<\/p>\n\n\n\t\t
El 57% de los consumidores prefieren la banca por Internet en la era COVID-19<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
Par\u00eds, a 11 de junio de 2020 \u2013 La banca minorista se enfrenta a la presi\u00f3n de transformarse a medida que los nuevos actores enfocados en la experiencia del cliente, ganan una participaci\u00f3n significativa en el mercado, seg\u00fan el <\/strong>World Retail Banking Report<\/strong><\/a> 2020 (WRBR) publicado por <\/strong>Capgemini<\/strong><\/a> y <\/strong>Efma<\/strong><\/a>. A medida que el entorno de la pandemia est\u00e1 llevando a los consumidores a interactuar m\u00e1s digitalmente con sus bancos, los modelos de plataformas ofrecen agilidad y escalabilidad en tiempos de incertidumbre. El reporte resalta que a los bancos basados en plataformas les resulta hasta dos veces m\u00e1s f\u00e1cil aumentar las ganancias operativas, liberar nuevas fuentes de valor y mejorar la eficiencia operativa.<\/strong><\/p>\n\n\n\nEl reporte revela que el sector financiero global se encuentra en medio de una transformaci\u00f3n hist\u00f3rica, ya que los actores no tradicionales, \u00e1giles y digitalmente nativos, contin\u00faan abogando por la experiencia del cliente y redefiniendo principios arraigados para obtener mayor tracci\u00f3n en el mercado. Con m\u00e1s de la mitad de los consumidores (57%) que ahora prefieren la banca por internet, en comparaci\u00f3n con el 49% anterior a COVID-19, y el 55% que prefieren las aplicaciones m\u00f3viles bancarias, en comparaci\u00f3n con el 47% anterior, las apuestas han aumentado a\u00fan m\u00e1s a medida que contin\u00faa el contexto COVID-19 para llevar a los consumidores hacia la banca digital.<\/p>\n\n\n\nEl reporte sugiere que los bancos deben evolucionar hacia modelos basados en plataformas para impulsar el crecimiento y la innovaci\u00f3n necesarios para mantenerse competitivos y que adoptar Open X[1]<\/a> ser\u00e1 fundamental para alcanzar el \u00e9xito a largo plazo. Si bien COVID-19 ha acelerado la urgencia de la transformaci\u00f3n digital, los bancos podr\u00edan necesitar un enfoque m\u00e1s pragm\u00e1tico de la transformaci\u00f3n para continuar su camino hacia Open X ante estos momentos de incertidumbre.<\/p>\n\n\n\n\u201cLos consumidores esperan una experiencia digital perfecta de sus proveedores financieros, ya que se han acostumbrado a los BigTechs[2]<\/strong><\/a> en otros aspectos de su vida. Los bancos tradicionales se enfrentan al reto de cumplir con estas expectativas dado que los nuevos competidores, digitalmente nativos, se enfocan en la experiencia del cliente desde el primer d\u00eda\u201d<\/em>, explica Anirban Bose, CEO de Servicios Financieros de Capgemini y miembro del Consejo Ejecutivo del Grupo.<\/p>\n\n\n\n\u201cLos bancos que ahora inviertan en modernizar su tecnolog\u00eda core y la evolucionen hacia una experiencia basada en plataformas, seducir\u00e1n a los clientes y crecer\u00e1n de manera rentable\u201d.<\/em><\/p>\n\n\n\n\u201cCOVID-19 ha centrado la atenci\u00f3n en la experiencia de la banca digital<\/em>\u201c, se\u00f1al\u00f3 John Berry, CEO de Efma. \u201cLa modernizaci\u00f3n de los sistemas heredados debe ser priorizada por los bancos que buscan acelerar su crecimiento a medida que las expectativas de los clientes aumentan y aquellos que no presten atenci\u00f3n queden con el riesgo de quedarse rezagados\u201d.<\/em><\/p>\n\n\n\nLa evoluci\u00f3n de los sistemas heredados transformar\u00e1 la esencia<\/strong><\/p>\n\n\n\nAlgunos bancos tienen una acumulaci\u00f3n de sistemas heredados al haber priorizado las ganancias a corto plazo sobre la sostenibilidad a largo plazo. Esta situaci\u00f3n hace que integrar tecnolog\u00edas emergentes sea un reto, lo que est\u00e1 afectando la experiencia del cliente y la excelencia operativa. Sin embargo, a pesar de los desaf\u00edos que representa el sistema heredado y las ventajas de un core moderno, los bancos son reacios a tomar medidas transformadoras debido a los niveles de recursos necesarios y los riesgos asociados con una implementaci\u00f3n ineficiente.<\/p>\n\n\n\nLos ejecutivos bancarios reconocen los obst\u00e1culos de migrar a un modelo de plataforma. El reporte encontr\u00f3 que 80% de los ejecutivos bancarios mencionaron preocupaciones de ciberseguridad y privacidad, gesti\u00f3n de datos obsoleta (68%) e identificaci\u00f3n de los socios adecuados (73%) como las barreras principales para migrar a un sistema de plataforma.<\/p>\n\n\n\nLas alianzas y Open X son ingredientes clave para la transformaci\u00f3n<\/strong><\/p>\n\n\n\nEl reporte de Capgemini describe c\u00f3mo los bancos pueden superar sus desaf\u00edos y abordar la transformaci\u00f3n de la banca central a trav\u00e9s de una orquestaci\u00f3n estrat\u00e9gica, integrada y colaborativa. La investigaci\u00f3n[3]<\/a> muestra que la modernizaci\u00f3n progresiva es el m\u00e9todo de evoluci\u00f3n preferido (54%) entre los ejecutivos bancarios, lo que permite a los bancos actualizar las funciones m\u00e1s cr\u00edticas y transformar gradualmente los sistemas heredados.<\/p>\n\n\n\nLas alianzas tambi\u00e9n son un claro acelerador del \u00e9xito de los bancos. Dos terceras partes (66%) de los ejecutivos bancarios dicen que tarda 1-2 a\u00f1os innovar y lanzar un nuevo concepto cuando se trabaja en solitario; 58% se\u00f1al\u00f3 que tomar\u00e1 menos de un a\u00f1o lanzar un producto en colaboraci\u00f3n con socios de FinTechs\/BigTech. Sin embargo, los asuntos regulatorios y de cumplimiento (72%) y la poca compatibilidad de TI (72%) se identifican como barreras para una colaboraci\u00f3n efectiva. El modelo Open X act\u00faa ayudando a los bancos a reducir los costos operativos y transitar de una inversi\u00f3n fija alta en desarrollo de TI a un modelo de costos m\u00e1s rentable y flexible que incorpore actores especializados en el ecosistema.<\/p>\n\n\n\nLos modelos de plataforma diversifican las fuentes de ingresos y crean un nuevo ecosistema digital<\/strong><\/p>\n\n\n\nLos bancos que adoptan modelos de plataforma pueden ampliar su alcance en el mercado, mejorar la eficiencia operativa, aumentar la rentabilidad del negocio y ofrecer productos y servicios diferenciados y personalizados con respecto a sus competidores tradicionales. Al cambiar a un modelo basado en plataformas, los bancos que experimentaban un crecimiento incremental de clientes pueden crear nuevos modelos de negocio para monetizar algunas de sus fortalezas.<\/p>\n\n\n\nEl reporte describe tres opciones principales para transformarse en un modelo basado en la plataforma: los bancos pueden comprar e integrar una nueva plataforma, construir la suya propia o compartir las que ya est\u00e1n listas para usarse. Las barreras para un modelo basado en plataformas incluyen seguridad, sistemas bancarios centrales heredados, gesti\u00f3n de datos obsoletos, cultura inherente de aversi\u00f3n al riesgo, identificaci\u00f3n de los socios correctos y restricciones presupuestarias.<\/p>\n\n\n\nMetodolog\u00eda del reporte<\/strong><\/p>\n\n\n\nEl World Retail Banking Report 2020 se basa en los hallazgos de investigaci\u00f3n del Global Retail Banking Executive Survey 2020, entrevistas ejecutivas y el \u00cdndice de Preparaci\u00f3n Open X de Capgemini, e incluye perspectivas de entrevistas enfocadas y encuestas a m\u00e1s de 80 ejecutivos senior de bancos l\u00edderes en todas las regiones.<\/p>\n\n\n\nPara m\u00e1s informaci\u00f3n, favor visite www.worldretailbankingreport.com<\/a>.<\/p>\n\n\n\nAcerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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El reporte revela que el sector financiero global se encuentra en medio de una transformaci\u00f3n hist\u00f3rica, ya que los actores no tradicionales, \u00e1giles y digitalmente nativos, contin\u00faan abogando por la experiencia del cliente y redefiniendo principios arraigados para obtener mayor tracci\u00f3n en el mercado. Con m\u00e1s de la mitad de los consumidores (57%) que ahora prefieren la banca por internet, en comparaci\u00f3n con el 49% anterior a COVID-19, y el 55% que prefieren las aplicaciones m\u00f3viles bancarias, en comparaci\u00f3n con el 47% anterior, las apuestas han aumentado a\u00fan m\u00e1s a medida que contin\u00faa el contexto COVID-19 para llevar a los consumidores hacia la banca digital.<\/p>\n\n\n\n
El reporte sugiere que los bancos deben evolucionar hacia modelos basados en plataformas para impulsar el crecimiento y la innovaci\u00f3n necesarios para mantenerse competitivos y que adoptar Open X[1]<\/a> ser\u00e1 fundamental para alcanzar el \u00e9xito a largo plazo. Si bien COVID-19 ha acelerado la urgencia de la transformaci\u00f3n digital, los bancos podr\u00edan necesitar un enfoque m\u00e1s pragm\u00e1tico de la transformaci\u00f3n para continuar su camino hacia Open X ante estos momentos de incertidumbre.<\/p>\n\n\n\n\u201cLos consumidores esperan una experiencia digital perfecta de sus proveedores financieros, ya que se han acostumbrado a los BigTechs[2]<\/strong><\/a> en otros aspectos de su vida. Los bancos tradicionales se enfrentan al reto de cumplir con estas expectativas dado que los nuevos competidores, digitalmente nativos, se enfocan en la experiencia del cliente desde el primer d\u00eda\u201d<\/em>, explica Anirban Bose, CEO de Servicios Financieros de Capgemini y miembro del Consejo Ejecutivo del Grupo.<\/p>\n\n\n\n\u201cLos bancos que ahora inviertan en modernizar su tecnolog\u00eda core y la evolucionen hacia una experiencia basada en plataformas, seducir\u00e1n a los clientes y crecer\u00e1n de manera rentable\u201d.<\/em><\/p>\n\n\n\n\u201cCOVID-19 ha centrado la atenci\u00f3n en la experiencia de la banca digital<\/em>\u201c, se\u00f1al\u00f3 John Berry, CEO de Efma. \u201cLa modernizaci\u00f3n de los sistemas heredados debe ser priorizada por los bancos que buscan acelerar su crecimiento a medida que las expectativas de los clientes aumentan y aquellos que no presten atenci\u00f3n queden con el riesgo de quedarse rezagados\u201d.<\/em><\/p>\n\n\n\nLa evoluci\u00f3n de los sistemas heredados transformar\u00e1 la esencia<\/strong><\/p>\n\n\n\nAlgunos bancos tienen una acumulaci\u00f3n de sistemas heredados al haber priorizado las ganancias a corto plazo sobre la sostenibilidad a largo plazo. Esta situaci\u00f3n hace que integrar tecnolog\u00edas emergentes sea un reto, lo que est\u00e1 afectando la experiencia del cliente y la excelencia operativa. Sin embargo, a pesar de los desaf\u00edos que representa el sistema heredado y las ventajas de un core moderno, los bancos son reacios a tomar medidas transformadoras debido a los niveles de recursos necesarios y los riesgos asociados con una implementaci\u00f3n ineficiente.<\/p>\n\n\n\nLos ejecutivos bancarios reconocen los obst\u00e1culos de migrar a un modelo de plataforma. El reporte encontr\u00f3 que 80% de los ejecutivos bancarios mencionaron preocupaciones de ciberseguridad y privacidad, gesti\u00f3n de datos obsoleta (68%) e identificaci\u00f3n de los socios adecuados (73%) como las barreras principales para migrar a un sistema de plataforma.<\/p>\n\n\n\nLas alianzas y Open X son ingredientes clave para la transformaci\u00f3n<\/strong><\/p>\n\n\n\nEl reporte de Capgemini describe c\u00f3mo los bancos pueden superar sus desaf\u00edos y abordar la transformaci\u00f3n de la banca central a trav\u00e9s de una orquestaci\u00f3n estrat\u00e9gica, integrada y colaborativa. La investigaci\u00f3n[3]<\/a> muestra que la modernizaci\u00f3n progresiva es el m\u00e9todo de evoluci\u00f3n preferido (54%) entre los ejecutivos bancarios, lo que permite a los bancos actualizar las funciones m\u00e1s cr\u00edticas y transformar gradualmente los sistemas heredados.<\/p>\n\n\n\nLas alianzas tambi\u00e9n son un claro acelerador del \u00e9xito de los bancos. Dos terceras partes (66%) de los ejecutivos bancarios dicen que tarda 1-2 a\u00f1os innovar y lanzar un nuevo concepto cuando se trabaja en solitario; 58% se\u00f1al\u00f3 que tomar\u00e1 menos de un a\u00f1o lanzar un producto en colaboraci\u00f3n con socios de FinTechs\/BigTech. Sin embargo, los asuntos regulatorios y de cumplimiento (72%) y la poca compatibilidad de TI (72%) se identifican como barreras para una colaboraci\u00f3n efectiva. El modelo Open X act\u00faa ayudando a los bancos a reducir los costos operativos y transitar de una inversi\u00f3n fija alta en desarrollo de TI a un modelo de costos m\u00e1s rentable y flexible que incorpore actores especializados en el ecosistema.<\/p>\n\n\n\nLos modelos de plataforma diversifican las fuentes de ingresos y crean un nuevo ecosistema digital<\/strong><\/p>\n\n\n\nLos bancos que adoptan modelos de plataforma pueden ampliar su alcance en el mercado, mejorar la eficiencia operativa, aumentar la rentabilidad del negocio y ofrecer productos y servicios diferenciados y personalizados con respecto a sus competidores tradicionales. Al cambiar a un modelo basado en plataformas, los bancos que experimentaban un crecimiento incremental de clientes pueden crear nuevos modelos de negocio para monetizar algunas de sus fortalezas.<\/p>\n\n\n\nEl reporte describe tres opciones principales para transformarse en un modelo basado en la plataforma: los bancos pueden comprar e integrar una nueva plataforma, construir la suya propia o compartir las que ya est\u00e1n listas para usarse. Las barreras para un modelo basado en plataformas incluyen seguridad, sistemas bancarios centrales heredados, gesti\u00f3n de datos obsoletos, cultura inherente de aversi\u00f3n al riesgo, identificaci\u00f3n de los socios correctos y restricciones presupuestarias.<\/p>\n\n\n\nMetodolog\u00eda del reporte<\/strong><\/p>\n\n\n\nEl World Retail Banking Report 2020 se basa en los hallazgos de investigaci\u00f3n del Global Retail Banking Executive Survey 2020, entrevistas ejecutivas y el \u00cdndice de Preparaci\u00f3n Open X de Capgemini, e incluye perspectivas de entrevistas enfocadas y encuestas a m\u00e1s de 80 ejecutivos senior de bancos l\u00edderes en todas las regiones.<\/p>\n\n\n\nPara m\u00e1s informaci\u00f3n, favor visite www.worldretailbankingreport.com<\/a>.<\/p>\n\n\n\nAcerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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\u201cLos consumidores esperan una experiencia digital perfecta de sus proveedores financieros, ya que se han acostumbrado a los BigTechs[2]<\/strong><\/a> en otros aspectos de su vida. Los bancos tradicionales se enfrentan al reto de cumplir con estas expectativas dado que los nuevos competidores, digitalmente nativos, se enfocan en la experiencia del cliente desde el primer d\u00eda\u201d<\/em>, explica Anirban Bose, CEO de Servicios Financieros de Capgemini y miembro del Consejo Ejecutivo del Grupo.<\/p>\n\n\n\n\u201cLos bancos que ahora inviertan en modernizar su tecnolog\u00eda core y la evolucionen hacia una experiencia basada en plataformas, seducir\u00e1n a los clientes y crecer\u00e1n de manera rentable\u201d.<\/em><\/p>\n\n\n\n\u201cCOVID-19 ha centrado la atenci\u00f3n en la experiencia de la banca digital<\/em>\u201c, se\u00f1al\u00f3 John Berry, CEO de Efma. \u201cLa modernizaci\u00f3n de los sistemas heredados debe ser priorizada por los bancos que buscan acelerar su crecimiento a medida que las expectativas de los clientes aumentan y aquellos que no presten atenci\u00f3n queden con el riesgo de quedarse rezagados\u201d.<\/em><\/p>\n\n\n\nLa evoluci\u00f3n de los sistemas heredados transformar\u00e1 la esencia<\/strong><\/p>\n\n\n\nAlgunos bancos tienen una acumulaci\u00f3n de sistemas heredados al haber priorizado las ganancias a corto plazo sobre la sostenibilidad a largo plazo. Esta situaci\u00f3n hace que integrar tecnolog\u00edas emergentes sea un reto, lo que est\u00e1 afectando la experiencia del cliente y la excelencia operativa. Sin embargo, a pesar de los desaf\u00edos que representa el sistema heredado y las ventajas de un core moderno, los bancos son reacios a tomar medidas transformadoras debido a los niveles de recursos necesarios y los riesgos asociados con una implementaci\u00f3n ineficiente.<\/p>\n\n\n\nLos ejecutivos bancarios reconocen los obst\u00e1culos de migrar a un modelo de plataforma. El reporte encontr\u00f3 que 80% de los ejecutivos bancarios mencionaron preocupaciones de ciberseguridad y privacidad, gesti\u00f3n de datos obsoleta (68%) e identificaci\u00f3n de los socios adecuados (73%) como las barreras principales para migrar a un sistema de plataforma.<\/p>\n\n\n\nLas alianzas y Open X son ingredientes clave para la transformaci\u00f3n<\/strong><\/p>\n\n\n\nEl reporte de Capgemini describe c\u00f3mo los bancos pueden superar sus desaf\u00edos y abordar la transformaci\u00f3n de la banca central a trav\u00e9s de una orquestaci\u00f3n estrat\u00e9gica, integrada y colaborativa. La investigaci\u00f3n[3]<\/a> muestra que la modernizaci\u00f3n progresiva es el m\u00e9todo de evoluci\u00f3n preferido (54%) entre los ejecutivos bancarios, lo que permite a los bancos actualizar las funciones m\u00e1s cr\u00edticas y transformar gradualmente los sistemas heredados.<\/p>\n\n\n\nLas alianzas tambi\u00e9n son un claro acelerador del \u00e9xito de los bancos. Dos terceras partes (66%) de los ejecutivos bancarios dicen que tarda 1-2 a\u00f1os innovar y lanzar un nuevo concepto cuando se trabaja en solitario; 58% se\u00f1al\u00f3 que tomar\u00e1 menos de un a\u00f1o lanzar un producto en colaboraci\u00f3n con socios de FinTechs\/BigTech. Sin embargo, los asuntos regulatorios y de cumplimiento (72%) y la poca compatibilidad de TI (72%) se identifican como barreras para una colaboraci\u00f3n efectiva. El modelo Open X act\u00faa ayudando a los bancos a reducir los costos operativos y transitar de una inversi\u00f3n fija alta en desarrollo de TI a un modelo de costos m\u00e1s rentable y flexible que incorpore actores especializados en el ecosistema.<\/p>\n\n\n\nLos modelos de plataforma diversifican las fuentes de ingresos y crean un nuevo ecosistema digital<\/strong><\/p>\n\n\n\nLos bancos que adoptan modelos de plataforma pueden ampliar su alcance en el mercado, mejorar la eficiencia operativa, aumentar la rentabilidad del negocio y ofrecer productos y servicios diferenciados y personalizados con respecto a sus competidores tradicionales. Al cambiar a un modelo basado en plataformas, los bancos que experimentaban un crecimiento incremental de clientes pueden crear nuevos modelos de negocio para monetizar algunas de sus fortalezas.<\/p>\n\n\n\nEl reporte describe tres opciones principales para transformarse en un modelo basado en la plataforma: los bancos pueden comprar e integrar una nueva plataforma, construir la suya propia o compartir las que ya est\u00e1n listas para usarse. Las barreras para un modelo basado en plataformas incluyen seguridad, sistemas bancarios centrales heredados, gesti\u00f3n de datos obsoletos, cultura inherente de aversi\u00f3n al riesgo, identificaci\u00f3n de los socios correctos y restricciones presupuestarias.<\/p>\n\n\n\nMetodolog\u00eda del reporte<\/strong><\/p>\n\n\n\nEl World Retail Banking Report 2020 se basa en los hallazgos de investigaci\u00f3n del Global Retail Banking Executive Survey 2020, entrevistas ejecutivas y el \u00cdndice de Preparaci\u00f3n Open X de Capgemini, e incluye perspectivas de entrevistas enfocadas y encuestas a m\u00e1s de 80 ejecutivos senior de bancos l\u00edderes en todas las regiones.<\/p>\n\n\n\nPara m\u00e1s informaci\u00f3n, favor visite www.worldretailbankingreport.com<\/a>.<\/p>\n\n\n\nAcerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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\u201cLos bancos que ahora inviertan en modernizar su tecnolog\u00eda core y la evolucionen hacia una experiencia basada en plataformas, seducir\u00e1n a los clientes y crecer\u00e1n de manera rentable\u201d.<\/em><\/p>\n\n\n\n\u201cCOVID-19 ha centrado la atenci\u00f3n en la experiencia de la banca digital<\/em>\u201c, se\u00f1al\u00f3 John Berry, CEO de Efma. \u201cLa modernizaci\u00f3n de los sistemas heredados debe ser priorizada por los bancos que buscan acelerar su crecimiento a medida que las expectativas de los clientes aumentan y aquellos que no presten atenci\u00f3n queden con el riesgo de quedarse rezagados\u201d.<\/em><\/p>\n\n\n\nLa evoluci\u00f3n de los sistemas heredados transformar\u00e1 la esencia<\/strong><\/p>\n\n\n\nAlgunos bancos tienen una acumulaci\u00f3n de sistemas heredados al haber priorizado las ganancias a corto plazo sobre la sostenibilidad a largo plazo. Esta situaci\u00f3n hace que integrar tecnolog\u00edas emergentes sea un reto, lo que est\u00e1 afectando la experiencia del cliente y la excelencia operativa. Sin embargo, a pesar de los desaf\u00edos que representa el sistema heredado y las ventajas de un core moderno, los bancos son reacios a tomar medidas transformadoras debido a los niveles de recursos necesarios y los riesgos asociados con una implementaci\u00f3n ineficiente.<\/p>\n\n\n\nLos ejecutivos bancarios reconocen los obst\u00e1culos de migrar a un modelo de plataforma. El reporte encontr\u00f3 que 80% de los ejecutivos bancarios mencionaron preocupaciones de ciberseguridad y privacidad, gesti\u00f3n de datos obsoleta (68%) e identificaci\u00f3n de los socios adecuados (73%) como las barreras principales para migrar a un sistema de plataforma.<\/p>\n\n\n\nLas alianzas y Open X son ingredientes clave para la transformaci\u00f3n<\/strong><\/p>\n\n\n\nEl reporte de Capgemini describe c\u00f3mo los bancos pueden superar sus desaf\u00edos y abordar la transformaci\u00f3n de la banca central a trav\u00e9s de una orquestaci\u00f3n estrat\u00e9gica, integrada y colaborativa. La investigaci\u00f3n[3]<\/a> muestra que la modernizaci\u00f3n progresiva es el m\u00e9todo de evoluci\u00f3n preferido (54%) entre los ejecutivos bancarios, lo que permite a los bancos actualizar las funciones m\u00e1s cr\u00edticas y transformar gradualmente los sistemas heredados.<\/p>\n\n\n\nLas alianzas tambi\u00e9n son un claro acelerador del \u00e9xito de los bancos. Dos terceras partes (66%) de los ejecutivos bancarios dicen que tarda 1-2 a\u00f1os innovar y lanzar un nuevo concepto cuando se trabaja en solitario; 58% se\u00f1al\u00f3 que tomar\u00e1 menos de un a\u00f1o lanzar un producto en colaboraci\u00f3n con socios de FinTechs\/BigTech. Sin embargo, los asuntos regulatorios y de cumplimiento (72%) y la poca compatibilidad de TI (72%) se identifican como barreras para una colaboraci\u00f3n efectiva. El modelo Open X act\u00faa ayudando a los bancos a reducir los costos operativos y transitar de una inversi\u00f3n fija alta en desarrollo de TI a un modelo de costos m\u00e1s rentable y flexible que incorpore actores especializados en el ecosistema.<\/p>\n\n\n\nLos modelos de plataforma diversifican las fuentes de ingresos y crean un nuevo ecosistema digital<\/strong><\/p>\n\n\n\nLos bancos que adoptan modelos de plataforma pueden ampliar su alcance en el mercado, mejorar la eficiencia operativa, aumentar la rentabilidad del negocio y ofrecer productos y servicios diferenciados y personalizados con respecto a sus competidores tradicionales. Al cambiar a un modelo basado en plataformas, los bancos que experimentaban un crecimiento incremental de clientes pueden crear nuevos modelos de negocio para monetizar algunas de sus fortalezas.<\/p>\n\n\n\nEl reporte describe tres opciones principales para transformarse en un modelo basado en la plataforma: los bancos pueden comprar e integrar una nueva plataforma, construir la suya propia o compartir las que ya est\u00e1n listas para usarse. Las barreras para un modelo basado en plataformas incluyen seguridad, sistemas bancarios centrales heredados, gesti\u00f3n de datos obsoletos, cultura inherente de aversi\u00f3n al riesgo, identificaci\u00f3n de los socios correctos y restricciones presupuestarias.<\/p>\n\n\n\nMetodolog\u00eda del reporte<\/strong><\/p>\n\n\n\nEl World Retail Banking Report 2020 se basa en los hallazgos de investigaci\u00f3n del Global Retail Banking Executive Survey 2020, entrevistas ejecutivas y el \u00cdndice de Preparaci\u00f3n Open X de Capgemini, e incluye perspectivas de entrevistas enfocadas y encuestas a m\u00e1s de 80 ejecutivos senior de bancos l\u00edderes en todas las regiones.<\/p>\n\n\n\nPara m\u00e1s informaci\u00f3n, favor visite www.worldretailbankingreport.com<\/a>.<\/p>\n\n\n\nAcerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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\u201cCOVID-19 ha centrado la atenci\u00f3n en la experiencia de la banca digital<\/em>\u201c, se\u00f1al\u00f3 John Berry, CEO de Efma. \u201cLa modernizaci\u00f3n de los sistemas heredados debe ser priorizada por los bancos que buscan acelerar su crecimiento a medida que las expectativas de los clientes aumentan y aquellos que no presten atenci\u00f3n queden con el riesgo de quedarse rezagados\u201d.<\/em><\/p>\n\n\n\nLa evoluci\u00f3n de los sistemas heredados transformar\u00e1 la esencia<\/strong><\/p>\n\n\n\nAlgunos bancos tienen una acumulaci\u00f3n de sistemas heredados al haber priorizado las ganancias a corto plazo sobre la sostenibilidad a largo plazo. Esta situaci\u00f3n hace que integrar tecnolog\u00edas emergentes sea un reto, lo que est\u00e1 afectando la experiencia del cliente y la excelencia operativa. Sin embargo, a pesar de los desaf\u00edos que representa el sistema heredado y las ventajas de un core moderno, los bancos son reacios a tomar medidas transformadoras debido a los niveles de recursos necesarios y los riesgos asociados con una implementaci\u00f3n ineficiente.<\/p>\n\n\n\nLos ejecutivos bancarios reconocen los obst\u00e1culos de migrar a un modelo de plataforma. El reporte encontr\u00f3 que 80% de los ejecutivos bancarios mencionaron preocupaciones de ciberseguridad y privacidad, gesti\u00f3n de datos obsoleta (68%) e identificaci\u00f3n de los socios adecuados (73%) como las barreras principales para migrar a un sistema de plataforma.<\/p>\n\n\n\nLas alianzas y Open X son ingredientes clave para la transformaci\u00f3n<\/strong><\/p>\n\n\n\nEl reporte de Capgemini describe c\u00f3mo los bancos pueden superar sus desaf\u00edos y abordar la transformaci\u00f3n de la banca central a trav\u00e9s de una orquestaci\u00f3n estrat\u00e9gica, integrada y colaborativa. La investigaci\u00f3n[3]<\/a> muestra que la modernizaci\u00f3n progresiva es el m\u00e9todo de evoluci\u00f3n preferido (54%) entre los ejecutivos bancarios, lo que permite a los bancos actualizar las funciones m\u00e1s cr\u00edticas y transformar gradualmente los sistemas heredados.<\/p>\n\n\n\nLas alianzas tambi\u00e9n son un claro acelerador del \u00e9xito de los bancos. Dos terceras partes (66%) de los ejecutivos bancarios dicen que tarda 1-2 a\u00f1os innovar y lanzar un nuevo concepto cuando se trabaja en solitario; 58% se\u00f1al\u00f3 que tomar\u00e1 menos de un a\u00f1o lanzar un producto en colaboraci\u00f3n con socios de FinTechs\/BigTech. Sin embargo, los asuntos regulatorios y de cumplimiento (72%) y la poca compatibilidad de TI (72%) se identifican como barreras para una colaboraci\u00f3n efectiva. El modelo Open X act\u00faa ayudando a los bancos a reducir los costos operativos y transitar de una inversi\u00f3n fija alta en desarrollo de TI a un modelo de costos m\u00e1s rentable y flexible que incorpore actores especializados en el ecosistema.<\/p>\n\n\n\nLos modelos de plataforma diversifican las fuentes de ingresos y crean un nuevo ecosistema digital<\/strong><\/p>\n\n\n\nLos bancos que adoptan modelos de plataforma pueden ampliar su alcance en el mercado, mejorar la eficiencia operativa, aumentar la rentabilidad del negocio y ofrecer productos y servicios diferenciados y personalizados con respecto a sus competidores tradicionales. Al cambiar a un modelo basado en plataformas, los bancos que experimentaban un crecimiento incremental de clientes pueden crear nuevos modelos de negocio para monetizar algunas de sus fortalezas.<\/p>\n\n\n\nEl reporte describe tres opciones principales para transformarse en un modelo basado en la plataforma: los bancos pueden comprar e integrar una nueva plataforma, construir la suya propia o compartir las que ya est\u00e1n listas para usarse. Las barreras para un modelo basado en plataformas incluyen seguridad, sistemas bancarios centrales heredados, gesti\u00f3n de datos obsoletos, cultura inherente de aversi\u00f3n al riesgo, identificaci\u00f3n de los socios correctos y restricciones presupuestarias.<\/p>\n\n\n\nMetodolog\u00eda del reporte<\/strong><\/p>\n\n\n\nEl World Retail Banking Report 2020 se basa en los hallazgos de investigaci\u00f3n del Global Retail Banking Executive Survey 2020, entrevistas ejecutivas y el \u00cdndice de Preparaci\u00f3n Open X de Capgemini, e incluye perspectivas de entrevistas enfocadas y encuestas a m\u00e1s de 80 ejecutivos senior de bancos l\u00edderes en todas las regiones.<\/p>\n\n\n\nPara m\u00e1s informaci\u00f3n, favor visite www.worldretailbankingreport.com<\/a>.<\/p>\n\n\n\nAcerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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La evoluci\u00f3n de los sistemas heredados transformar\u00e1 la esencia<\/strong><\/p>\n\n\n\nAlgunos bancos tienen una acumulaci\u00f3n de sistemas heredados al haber priorizado las ganancias a corto plazo sobre la sostenibilidad a largo plazo. Esta situaci\u00f3n hace que integrar tecnolog\u00edas emergentes sea un reto, lo que est\u00e1 afectando la experiencia del cliente y la excelencia operativa. Sin embargo, a pesar de los desaf\u00edos que representa el sistema heredado y las ventajas de un core moderno, los bancos son reacios a tomar medidas transformadoras debido a los niveles de recursos necesarios y los riesgos asociados con una implementaci\u00f3n ineficiente.<\/p>\n\n\n\nLos ejecutivos bancarios reconocen los obst\u00e1culos de migrar a un modelo de plataforma. El reporte encontr\u00f3 que 80% de los ejecutivos bancarios mencionaron preocupaciones de ciberseguridad y privacidad, gesti\u00f3n de datos obsoleta (68%) e identificaci\u00f3n de los socios adecuados (73%) como las barreras principales para migrar a un sistema de plataforma.<\/p>\n\n\n\nLas alianzas y Open X son ingredientes clave para la transformaci\u00f3n<\/strong><\/p>\n\n\n\nEl reporte de Capgemini describe c\u00f3mo los bancos pueden superar sus desaf\u00edos y abordar la transformaci\u00f3n de la banca central a trav\u00e9s de una orquestaci\u00f3n estrat\u00e9gica, integrada y colaborativa. La investigaci\u00f3n[3]<\/a> muestra que la modernizaci\u00f3n progresiva es el m\u00e9todo de evoluci\u00f3n preferido (54%) entre los ejecutivos bancarios, lo que permite a los bancos actualizar las funciones m\u00e1s cr\u00edticas y transformar gradualmente los sistemas heredados.<\/p>\n\n\n\nLas alianzas tambi\u00e9n son un claro acelerador del \u00e9xito de los bancos. Dos terceras partes (66%) de los ejecutivos bancarios dicen que tarda 1-2 a\u00f1os innovar y lanzar un nuevo concepto cuando se trabaja en solitario; 58% se\u00f1al\u00f3 que tomar\u00e1 menos de un a\u00f1o lanzar un producto en colaboraci\u00f3n con socios de FinTechs\/BigTech. Sin embargo, los asuntos regulatorios y de cumplimiento (72%) y la poca compatibilidad de TI (72%) se identifican como barreras para una colaboraci\u00f3n efectiva. El modelo Open X act\u00faa ayudando a los bancos a reducir los costos operativos y transitar de una inversi\u00f3n fija alta en desarrollo de TI a un modelo de costos m\u00e1s rentable y flexible que incorpore actores especializados en el ecosistema.<\/p>\n\n\n\nLos modelos de plataforma diversifican las fuentes de ingresos y crean un nuevo ecosistema digital<\/strong><\/p>\n\n\n\nLos bancos que adoptan modelos de plataforma pueden ampliar su alcance en el mercado, mejorar la eficiencia operativa, aumentar la rentabilidad del negocio y ofrecer productos y servicios diferenciados y personalizados con respecto a sus competidores tradicionales. Al cambiar a un modelo basado en plataformas, los bancos que experimentaban un crecimiento incremental de clientes pueden crear nuevos modelos de negocio para monetizar algunas de sus fortalezas.<\/p>\n\n\n\nEl reporte describe tres opciones principales para transformarse en un modelo basado en la plataforma: los bancos pueden comprar e integrar una nueva plataforma, construir la suya propia o compartir las que ya est\u00e1n listas para usarse. Las barreras para un modelo basado en plataformas incluyen seguridad, sistemas bancarios centrales heredados, gesti\u00f3n de datos obsoletos, cultura inherente de aversi\u00f3n al riesgo, identificaci\u00f3n de los socios correctos y restricciones presupuestarias.<\/p>\n\n\n\nMetodolog\u00eda del reporte<\/strong><\/p>\n\n\n\nEl World Retail Banking Report 2020 se basa en los hallazgos de investigaci\u00f3n del Global Retail Banking Executive Survey 2020, entrevistas ejecutivas y el \u00cdndice de Preparaci\u00f3n Open X de Capgemini, e incluye perspectivas de entrevistas enfocadas y encuestas a m\u00e1s de 80 ejecutivos senior de bancos l\u00edderes en todas las regiones.<\/p>\n\n\n\nPara m\u00e1s informaci\u00f3n, favor visite www.worldretailbankingreport.com<\/a>.<\/p>\n\n\n\nAcerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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Algunos bancos tienen una acumulaci\u00f3n de sistemas heredados al haber priorizado las ganancias a corto plazo sobre la sostenibilidad a largo plazo. Esta situaci\u00f3n hace que integrar tecnolog\u00edas emergentes sea un reto, lo que est\u00e1 afectando la experiencia del cliente y la excelencia operativa. Sin embargo, a pesar de los desaf\u00edos que representa el sistema heredado y las ventajas de un core moderno, los bancos son reacios a tomar medidas transformadoras debido a los niveles de recursos necesarios y los riesgos asociados con una implementaci\u00f3n ineficiente.<\/p>\n\n\n\n
Los ejecutivos bancarios reconocen los obst\u00e1culos de migrar a un modelo de plataforma. El reporte encontr\u00f3 que 80% de los ejecutivos bancarios mencionaron preocupaciones de ciberseguridad y privacidad, gesti\u00f3n de datos obsoleta (68%) e identificaci\u00f3n de los socios adecuados (73%) como las barreras principales para migrar a un sistema de plataforma.<\/p>\n\n\n\n
Las alianzas y Open X son ingredientes clave para la transformaci\u00f3n<\/strong><\/p>\n\n\n\nEl reporte de Capgemini describe c\u00f3mo los bancos pueden superar sus desaf\u00edos y abordar la transformaci\u00f3n de la banca central a trav\u00e9s de una orquestaci\u00f3n estrat\u00e9gica, integrada y colaborativa. La investigaci\u00f3n[3]<\/a> muestra que la modernizaci\u00f3n progresiva es el m\u00e9todo de evoluci\u00f3n preferido (54%) entre los ejecutivos bancarios, lo que permite a los bancos actualizar las funciones m\u00e1s cr\u00edticas y transformar gradualmente los sistemas heredados.<\/p>\n\n\n\nLas alianzas tambi\u00e9n son un claro acelerador del \u00e9xito de los bancos. Dos terceras partes (66%) de los ejecutivos bancarios dicen que tarda 1-2 a\u00f1os innovar y lanzar un nuevo concepto cuando se trabaja en solitario; 58% se\u00f1al\u00f3 que tomar\u00e1 menos de un a\u00f1o lanzar un producto en colaboraci\u00f3n con socios de FinTechs\/BigTech. Sin embargo, los asuntos regulatorios y de cumplimiento (72%) y la poca compatibilidad de TI (72%) se identifican como barreras para una colaboraci\u00f3n efectiva. El modelo Open X act\u00faa ayudando a los bancos a reducir los costos operativos y transitar de una inversi\u00f3n fija alta en desarrollo de TI a un modelo de costos m\u00e1s rentable y flexible que incorpore actores especializados en el ecosistema.<\/p>\n\n\n\nLos modelos de plataforma diversifican las fuentes de ingresos y crean un nuevo ecosistema digital<\/strong><\/p>\n\n\n\nLos bancos que adoptan modelos de plataforma pueden ampliar su alcance en el mercado, mejorar la eficiencia operativa, aumentar la rentabilidad del negocio y ofrecer productos y servicios diferenciados y personalizados con respecto a sus competidores tradicionales. Al cambiar a un modelo basado en plataformas, los bancos que experimentaban un crecimiento incremental de clientes pueden crear nuevos modelos de negocio para monetizar algunas de sus fortalezas.<\/p>\n\n\n\nEl reporte describe tres opciones principales para transformarse en un modelo basado en la plataforma: los bancos pueden comprar e integrar una nueva plataforma, construir la suya propia o compartir las que ya est\u00e1n listas para usarse. Las barreras para un modelo basado en plataformas incluyen seguridad, sistemas bancarios centrales heredados, gesti\u00f3n de datos obsoletos, cultura inherente de aversi\u00f3n al riesgo, identificaci\u00f3n de los socios correctos y restricciones presupuestarias.<\/p>\n\n\n\nMetodolog\u00eda del reporte<\/strong><\/p>\n\n\n\nEl World Retail Banking Report 2020 se basa en los hallazgos de investigaci\u00f3n del Global Retail Banking Executive Survey 2020, entrevistas ejecutivas y el \u00cdndice de Preparaci\u00f3n Open X de Capgemini, e incluye perspectivas de entrevistas enfocadas y encuestas a m\u00e1s de 80 ejecutivos senior de bancos l\u00edderes en todas las regiones.<\/p>\n\n\n\nPara m\u00e1s informaci\u00f3n, favor visite www.worldretailbankingreport.com<\/a>.<\/p>\n\n\n\nAcerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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El reporte de Capgemini describe c\u00f3mo los bancos pueden superar sus desaf\u00edos y abordar la transformaci\u00f3n de la banca central a trav\u00e9s de una orquestaci\u00f3n estrat\u00e9gica, integrada y colaborativa. La investigaci\u00f3n[3]<\/a> muestra que la modernizaci\u00f3n progresiva es el m\u00e9todo de evoluci\u00f3n preferido (54%) entre los ejecutivos bancarios, lo que permite a los bancos actualizar las funciones m\u00e1s cr\u00edticas y transformar gradualmente los sistemas heredados.<\/p>\n\n\n\nLas alianzas tambi\u00e9n son un claro acelerador del \u00e9xito de los bancos. Dos terceras partes (66%) de los ejecutivos bancarios dicen que tarda 1-2 a\u00f1os innovar y lanzar un nuevo concepto cuando se trabaja en solitario; 58% se\u00f1al\u00f3 que tomar\u00e1 menos de un a\u00f1o lanzar un producto en colaboraci\u00f3n con socios de FinTechs\/BigTech. Sin embargo, los asuntos regulatorios y de cumplimiento (72%) y la poca compatibilidad de TI (72%) se identifican como barreras para una colaboraci\u00f3n efectiva. El modelo Open X act\u00faa ayudando a los bancos a reducir los costos operativos y transitar de una inversi\u00f3n fija alta en desarrollo de TI a un modelo de costos m\u00e1s rentable y flexible que incorpore actores especializados en el ecosistema.<\/p>\n\n\n\nLos modelos de plataforma diversifican las fuentes de ingresos y crean un nuevo ecosistema digital<\/strong><\/p>\n\n\n\nLos bancos que adoptan modelos de plataforma pueden ampliar su alcance en el mercado, mejorar la eficiencia operativa, aumentar la rentabilidad del negocio y ofrecer productos y servicios diferenciados y personalizados con respecto a sus competidores tradicionales. Al cambiar a un modelo basado en plataformas, los bancos que experimentaban un crecimiento incremental de clientes pueden crear nuevos modelos de negocio para monetizar algunas de sus fortalezas.<\/p>\n\n\n\nEl reporte describe tres opciones principales para transformarse en un modelo basado en la plataforma: los bancos pueden comprar e integrar una nueva plataforma, construir la suya propia o compartir las que ya est\u00e1n listas para usarse. Las barreras para un modelo basado en plataformas incluyen seguridad, sistemas bancarios centrales heredados, gesti\u00f3n de datos obsoletos, cultura inherente de aversi\u00f3n al riesgo, identificaci\u00f3n de los socios correctos y restricciones presupuestarias.<\/p>\n\n\n\nMetodolog\u00eda del reporte<\/strong><\/p>\n\n\n\nEl World Retail Banking Report 2020 se basa en los hallazgos de investigaci\u00f3n del Global Retail Banking Executive Survey 2020, entrevistas ejecutivas y el \u00cdndice de Preparaci\u00f3n Open X de Capgemini, e incluye perspectivas de entrevistas enfocadas y encuestas a m\u00e1s de 80 ejecutivos senior de bancos l\u00edderes en todas las regiones.<\/p>\n\n\n\nPara m\u00e1s informaci\u00f3n, favor visite www.worldretailbankingreport.com<\/a>.<\/p>\n\n\n\nAcerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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Las alianzas tambi\u00e9n son un claro acelerador del \u00e9xito de los bancos. Dos terceras partes (66%) de los ejecutivos bancarios dicen que tarda 1-2 a\u00f1os innovar y lanzar un nuevo concepto cuando se trabaja en solitario; 58% se\u00f1al\u00f3 que tomar\u00e1 menos de un a\u00f1o lanzar un producto en colaboraci\u00f3n con socios de FinTechs\/BigTech. Sin embargo, los asuntos regulatorios y de cumplimiento (72%) y la poca compatibilidad de TI (72%) se identifican como barreras para una colaboraci\u00f3n efectiva. El modelo Open X act\u00faa ayudando a los bancos a reducir los costos operativos y transitar de una inversi\u00f3n fija alta en desarrollo de TI a un modelo de costos m\u00e1s rentable y flexible que incorpore actores especializados en el ecosistema.<\/p>\n\n\n\n
Los modelos de plataforma diversifican las fuentes de ingresos y crean un nuevo ecosistema digital<\/strong><\/p>\n\n\n\nLos bancos que adoptan modelos de plataforma pueden ampliar su alcance en el mercado, mejorar la eficiencia operativa, aumentar la rentabilidad del negocio y ofrecer productos y servicios diferenciados y personalizados con respecto a sus competidores tradicionales. Al cambiar a un modelo basado en plataformas, los bancos que experimentaban un crecimiento incremental de clientes pueden crear nuevos modelos de negocio para monetizar algunas de sus fortalezas.<\/p>\n\n\n\nEl reporte describe tres opciones principales para transformarse en un modelo basado en la plataforma: los bancos pueden comprar e integrar una nueva plataforma, construir la suya propia o compartir las que ya est\u00e1n listas para usarse. Las barreras para un modelo basado en plataformas incluyen seguridad, sistemas bancarios centrales heredados, gesti\u00f3n de datos obsoletos, cultura inherente de aversi\u00f3n al riesgo, identificaci\u00f3n de los socios correctos y restricciones presupuestarias.<\/p>\n\n\n\nMetodolog\u00eda del reporte<\/strong><\/p>\n\n\n\nEl World Retail Banking Report 2020 se basa en los hallazgos de investigaci\u00f3n del Global Retail Banking Executive Survey 2020, entrevistas ejecutivas y el \u00cdndice de Preparaci\u00f3n Open X de Capgemini, e incluye perspectivas de entrevistas enfocadas y encuestas a m\u00e1s de 80 ejecutivos senior de bancos l\u00edderes en todas las regiones.<\/p>\n\n\n\nPara m\u00e1s informaci\u00f3n, favor visite www.worldretailbankingreport.com<\/a>.<\/p>\n\n\n\nAcerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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Los bancos que adoptan modelos de plataforma pueden ampliar su alcance en el mercado, mejorar la eficiencia operativa, aumentar la rentabilidad del negocio y ofrecer productos y servicios diferenciados y personalizados con respecto a sus competidores tradicionales. Al cambiar a un modelo basado en plataformas, los bancos que experimentaban un crecimiento incremental de clientes pueden crear nuevos modelos de negocio para monetizar algunas de sus fortalezas.<\/p>\n\n\n\n
El reporte describe tres opciones principales para transformarse en un modelo basado en la plataforma: los bancos pueden comprar e integrar una nueva plataforma, construir la suya propia o compartir las que ya est\u00e1n listas para usarse. Las barreras para un modelo basado en plataformas incluyen seguridad, sistemas bancarios centrales heredados, gesti\u00f3n de datos obsoletos, cultura inherente de aversi\u00f3n al riesgo, identificaci\u00f3n de los socios correctos y restricciones presupuestarias.<\/p>\n\n\n\n
Metodolog\u00eda del reporte<\/strong><\/p>\n\n\n\nEl World Retail Banking Report 2020 se basa en los hallazgos de investigaci\u00f3n del Global Retail Banking Executive Survey 2020, entrevistas ejecutivas y el \u00cdndice de Preparaci\u00f3n Open X de Capgemini, e incluye perspectivas de entrevistas enfocadas y encuestas a m\u00e1s de 80 ejecutivos senior de bancos l\u00edderes en todas las regiones.<\/p>\n\n\n\nPara m\u00e1s informaci\u00f3n, favor visite www.worldretailbankingreport.com<\/a>.<\/p>\n\n\n\nAcerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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El World Retail Banking Report 2020 se basa en los hallazgos de investigaci\u00f3n del Global Retail Banking Executive Survey 2020, entrevistas ejecutivas y el \u00cdndice de Preparaci\u00f3n Open X de Capgemini, e incluye perspectivas de entrevistas enfocadas y encuestas a m\u00e1s de 80 ejecutivos senior de bancos l\u00edderes en todas las regiones.<\/p>\n\n\n\n
Para m\u00e1s informaci\u00f3n, favor visite www.worldretailbankingreport.com<\/a>.<\/p>\n\n\n\nAcerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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Acerca de Capgemini<\/strong><\/p>\n\n\n\nL\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\nVis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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L\u00edder global en consultor\u00eda, transformaci\u00f3n digital, tecnolog\u00eda y servicios de ingenier\u00eda. El Grupo est\u00e1 a la cabeza de la innovaci\u00f3n para enfrentar las oportunidades de nuestros clientes en el cambiante mundo de la nube, digital y plataformas. Bas\u00e1ndose en su s\u00f3lida herencia de m\u00e1s de 50 a\u00f1os y profunda experiencia espec\u00edfica de las industrias, Capgemini habilita a las organizaciones a alcanzar sus ambiciones de negocio a trav\u00e9s de un conjunto de servicios que van desde la estrategia hasta las operaciones. Capgemini se impulsa por la convicci\u00f3n de que el valor de negocio de la tecnolog\u00eda viene de y a trav\u00e9s de las personas. En la actualidad es una compa\u00f1\u00eda multicultural con casi 270,000 miembros del equipo en m\u00e1s de 50 pa\u00edses. Con Altran, el Grupo report\u00f3 ingresos combinados de 17 mil millones de euros en 2019.<\/p>\n\n\n\n
Vis\u00edtanos en www.capgemini.com\/ar-es\/<\/a>. People matter, results count.<\/em><\/p>\n\n\n\nAcerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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Acerca de Efma<\/strong><\/p>\n\n\n\nUna organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\nVisita www.efma.com<\/a><\/p>\n\n\n\n[1]<\/a> Open X \u2013 X de eXperiencia \u2014 es un enfoque de plataforma abierta en el que los participantes de todos los tama\u00f1os y de todas las industrias trabajan juntos. Durante la inminente era del Open X, los bancos determinan su rol (proveedor, agregador u orquestador) en funci\u00f3n de sus fortalezas y aprovechan las capacidades de terceros para proporcionar un desplazamiento CX mejorado.<\/p>\n\n\n\n[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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Una organizaci\u00f3n mundial sin fines de lucro, establecida en 1971 por bancos y compa\u00f1\u00edas de seguros, Efma facilita la creaci\u00f3n de redes entre los responsables de la toma de decisiones. Proporciona conocimientos de calidad para ayudar a los bancos y las compa\u00f1\u00edas de seguros a tomar las decisiones correctas para fomentar la innovaci\u00f3n e impulsar su transformaci\u00f3n. M\u00e1s de 3.300 marcas en 130 pa\u00edses son miembros de Efma. Sede en Par\u00eds. Oficinas en Londres, Bruselas, Andorra, Estocolmo, Bratislava, Dubai, Mil\u00e1n, Montreal, Estambul, Beijing, Tokio y Singapur.<\/p>\n\n\n\n
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[2]<\/a> BigTech son firmas grandes multinacionales como Google, Amazon, Facebook, Apple, Alibaba, etc.<\/p>\n\n\n\n[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>150 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tM\u00e1s de la mitad de los aficionados al deporte recurren a la IA o a la IA generativa para obtener contenidos m\u00e1s personalizados<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_01_07_Tech-in-sports-2025-news-alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>136 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"c84589a8-108b-4d0a-b6bb-27209b52d07d\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/28\/2022\/12\/World-Retail-Banking-Report-2020-57-de-los-consumidores-prefieren-banca-por-internet-en-la-era-Covid-19.pdf","related_resource_id":17802,"related_resource_size":"132 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[3]<\/a> Datos del documento t\u00e9cnico de Capgemini desarrollado en colaboraci\u00f3n con Everest Global: Modernizaci\u00f3n b\u00e1sica para construir experiencias bancarias futuras \u2013 Perspectivas para los bancos del mercado medio en Am\u00e9rica del Norte.<\/p>\n\n\nRelated News<\/h2><\/div><\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tCasi dos tercios de las organizaciones consideran la computaci\u00f3n cu\u00e1ntica como la amenaza de ciberseguridad m\u00e1s cr\u00edtica en 3-5 a\u00f1os<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2025\/07\/ESP_07_10_Capgemini_Post-Quantum-Cryptography-Report_News-Alert_REV_JG.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de prensa<\/span>\n\t\t\t\t\t\t\t<span>124 KB PDF<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\tLeer m\u00e1s sobre<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReports<\/span><\/span>\n\t\t\t\t\t\t\t\t\tLa confianza y la colaboraci\u00f3n entre humanos e IA definir\u00e1n la pr\u00f3xima era de la IA ag\u00e9ntica, que representar\u00e1 una oportunidad de 450 mil millones de d\u00f3lares para 2028<\/h3><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tAug 20, 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class="link-download" href="https:\/\/www.capgemini.com\/wp-content\/uploads\/2025\/07\/07_16_Capgemini-Press-Release_AI-Agents-CRI-report_EN-1.pdf" aria-label="Descargar nota de prensa" target="_blank" type="download" title="Opens in a new window">\n\t\t\t\t\t\t\t<span>Descargar nota de 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