Payments

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Payments' Leading Role in Financial Services

Payments constitute important transactions for customers as well as important revenue streams for banks. Today, 4 major trends are driving and accelerating the rate of change in the payments landscape:

• Shifting customer preferences and market conditions for payments processing
• The impacts of the SEPA and TARGET2 are beginning to take hold
• The adoption rate for technology and innovation is increasing
• “Disintermediation” by non-bank competitors is also increasing

The European market is heating up as banks wrestle with SEPA pressures and recognize that a major pillar of their profitability is at risk. We expect significant increases in competition, new pricing strategies and the strategic evaluation of payments businesses as a whole (with an eye towards outsourcing) as the SEPA implementation milestones of 2008 approach.

Don’t miss out on the big picture. Learn how the SEPA implementation journey is taking shape with our 2007 World Payments Report. Explore how Capgemini helps banks achieve the SEPA and resolve other payments issues with these solutions:

• SEPA
• TARGET2
• Payments IT Infrastructure
• M-Payments
• Trade Finance
• Addressing Swift Services
• Anti-Money Laundering

For More Information

To learn more about Capgemini’s payments solutions, please contact us.