{"id":641630,"date":"2025-06-30T21:47:15","date_gmt":"2025-06-30T21:47:15","guid":{"rendered":"https:\/\/www.capgemini.com\/br-pt\/?page_id=641630&#038;preview_id=641630"},"modified":"2025-12-04T12:37:38","modified_gmt":"2025-12-04T12:37:38","slug":"emprestimo","status":"publish","type":"page","link":"https:\/\/www.capgemini.com\/br-pt\/industrias\/bancos-e-mercados-de-capitais\/emprestimo\/","title":{"rendered":"Empr\u00e9stimo"},"content":{"rendered":"\n<div class=\"wp-block-cg-blocks-hero-picture-card undefined  heroPictureCard\"><div class=\"heroPictureCardBgs\"><picture><source srcset=\"https:\/\/www.Capgemini.com\/wp-content\/uploads\/2021\/12\/Capgemini_Industries_Capital-Markets_Lending_2.jpg?w=2880&amp;quality=70 1x, https:\/\/www.Capgemini.com\/wp-content\/uploads\/2021\/12\/Capgemini_Industries_Capital-Markets_Lending_2.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source 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class=\"col-md-8 col-lg-6\"><div class=\"heroPictureCardBox\"><div class=\"heroPictureCardBoxTitle\"><h1 data-maxlength=\"144\">Empr\u00e9stimo<\/h1><\/div><\/div><\/div><\/div><\/div><div class=\"small-device\"><div class=\"brandLogoWrapper\"> <\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para undefined section section--intro\"><div class=\"intro-para\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/br-pt\/industrias\/bancos-e-mercados-de-capitais\/emprestimo\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.capgemini.com\/br-pt\/industrias\/bancos-e-mercados-de-capitais\/emprestimo\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><h2 class=\"intro-para-title\">Os credores nativos digitais da nova era elevaram as expectativas dos mutu\u00e1rios. Sem o peso das tecnologias legadas, eles podem oferecer proposi\u00e7\u00f5es inovadoras e superiores aos clientes com rapidez. E os credores tradicionais t\u00eam tido dificuldade em acompanhar.<\/h2><p class=\"intro-para-content\">Para competir com o ambiente macroecon\u00f4mico em evolu\u00e7\u00e3o, institui\u00e7\u00f5es de empr\u00e9stimos para varejo e empresas comerciais precisam reinventar seus modelos de neg\u00f3cios de empr\u00e9stimos. Ajudamos voc\u00ea a construir uma experi\u00eancia de empr\u00e9stimo perfeita para seus clientes, desde a integra\u00e7\u00e3o at\u00e9 o atendimento, criando opera\u00e7\u00f5es digitais \u00e1geis e escal\u00e1veis. Garantimos que voc\u00ea obtenha o m\u00e1ximo de seus dados, com insights poderosos que permitem gerenciar riscos de forma eficaz e criar solu\u00e7\u00f5es personalizadas para seus clientes.<\/p><\/div><\/div><\/div><\/div><\/section>\n\n\n\n\t\t<section\n\t\t\tclass=\"section section--lifeatcap-learning section--event-slider-careerInvent \">\n\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class='career-invent-header'>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"slider slider-fader 9c4507c4-d111-469f-8020-63de462d0ff7\">\n\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"slider-list \">\n\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"slide active \">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\tclass=\"slide-bg-wrapper wp-block-cg-blocks-career-invent is-style-sapphire2\">\n\t\t\t\t\t\t\t\t<div class=\"bgImagesection\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bgColor\"><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"container slide-info-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"col-md-6 col-sm-12 box-inner \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bgColor\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tclass=\"content-title \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"explore-header\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tdata-maxlength=\"68\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\ttitle=\"Principais tend\u00eancias de empr\u00e9stimos e leasing para 2025\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPrincipais tend\u00eancias de empr\u00e9stimos e leasing para 2025\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tclass=\"box-title \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h4 data-maxlength=\"144\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\ttitle=\"Descubra as principais tend\u00eancias de empr\u00e9stimos e leasing para 2025 com insights para navegar pelos desafios e oportunidades em evolu\u00e7\u00e3o no setor financeiro.\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tstyle=\"white-space: pre-wrap;\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tDescubra as principais tend\u00eancias de empr\u00e9stimos e leasing para 2025 com insights para navegar pelos desafios e oportunidades em evolu\u00e7\u00e3o no setor financeiro.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"btnDiv\"> <a class=\"more2\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tdata-maxlength=\"24\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\taria-label=\"Leia mais sobre Principais tend\u00eancias de empr\u00e9stimos e leasing para 2025\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\ttitle=\"Opens in new window\" tabindex=\"0\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\thref=\"https:\/\/www.capgemini.com\/br-pt\/insights\/biblioteca-de-pesquisas\/principais-tendencias-de-emprestimos-e-leasing-em-2025\/\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\ttarget=\"_blank\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tLeia mais\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a> <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-6 col-sm-12 text-right box-img-wrapper escaper escaper-right\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.Capgemini.com\/wp-content\/uploads\/2024\/12\/leasing-Landing-page-banner_2880x1800_03.jpg?w=1200&amp;quality=90 1x, https:\/\/www.Capgemini.com\/wp-content\/uploads\/2024\/12\/leasing-Landing-page-banner_2880x1800_03.jpg?w=1200&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 1500px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.Capgemini.com\/wp-content\/uploads\/2024\/12\/leasing-Landing-page-banner_2880x1800_03.jpg?w=600&amp;quality=90 1x, https:\/\/www.Capgemini.com\/wp-content\/uploads\/2024\/12\/leasing-Landing-page-banner_2880x1800_03.jpg?w=1200&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.Capgemini.com\/wp-content\/uploads\/2024\/12\/leasing-Landing-page-banner_2880x1800_03.jpg?w=400&amp;quality=90 1x, https:\/\/www.Capgemini.com\/wp-content\/uploads\/2024\/12\/leasing-Landing-page-banner_2880x1800_03.jpg?w=800&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.Capgemini.com\/wp-content\/uploads\/2024\/12\/leasing-Landing-page-banner_2880x1800_03.jpg?w=400&amp;quality=90 1x, https:\/\/www.Capgemini.com\/wp-content\/uploads\/2024\/12\/leasing-Landing-page-banner_2880x1800_03.jpg?w=800&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\" \/>\n\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" class=\"box-img\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tsrc=\"https:\/\/www.Capgemini.com\/wp-content\/uploads\/2024\/12\/leasing-Landing-page-banner_2880x1800_03.jpg\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tstyle=\"object-position: 82% 58%; object-fit: cover;\" alt=\"\" \/>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\t\t\t\t\t\t\t\t<!-- <img decoding=\"async\" class=\"box-img\" src=\"\"\n\t\t\t\t\t\t\t\t\t\t\tstyle=\"\" alt=\"\"\n\t\t\t\t\t\t\t\t\t\t\/> -->\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"slide-reveal\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t<\/section>\n\n\t\t\n\n\n<section class=\"wp-block-cg-blocks-how-we-do-it section section--howwedoit block-howwedoit\"><div class=\"container\"><div><div class=\"content-title\"><h2 data-maxlength=\"72\" class=\"expandable-heading-tag\">O que fazemos<\/h2><\/div><p><\/p><\/div><div class=\"section-content\">\n<div class=\"wp-block-cg-blocks-card-howwedoit expanders\"><div class=\"box card-regulated-agreements card-howwedoit\"><div class=\"expander-box filter-box tag-active \"><div class=\"expander-title\" tabindex=\"0\" role=\"button\" aria-pressed=\"false\" aria-expanded=\"false\"><h3 class=\"expander-heading-title\">Processamento cognitivo de documentos para empr\u00e9stimos<\/h3><\/div><div class=\"expander-subtitle\"><p class=\"small-description\">Automatize o processamento de documentos para oferecer uma experi\u00eancia de empr\u00e9stimo em tempo real e sem atritos aos seus clientes.<\/p><\/div><div class=\"expander-content\"><p>O processamento de documentos de empr\u00e9stimo, geralmente feito manualmente, pode ser caro e demorado para os credores.<br><br>O Processamento Cognitivo de Documentos da Capgemini \u00e9 uma solu\u00e7\u00e3o totalmente gerenciada que ingere, classifica e avalia documentos de forma r\u00e1pida, segura e a um custo reduzido. Ele \u00e9 alimentado por algoritmos l\u00edderes do setor, combinados com aprendizado de m\u00e1quina e intelig\u00eancia artificial (IA) para aprimorar a subscri\u00e7\u00e3o de cr\u00e9dito, a integra\u00e7\u00e3o de clientes e o atendimento.<\/p><div class=\"bg-color video-align-right\"><div class=\"container\"><div class=\"row video-align-left\"><div class=\"col-md-12\"><div class=\"video-align-left row box box--4 box--mini\"><div class=\"col-md-3\"><\/div><div class=\"col-md-8 box-img-wrapper\"><div class=\"video-box\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"content-more\"><a class=\"more2\" aria-label=\"Baixe nosso folheto. link\" href=\"\/wp-content\/uploads\/2021\/09\/Cognitive-Document-Prcoessing-Bankingand-Capmkts-Brochure.pdf\" target=\"_blank\" title=\"Opens in a new window\" rel=\"noopener noreferrer\">Baixe nosso folheto.<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-howwedoit expanders\"><div class=\"box card-regulated-agreements card-howwedoit\"><div class=\"expander-box filter-box tag-active \"><div class=\"expander-title\" tabindex=\"0\" role=\"button\" aria-pressed=\"false\" aria-expanded=\"false\"><h3 class=\"expander-heading-title\">Empr\u00e9stimo empresarial digital<\/h3><\/div><div class=\"expander-subtitle\"><p class=\"small-description\">Facilitamos jornadas de cr\u00e9dito personalizadas para seus clientes, por meio de plataformas de origina\u00e7\u00e3o e presta\u00e7\u00e3o de empr\u00e9stimos de pr\u00f3xima gera\u00e7\u00e3o.<\/p><\/div><div class=\"expander-content\"><p>Modelos operacionais distintos, processos manuais, redigita\u00e7\u00e3o de dados e tecnologia fragmentada dificultam a oferta de uma experi\u00eancia de empr\u00e9stimo perfeita para os clientes comerciais. Al\u00e9m disso, a aus\u00eancia de uma vis\u00e3o \u00fanica do cliente aumenta o risco operacional e dificulta o gerenciamento das carteiras de risco.<br><br>Ajudamos voc\u00ea a criar solu\u00e7\u00f5es digitais, fluxos de trabalho de cr\u00e9dito personalizados, gerenciamento de conte\u00fado empresarial e recursos de relat\u00f3rios instant\u00e2neos que abrangem linhas de neg\u00f3cios.<br><br><br>Nossos servi\u00e7os incluem a descoberta do valor da origina\u00e7\u00e3o de empr\u00e9stimos e a implementa\u00e7\u00e3o da plataforma de origina\u00e7\u00e3o de empr\u00e9stimos com o nCINO.<\/p><div class=\"bg-color video-align-right\"><div class=\"container\"><div class=\"row video-align-left\"><div class=\"col-md-12\"><div class=\"video-align-left row box box--4 box--mini\"><div class=\"col-md-3\"><\/div><div class=\"col-md-8 box-img-wrapper\"><div class=\"video-box\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"content-more\"><a class=\"more2\" aria-label=\"Visite a nCINO link\" href=\"https:\/\/www.ncino.com\/\" target=\"_blank\" title=\"Opens in a new window\" rel=\"noopener noreferrer\">Visite a nCINO<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-howwedoit expanders\"><div class=\"box card-regulated-agreements card-howwedoit\"><div class=\"expander-box filter-box tag-active \"><div class=\"expander-title\" tabindex=\"0\" role=\"button\" aria-pressed=\"false\" aria-expanded=\"false\"><h3 class=\"expander-heading-title\">Transforma\u00e7\u00e3o de empr\u00e9stimos com Pega<\/h3><\/div><div class=\"expander-subtitle\"><p class=\"small-description\">Ajudamos institui\u00e7\u00f5es financeiras a repensar seus processos de varejo corporativo e hipotec\u00e1rio para garantir uma experi\u00eancia de empr\u00e9stimo envolvente, relevante e personalizada.<\/p><\/div><div class=\"expander-content\"><p>Com a solu\u00e7\u00e3o de empr\u00e9stimos da Capgemini e da Pega, as organiza\u00e7\u00f5es financeiras podem transformar seu processo de origina\u00e7\u00e3o de empr\u00e9stimos nos segmentos de varejo, corporativo e hipotec\u00e1rio. Com uma plataforma omnichannel de experi\u00eancia do cliente e o gerenciamento din\u00e2mico de casos da Pega com um hub de decis\u00e3o de cr\u00e9dito em seu n\u00facleo, as empresas podem proteger o bem-estar financeiro de seus clientes e, ao mesmo tempo, oferecer uma experi\u00eancia consistente e cont\u00ednua em todos os canais.<br><br>Nossos servi\u00e7os incluem:<br><br>&#8211; Roteiro de transforma\u00e7\u00e3o da origina\u00e7\u00e3o de empr\u00e9stimos, avalia\u00e7\u00e3o e prioriza\u00e7\u00e3o<br>&#8211; Redesenho de regras comerciais complexas<br>&#8211; Orquestra\u00e7\u00e3o de processos<br>&#8211; Harmoniza\u00e7\u00e3o de processos e regras de neg\u00f3cios em v\u00e1rias entidades<br>&#8211; Renova\u00e7\u00e3o de recursos legados por meio de APIs e servi\u00e7os comerciais<br>&#8211; Orquestra\u00e7\u00e3o do fluxo de trabalho.<\/p><div class=\"bg-color video-align-right\"><div class=\"container\"><div class=\"row video-align-left\"><div class=\"col-md-12\"><div class=\"video-align-left row box box--4 box--mini\"><div class=\"col-md-3\"><\/div><div class=\"col-md-8 box-img-wrapper\"><div class=\"video-box\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<p><\/p>\n<div class=\"content-more\"><a class=\"more2\" aria-label=\"Download do paper link\" href=\"\/wp-content\/uploads\/2021\/09\/Lending-Transformation-Solution.pdf\" target=\"_blank\" title=\"Opens in a new window\" rel=\"noopener noreferrer\">Download do paper<\/a><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n<section class=\"latest-insights layout-odd layout-one-card-only \"><div class=\"container\"><div class=\"insight-title\"><h2 class=\"latest-insight-title\">Pesquisa e insights<\/h2><\/div><div class=\"layout-single-card\">\n                      <div class=\"row align-items-center w-lg-100\">\n                        <div class=\"card-image-wrapper\">\n                                <div class=\"card-image\" data-image-url=\"https:\/\/www.capgemini.com\/br-pt\/insights\/biblioteca-de-pesquisas\/principais-tendencias-do-setor-bancario-em-2025\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/03\/Banking_Capcom-Banner_2880x1800px1.jpg?w=2048&#038;quality=70 1x, https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/03\/Banking_Capcom-Banner_2880x1800px1.jpg?w=2048&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 1500px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/03\/Banking_Capcom-Banner_2880x1800px1.jpg?w=1024&#038;quality=70 1x, https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/03\/Banking_Capcom-Banner_2880x1800px1.jpg?w=2048&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/03\/Banking_Capcom-Banner_2880x1800px1.jpg?w=1024&#038;quality=70 1x, https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/03\/Banking_Capcom-Banner_2880x1800px1.jpg?w=2048&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/03\/Banking_Capcom-Banner_2880x1800px1.jpg?w=500&#038;quality=70 1x, https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/03\/Banking_Capcom-Banner_2880x1800px1.jpg?w=1000&#038;quality=70 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/03\/Banking_Capcom-Banner_2880x1800px1.jpg\" alt=\"tend\u00eancias do setor banc\u00e1rio em 2025\" style=\"object-position: 50% 50%; object-fit: cover;\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/picture>\n                                <\/div>\n                            <\/div>\n                            <div class=\"col-12 col-md-5 col-lg-7\"><\/div>\n                        <div class=\"col-12 col-md-7 col-lg-5\">\n                            <a href=\"https:\/\/www.capgemini.com\/br-pt\/insights\/biblioteca-de-pesquisas\/principais-tendencias-do-setor-bancario-em-2025\/\" aria-label=\"Principais tend\u00eancias do setor banc\u00e1rio em 2025\" class=\"card-link-holder\">\n                            <div class=\"insight-card insight-card-start\">\n                                <div class=\"card-tag\">Report<\/div>\n                                <h3 class=\"card-title\">Principais tend\u00eancias do setor banc\u00e1rio em 2025<\/h3>\n                                <div class=\"insight-card-footer\">\n                                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/themes\/capgemini2025\/assets\/images\/capgemini-research-institute-white.svg\" alt=\"capgemini-research-institute\" class=\"light\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/themes\/capgemini2025\/assets\/images\/capgemini-research-institute-white.svg\" alt=\"capgemini-research-institute\" class=\"dark\">\n                                <\/div>\n                            <\/div>\n                            <\/a>\n                        <\/div>\n                     <\/div>\n                    <\/div><\/div><\/section>\n\n\n<section class=\"wp-block-cg-blocks-wrapper-partners section--partners-core undefined section section--partners-small\"><div class=\"container\"><div class=\"content-title\"><h2 class=\"partner-heading\">Parceiros<\/h2><\/div><div class=\"row\">\n<div class=\"col-6 col-md-4 col-lg-2 small\">\n            <a href=\"https:\/\/www.capgemini.com\/br-pt\/sobre-nos\/parceiros-de-tecnologia\/pega\/\" class=\"partner-box-title\" aria-label=\"Capacitar a sua empresa para tomar decis\u00f5es mais inteligentes e melhorar o envolvimento dos cliente\">\n        <div class=\"partner-box\">\n                                                     <div class=\"partner-box-bottom\">\n                        <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2021\/04\/pega.png?w=350&#038;quality=70\" alt=\"Capgemini Parceiro pega - logo pega\" class=\"partner-box-logo light\">\n\n                                                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/br-pt\/wp-content\/uploads\/sites\/12\/2025\/11\/Partners-pega.png?w=350&#038;quality=70\" alt=\"Capgemini Parceiro pega - logo pega\" class=\"partner-box-logo dark\">\n\n                            \n                    <\/div>\n                                                    <\/div>\n            <\/a>\n    <\/div>\n\n\n\n\n<section class=\"wp-block-cg-blocks-call-to-action undefined call-to-action-block is-style-cg-secondary-3\"><div class=\"container\"><div class=\"call-to-action-block-content-wrapper has-description\"><div class=\"text-wrapper has-description\"><h3 class=\"title\" data-maxlength=\"144\">Participe da conversa no LinkedIn<\/h3><p class=\"description\" data-maxlength=\"210\">Conecte-se com nossos especialistas e leia as \u00faltimas perspectivas do setor em nossa p\u00e1gina dedicada no LinkedIn.<\/p><\/div><div class=\"button-wrapper has-description\"><a class=\" cta-btn action-valid\" href=\"https:\/\/www.linkedin.com\/showcase\/Capgemini-fs\/\" target=\"_blank\" rel=\"noopener noreferrer\" aria-label=\"Siga nossa p\u00e1gina sobre Participe da conversa no LinkedIn\" title=\"Abre em uma nova janela\" data-maxlength=\"24\" tabindex=\"0\"> Siga nossa p\u00e1gina <\/a><\/div><\/div><\/div><\/section>\n<\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Transforme sua jornada de Empr\u00e9stimo com solu\u00e7\u00f5es digitais \u00e1geis e personalizadas. Encante clientes e gerencie riscos! Saiba mais.<\/p>\n","protected":false},"author":118,"featured_media":0,"parent":628681,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[{\"uuid\":\"67b5e4328381e\",\"blogId\":\"30\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/us-en\/\",\"postId\":567053,\"postLink\":\"https:\/\/www.capgemini.com\/us-en\/industries\/banking-and-capital-markets\/lending\/\",\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false},{\"uuid\":\"67b5e43289450\",\"blogId\":\"5\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/gb-en\/\",\"postId\":558952,\"postLink\":\"https:\/\/www.capgemini.com\/gb-en\/industries\/banking-and-capital-markets\/lending\/\",\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false},{\"uuid\":\"67b5e4328fd1d\",\"blogId\":\"18\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/in-en\/\",\"postId\":977292,\"postLink\":\"https:\/\/www.capgemini.com\/in-en\/industries\/banking-and-capital-markets\/lending\/\",\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false},{\"uuid\":\"67b5e43293335\",\"blogId\":\"28\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/mx-es\/\",\"postId\":5653,\"postLink\":\"https:\/\/www.capgemini.com\/mx-es\/sectores\/banca-y-mercados-de-capital\/prestamos\/\",\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false},{\"uuid\":\"67b5e4329791c\",\"blogId\":\"20\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/se-en\/\",\"postId\":129103,\"postLink\":\"https:\/\/www.capgemini.com\/se-en\/industries\/banking-and-capital-markets\/lending\/\",\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false},{\"uuid\":\"67b5e4329ae12\",\"blogId\":\"26\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/fi-en\/\",\"postId\":502174,\"postLink\":\"https:\/\/www.capgemini.com\/fi-en\/industries\/banking-and-capital-markets\/lending\/\",\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false},{\"uuid\":\"6129438d-ab13-4aff-a582-e455b219363f\",\"blogId\":\"1\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/\",\"postLink\":\"https:\/\/www.capgemini.com\/industries\/banking-and-capital-markets\/lending\/\",\"postId\":628578,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false},{\"uuid\":\"5c761e2c-10a1-4d8a-a2ee-ee06cde468f4\",\"blogId\":\"22\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/jp-jp\/\",\"postLink\":\"https:\/\/www.capgemini.com\/jp-jp\/industries\/banking-and-capital-markets\/lending\/\",\"postId\":528738,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"},{\"uuid\":\"64e7c45a-3e60-4a7e-ba80-053ba9a37da7\",\"blogId\":\"12\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/br-pt\/\",\"postLink\":\"https:\/\/www.capgemini.com\/br-pt\/industrias\/bancos-e-mercados-de-capitais\/emprestimo\/\",\"postId\":641630,\"isSaved\":false,\"isCrossLink\":true,\"hasCrossLink\":false,\"hreflang\":\"\",\"link\":\"\"}]","cg_seo_canonical_relation":"{\"uuid\":\"d7483655-9d22-4f45-b855-2aed17432a46\",\"blogId\":\"1\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/\",\"postLink\":\"https:\/\/www.capgemini.com\/br-pt\/industrias\/bancos-e-mercados-de-capitais\/emprestimo\/\",\"postId\":628578,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"1fc7a74f-49d5-4e5a-afd4-b2804c017ee5\",\"blogId\":\"1\",\"domain\":\"www.capgemini.com\",\"sitePath\":\"\/\",\"postLink\":\"https:\/\/www.capgemini.com\/industries\/banking-and-capital-markets\/lending\/\",\"postId\":628578,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false,\"isEnabled\":true}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":true,"cg_dt_link_disabled":false,"_yoast_wpseo_primary_brand":"80","footnotes":"","featured_focal_points":"","partner_card_description":"","gsap_animation":0},"brand":[80],"partner_type":[],"service":[244],"industry":[50],"partners":[],"page-type":[39],"content-group":[],"class_list":["post-641630","page","type-page","status-publish","hentry","brand-capgemini","service-financeiro","industry-banking-capital-markets","page-type-industry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimos: Como Melhorar a Experi\u00eancia do Cliente<\/title>\n<meta name=\"description\" content=\"Transforme sua jornada de empr\u00e9stimo com solu\u00e7\u00f5es digitais \u00e1geis e personalizadas. Encante clientes e gerencie riscos! Saiba mais.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/br-pt\/industrias\/bancos-e-mercados-de-capitais\/emprestimo\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Empr\u00e9stimo\" \/>\n<meta property=\"og:description\" content=\"Transforme sua jornada de empr\u00e9stimo com solu\u00e7\u00f5es digitais \u00e1geis e personalizadas. Encante clientes e gerencie riscos! 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