Unlock New Business Models with Capgemini’s Open Banking

Financial services firms recognize the tremendous opportunities open banking provides to digitally transform, drive innovation, create a partner-services ecosystem, and unleash new business models to power growth. What’s less clear is how banks can take full advantage of those opportunities without exposing themselves to undue risk and costs.

Capgemini can help the banks assess this new landscape and identify the strategic considerations every organization must make for Open Banking. We can help you actively engage as a digital-first provider of solutions.

Capgemini’s Open Banking platform is a proven API-enabled platform that is currently delivering secure, market leading advantage to our clients.  As one of the critical building blocks underpinning Inventive Banking, the open platform allows clients to harness new technologies to rapidly build and test your own unique, innovative propositions. Open Banking platform’s features include:

  • API Sandbox that allows third party providers and developers an open experimentation space to build and test new open APIs
  • Customizable platform with a flexible, layered architecture; each layer can be scaled, managed and upgraded independently
  • Leading AI and automation capabilities including Capgemini SMART Analytics platform enabling banks to become intelligent, open enterprises that are banks of the future
  • Ability to support full end-to-end propositions or specific services, such as Know Your Customer (KYC) or onboarding

Additionally, banks can access Capgemini’s innovation ecosystem—a broad range of collaborative partners and FinTechs—through our Applied Innovation Exchange platform and  Capgemini’s ScaleUp Qualification program.

Fast Track to Open Banking

Enable New Revenue Streams

  • Grow a network of alliance APIs and enable new non-financial services offerings
  • Jumpstart your journey with pre-built APIs and reduce development timelines up to 50%
  • Accelerate delivery for compliance (for EU and UK)
  • Competition Law compliance by Competition and Markets Authority
  • Revised Payment Services Directive

Drive Customer Loyalty

  • Smart digital customer acquisition using Data Management Platforms (DMPs), and fast on-boarding through the Salesforce platform
  • Drive higher customer advocacy and digital engagement using Capgemini’s blockchain solution for digital loyalty
  • Enable better customer targeting and improve acquisition conversion by up to 50%

Innovate with a Collaborative Ecosystem

  • Establish your partner ecosystem with best suited innovators and FinTechs
  • Decrease the onboarding time of partners as our ecosystem management model allows easy integration with legacy systems and FinTechs.

Thought Leadership

World FinTech Report 2019

The World FinTech Report 2019 from Capgemini and Efma explores how the future is moving to a...

World Payments Report 2018

Ame Stuart, VP Digital Markets, Capgemini Financial Services

Meet our Experts

Philip Gomm

Expert in Banking, Digital Transformation

Cliff Evans

Expert in DCX, Digital Transformation, Mobile

Vincent Fokke

Expert in API Platform, Hackathons, Innovation, Transformation

Sankar Krishnan

Expert in Banking, Capital Markets, FinTech

Ame Stuart

Expert in Customer Engagement, Digital Banking, FinTech, Retail Banking

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