{"id":32569,"date":"2014-04-15T21:06:00","date_gmt":"2014-04-15T21:06:00","guid":{"rendered":"https:\/\/www.capgemini.com\/ar-es\/?p=32569"},"modified":"2025-03-28T10:28:08","modified_gmt":"2025-03-28T10:28:08","slug":"soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario","status":"publish","type":"post","link":"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/","title":{"rendered":"Soluciones para afrontar el reto del control del gasto sanitario"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<header class=\"wp-block-cg-blocks-hero-blogs header-hero-blogs\"><div class=\"container\"><div class=\"hero-blogs\"><div class=\"hero-blogs-content-wrapper\"><div class=\"row\"><div class=\"col-12\"><div class=\"header-title\"><h1>Soluciones para afrontar el reto del control del gasto sanitario<\/h1><\/div><\/div><\/div><\/div><div class=\"hero-blogs-bottom\"><div class=\"header-author\"><div class=\"author-img\"><img decoding=\"async\" src=\"\/wp-content\/themes\/capgemini2020\/assets\/images\/cg-logo.png?w=200&amp;quality=10\" alt=\"\" loading=\"lazy\"\/><\/div><div class=\"author-name-date\"><h5 class=\"author-name\">Capgemini<\/h5><h5 class=\"blog-date\">2014-04-15<\/h5><\/div><\/div><div class=\"brand-image\"> <\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/ar-es\/?p=32569\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"abrir en una nueva ventana\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-tw\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https:\/\/www.capgemini.com\/ar-es\/?p=32569&amp;text=\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"abrir en una nueva ventana\"><i aria-hidden=\"true\" class=\"icon-tw\"><\/i><span class=\"sr-only\">Twitter<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.capgemini.com\/ar-es\/?p=32569&amp;text=\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"abrir en una nueva ventana\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><div class=\"article-text article-quote-text\">\n<p>En el contexto econ\u00f3mico actual el seguro de Salud es el \u00fanico ramo del sector asegurador de no vida que ha crecido desde el a\u00f1o 2007. A\u00fan as\u00ed, el sector no es inmune al entorno econ\u00f3mico:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>El gasto crece por encima de la facturaci\u00f3n. El gasto en prestaciones se increment\u00f3 el a\u00f1o pasado un 4%, destinando las aseguradoras un 79% de los ingresos a pagar prestaciones. La modalidad de Asistencia Sanitaria, motor del ramo, supone ya un 89,4% del total de las prestaciones.<\/li>\n\n\n\n<li>Por otro lado la elevada siniestralidad, 83,10% en el a\u00f1o 2013, junto con un sistema sanitario dual entre el sector privado y el p\u00fablico que est\u00e1 demostrando sus l\u00edmites, ponen de manifiesto la necesidad de habilitar mecanismos para reducir y controlar los gastos de gesti\u00f3n y los gastos de las prestaciones sanitarias.<\/li>\n<\/ul>\n\n\n\n<p>El ramo se encuentra ante un importante reto, el incremento de las primas no compensa el incremento del gasto medio. Esto es el resultado de otro desaf\u00edo:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Al igual que sucede en otros ramos, la competencia entre aseguradoras es muy fuerte.<\/li>\n\n\n\n<li>Adem\u00e1s el seguro de salud tiene un problema importante de fidelizaci\u00f3n del cliente, ya que el contar con un seguro que duplica las prestaciones del servicio p\u00fablico implica que el incremento de las primas tiene un techo.<\/li>\n<\/ul>\n\n\n\n<p>En este contexto del mercado, la mayor\u00eda de las entidades espa\u00f1olas cuentan con sistemas legacy que son poco flexibles y que dificultan mejorar la eficiencia y el control del gasto, y por tanto aumentar la rentabilidad.<br>Las nuevas soluciones tecnol\u00f3gicas que permiten la gesti\u00f3n end to end de toda la cadena de valor del ramo de salud mediante la automatizaci\u00f3n de procesos, la flexibilizaci\u00f3n de las reglas de negocio y el an\u00e1lisis de la informaci\u00f3n, juegan un papel fundamental para&nbsp; llevar a cabo un adecuado control del ramo.<br>Por tanto, en un mercado altamente competitivo, la optimizaci\u00f3n y diferenciaci\u00f3n en el proceso del control del gasto sanitario soportado por soluciones modernas, eficientes e innovadoras ser\u00e1n las que permitan mantener una cuota de mercado rentable.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":336,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"44183386-9895-4585-9b90-cd9d5b55a890\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":false,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":false,"_yoast_wpseo_primary_brand":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","featured_focal_points":""},"categories":[1],"tags":[],"brand":[],"service":[],"industry":[],"partners":[],"blog-topic":[],"content-group":[],"class_list":["post-32569","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Soluciones para afrontar el reto del control del gasto sanitario - Capgemini Argentina<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Soluciones para afrontar el reto del control del gasto sanitario\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/\" \/>\n<meta property=\"og:site_name\" content=\"Capgemini Argentina\" \/>\n<meta property=\"article:published_time\" content=\"2014-04-15T21:06:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-28T10:28:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/9\/2025\/10\/New-Web-preview-global.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Capgemini\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"krishnasingh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/\",\"url\":\"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/\",\"name\":\"Soluciones para afrontar el reto del control del gasto sanitario - Capgemini Argentina\",\"isPartOf\":{\"@id\":\"https:\/\/www.capgemini.com\/ar-es\/#website\"},\"datePublished\":\"2014-04-15T21:06:00+00:00\",\"dateModified\":\"2025-03-28T10:28:08+00:00\",\"author\":{\"@id\":\"https:\/\/www.capgemini.com\/ar-es\/#\/schema\/person\/c282b28dcf9c10f58a683ad349573e95\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/#breadcrumb\"},\"inLanguage\":\"es-MX\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.capgemini.com\/ar-es\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Soluciones para afrontar el reto del control del gasto sanitario\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.capgemini.com\/ar-es\/#website\",\"url\":\"https:\/\/www.capgemini.com\/ar-es\/\",\"name\":\"Capgemini Argentina\",\"description\":\"Capgemini\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.capgemini.com\/ar-es\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es-MX\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.capgemini.com\/ar-es\/#\/schema\/person\/c282b28dcf9c10f58a683ad349573e95\",\"name\":\"krishnasingh\",\"url\":\"https:\/\/www.capgemini.com\/ar-es\/author\/krishnasingh\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Soluciones para afrontar el reto del control del gasto sanitario - Capgemini Argentina","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/","og_locale":"es_MX","og_type":"article","og_title":"Soluciones para afrontar el reto del control del gasto sanitario","og_url":"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/","og_site_name":"Capgemini Argentina","article_published_time":"2014-04-15T21:06:00+00:00","article_modified_time":"2025-03-28T10:28:08+00:00","og_image":[{"width":1200,"height":627,"url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/uploads\/sites\/9\/2025\/10\/New-Web-preview-global.jpg","type":"image\/jpeg"}],"author":"Capgemini","twitter_card":"summary_large_image","twitter_misc":{"Written by":"krishnasingh","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/","url":"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/","name":"Soluciones para afrontar el reto del control del gasto sanitario - Capgemini Argentina","isPartOf":{"@id":"https:\/\/www.capgemini.com\/ar-es\/#website"},"datePublished":"2014-04-15T21:06:00+00:00","dateModified":"2025-03-28T10:28:08+00:00","author":{"@id":"https:\/\/www.capgemini.com\/ar-es\/#\/schema\/person\/c282b28dcf9c10f58a683ad349573e95"},"breadcrumb":{"@id":"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/#breadcrumb"},"inLanguage":"es-MX","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.capgemini.com\/ar-es\/"},{"@type":"ListItem","position":2,"name":"Soluciones para afrontar el reto del control del gasto sanitario"}]},{"@type":"WebSite","@id":"https:\/\/www.capgemini.com\/ar-es\/#website","url":"https:\/\/www.capgemini.com\/ar-es\/","name":"Capgemini Argentina","description":"Capgemini","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.capgemini.com\/ar-es\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"es-MX"},{"@type":"Person","@id":"https:\/\/www.capgemini.com\/ar-es\/#\/schema\/person\/c282b28dcf9c10f58a683ad349573e95","name":"krishnasingh","url":"https:\/\/www.capgemini.com\/ar-es\/author\/krishnasingh\/"}]}},"blog_topic_info":[],"taxonomy_info":{"category":[{"id":1,"name":"Uncategorized","slug":"uncategorized"}],"following_users":[{"id":141,"name":"automator","slug":"automator"},{"id":378,"name":"krishnasingh","slug":"krishnasingh"}]},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Soluciones para afrontar el reto del control del gasto sanitario","url":"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/","mainEntityOfPage":{"@type":"WebPage","@id":"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/"},"thumbnailUrl":"","image":{"@type":"ImageObject","url":""},"articleSection":"Uncategorized","author":[],"creator":[],"publisher":{"@type":"Organization","name":"Capgemini Argentina","logo":""},"keywords":[],"dateCreated":"2014-04-15T21:06:00Z","datePublished":"2014-04-15T21:06:00Z","dateModified":"2025-03-28T10:28:08Z"},"rendered":"<meta name=\"parsely-title\" content=\"Soluciones para afrontar el reto del control del gasto sanitario\" \/>\n<meta name=\"parsely-link\" content=\"https:\/\/www.capgemini.com\/ar-es\/insights\/expert-perspectives\/soluciones-para-afrontar-el-reto-del-control-del-gasto-sanitario\/\" \/>\n<meta name=\"parsely-type\" content=\"post\" \/>\n<meta name=\"parsely-pub-date\" content=\"2014-04-15T21:06:00Z\" \/>\n<meta name=\"parsely-section\" content=\"Uncategorized\" \/>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/capgemini.com\/p.js"},"jetpack_featured_media_url":"","archive_status":false,"featured_image_src":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/themes\/capgemini2025\/assets\/images\/mockup.png","featured_image_alt":false,"jetpack_sharing_enabled":true,"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Capgemini Argentina","distributor_original_site_url":"https:\/\/www.capgemini.com\/ar-es","push-errors":false,"featured_image_url":"https:\/\/www.capgemini.com\/ar-es\/wp-content\/themes\/capgemini2025\/assets\/images\/mockup.png","_links":{"self":[{"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/posts\/32569","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/users\/336"}],"replies":[{"embeddable":true,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/comments?post=32569"}],"version-history":[{"count":3,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/posts\/32569\/revisions"}],"predecessor-version":[{"id":516539,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/posts\/32569\/revisions\/516539"}],"wp:attachment":[{"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/media?parent=32569"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/categories?post=32569"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/tags?post=32569"},{"taxonomy":"brand","embeddable":true,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/brand?post=32569"},{"taxonomy":"service","embeddable":true,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/service?post=32569"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/industry?post=32569"},{"taxonomy":"partners","embeddable":true,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/partners?post=32569"},{"taxonomy":"blog-topic","embeddable":true,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/blog-topic?post=32569"},{"taxonomy":"content-group","embeddable":true,"href":"https:\/\/www.capgemini.com\/ar-es\/wp-json\/wp\/v2\/content-group?post=32569"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}