{"id":646662,"date":"2022-12-15T12:49:34","date_gmt":"2022-12-15T11:49:34","guid":{"rendered":"https:\/\/www.capgemini.com\/?post_type=research-and-insight&#038;p=841045"},"modified":"2024-08-30T17:42:48","modified_gmt":"2024-08-30T21:42:48","slug":"from-traditional-banking-to-invisible-finance","status":"publish","type":"research-and-insight","link":"https:\/\/www.capgemini.com\/ca-en\/insights\/research-library\/from-traditional-banking-to-invisible-finance\/","title":{"rendered":"From traditional banking to invisible finance"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-reusable header heroReusable  \"><div class=\"header-bgs\"><picture><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/12\/Next-Generation-Banking-Banner_LR.png?w=2880&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/12\/Next-Generation-Banking-Banner_LR.png?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/12\/Next-Generation-Banking-Banner_LR.png?w=1440&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/12\/Next-Generation-Banking-Banner_LR.png?w=2880&amp;quality=70 2x\" media=\"(min-width: 992px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/12\/Next-Generation-Banking-Banner_LR.png?w=1024&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/12\/Next-Generation-Banking-Banner_LR.png?w=1024&amp;quality=70 2x\" media=\"(min-width: 768px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/12\/Next-Generation-Banking-Banner_LR.png?w=768&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/12\/Next-Generation-Banking-Banner_LR.png?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/12\/Next-Generation-Banking-Banner_LR.png\" class=\"header-img header-img-d\" alt=\"Next-Generation Banking Banner_LR\" style=\"object-fit:cover;object-position:48% 33%\" loading=\"eager\"\/><\/picture><\/div><div class=\"heroPictureCardHeaderShape\"><\/div><div class=\"container\"><div class=\"row\"><div class=\"col-md-12\"><div class=\"box\"><div class=\"boxTagWrapper\"><div class=\"tagInfo\"><\/div><div class=\"brandInfo\"><div class=\"brandLogo\"><img decoding=\"async\" loading=\"lazy\" src=\"\/wp-content\/themes\/capgemini2020\/assets\/images\/capgemini-invent.svg\" alt=\"capgemini-invent\"\/><\/div><\/div><\/div><div class=\"box-title\"><h1 data-maxlength=\"34\">Next-generation banking: From traditional banking to invisible finance<\/h1><\/div><div class=\"inner-row-insight download-btn\"><\/div><\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para undefined section section--intro\" id=\"introParaWrapper\"><div class=\"intro-para\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/ca-en\/insights\/research-library\/from-traditional-banking-to-invisible-finance\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.capgemini.com\/ca-en\/insights\/research-library\/from-traditional-banking-to-invisible-finance\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><p class=\"intro-para-content-withoutTitle\">The world of finance is almost unrecognizable from the founding of the first bank in 1472. Technology has enabled new financial products and services and transformed the world. But the fundamental capabilities have remained as relevant as they ever were. Now, though, all this is about to change.<br><br>We stand at the dawn of a Cambrian-style explosion of innovative banking models. Banking as a Service, Platform Business Models, Embedded Banking, and Invisible Finance and Banking is set to force banks to adapt. The landscape is shifting, and banks need to Sense and Respond to the ground beneath their feet.<\/p><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\" id=\"quoteWrapper\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-11 col-lg-10 offset-md-1 offset-lg-1\"><div class=\"article-text article-quote-text\">\n<div class=\"wp-block-media-text alignwide has-media-on-the-right is-stacked-on-mobile\" style=\"grid-template-columns:auto 41%\"><div class=\"wp-block-media-text__content\">\n<figure class=\"wp-block-video\"><video controls poster=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/02\/Next-gen-video-poster.png\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2023\/02\/Invent_Next-gen-NSO.mp4\"><\/video><\/figure>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/12\/Next-gen-Banking.pdf\">Download the Report<\/a><\/div>\n<\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/12\/Next-Generation-Banking-Book-CoverLR_1-1.png\" alt=\"\" class=\"wp-image-841132 size-full\"\/><\/figure><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-card-tabs undefined section--social-explore card-tabs-block\"><div class=\"container\"><\/div><div class=\"tabs\"><div class=\"container\"><div class=\"row\"><div class=\"col-md-6 leftDiv\" id=\"leftDivId\"><div class=\"content-title\"><h3>What We Offer<\/h3><\/div><ul class=\"tabs-nav\"><li data-tab=\"1cd48165-8091-427b-815a-afb424a3f526\"><a href=\"#\"><h4>Leadership<\/h4><\/a><\/li><li data-tab=\"91c6672c-fa2b-430e-87b9-956d3995028f\"><a href=\"#\"><h4>Resources<\/h4><\/a><\/li><li data-tab=\"28232f4b-7cfa-4191-baa3-ca285cf83099\"><a href=\"#\"><h4>Progressive Ethics<\/h4><\/a><\/li><\/ul><\/div><div class=\"col-md-6 rightDiv\"><div class=\"tabs-content\"><div class=\"tab\" data-tab=\"1cd48165-8091-427b-815a-afb424a3f526\"><div class=\"tab-title\"><a href=\"#\"><span><h4>Leadership<\/h4><\/span><\/a><\/div><div class=\"tab-inner\"><p>It is vital organizations make the right decisions at the right time. This includes capitalizing on the latest developments, new products and services, and avenues for growth. We ensure our partners are never left behind. We know how profoundly technology changes societies because we\u2019ve supported organizations through paradigm-defining innovation. We use our expertise to target the next big thing and unlock opportunities for growth.<\/p><\/div><\/div><div class=\"tab\" data-tab=\"91c6672c-fa2b-430e-87b9-956d3995028f\"><div class=\"tab-title\"><a href=\"#\"><span><h4>Resources<\/h4><\/span><\/a><\/div><div class=\"tab-inner\"><p>Capgemini\u2019s industry expertise is comprised of over 325,000 team members in 55 countries. Our combined experience is our greatest asset. Having been founded over 50 years ago, we have acquired an ability to thrive throughout volatility, adapting and evolving when necessary. With over 30 strategic partnerships, we have the resources to meet challenges great and small.<\/p><\/div><\/div><div class=\"tab\" data-tab=\"28232f4b-7cfa-4191-baa3-ca285cf83099\"><div class=\"tab-title\"><a href=\"#\"><span><h4>Progressive Ethics<\/h4><\/span><\/a><\/div><div class=\"tab-inner\"><p>Every Capgemini initiative is a manifestation of our seven core values: honesty, boldness, trust, freedom, fun, modesty, and team spirit. After careful consideration, these were the values we identified as integral to long-term success. 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