{"id":632922,"date":"2023-06-30T23:21:00","date_gmt":"2023-06-30T23:21:00","guid":{"rendered":"https:\/\/www.capgemini.com\/br-pt\/?p=632922"},"modified":"2025-03-26T05:18:44","modified_gmt":"2025-03-26T05:18:44","slug":"o-futuro-das-financas-e-descentralizado","status":"publish","type":"post","link":"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/","title":{"rendered":"O futuro das finan\u00e7as \u00e9 descentralizado"},"content":{"rendered":"\t\t<div class=\"wp-block-cg-blocks-hero-press-release\">\n\t\t\t<header class=\"header-hero-press-release\" role=\"main\" id=\"main-content-press-release\">\n\t\t\t\t<div class=\"container\">\n\t\t\t\t\t<div class=\"hero-press-release\">\n\t\t\t\t\t\t<div class=\"hero-press-release-content-wrapper\">\n\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t<div class=\"col-12\">\n\t\t\t\t\t\t\t\t\t<div class=\"header-title\">\n\t\t\t\t\t\t\t\t\t\t<h1>\n\t\t\t\t\t\t\t\t\t\t\tO futuro das finan\u00e7as \u00e9 descentralizado\t\t\t\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"header-description\">\n\t\t\t\t\t\t\t\t\t\t<p><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"header-date\">\n\t\t\t\t\t\t\t\t\t\t<span>jun. 30, 2023<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"hero-press-release-brand-image\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/themes\/capgemini2025\/assets\/images\/capgemini-white.svg\" alt=\"Logotipo da marca\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/header>\n\t\t<\/div>\n\t\t\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?=http:\/\/capgeminiucwe.develop\/?post_type=press-release&amp;p=179\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Abre em uma nova janela\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-tw\"><a href=\"https:\/\/twitter.com\/intent\/tweet?=http:\/\/capgeminiucwe.develop\/?post_type=press-release&amp;p=179\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Abre em uma nova janela\"><i aria-hidden=\"true\" class=\"icon-tw\"><\/i><span class=\"sr-only\">Twitter<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/shareArticle?=http:\/\/capgeminiucwe.develop\/?post_type=press-release&amp;p=179\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Abre em uma nova janela\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><div class=\"article-text article-quote-text\">\n<h2 class=\"wp-block-heading\" id=\"h-capgemini-apresenta-estudos-e-ferramentas-para-apoiar-as-instituicoes-financeiras-a-alcancarem-um-novo-patamar-de-negocios-com-criptoativos-cbdc-tokenizacao-e-ativos-digitais\">Capgemini apresenta estudos e ferramentas para apoiar as institui\u00e7\u00f5es financeiras a alcan\u00e7arem um novo patamar de neg\u00f3cios com criptoativos, CBDC, tokeniza\u00e7\u00e3o e ativos digitais<\/h2>\n\n\n\n<p>Criptoativos, CBDC, tokeniza\u00e7\u00e3o, ativos digitais j\u00e1 est\u00e3o no radar das empresas no Brasil. Durante a Febraban Tech 2023, Fulvio Xavier, l\u00edder de solu\u00e7\u00f5es para bancos da Capgemini Brasil, bateu um papo com os convidados do Lounge Capgemini sobre essas novas perspectivas de neg\u00f3cios para as institui\u00e7\u00f5es financeiras.&nbsp;<\/p>\n\n\n\n<p>Nesse cen\u00e1rio, o Brasil \u00e9 um player que est\u00e1 na vanguarda: tecnologias est\u00e3o sendo desenvolvidas e a regulamenta\u00e7\u00e3o do mercado cripto, por exemplo, foi aprovada em 2022, com o Banco Central no papel de regulador. Com isso, o pa\u00eds j\u00e1 come\u00e7a a pavimentar uma nova via para criar produtos e servi\u00e7os. Os volumes de emiss\u00e3o, negocia\u00e7\u00e3o e estrutura\u00e7\u00e3o desses ativos t\u00eam crescido exponencialmente. Para se ter uma ideia, o mercado cripto j\u00e1 est\u00e1 avaliado em US$ 2 trilh\u00f5es.&nbsp;<\/p>\n\n\n\n<p>\u201cAl\u00e9m disso, o Banco Central j\u00e1 iniciou o piloto do real digital, que vai construir as bases para essa inova\u00e7\u00e3o em termos de arquitetura, privacidade, sigilo etc. Vamos come\u00e7ar a tokenizar o real\u201d, disse Xavier.<\/p>\n\n\n\n<p>Ele explica que cada pa\u00eds est\u00e1 criando o seu modelo de moeda digital. A Capgemini, em parceria com a Swift, construiu no ano passado um gateway para interligar CBDCs de diferentes regi\u00f5es. Agora est\u00e1 abrindo um piloto para as institui\u00e7\u00f5es financeiras que tiverem interesse em fazer testes na plataforma e se preparem para transa\u00e7\u00f5es transfronteiri\u00e7as integradas envolvendo moedas digitais.<\/p>\n\n\n\n<p>\u201cAl\u00e9m da constru\u00e7\u00e3o desses novos ativos digitais \u2013 moedas, NFTs, produtos financeiros \u2013 tudo vai passar pelas digital wallets\u201d, afirmou Xavier.&nbsp;<\/p>\n\n\n\n<p>Para aproveitar as novas oportunidades de neg\u00f3cios que v\u00e3o surgir nesse cen\u00e1rio, as institui\u00e7\u00f5es financeiras t\u00eam desafios, como fazer ajustes na infraestrutura tecnol\u00f3gica e integra\u00e7\u00e3o com os sistemas legados.&nbsp;<\/p>\n\n\n\n<p>O executivo destacou que n\u00e3o \u00e9 preciso p\u00e2nico diante dos novos desafios \u201cAquele discurso de que tudo vai mudar de uma hora para outra \u00e9 uma fal\u00e1cia. O novo vai se juntar ao antigo. Por isso, o correto \u00e9 dizer que estamos num momento de entendimento, de equil\u00edbrio e integra\u00e7\u00e3o\u201d, destacou Xavier.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tendencias\"><strong>Tend\u00eancias<\/strong><\/h2>\n\n\n\n<p>As institui\u00e7\u00f5es financeiras precisam estar atentas a algumas tend\u00eancias:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cada vez mais ativos financeiros s\u00e3o tokenizados;<\/li>\n\n\n\n<li>Automatizar os processos e dar intelig\u00eancia para os ativos digitais;<\/li>\n\n\n\n<li>Digital twins, Web3, metaverso ser\u00e3o ambientes para fazer as transa\u00e7\u00f5es dos ativos;<\/li>\n\n\n\n<li>CDBC \u00e9 uma realidade e o dinheiro ser\u00e1 digitalizado.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-experiencia\"><strong>Experi\u00eancia<\/strong><\/h2>\n\n\n\n<p>Como essas inova\u00e7\u00f5es podem funcionar na pr\u00e1tica? No Lounge da Capgemini no Febraban Tech 2023, a empresa apresentou um prot\u00f3tipo de um superapp com interface capaz de fazer a conex\u00e3o entre os v\u00e1rios ambientes, como bitcoins, carteira digital, hiperpersonaliza\u00e7\u00e3o, ativos digitais e CBDC.&nbsp;<\/p>\n\n\n\n<p>A Capgemini disponibiliza ainda estudos aprofundados que podem apoiar as empresas nesse novo momento.&nbsp;<\/p>\n\n\n\n<p>Clique aqui e acesse os relat\u00f3rios \u201c<a href=\"https:\/\/www.capgemini.com\/solutions\/decentralized-futures\/\">Decentralized Futures<\/a>\u201d e \u201c<a href=\"https:\/\/www.capgemini.com\/insights\/research-library\/building-central-bank-digital-currency\/\">Building Central Bank Digital Currency<\/a>\u201d.&nbsp;&nbsp;<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n<div class=\"wp-block-cg-blocks-cg-block-related-content\"><section class=\"relatedContentBlock\"><div class=\"container\"><div class=\"row\"><div class=\"content-title col-12 col-md-8\"><h2 class=\"related-content-heading\">Conte\u00fado relacionado<\/h2><\/div><\/div><div class=\"row relatedContent\"><div class=\"col-lg-4 col-md-6 col-xs-12\">\n\t\t\t\t\t\t\t<div class=\"box\">\n\t\t\t\t\t\t\t\t<a aria-label=\"Leia mais sobre Do manual ao aut\u00f4nomo: O futuro da experi\u00eancia do cliente\" href=\"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/do-manual-ao-autonomo-o-futuro-da-experiencia-do-cliente\/\" class=\"anchorWrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"box-tag\"><span><\/span><\/span>\n\t\t\t\t\t\t\t\t\t<div class=\"box-title\"><h3 class=\"box-subtitle\">Do manual ao aut\u00f4nomo: O futuro da experi\u00eancia do cliente<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"box-date\">\n\t\t\t\t\t\t\t\t\t\t<span>Jul 24, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"box-bottom\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"more\" aria-label=\"Leia mais sobre Do manual ao aut\u00f4nomo: O futuro da experi\u00eancia do cliente\" href=\"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/do-manual-ao-autonomo-o-futuro-da-experiencia-do-cliente\/\">Leia mais sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\"col-lg-4 col-md-6 col-xs-12\">\n\t\t\t\t\t\t\t<div class=\"box\">\n\t\t\t\t\t\t\t\t<a aria-label=\"Leia mais sobre Implementando o desktop invis\u00edvel para potencializar a experi\u00eancia dos colaboradores\" href=\"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/implementando-o-desktop-invisivel-para-potencializar-a-experiencia-dos-colaboradores\/\" class=\"anchorWrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"box-tag\"><span><\/span><\/span>\n\t\t\t\t\t\t\t\t\t<div class=\"box-title\"><h3 class=\"box-subtitle\">Implementando o desktop invis\u00edvel para potencializar a experi\u00eancia dos colaboradores<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"box-date\">\n\t\t\t\t\t\t\t\t\t\t<span>Jul 20, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"box-bottom\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"more\" aria-label=\"Leia mais sobre Implementando o desktop invis\u00edvel para potencializar a experi\u00eancia dos colaboradores\" href=\"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/implementando-o-desktop-invisivel-para-potencializar-a-experiencia-dos-colaboradores\/\">Leia mais sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\"col-lg-4 col-md-6 col-xs-12\">\n\t\t\t\t\t\t\t<div class=\"box\">\n\t\t\t\t\t\t\t\t<a aria-label=\"Leia mais sobre A IA \u00e9 t\u00e3o inteligente quanto seus dados: Por que a qualidade \u00e9 inegoci\u00e1vel para o Google Cloud Platform\" href=\"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/a-ia-e-tao-inteligente-quanto-seus-dados-por-que-a-qualidade-e-inegociavel-para-o-google-cloud-platform\/\" class=\"anchorWrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"box-tag\"><span><\/span><\/span>\n\t\t\t\t\t\t\t\t\t<div class=\"box-title\"><h3 class=\"box-subtitle\">A IA \u00e9 t\u00e3o inteligente quanto seus dados: Por que a qualidade \u00e9 inegoci\u00e1vel para o Google Cloud Platform<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"box-date\">\n\t\t\t\t\t\t\t\t\t\t<span>Jun 25, 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"box-bottom\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"more\" aria-label=\"Leia mais sobre A IA \u00e9 t\u00e3o inteligente quanto seus dados: Por que a qualidade \u00e9 inegoci\u00e1vel para o Google Cloud Platform\" href=\"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/a-ia-e-tao-inteligente-quanto-seus-dados-por-que-a-qualidade-e-inegociavel-para-o-google-cloud-platform\/\">Leia mais sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div>","protected":false},"excerpt":{"rendered":"<p>A Capgemini apresenta estudos e ferramentas para apoiar institui\u00e7\u00f5es financeiras a alcan\u00e7arem um novo patamar de neg\u00f3cios. Saiba mais.<\/p>\n","protected":false},"author":588,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"007ee585-22b5-45f2-88c0-0d1bba440ba4\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"_yoast_wpseo_primary_brand":"80","footnotes":"","featured_focal_points":"","jetpack_post_was_ever_published":false},"categories":[1],"tags":[158,157],"brand":[80],"service":[],"industry":[],"partners":[],"blog-topic":[119],"content-group":[],"class_list":["post-632922","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-descentralizado","tag-financas","brand-capgemini","blog-topic-expert-perspective"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>O futuro das finan\u00e7as \u00e9 descentralizado<\/title>\n<meta name=\"description\" content=\"A Capgemini apresenta estudos e ferramentas para apoiar institui\u00e7\u00f5es financeiras a alcan\u00e7arem um novo patamar de neg\u00f3cios. Saiba mais.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"O futuro das finan\u00e7as \u00e9 descentralizado\" \/>\n<meta property=\"og:description\" content=\"A Capgemini apresenta estudos e ferramentas para apoiar institui\u00e7\u00f5es financeiras a alcan\u00e7arem um novo patamar de neg\u00f3cios. Saiba mais.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/\" \/>\n<meta property=\"og:site_name\" content=\"Capgemini Brasil\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/capgeminibrasil\" \/>\n<meta property=\"article:published_time\" content=\"2023-06-30T23:21:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-26T05:18:44+00:00\" \/>\n<meta name=\"author\" content=\"bruna.lima@capgemini.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"bruna.lima@capgemini.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/insights\\\/perspectivas-dos-especialistas\\\/o-futuro-das-financas-e-descentralizado\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/insights\\\/perspectivas-dos-especialistas\\\/o-futuro-das-financas-e-descentralizado\\\/\"},\"author\":{\"name\":\"bruna.lima@capgemini.com\",\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/#\\\/schema\\\/person\\\/8621f2a45cd493cbf89cfb65fafc663d\"},\"headline\":\"O futuro das finan\u00e7as \u00e9 descentralizado\",\"datePublished\":\"2023-06-30T23:21:00+00:00\",\"dateModified\":\"2025-03-26T05:18:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/insights\\\/perspectivas-dos-especialistas\\\/o-futuro-das-financas-e-descentralizado\\\/\"},\"wordCount\":530,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/#organization\"},\"keywords\":[\"descentralizado\",\"finan\u00e7as\"],\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/insights\\\/perspectivas-dos-especialistas\\\/o-futuro-das-financas-e-descentralizado\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/insights\\\/perspectivas-dos-especialistas\\\/o-futuro-das-financas-e-descentralizado\\\/\",\"url\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/insights\\\/perspectivas-dos-especialistas\\\/o-futuro-das-financas-e-descentralizado\\\/\",\"name\":\"O futuro das finan\u00e7as \u00e9 descentralizado\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/#website\"},\"datePublished\":\"2023-06-30T23:21:00+00:00\",\"dateModified\":\"2025-03-26T05:18:44+00:00\",\"description\":\"A Capgemini apresenta estudos e ferramentas para apoiar institui\u00e7\u00f5es financeiras a alcan\u00e7arem um novo patamar de neg\u00f3cios. Saiba mais.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/insights\\\/perspectivas-dos-especialistas\\\/o-futuro-das-financas-e-descentralizado\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/insights\\\/perspectivas-dos-especialistas\\\/o-futuro-das-financas-e-descentralizado\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/insights\\\/perspectivas-dos-especialistas\\\/o-futuro-das-financas-e-descentralizado\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"O futuro das finan\u00e7as \u00e9 descentralizado\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/#website\",\"url\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/\",\"name\":\"Capgemini Brasil\",\"description\":\"Capgemini\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/#organization\",\"name\":\"Capgemini Brasil\",\"alternateName\":\"Capgemini\",\"url\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/wp-content\\\/uploads\\\/sites\\\/12\\\/2026\\\/06\\\/Capgemini_Primary-spade_Capgemini-Blue.png\",\"contentUrl\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/wp-content\\\/uploads\\\/sites\\\/12\\\/2026\\\/06\\\/Capgemini_Primary-spade_Capgemini-Blue.png\",\"width\":3000,\"height\":2780,\"caption\":\"Capgemini Brasil\"},\"image\":{\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/capgeminibrasil\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/capgemini\",\"https:\\\/\\\/www.instagram.com\\\/capgeminibr\\\/\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/capgeminimedia\",\"https:\\\/\\\/pt.wikipedia.org\\\/wiki\\\/Capgemini\",\"https:\\\/\\\/www.wikidata.org\\\/wiki\\\/Q5031\"],\"description\":\"Capgemini Brasil: L\u00edder global em consultoria, tecnologia e transforma\u00e7\u00e3o digital. Servi\u00e7os integrados que combinam inova\u00e7\u00e3o e expertise.\",\"legalName\":\"Capgemini Brasil LTDA\",\"foundingDate\":\"1967-10-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"5001\",\"maxValue\":\"10000\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/#\\\/schema\\\/person\\\/8621f2a45cd493cbf89cfb65fafc663d\",\"name\":\"bruna.lima@capgemini.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/dbebb8c16fe9c2fd30419174f8a75c4a09a040e49c1769e8a572c8134412df7d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/dbebb8c16fe9c2fd30419174f8a75c4a09a040e49c1769e8a572c8134412df7d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/dbebb8c16fe9c2fd30419174f8a75c4a09a040e49c1769e8a572c8134412df7d?s=96&d=mm&r=g\",\"caption\":\"bruna.lima@capgemini.com\"},\"url\":\"https:\\\/\\\/www.capgemini.com\\\/br-pt\\\/author\\\/bruna-limacapgemini-com\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"O futuro das finan\u00e7as \u00e9 descentralizado","description":"A Capgemini apresenta estudos e ferramentas para apoiar institui\u00e7\u00f5es financeiras a alcan\u00e7arem um novo patamar de neg\u00f3cios. Saiba mais.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/","og_locale":"pt_BR","og_type":"article","og_title":"O futuro das finan\u00e7as \u00e9 descentralizado","og_description":"A Capgemini apresenta estudos e ferramentas para apoiar institui\u00e7\u00f5es financeiras a alcan\u00e7arem um novo patamar de neg\u00f3cios. Saiba mais.","og_url":"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/","og_site_name":"Capgemini Brasil","article_publisher":"https:\/\/www.facebook.com\/capgeminibrasil","article_published_time":"2023-06-30T23:21:00+00:00","article_modified_time":"2025-03-26T05:18:44+00:00","author":"bruna.lima@capgemini.com","twitter_card":"summary_large_image","twitter_misc":{"Written by":"bruna.lima@capgemini.com","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/#article","isPartOf":{"@id":"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/"},"author":{"name":"bruna.lima@capgemini.com","@id":"https:\/\/www.capgemini.com\/br-pt\/#\/schema\/person\/8621f2a45cd493cbf89cfb65fafc663d"},"headline":"O futuro das finan\u00e7as \u00e9 descentralizado","datePublished":"2023-06-30T23:21:00+00:00","dateModified":"2025-03-26T05:18:44+00:00","mainEntityOfPage":{"@id":"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/"},"wordCount":530,"commentCount":0,"publisher":{"@id":"https:\/\/www.capgemini.com\/br-pt\/#organization"},"keywords":["descentralizado","finan\u00e7as"],"inLanguage":"pt-BR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/","url":"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/","name":"O futuro das finan\u00e7as \u00e9 descentralizado","isPartOf":{"@id":"https:\/\/www.capgemini.com\/br-pt\/#website"},"datePublished":"2023-06-30T23:21:00+00:00","dateModified":"2025-03-26T05:18:44+00:00","description":"A Capgemini apresenta estudos e ferramentas para apoiar institui\u00e7\u00f5es financeiras a alcan\u00e7arem um novo patamar de neg\u00f3cios. Saiba mais.","breadcrumb":{"@id":"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.capgemini.com\/br-pt\/insights\/perspectivas-dos-especialistas\/o-futuro-das-financas-e-descentralizado\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.capgemini.com\/br-pt\/"},{"@type":"ListItem","position":2,"name":"O futuro das finan\u00e7as \u00e9 descentralizado"}]},{"@type":"WebSite","@id":"https:\/\/www.capgemini.com\/br-pt\/#website","url":"https:\/\/www.capgemini.com\/br-pt\/","name":"Capgemini Brasil","description":"Capgemini","publisher":{"@id":"https:\/\/www.capgemini.com\/br-pt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.capgemini.com\/br-pt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/www.capgemini.com\/br-pt\/#organization","name":"Capgemini Brasil","alternateName":"Capgemini","url":"https:\/\/www.capgemini.com\/br-pt\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/www.capgemini.com\/br-pt\/#\/schema\/logo\/image\/","url":"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2026\/06\/Capgemini_Primary-spade_Capgemini-Blue.png","contentUrl":"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2026\/06\/Capgemini_Primary-spade_Capgemini-Blue.png","width":3000,"height":2780,"caption":"Capgemini Brasil"},"image":{"@id":"https:\/\/www.capgemini.com\/br-pt\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/capgeminibrasil","https:\/\/www.linkedin.com\/company\/capgemini","https:\/\/www.instagram.com\/capgeminibr\/","https:\/\/www.youtube.com\/user\/capgeminimedia","https:\/\/pt.wikipedia.org\/wiki\/Capgemini","https:\/\/www.wikidata.org\/wiki\/Q5031"],"description":"Capgemini Brasil: L\u00edder global em consultoria, tecnologia e transforma\u00e7\u00e3o digital. Servi\u00e7os integrados que combinam inova\u00e7\u00e3o e expertise.","legalName":"Capgemini Brasil LTDA","foundingDate":"1967-10-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"5001","maxValue":"10000"}},{"@type":"Person","@id":"https:\/\/www.capgemini.com\/br-pt\/#\/schema\/person\/8621f2a45cd493cbf89cfb65fafc663d","name":"bruna.lima@capgemini.com","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/secure.gravatar.com\/avatar\/dbebb8c16fe9c2fd30419174f8a75c4a09a040e49c1769e8a572c8134412df7d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dbebb8c16fe9c2fd30419174f8a75c4a09a040e49c1769e8a572c8134412df7d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/dbebb8c16fe9c2fd30419174f8a75c4a09a040e49c1769e8a572c8134412df7d?s=96&d=mm&r=g","caption":"bruna.lima@capgemini.com"},"url":"https:\/\/www.capgemini.com\/br-pt\/author\/bruna-limacapgemini-com\/"}]}},"blog_topic_info":[{"id":119,"name":"expert perspective"}],"taxonomy_info":{"category":[{"id":1,"name":"Uncategorized","slug":"uncategorized"}],"post_tag":[{"id":158,"name":"descentralizado","slug":"descentralizado"},{"id":157,"name":"finan\u00e7as","slug":"financas"}],"brand":[{"id":80,"name":"Capgemini","slug":"capgemini"}],"blog-topic":[{"id":119,"name":"expert perspective","slug":"expert-perspective"}],"following_users":[{"id":37,"name":"automator","slug":"automator"},{"id":111,"name":"bruna.lima@capgemini.com","slug":"bruna-limacapgemini-com"}]},"jetpack_featured_media_url":"","archive_status":false,"featured_image_src":"https:\/\/www.capgemini.com\/br-pt\/wp-content\/themes\/capgemini2025\/assets\/images\/mockup.png","featured_image_alt":false,"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Capgemini Brasil","distributor_original_site_url":"https:\/\/www.capgemini.com\/br-pt","push-errors":false,"featured_image_url":"https:\/\/www.capgemini.com\/br-pt\/wp-content\/themes\/capgemini2025\/assets\/images\/mockup.png","_links":{"self":[{"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/posts\/632922","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/users\/588"}],"replies":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/comments?post=632922"}],"version-history":[{"count":8,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/posts\/632922\/revisions"}],"predecessor-version":[{"id":640325,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/posts\/632922\/revisions\/640325"}],"wp:attachment":[{"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/media?parent=632922"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/categories?post=632922"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/tags?post=632922"},{"taxonomy":"brand","embeddable":true,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/brand?post=632922"},{"taxonomy":"service","embeddable":true,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/service?post=632922"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/industry?post=632922"},{"taxonomy":"partners","embeddable":true,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/partners?post=632922"},{"taxonomy":"blog-topic","embeddable":true,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/blog-topic?post=632922"},{"taxonomy":"content-group","embeddable":true,"href":"https:\/\/www.capgemini.com\/br-pt\/wp-json\/wp\/v2\/content-group?post=632922"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}