{"id":644527,"date":"2025-12-09T13:44:50","date_gmt":"2025-12-09T13:44:50","guid":{"rendered":"https:\/\/www.capgemini.com\/br-pt\/?post_type=research-and-insight&#038;p=644527"},"modified":"2025-12-15T19:28:57","modified_gmt":"2025-12-15T19:28:57","slug":"analise-de-mercado-do-open-insurance-4a-edicao","status":"publish","type":"research-and-insight","link":"https:\/\/www.capgemini.com\/br-pt\/insights\/biblioteca-de-pesquisas\/analise-de-mercado-do-open-insurance-4a-edicao\/","title":{"rendered":"An\u00e1lise de Mercado do Open Insurance \u2013 4\u00aa edi\u00e7\u00e3o"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-reusable is-style-blue-line header heroReusable  \"><div class=\"header-bgs\"><picture><source srcset=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/11\/empty-highway-in-the-morning-with-fogs-2024-12-06-00-23-00-utc.jpg?w=2880&amp;quality=70 1x, 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srcset=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/11\/empty-highway-in-the-morning-with-fogs-2024-12-06-00-23-00-utc.jpg?w=768&amp;quality=70 1x, https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/11\/empty-highway-in-the-morning-with-fogs-2024-12-06-00-23-00-utc.jpg?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/11\/empty-highway-in-the-morning-with-fogs-2024-12-06-00-23-00-utc.jpg\" class=\"header-img header-img-d\" alt=\"Open Insurance 2025 hero\" style=\"object-fit:cover;object-position:53% 74%\" loading=\"eager\"\/><\/picture><\/div><div class=\"heroPictureCardHeaderShape\"><\/div><div class=\"container\"><div class=\"row\"><div class=\"col-md-12\"><div class=\"box\"><div class=\"boxTagWrapper\"><div class=\"tagInfo\"><div><span class=\"box-tag\">Financial services<\/span><\/div><\/div><\/div><div class=\"box-title\"><h1 data-maxlength=\"34\">An\u00e1lise de Mercado do Open Insurance \u2013 4\u00aa edi\u00e7\u00e3o<\/h1><\/div><div class=\"inner-row-insight download-btn\"><div class=\"col-md-4 downloadFiles addPadding\"><a class=\"button-download--small\" type=\"download\" href=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/12\/09_12-OPIN-CAPGEMINI-FINAL.pdf\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><span>Download do estudo<\/span><span class=\"type\">88 MB pdf<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para undefined section section--intro\"><div class=\"intro-para\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/br-pt\/insights\/biblioteca-de-pesquisas\/analise-de-mercado-do-open-insurance-4a-edicao\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.capgemini.com\/br-pt\/insights\/biblioteca-de-pesquisas\/analise-de-mercado-do-open-insurance-4a-edicao\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><h2 class=\"intro-para-title\">Estudo traz olhar aprofundado sobre o novo momento do Open Insurance no Brasil e aponta os caminhos para gerar valor ao setor<\/h2><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-11 col-lg-10 offset-md-1 offset-lg-1\"><div class=\"article-text article-quote-text\">\n<p>A quarta edi\u00e7\u00e3o do tradicional estudo <strong><em>An\u00e1lise de Mercado do Open Insurance<\/em><\/strong>, realizado pela Capgemini em parceria com Adyen e FICO, responde a essas perguntas e entrega caminhos pr\u00e1ticos para destravar o valor do Open Insurance no Brasil.&nbsp;<\/p>\n\n\n\n<p>Este material exclusivo revela, de forma estrat\u00e9gica e aplicada, como o compartilhamento de dados pode acelerar a inova\u00e7\u00e3o e gerar efici\u00eancia. Com insights de mercado provenientes de casos de sucesso do Open Finance, o estudo traz valiosas dicas sobre como atrair consentimentos, gerar novas receitas e obter efici\u00eancia operacional por meio dos dados do Open Insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-nesta-edicao-voce-encontrara\">Nesta edi\u00e7\u00e3o, voc\u00ea encontrar\u00e1:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Resumo com as principais conclus\u00f5es obtidas nos tr\u00eas estudos anteriores, que teve sua primeira edi\u00e7\u00e3o lan\u00e7ada em 2022;<\/li>\n\n\n\n<li>Avalia\u00e7\u00e3o do momento atual do OPIN no Brasil, estendendo nossa vis\u00e3o para o Open Finance brasileiro e internacional;<\/li>\n\n\n\n<li>An\u00e1lise de mercado que analisa resultados de uma pesquisa quantitativa realizada com 147 profissionais do setor de seguros;<\/li>\n\n\n\n<li>Contribui\u00e7\u00f5es de 20 executivos-chave do mercado brasileiro, com conclus\u00f5es diversas que refletem as distintas expectativas dos agentes econ\u00f4micos envolvidos;<\/li>\n\n\n\n<li>Propostas de como desbloquear o Open Insurance e gerar valor a partir dos investimentos j\u00e1 realizados.<\/li>\n<\/ul>\n\n\n<div class=\"wrapper-get-in-touch-block\">\n<section class=\"wp-block-cg-blocks-wrapper-get-in-touch section get-in-touch-block new-background\"><div class=\"container\"><div class=\"content-title\"><h2 class=\"getintouch-heading\">Conhe\u00e7a os autores<\/h2><\/div><div class=\"get-incards\"><div class=\"row new-layout fourcol-card\"><div class=\"col-12 col-md-6 col-lg-4 col-xxl-3 single-card\"><div class=\"box\"><div class=\"box-author-img col-md-12 col-2\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2023\/11\/Prancheta-1-copia.png\" alt=\"Gustavo Lean\u00e7a\"\/><\/div><div class=\"right col-md-12 col-8\"><h3>Gustavo Lean\u00e7a<\/h3><p class=\"box-position\">L\u00edder do estudo de Open Insurance e Diretor de Seguros na Capgemini<\/p><\/div><ul class=\"social-nav col-md-12 col-2\"><\/ul><\/div><\/div><div class=\"col-12 col-md-6 col-lg-4 col-xxl-3 single-card\"><div class=\"box\"><div class=\"box-author-img col-md-12 col-2\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/11\/renata-ramos.jpg\" alt=\"\"\/><\/div><div class=\"right col-md-12 col-8\"><h3>Renata Ramos<\/h3><p class=\"box-position\">Vice-Presidente de Seguros na Capgemini<\/p><\/div><ul class=\"social-nav col-md-12 col-2\"><\/ul><\/div><\/div><div class=\"col-12 col-md-6 col-lg-4 col-xxl-3 single-card\"><div class=\"box\"><div class=\"box-author-img col-md-12 col-2\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/11\/fernando-galiza.jpg\" alt=\"\"\/><\/div><div class=\"right col-md-12 col-8\"><h3>Francisco Galiza<\/h3><p class=\"box-position\">Consultor e Analista do Mercado<\/p><\/div><ul class=\"social-nav col-md-12 col-2\"><\/ul><\/div><\/div><\/div><div class=\"row new-layout fourcardshow\">\t<p class=\"setting-message\">\n\t\tPlease select person from right-hand side settings\t<\/p>\n\t<\/div><\/div><\/div><\/section>\n<\/div>\n\n\n<section class=\"wp-block-cg-blocks-how-we-do-it section section--howwedoit block-howwedoit\"><div class=\"container\"><div class=\"section-content\">\n<div class=\"wp-block-cg-blocks-card-howwedoit expanders\"><div class=\"box card-regulated-agreements card-howwedoit\"><div class=\"expander-box filter-box tag-active \"><div class=\"expander-title\" tabindex=\"0\" role=\"button\" aria-pressed=\"false\" aria-expanded=\"false\"><h3 class=\"expander-heading-title\">Veja edi\u00e7\u00f5es anteriores de Open-X<\/h3><\/div><div class=\"expander-content\"><p><a href=\"https:\/\/www.capgemini.com\/br-pt\/resource\/3-edicao-do-estudo-analise-de-mercado-do-open-insurance-desafios-oportunidades-e-estrategias\/\" target=\"_blank\" rel=\"noreferrer noopener\">3\u00b0 edi\u00e7\u00e3o do estudo \u201cAn\u00e1lise de mercado do open insurance: desafios, oportunidades e estrat\u00e9gias<\/a>&#8220;<br><br><a href=\"https:\/\/www.capgemini.com\/br-pt\/resource\/2a-edicao-do-indice-de-maturidade-do-open-finance-no-brasil-2024\/\" target=\"_blank\" rel=\"noreferrer noopener\">2\u00aa Edi\u00e7\u00e3o do \u201c\u00cdndice de Maturidade de Open Finance Brasil: estrat\u00e9gias vitoriosas a caminho do Open X<\/a>&#8220;<br><br><a href=\"https:\/\/www.capgemini.com\/br-pt\/resource\/analise-de-mercado-do-open-insurance-desafios-oportunidades-e-estrategias-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">1\u00b0 Atualiza\u00e7\u00e3o do Estudo \u201cAn\u00e1lise de Mercado do Open Insurance: desafios, oportunidades e estrat\u00e9gias\u201d<\/a><br><br><a href=\"https:\/\/www.capgemini.com\/br-pt\/resource\/analise-de-mercado-do-open-insurance-desafios-oportunidades-e-estrategias\/\" target=\"_blank\" rel=\"noreferrer noopener\">An\u00e1lise de Mercado do Open Insurance: desafios, oportunidades e estrat\u00e9gias<\/a><br><br><br><\/p><div class=\"bg-color video-align-right\"><div class=\"container\"><div class=\"row video-align-left\"><div class=\"col-md-12\"><div class=\"video-align-left row box box--4 box--mini\"><div class=\"col-md-3\"><\/div><div class=\"col-md-8 box-img-wrapper\"><div class=\"video-box\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"content-more\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<div class=\"wp-block-anchor-block-standard\" id=\"form\" data-anchor-padding=\"\" style=\"--data-anchor-padding: 0px\"><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-autocloud-form autocloudform\"><div class=\"section--autoCloud-form\"><div class=\"wrapperAutoCloudSection\" id=\"linkToForm\"><div class=\"container\"><div class=\"row\"><div class=\"col-md-12 col-lg-6 left-img align-self-center 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