limites des infrastructures existantes, pour rester dans la course. \u00bb<\/em><\/p>\n\n\n\nM\u00e9thodologie du World Payments Report 2019<\/em><\/strong><\/p>\n\n\n\nLe World Payments Report 2019<\/em> se base sur le \u00ab Payments Open Banking Assessment \u00bb, qui dresse l\u2019\u00e9tat des lieux de l\u2019Open Banking<\/em> dans 18 march\u00e9s du point de vue des services de paiements. Le WPR 2019 s\u2019appuie principalement sur les r\u00e9sultats d\u2019une enqu\u00eate en ligne men\u00e9e en juin 2019 aupr\u00e8s d\u2019acteurs du secteur travaillant dans des banques, des institutions financi\u00e8res autres que des banques et des entreprises. Des entretiens avec des dirigeants ont \u00e9galement \u00e9t\u00e9 men\u00e9s.<\/p>\n\n\n\n\u00c0 propos de Capgemini<\/strong><\/p>\n\n\n\nCapgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\nPlus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - 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La transition vers un \u00e9cosyst\u00e8me de paiements convergent s\u2019explique en partie par des changements r\u00e9glementaires r\u00e9pondant \u00e0 des exigences de normalisation et d\u2019interop\u00e9rabilit\u00e9, par exemple, une plateforme commune d\u2019identit\u00e9 digitale, des lignes directrices en mati\u00e8re d\u2019interop\u00e9rabilit\u00e9 et une v\u00e9rification des paiements en temps r\u00e9el.<\/p>\n\n\n\n
La plupart des efforts de transformation digitale, entrepris par 60 % des banques, visent \u00e0 respecter la r\u00e9glementation. L\u2019adoption des API au-del\u00e0 de ce qui est pr\u00e9vu par la r\u00e9glementation a \u00e9t\u00e9 laborieuse : la majorit\u00e9 des banques n\u2019a pas l\u2019intention de recourir \u00e0 des API qui exposent les donn\u00e9es dans des domaines tels que les donn\u00e9es internes (53 %), les paiements conditionnels (53 %) et la localisation des agences\/DAB (67 %). Lorsque les banques ne sont pas tenues de partager plus de donn\u00e9es, elles choisissent g\u00e9n\u00e9ralement de ne pas le faire. Mettre en \u0153uvre une API ouverte rel\u00e8ve plus pour elles de la conformit\u00e9 r\u00e9glementaire que d\u2019une opportunit\u00e9 de croissance.<\/p>\n\n\n\n
\u00ab Le march\u00e9 mondial des paiements est en pleine mutation, mais tous les acteurs du secteur ne sont pas \u00e0 l\u2019aise avec la vitesse et la direction que prend ce changement<\/em>, d\u00e9clare Anirban Bose, directeur g\u00e9n\u00e9ral des Services financiers de Capgemini et membre du Comit\u00e9 de Direction g\u00e9n\u00e9rale du Groupe. Les banques reconnaissent clairement l\u2019importance d\u2019adopter un mod\u00e8le fond\u00e9 sur l\u2019\u00e9cosyst\u00e8me pour r\u00e9pondre aux nouvelles demandes des clients et continuer de prosp\u00e9rer dans un environnement concurrentiel. Nous encourageons les acteurs en place \u00e0 envisager des solutions rapides et efficaces, telles que la mise en place d\u2019une architecture de micro-services visant \u00e0 contourner les limites des infrastructures existantes, pour rester dans la course. \u00bb<\/em><\/p>\n\n\n\nM\u00e9thodologie du World Payments Report 2019<\/em><\/strong><\/p>\n\n\n\nLe World Payments Report 2019<\/em> se base sur le \u00ab Payments Open Banking Assessment \u00bb, qui dresse l\u2019\u00e9tat des lieux de l\u2019Open Banking<\/em> dans 18 march\u00e9s du point de vue des services de paiements. Le WPR 2019 s\u2019appuie principalement sur les r\u00e9sultats d\u2019une enqu\u00eate en ligne men\u00e9e en juin 2019 aupr\u00e8s d\u2019acteurs du secteur travaillant dans des banques, des institutions financi\u00e8res autres que des banques et des entreprises. Des entretiens avec des dirigeants ont \u00e9galement \u00e9t\u00e9 men\u00e9s.<\/p>\n\n\n\n\u00c0 propos de Capgemini<\/strong><\/p>\n\n\n\nCapgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\nPlus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - 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M\u00e9thodologie du World Payments Report 2019<\/em><\/strong><\/p>\n\n\n\nLe World Payments Report 2019<\/em> se base sur le \u00ab Payments Open Banking Assessment \u00bb, qui dresse l\u2019\u00e9tat des lieux de l\u2019Open Banking<\/em> dans 18 march\u00e9s du point de vue des services de paiements. Le WPR 2019 s\u2019appuie principalement sur les r\u00e9sultats d\u2019une enqu\u00eate en ligne men\u00e9e en juin 2019 aupr\u00e8s d\u2019acteurs du secteur travaillant dans des banques, des institutions financi\u00e8res autres que des banques et des entreprises. Des entretiens avec des dirigeants ont \u00e9galement \u00e9t\u00e9 men\u00e9s.<\/p>\n\n\n\n\u00c0 propos de Capgemini<\/strong><\/p>\n\n\n\nCapgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\nPlus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - 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Le World Payments Report 2019<\/em> se base sur le \u00ab Payments Open Banking Assessment \u00bb, qui dresse l\u2019\u00e9tat des lieux de l\u2019Open Banking<\/em> dans 18 march\u00e9s du point de vue des services de paiements. Le WPR 2019 s\u2019appuie principalement sur les r\u00e9sultats d\u2019une enqu\u00eate en ligne men\u00e9e en juin 2019 aupr\u00e8s d\u2019acteurs du secteur travaillant dans des banques, des institutions financi\u00e8res autres que des banques et des entreprises. Des entretiens avec des dirigeants ont \u00e9galement \u00e9t\u00e9 men\u00e9s.<\/p>\n\n\n\n\u00c0 propos de Capgemini<\/strong><\/p>\n\n\n\nCapgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\nPlus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - 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\u00c0 propos de Capgemini<\/strong><\/p>\n\n\n\nCapgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\nPlus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - 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Capgemini est un leader mondial du conseil, des services informatiques et de la transformation num\u00e9rique. A la pointe de l\u2019innovation, le Groupe aide ses clients \u00e0 saisir l\u2019ensemble des opportunit\u00e9s que pr\u00e9sentent le cloud, le digital et les plateformes. Fort de 50 ans d\u2019exp\u00e9rience et d\u2019une grande expertise des diff\u00e9rents secteurs d\u2019activit\u00e9, il accompagne les entreprises et organisations dans la r\u00e9alisation de leurs ambitions, de la d\u00e9finition de leur strat\u00e9gie \u00e0 la mise en \u0153uvre de leurs op\u00e9rations. Pour Capgemini, ce sont les hommes et les femmes qui donnent toute sa valeur \u00e0 la technologie. R\u00e9solument multiculturel, le Groupe compte plus de 200 000 collaborateurs pr\u00e9sents dans plus de 40 pays. Il a r\u00e9alis\u00e9 un chiffre d\u2019affaires de 13,2 milliards d\u2019euros en 2018.<\/p>\n\n\n\n
Plus d\u2019informations sur www.capgemini.com<\/a>. People matter, results count<\/em>.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s financi\u00e8res<\/span><\/span>\n\t\t\t\t\t\t\t\t\tChiffre d\u2019affaires du 1er trimestre 2026<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 30, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/04\/Capgemini_-_2026-04-30_-_Chiffre_d_affaires_du_1er_trimestre_2026.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>237 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tActualit\u00e9s client<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et McDonald\u2019s renouvellent leur partenariat strat\u00e9gique avec un accord mondial pluriannuel ax\u00e9 sur le d\u00e9ploiement de plateformes modernes et \u00e9volutives<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tApr 15, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/6\/2026\/03\/2026_03_05_McDonalds_Capgemini_Press-Release_FR.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>142 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartenariats<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCapgemini et OpenAI unissent leurs forces pour acc\u00e9l\u00e9rer la nouvelle \u00e8re de transformation des entreprises par l\u2019IA avec la Frontier Alliance<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tMar 22, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2026\/02\/02_23_Capgemini-News-Alert_OpenAI-Frontier-Alliance.pdf" aria-label="T\u00e9l\u00e9charger le communiqu\u00e9 de presse" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>T\u00e9l\u00e9charger le communiqu\u00e9 de presse<\/span>\n\t\t\t\t\t\t\t<span>132 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLire la suite<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"96fcc80c-54a7-4679-858e-b7438ce9edd6\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ca-fr\/wp-content\/uploads\/sites\/21\/2022\/11\/2019_09_17_World-Payments-Report-2019_FR-1.pdf","related_resource_id":3643,"related_resource_size":"153 KB","related_resource_type":"pdf","cg_author":0,"featured_focal_points":""},"tags":[],"press-release-type":[],"brand":[],"class_list":["post-3642","press-release","type-press-release","status-publish","hentry"],"yoast_head":"\nWorld payments report 2019 - 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