Smart Innovation for a Competitive Edge

Consumers are becoming smarter every day. Mobile phones are being used not just to communicate, but to switch on the lights at home and program the TV. When it comes to Financial Services, “smart” innovation will impact every aspect of Financial Services from processing transactions to impacting user experiences, communities and driving business results.

Capgemini’s “TechnoVision and Financial Services: Bringing Business Innovation to Life” explores today’s technology innovations in Banking, Insurance and Capital Markets and how they are changing the way financial institutions do business. These innovations can help create new products or market opportunities, improve service or efficiency, reduce costs or attract new talent.

With real industry examples Capgemini’s TechnoVision provide a clear, simple picture of the technologies most relevant to companies and their users. It helps our clients understand how these technologies and their evolution impact their business and answers the questions:

• Which technologies are most relevant for Financial Services businesses?
• How can I practically pursue technology innovation?
• What is most effective information technology strategy for our business?

Download TechnoVision and Financial Services.

The 7 “TechnoVision” Clusters

Five clusters reflect five complementary aspects of IT as it is experienced daily by a financial services company, namely:

• “You Experience” comprises tools that support the activities of an individual user
• “From Transaction to Interaction”: IT tools to facilitate formal and informal interaction among individuals and groups
• “Process on the Fly: IT as a workflow manager for implementing corporate processes
• “Thriving on Data”: IT as a way to access information in any form and from any location
• “Sector as a Service”: IT as a tool to help manage business objects while complying with business rules

Two additional clusters act as enablers for those five: “Invisible Infostructure” comprises all necessary processing and communication infrastructures, and “Open Standards & Service-Oriented Architecture” enables the interoperability of all other components. Learn more about TechnoVision now.

By viewing the technology clusters in this way, it makes it easier to identify and explore the increasingly close link between technology and business - an especially critical set of relationships in Financial Services, where technology increasingly functions simultaneously as an enabler and a disruptor, an engine of profitable growth and a disintermediator.

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