Payments

Payments constitute important transactions for customers as well as important revenue streams for banks.

Mobile Payments Innovation with Natixis: Cash Transaction Reporting Service Via Smartphones for Corporate Treasurers

Natixis wanted to deliver real-time payments information to corporate treasurers, anytime, anywhere. Knowing when important payments arrive is essential for bankers to provide better customer service. Natixis’ goal could be achieved by working with Capgemini who could quickly bring a new product to market in the payments transaction space. By understanding and possessing expertise in both mobile applications development as well as payments processing, Capgemini was able to develop “myAnnounces”, a mobile payments reporting application, in less than nine weeks.

Payments' Leading Role in Financial Services

Today, 4 major trends are driving and accelerating the rate of change in the payments landscape:

  • Shifting customer preferences and market conditions for payments processing
  • The impacts of the SEPA and TARGET2 are beginning to take hold
  • The adoption rate for technology and innovation is increasing
  • “Disintermediation” by non-bank competitors is also increasing

The European market is heating up as banks wrestle with SEPA pressures and recognize that a major pillar of their profitability is at risk. We expect significant increases in competition, new pricing strategies and the strategic evaluation of payments businesses as a whole (with an eye towards outsourcing) as the SEPA implementation milestones of 2008 approach.

Don’t miss out on the big picture. Learn how the SEPA implementation journey is taking shape with our 2009 World Payments Report.

Our Payments Solutions

Explore how Capgemini helps banks achieve the SEPA and resolve other payments issues with these solutions:


Discover Capgemini’s Payments Services Center of Excellence.

Payments Systems Survey

Payments Systems Survey

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